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The Brussels Post, 1906-2-1, Page 6"[RhP Ari ®FpERFECTIoN all-important events witch transpired in that lonely Judean wilderness. l, 11 tou wilt fall down and worship me --All that the tempter asks of Jesus is an acknowledgment of his authority as king of this world. The Levin woe. Those Who Are Content With Them= ship in the original does not necessarily mean more, as it signifies simply an act /� of reverence, whether paid to a creature selves Are to Be Pified• of to the Creator. ry "They go from strength to strength." -- Ps. lxxxlv., 7. The difference between man and 1.]e dust lies In his heaven -born passion for progress, the desire to push on, to grow, to improve, to enlarge his life, his know- ' ledge, and his power. All life Is growth and any form of decay is death. In the right life aspiration lasts as long as res- piration, Ile is already dead who Is satisfied, in whom there salts no passion for better, ampler things, That which yesterday seemed to the sou] a palace, which is to -day its house, would to- morrow prove its .prison. Man was made to grow. All our past story tells us that. Read in the rocks or In the written page it is the same record of toil, pain, battle, weariness, and sor- row, victory, and brief joy -all but waves in the great tide that moves humanity on. Out of the depths have we core, and no man any tenger blushes at our lowly beginnings, rather do we rejoice at the strides made thus fur. Neither dares any reverent one to predict how far we may go. All we know is that in us burns the eternal cloud by day and fire by night that leads on from Egypls of dull content through deserts of glow- ing promise. The story of each life is like a minia- ture of the story of all life. There Is the same helpless beginning, the salve in- creasing passion for larger life, the sante growing discontent with things achieved. TO LIVE IS TO STRIVE, to achieve and be dissatisfied, to become better and often seem to be worse. The struggle to cast out old evil and to live fairer, sweeter, stronger, and more worth while lives goes on in all. Of all the objects of our pity none de- serves it more than those who are con- tent with themselves. No matter what growth a man may make 1n character, what progress toward perfection, it will never afford him satisfaction. The search for the peace of perfection can end only in disappointment. To the soul there is no perfection. To find its goal would be to die. When a men boasts of having reached the height of his ambition you will find he never contemplated any eminence greater than a beer keg. Either one gets better every day or Le gels worse. Ile needs to feel the greatest alarm who thinks he has come to the place where he can stand 31411. Measure your progress by your discontent with sell. The fact that our ideals seem farther off than ever before may but in- dicate how greatly the horizon has widened. True, there is a danger 11151 we shall be content with our discontent, that we shall say, My apparent imperfec- tion but proves my real progress. A man must measure himself not alone by his distance from the goal but by his steady strivings to reach ft. And, after all, the natural life has little time for any self -measurements. Some get no exercise save in climbing on and off the scales and standing under their spiritual measuring rods. They wonder why they do not grow. Not by inspection does the soul increase. Nor by repeated reviews of footprints long past. OF YESTERDAY'S FAILURES and mistakes. A man ought to move eo fast that the old tracks are soon out of sight. The things that are set before and not the things left behind must de- termine the things that are to be. IL life is a race, it is not run before spectators; there are no grand stands lure. The course winds amongst the commonplace duties of the day. Ile runs best who thinks least of the running and most of doing the work of that mo- ment in the best and noblest way. In each effort, in each tight against content with sloth, with self, willlt mediocrity, lies the strength -giving struggle. Soul health comes through service. The do- ing of good is the best defense against the evil. Strength comes and evil is overcome by the good that is undertaken. Weary in the flght, and feeying naught is gained, still press on. 1.