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HomeMy WebLinkAboutClinton News-Record, 1947-10-30, Page 6ee
Six
CUkV1 061 NEWS-AE.00RD
THURSDAY, QIG,TOBERi, 30,'
Bank of Montreal, Canada's First --established Bank, Completes 130 Years ' of Successful
ocal Branch Cornpletes
Sixty-eight Years in Clinton.
47"
Ontario's olides'b banking institution come down from James Croai, a Bri-
will be 130 years old next Monday. 'tisk settler who later became a Bank
Oldest . iii Canada, as well as in of tMontrealiihareholder for the ex -
Ontario, the Bank of 11'Iontreal, al, traordinary.span of 60 years,
;though organized in Quebec, had two "When F began farming in On-
branehea in this:province within eight tario," •afa Croii's s'eeolleetions begin,
months of its 'foundation — one at '"we had neither mowing nor reaping
York and another at Kingstn and nor threshing machines, and the wo-
today, the bank has subtaart allfy more men had no sewing machines -
ofifices in Ontario than in •any other The postage on a letter from Ontario
province in the Doaninion. to Halifax was two shillings three -
It was in 1817 that the first regu- pence , • . There was no money in
lar stage -coach run began between cinnulation in those days , 13very-
Kingston and York. That same his- thing was done by barter , .
toric year saw the founding of Ca= Mr. Croil wrote those words re-
rnada's first permanent bank —*Rho When the Montreal Bank, as it was
B of X, as millions, of Canadians now then known, first opened its doors,
call ih.
The date was November 3, the population of Canada was just
sand ellius nextMonday will mark the about half a million. Trade was ear..
bank's 130th anniversary. ried on prineipally by barter, and to
Inall the intervening years, the a leeser extent by tse use of IAlmeri-
B of ;Nl has opened for business on can, British, French, Spanish: and
every single banking day — an im- Portuguese money.
pressive proof of how •closely and con-
tnuously the bank's work has bean
woven into the vast progress of the At the very outset, the young bank
country since colonial days. issued its own bills in small dlenomi-
1 Pioneer Days nations and, later, copper coins. This
A good ;account of early times has money, indeed, was the first real ,
Canada's First Money
Canadian currency. The innovation did
much to stabilize and speed up com-
merce and industry, which had hither-
to been subject tothe varying rates
of exchange of the several currencies
in use.
This was ,hut one, aspect of the
bank's major eentribntiot to. the Ca-
nadian economy. That'. contribution
amounted to nothing leas than ending
the chaos in which business was
transacted and organizing the first
domestic financial system of Canada.
So well did the bank succeed that
this system has since evolved without.
ever losing its stability, 110 matter
how critical the times or how rapid
the country's growth. Thus, through
more than a century and a quarter,
the Canadian economy has survived
two major wars and several minor,
ones, as well as ,periodic depreslsions
and civil unrest, It has expanded
many times since 1817 and has won
world recognition for its rare com-
bination of dynamic growth and
steadiness.
Mueh of the nation's economic
strength derives from another prin-
ciple which the bank introduced in
Canada. This was the braneh-banking
system.
CANADA'S FIRST BANK BUILDING
k, ,tge
Taken Brom an old hand-eohoured engraving,this winter. 'seen is a view
of St. James Street, ''Montreal, as it appeared in 1830, thirteen years•
after the Bank 0± Montreal's founding. The building on the right Was
the first head office of the bank, which served as headquarters for the
B of 84 from 1819 to 1848. This 'was the first building especially eon
strutted for banking purposes in Canada. Today a post office stands on
this site, while adjacent to it, facing historic Place d'Armes, is situated
thebank's present head office building, completed and occupied in 1848.
Spreading Branches
As the years glassed, bhe hank spread. Rs branches all over Canada, During the early 1840's, it opened
reir
ONTARIO and the
gatM Hove
;Grown Up Together
Liminess by barter, travel by
stagecoach ... such was dte
order of the day when the
Bank of Montreal began
business in Upper Canada.
Within eight months of its
.founding in November,,
1817, the II of M—Canada's
first -established bank-
opened agencies in the garri•
son town of kingston and
the trading settlement of
1'ork.'1'ypical settlers' of the
time -the thousand citizens
of 'Kock lived by farthing,
lumbering, and trading with
the Indians. .
Slice that fat•otf day,
Ontario has become themost
potmlous and highly indus-
trialized .Canadian. province
.. and the B of M has built
up its largest representation
here.Soon,the new 16•storey
B' of M bailding will be
numbered among Toronto's
many beautiful edifices ...
typkal of the progress On.
tadb sad the Bank of Mout-
rut have made together.
Today, the 8 of M serves
the people of this modern -
minded province through
I89branchesandiacoostant-
Iy adding to this number.