•ife's value lies not in its victories so much as in its strife. It is this long, bitter, oft disap- pointing battle that is making the man of you. The worries reward is not in some medal at the end -it is in muscle gained, in keener vision, stronger arm, larger heart, uplifted head, thoughts that look beyond the stars and catch glimpses of the glory to be, In burning desire for yet harder toil, sterner con- Oiets, nobler prizes. THE S. S. LESSON INTERNATIONAL LESSON, FEB. 4, Lesson V. The Temptation of Jesus. Golden Text: fhb. 4. 15. LESSON WORD STUDIES. Note. -These Word Studios are based on the text of the Revised Version. Verse 1. Then -Immediately after having been baptized by Join in the Jordan. Led up of the Spirit -The Spirit 1,1 God, the Holy Spirit. Mark uses tile still stronger expression, "tile Spirit driveth hint forth" (Meme 1. 12). The wilderness -Any pertlo''•of un- cultivated and uninhabited lanZ consti- tuted a wilderness. The mem berg. rc- lerred to was probably-theeeaete-in fron- tier of Judah, which in theiime of Christ was a wild, nearly treeless district. To be tempted -Indicating definite pur- pose. God willed that his Sun, so newly equipped for his great life mission by the descent of the Spirit upon lam at, the time of his baptism, should now meet his adversary, the tempter, face to face. The devil -Literally, t e false accuser, the slanderer. When used with the arucle, as in this case, referring, in tihe New Testament, only to Satan. the prince of demons, who reveals himself as the malignant enemy of God 011,1 of the Messiah. When used without the article the seine word is sometimes ap- plied to men, for example, to Judas, Zahn 6. 70. In 1 Tint. 3. 11 the same word in the plural is translated Sian. dents, and in 2 Tim. 3. 3 and Titus 2..1, 'false accusers. 2. When he had fnsied-Literally, hav- ing fasted. The Greek verb hero used signifies throughout the New Teslnment an abstinence for religious pu•pnses. The forty days seem thus to iinve been spent by Jesus in devout meditutien and prayer, possibly In prayerful contemplro- tion of, and planning tor, his lifework so soon to begin. Ile afterward hungered- The whale sentence, if token by itself, would seem to indicate that the temptation camp only at the end of the forty days and nights of fasting. Murk, on the con- trary, implies that the temptation rntt- :tlnued during the forty Boys --"and he was In the wilderness forty days, tempted of Satan (Mark 1, 13). Luke else uses the expression forty days being temp- led" (Luke 4. 2), and thins supports the Implication of Mark, which would Feem a0 be more in harmony with the probe- Lle facts in the ease. Humanly speak- ing -and Jesus was ne truly human es any of us in the hour of 111s temptation-. 11 would seen impossible for Jesus to have reached the end df forty days of tasting before the intense craving of 'hunger man! ested itself. 'The tempta- tion to matte bread of stones may well have been present and real during many days. 3. 'rho tempter came -'There is nothing In the entire narrative which compels us 'to think of an -appearance of the devil 'In bodily form.. Ile may have oppenrci1 thus, but his assuming human term 'could not meite the temptation any more seal to Jesus than .would be the spirituel Influent% which 11 was possible for Wm to bring to_ bear in direct personal et. '• tack. Said tunlo him-Clticss we )told stricl.ly • to a bodily Appearanee of Satan; we must interpret these words .in mean "Sag. Bested to 10110 the thought." \VS need atnly to think of our awn past severest temptations to realise in how very real u Sense the tempter speaks to ns when tiro presents the enticing stlggestloll 1n ,' 'star mind. No spoken weird from 1SUn1a11 lips could possibly appeal as strongly, and would not appear at all if not ac- companied and strengthened by that subtle influence which is the most po- tent factor in every temptation. If thou art the Son of God -The voice from heaven had so declared him, a special equipment of power had accom- panied the declaration; this power had not yet been tested, the need was real and great, the. temptation most subtle. That these stones become breed --This nest temptation is addressed to the phy- sical appetite. The temptation lay not in the suggestion to allay the cravings of hunger but in the suggestion to make use of divine power granted for another and higher purpose in so doing. 4. It is written -In Dent. 8. 3. Israel had been forty years in the wilderness. but God had provided for all the needs of the people, "that he might make them know that man doth not live by bread only, but by everything that pr0C0edeth out of the mouth of Jehovah.' 5. Takelh-The verb in the original signiflcs a taking along with, and plight be rendered oohducleth. Il thus seems at first sight to support the theory of a bodily appearance of Satan. In that case, however, we must think of both Jesus and lir,:' devil actually leaving the solitude of the wilderness, and together going to Jerusalem, many miles distant, and flan back to the high mountain lop, or vice versa, if we follow Luke, who places the second and third temp- tations in the reverse order from Mat- thew. This would occupy same time, possibly a full day, unless we suppose (esus to have lo:rrn b•.anspca'led instnn- taneously in some miraculous wary' bo, the city and the, temple's pinnacle. 1'o imagine Jesus, fatigued and all but ex- hausted, making that long Journey slnwly and in company wills Satan, is to recognize the improbability and incon- gruity of the situation implied. The other alternative of a literal interpreta- tion, namely, that of an instantaneous and wirer `ileus transportation, to alto- gether impossible when we ask whose miraculous puwer it web that was exef- elsed, Certainly Jesus did not exerolsc his divine power to accompany Satan: nor 0111 WO imagine Satan a5 perform- ing the miracle involved, and taking Jcsus with him by force. The hely (lily -Jerusalem the capital, the seat of Jehnwah's holy temple, end 11e11c0 in en esnncinl sense the dwelling place of Jehovah himself. Pinnacle --From the Latin "pinnacn- turn." n diminutive of "pinna" or "Pen- ile," n wing. The Greek word used 15(5118 exudly the same- thing. dare tin, reference is to one of the wings of the temple building overlooking the deep Kklrnn unvine. 6. 11 is written ---A formula for appeal- ing to the authority of the Scriptures. The quotation is from Psn. 91 11, t2, but Satan 101.11101W by omitting te very Important elalae, "l0 keep thee in all thy way's." Bind thereby dlstoills the meaning of 1110 passage quoted, 7. Again it Is written -Thu "again" Is enlphntlt. .frees points rut that one Srrlplurc p,n+ng.l can be retiredly im. rlerelixel only m the light of either pas- sages. Our Seerel of defense against all disLorbsl Scripture rpt Ilio s is a pro- founder Icnnwl.+dg' of on seriplur„ to the unity of Its interretatton5, Thou shalt not note trial of the l o, 3 Illy find --.1 quotation from Doul. 0. 16, "Ye shall not tempt J,hova your God, us ye trmlltled him fn Massalh.•, 8. All thm kingdoms of the emit', anti the glory of them -=1'11a nta11 wlu•th Jesus 1,0,1 of 1,111 glory of the earthly ldn darns mrtN, of eras . luta e been purely ue mint. and iters i, 111 el'gutneUl 118111111; 1,1'0110)1 farlvurd in the suppoet nt the. 1 fee tint Iia whohr series of templatione hulialdred in 111(1r ulhi ',1 111111(1 Or spirit only. Its eogeney 1., evt- doni. Thr rrtalsln: of Ike neerafi:,•. however, adds vividness to the w11t&a and bpings us Into vital lamb with the 10. Get the hence, Satan -The climax in the temptation has come. A point has been reached where Joel's must either surrender of rise In the power of his manhood u11d drive the tempter from him. Thou shalt worship -Tree quntaUnn is from Dent. 6. 13, which reads, "Thou shalt fear Jehovah thy God; and him shalt thou Serve." 11. l.oaveth him -Luke adds "for a season," indicating thereby plainly that we arre not to imagine that throughout the rest of his earthly life Jesus was ex- empt from further temptations. Indeed, the writer to the Iiebrew:o says definite- ly that he "hath been in all points tempted Like as we nee, yet without sin" (Neb. 4. 15). KING'S VELVET MAKER • MR. GEORGE 001.111, A IIANILOOM 'WEAVER. Beautiful Fabric Turned Out by Old Pro- cess -Craft Still Lives in • London. A correspondent of the London Daily News thus describes a visit to the man who wove King Edward's coronation robe of crimson velvet: - Until I knocked al the door there. had been a curious "click, elide," in the up- per part of the house, but this now ceased and the door opened. There stood In the gloom of the passage a slender, little, bright-eyed, pleasant looking man, with high, rounded fore- head, wearing a coat of knitted brown wool and a curious sort of chest protec- tor of thick leather strapped across his stomach. 