Y BANH"
TO A MiII/ON CANADIANS
(1.1:
PROVED THEIR FAITH IN CANADA
.1.130 Wary' o
An exhausted Europe—torn by de-
cades of war—was breathing more
==�: easily ... two years before, the
Napoleonic Wars had at Last ended at Waterloo. In the
New World, the three-year-old Treaty of Ghent had
endedan attempted invasion from the south ... and the
peoples of North America began a friendship that is the
admiration of the world today.
TNT() came this scene cae nine men of
vision..". nine English and Scottish
merchants who realized that, without a
solid financial foundation, the colonies
could never reach nationhood. Together,
they determined a course of action. With
their own money and the backing of
209 other pioneering citizens, these nine
melt founded the Bank of Montreal,
which opened its doors for business on
November 3rd, 1817, Never once since
then has the Bank failed to open an a
business day.
1817 ... Sturdy colonists of British North America --- half
a million of them—were scattered over as many square
miles. To the west and north lay another two million
square miles, unsettled and untouched.. Merchants and
traders did their business by barter and
with a hodgepodge of foreign currencies,
whose changing values spelled chaos.
Trade development languished,
AT the very outset, the Batik issued its
own bills and coins. Here was
Canada's first real money. The currency
won immediate acceptance ... goods ,
moved morequickly.,.atid the stability the
nine men hoped for came rapidly. The
people proudly welcomed this Canadian
currency—and, as its circulation spread,
so did the reputation of the new bank,
Within a year of its founding it became
the Government's banker, and its currency
ofnci:dly replaced the British money used
by the Government up to that time.
Bt1T all was not easy. There were
hard, trying days ahead—each de-
cade had its ups and downs. From 5836
to 1840, Canada experienced a succes-
sion of bad harvests, political convul-
sions, commercial changes and failures.
Rebellion had depreciated the value of
property and seriously hindered the im-
provement and further settlement of the
country. The Bank of Montreal survived
only by the most .careful use of its re-
sources and the confident loyalty of its
depositors.
"ECOVERY was rapid dialog the
middle years of the century. Then
came 1867 ...and a nation was born.
But, a trans -continental railway was a
condition of Confederation, and now the
Canadian Pacific had to be pushed
through. To speed the construction, the
enterprise was placed in private hands.
The work went fast, and the last spike
was driven five years earlier than ex.
pected. With faith characteristic of its
.nine founders, the. Bofel had backed
to the limit this great national project.
'JUST two weeks after the Batik tatted,
J Canada's first branch bank was
founded . • . the B of M's Quebec agency
opened -and, thus, the Canadian branch
banking system began. The following
year saw agencies opened at Kingstoc
and York, now Toronto,, and branches
spread 'as the years went on, Hailed
throughout the world for its strength
and flexibility, this system of branch
banking—begun 130 years ago—has
proved ideal for a country vast in area.
and small in population.
190 -the century opened with
Ur a new flood of prosperity
which lasted for more than a decade.
Two more trans -continental railway
systems ... a great influx of new settlers
abundant crops . thousands of new
industries --and then.., World War Il
Through the trying times which followed
. the inflated days of the 20's and the
depressed days of she 30'a—through it
second World War in OW time .
Canadians worked and fought, and
Canada became a world power.
—Peace .. , new plans ... new hopes . . . rehabilitation. Life in
Canada still takes work, courage and, above all, vision...
~a -*'-'l.- 'the kind of vision which spurred nine men to pioneer the
to {' nation's economy 130 years ago, From a corporal's guard in
1817, the staff of the fief M has grown to an army eight
thousand strong ... working closely with Canadians and their industries in hundreds
of communities from coast to coast. .. supplying the lifebloodof credit to an
expanding nation . , •seeking always --through sound counsel and friendly service—to
give practical help to the million and a half customers who put their trust in the Bank.
What of Tomorrow. e ?just as history foreshadows the future, so the record
of Canada and of her first -established bank working together gives promise of bright ton
morrows for the nation. "The twentieth century belongs to Canada"... and for that future>
we pledge ourselves anew to work constructively with Canadians in every walk of life.
SANI . OF MONTREAL
Canada's First -established Bank
aOus4W.SI�11�ii lex,C.M.G.,Preridext B.C,Gmaralau„Vice President and GeNerolMaf i/'
branches at Bytown, now Ottawa, at
St. Thoanas, Belleville, St. Catharines,
Brockville, ivalnilton and London.
In the opening of the West which
the B' of 114 facilitated by placing its
resources behind Canadh'e first trans-
eosetinental railway, the Canadian Pa-
cific, its branches went hand in hand
with the pioneers and were estab-
lished at key points from mast to
coast at an early date.