1L was all worn and shiny. and I saw afterwards that ft was to pro- tect his clothes when he leaned forward at the loom. "Oh, yes," said Mr. George Doree, 'I am a weaver; my parents were weavers, and our family have been weavers for generations. We are descended from the IIuguenots. But there are not many left now of the twenty -nee thousand weavers that lived In London at the be- ginning of the last century. CUTTING THE PILE. "Well, I learned velvet weaving when I was eleven years old. I um now sixty, and this work really needs a mal in the prime of life. "There are many little things in the work that otic Learns nhnost with one's mother's milk. Weaving 19 almost nn hereditary instinct," went on Mr. Doree,. "But I had not done any velvet weaving for thirty years. There is no velvet weaving at a11 in London now. Besides, this was to be such velvet as had never been seen before it had to he of the finest and richest silk, of such close pile that thirty-three thousand threads, each formed of 29 'tieuures; or original silk- worm threads, were to stand up in each square inch. And the cutting of 1.he threads must be so even that you must not be able to see Lhe slightest roughness or unevenness. So I just had a loom put up down here, where 1 would not be ells - limbed, and did the weaving all alone." HAND LOOMS SURVIVE. Then Mr. Doree took me to the first floor, entirely up to the looms and ogler curious appliances of the weever. On one side the whole length of 111e building was a continuous window, and 1 was very soon to see the reason for this abundance of light, and also for the re- mark float a mem in the "prime of life" was needed for One silk velvet weaving. For when he handed me a crimson thread finer than a human hair, and said: "Yoh ser, those five fibres," 1 had to confess that I saw nothing of the kind, and marvelled at his courage in under- taking after thirty years to take up the old craft and make the King's corona- tion robe. "How is it that the power loons at the great caddies have not killed the hand - looms of London altogether, Mr. Doree?" I asked. "IL Is the emelt orders that come to the handlomns," he went on. "A complicated pattern can be done far more cheaply by the power loom If you want a large 'Awe. But there is the costly prepara- tion of the lonm to make tho pattern, just like the setting up of the typo 10 print a newspaper. So, if you only want a small piece made, the-handloonl is often cheaper. And then a small piece of 11 particular pattern can be clone In a day on the handloom, when a big factory could not begin for a week." FINF.ST EVER MADE. Then Mrs. Doree, a delicate little Waliemtllko figure curiously matching her husband with his look of intelligence and interest in his craft., suddenly ap- peared from nowhere with a 0500 0011 - Wining three rich pieces of silk velvet. (Inc was the rich crimson velvet of the 1Cieg's robe, another a magnificent purple uln,la for the Queen, and a third n rivee of r''In eon trade for the Rajah of Jhnlnwer, who, when ho visited Bing Elwarri Inst year, ordered a piece ex - 1 11;,1 the Coronation robe. Ni.:taii velvet was ever made be - tore," proudly suld Mrs. Doree, And her husband allowed how two lease 1 fres ere woven into the silk, old 111011 with a knife he rule 1101'085 along. Ilrr 1(111,s, and colds of the silk rise up like in'e00 and form n pile.. The wires 10'0 lift •d unl., WOPeu in at the next threw of 118' slildtic, and 1110 culling is tweeted. 1,1•_11.-+�...-..._ RU.1s1A ' I'IlIES'I'S. In. R11ss01 every priest is obliged. 10 merry, bol only nice. should hie wife die he is bei nd by the lnws of his Clitte111 I.) retire into 0 monastery for the rr.+f r.1 115 atistonae. l:rildl quite :went lino,: the :eine of Kiosks could not l'rkulty undertake any lay oocnpe- I,on, aid are therefore compelled in ,aha' the, priesthood in their 1ulnt. A11 eltis, privileges earl dielinotnns ?UN( h,•oi, swept away. hut, as 0 hatter et Mel. 1110 priesthood 18 Mill 'r ltl'tl)ted (1110(1.1 feelueively among the sons of Trlr, r6. 10001111' us before, �I1g Horne ,to 144444-44444+,94-1.41-1444 SELECTED RECIPES. Apple Bread, -Roll out some dough to the thickness of half an inept Peel, core, and slew some apples, spread on the dough, cover with anolhe'layer 11 crust, and bake in a sharp oven. Eat cold for lea. Pickled Cabbage. -In making this pickle, to every gallon of vinegar add as much saltpetre as will Covei• a shilling. If this is done, and the pickle kept In a dry place, the cabbage keeps its color and ]retains its crispness to the end. ']'here is no more nourishing vegctahTo than the parsnip, which oan be made very tasty cooked like this: Boll some parsnips, mit each into four lengthwise, and fry in dripping till a dark brown color. Season with pepper and salt whilst frying. Slat, Cake Pudding. -Place a layer of calce in the bottom of a pte-dish, then u thin layer of raspberry Jam. Continue pulling thus in alternate layers 1111 the dish Is almost full; Then pour over it Iwo eggs beaten up In milk, soak for an hour, and bake in a steady oven. To serve, turn out the pudding, and pour a nice plain custard sauce around. A Tasty Pie. -Cut some cold roast or boiled mutton into small pieces, add some -gravy, fol sauce, and a 1111-10 onion clopped finely. Put into a pie -dish and add more gravy to it. Cover with a layer of tomatoes cut in half, hiciclen in bread - crumbs, and bake half an hour. For Anchovy Butter. -Clean and hone three anchovies, pound them with three Minces of butter, color with carmine, add cayenne pepper and lemon juice. Pees all through a el_.,', make into pals, and serve. Plain Calces for Tara. -Mix half a pound of caster sugar with one ounce of cara- way seeds. Have ready half a pint, of new milk with a small piece of butter melted in it, pour this over Ihree-qual'- tors of nn ounce of yeast, end work to- gether till dissolved. Make a hole in the centre of the flour, pour in the yeast, ere., and make all into a light dough. Put it before the fire to rise. Bake fn a quick oven for one and a half hours. To Make Browning. -Heat an old iron saucepan on the fire, tub it with a little dripping. Put the sugar Into IL, idL it melt, stir with an iron spoon till It is a darts brown. Draw the pan to the side of the Ore, add the water gradually, stirring all the time. Placa the pan on the fire again, and stir till all is smooth. Let 11 cool, and pour it into a bottle. Cork it well, and i1. will keep for some time. A Simple Soup Wilhoue Stock. -Pick over and wash three ounces of rice and put it in n saucepan with one quart of water. When the water has reduced to one pint, add one quart of milk, a little chopped onion, celery, a pinch of salt, and a blade of mace. Put the saucepan on one side, and simmer gently t111 the vegetables are cooked. Before serving, add a lump of butter rubbed into half an ounce of flour and a teaspoonful of chopped parsley. Luncheon Rolls.-ITcat two cups of milk and add while lot a level teaspoon of salt, and a rounding teaspoon of butter. When the milk is lukewarm add Iwo whole yeast cokes dissolved in one quarter cup of lukewarm water. Mix In two and one-quarter cups of flour, cover and let rise very light. Now add enough flour to make a soft dough that can be handled, and knead thoroughly. Be sure to keep the dough a little softer that for bread. Break off pieces and forme into finger rolls. Place these rolls in a pan and let rise light. and bake in a quick oven. Fifteen minutes will be lung enough to butte them well. Musical Soda. -Success or failure In tnal<dng corn bread, soda biscuit, or calce in which soda Is used depends on the way the soda is treated. First, of all. remember that most recipes cell for two. much. With ono pint, of sour milk or the same amount of bullelmlilk-the lat- ter is best when about a week old -use one-half egg, Spoonful level of soda. PuL the soda into a bowl, pour on it a half cup boiling water, ion it dissolve, then add the sour mills, bent gently and quickly with at upward stroke while adding the sour milk. Any person with a musical ear cannot fail to notice a sug- gestion of the one lined octavo of the pianoforte in the "clock, omni" of the liquid as the spoon 1s gently brought upwards from the bottom of the howl., When the Lop nolo is reached the liquid is ready to be added to the other ingre- dients, as by that time the milk is light and Potatoesloamy. in Doughnuts.-Douglmuls can be made so that they will keep soft for days by adding fresh hot mashed potato to the batter. To one, dm o1 ma8110(1 1)01(110 use two eggs, two table- spoonfuls of shortening, one and one- half cups of sugar, one and ale -half chips milk, flour to roll oul, salt, nutmeg, and three tablespoonfuls of baking powder. Crean the potatoes, sugar, shortening, and eggs. Add milk, salt and ualnieg. Slit the baking powder with the flour, Mix and fry in belling lard. Tito pota- toes will not only mance them keep fresh longer, but will make them suit and more delicate. - USEFUL TO KNOW. A half lemon rubbed on the hands will remove all stains. Dried orange peal allowed to burn to a room will leave a pleasant 