The , bank ,contributed vitally . to
many phases of home -front activity
in both world wars. In peace as well
as war, the strength, swift progress
and high standard of living of the
young country can be attributed in
a unique degree to the policies of
its oldest bank. And the B of 34 has
grown with the country.
The bank began with a capital of
$250,000 and a :staff of seven. At
the .present time its capital and re-
serves amount to $78,000,000. Its re-
sources are close to the rtwo-billion
mark, and its staff numbers more
thaai 8,000. la has aver 500 branches,
including offices in Newfoundland,
New York, London, Chicago and San
Francisco. Its depositors number more
than 1,500,000'about one out of ev-
ery five bank depositors in the na-
tion.
Thus, the bank that nine colonial
merchants started in such a modest
way 130 years ago, has become, in-
deed an integral part of the life of
the nation.
LOCAL BRANCH HAS
LONG HISTORY
In less than two years from new
the local office of the Bank of Mont-
real will be celebrating its 7011 an -
W. Ii. ROBINSON
Clinton Manager
niversary. Established on August 1,
1879, as a blanch of the Molsons
Bank, the business operated by that
bank was many years ago taken over
by the B of M. This branch, which
in 70 years has seen many changes
take place in 'Clinton, has consistently
aided in .maintaining and promoting
the business interests of the town.
An example of this interest was the
purchase last year by the Bann of
Montreal of snore than 40 per cent
of Clinton's sewage debenture issue.
Originally situated ht the two-
storey brick building later taken over
by the Jackson Manufaeburing Co.,
the bank's office was, ine1904,'moved
to its+ present site. These premises,
on the corner of Albert and Ontario
streets, have on several occasions
been remodelled in order to meet the
needs of the public more adequately.
Manager here for the last five
years, William H•. Robinson, like his
predecessors, has taken an active in-
terest in all local activities. Harold
M. Monteith, whom .he succeeded is
naw in charge of the bank's Sault
Ste. Marie office,
Operation
GEORGE W. SPINNEY, C.M.G.
President of She Bank of Montreal fore
the .feast five years of the bank's 130.
year history. A member of the staff
since 1906, he joined the bank as a
junior at his native town of Yar-
mouth, N.S. Me. Spinney served at a
number of posts in the bank before -
his appointment as 'assistant to the
general' manager in 1922. In 1928, he
was appointed an assistant general
manager and eight years later he
beeaine general manager. During the -
war, Me. ,Spinney was chairman of
the First Victory Loan Campaign anti;
for two years he was Charman of the
National War Finance Committee.
• B. C. GARDNER
Vice president and general manager
of the Bank of Montreal, -who is also
president` of the Canadian Banners'
Association and. a vice-president of the
American Bankers' Association. Mr..'
Gardner, whose wide experience
banking includes service in England,.
(the:United States and Newfoundlande
as well as in eastern and western Ca-
nada, became an assistant general
manager of the bank hi 1935,4n 1942,
he •assumed :the ditties of general'
manager of the organization and two.
years Inter became a director and.
vice-president,
CANADA'S
FIRST BANK MANAGER'
taken from an old silhouette, Hie re,
production above is of Robert Griffin,,
the Bank of Montreal's first maiden.
'Gr. Griffin, whose position was sane
ilar to that of a ;present-day bank.
manager, served with the B of RI
front 1817 to 1827
•
SEAFORTH
LIONS FROLIC
PALACE RINK, SEAFORTH
Friday, Oct. 31
at 8 p.m.
Half entire net proceeds to be donated to Scott Memorial Hospital;
Remainder for bions Club Welfare Work
PARADE
Will leave Main and Goderich Streets at 7.45 p.m. School Children
in costume headed by Seaforth Highlanders' Bend
•
and Bannockburn Pipe Band
SPECIAL PRIZES FOR COSTUMES AND DECORATED BICYCLE
Full Program of children's Hallowe'en events at the rink
.ttrtwttt1111t,
BIG GAMES
Two Big Fowl Booths
Over and Under
Ring the Money
Bingo Bird Cage
Entertainment
Continuous Entertainment
throughout the evening at
the (Rink
Outstanding Program by
Programme by
McGregor Concert Bureau
Adults 25c
ADMISSION TO BINK:
Children under 15, FREE
Drawing for 8 Big Prizes
Tickets — 15c or 2 for 25c, and 10c or 3 for 25e
These ratites sanctioned by Munticicality in which they will take plate
DRAWING TO BE HELD AT THE RINK AT 11.30 P.M.
DANCING
To a well-Isnovvn Orchestra flum Sarnia
CARDNO'S HALL - - ADMISSION Sec
TWO DIG DOOR PRIZES l
MAKE A NIGHT OP IT! Seaforth is Hallowe'en Headquar