1re511 odor, Mud stains on black cloth will disap- pear when rubbed with a raw potato. Candles should be stared for six or eight weeks before being used, they will then burn more brightly and more slow- ly than when lighted at once. Keep a large brick ht the oven in ease of sudden illness when heat is required, or for 1110 sufferer from cold feet; wrap- ped in newspapers int will retain its warmth much longer than the hot water bottle. A kitchen table covered with zino is a great labor saver. It is easily cleaned, and is not injured by culling meat or vegetables, but it w111 last a lifetime, and, considering the labor it saves, the cost is an insignificant matter. When the oven smells badly take a vessel of hot water and o handhll 11 washing soda. Take the shelves out and wash well In 1101 water, Lhen finish therm In cold. Next wash the oven Well out with the soda wafer, and brush it over with the whitening. IL will then bo Olean and sweet and bake beautifully. When it. is necessary to keep a heel warm for a late -comer do not set the dish in a trot oven, thus discoloring the china as well as drying the food. In- stead, place the plate or dish over a pan of boiling water, covering with a cover that will Just fit over the edge. The food will keep hot, and there will be enough steam from the boiling water in the lower pan to prevent the food getting dry. Valuable brushes, such as those with ivory or tortoise shell backs, may be thoroughly cleansed by using bran in- stead of soap and water. Tho brush is dipped into bran, which must be rubbed into the bristles as one would soap, and the particles may afterward be removed by tapping the brush, bristles downward, on the table. When all the bran is re- moved the bristles should be wiped with a sills handkerchief. - IIOW TO BRIGiITEN T1IE HOME. Every home, however simple, can be made attractive by the tasteful arrange- ment of a few plants. They cost very little, and repay one for all the care that is wisely bestowed upon them. Every dining -room should have a few green things growing there in the winter, and a few small, thriving ferns always ready for a centrepiece on the dining -table. A. drink of water dally, and an occasional bath in a sink or bucket of water, keeps filen clean, and is all the care they need after being potted in good rich earth. Like human beings, plapls must have pure, fresh air to breathe, or they, too, will become sickly, and lose all their brightness. If in every modestly fur- nished house there could be plants 'n place of cheap bric-a-brac and mantles full of useless, cheap ornaments, great would bo the improvement in rho homes and In the mental condition of the in- mates. SHOPPING HINTS. Know what you want before you shell out to the shops, and what is the most you can afford to pay for it. IL is better to pay less than you had planned, rather than more. Never buy a bargain unless it is some- thing you really need. Do 1101 buy nuy- thing in a great hurry. 'You oan always find. something to take its place that will serve the purpose quite as well. It is poor policy to buy one expensive article and force yourself to go without niany 11111e accessories. Have whatever you wear in keeping with every other part of your costume and you will never appear shabby, rMINiSTJI1I OF MEDICINE. British Medical Journal Says ile Should be in Cabinet. The British Medical Journal contains the following expression of dissatisfac- tion with the new Government:- "Although overnment:"Although the whole fabric of modern civilization rests upon the application of science to life, it contains no represen• Latin subject which so nearly touches the welfare of the people as public health, it contains no representative of medicine. "This will bo a very great, disappoint- ment to many who entertained some lin- gering hope that new men would mean new methods; the medical profession must flus bright over again lis task of endeavoring to convince politicians <'1 t e necessity for legislation in' respect of matters to which they have i ltherto given little attention" --4- • AL the close of an nddress during an electioneering campaign in Ireland quos lions were invited. A man was ninking for Ilio platform when he received n whack over the head with a stick. Ile was stunned, end had to be carried 0121 amid un uproar. When order was re- stored Lha chairman rose and blandly uskod:-"is there any outer gentleman W110 would like to ask a question?" Needless to say, there was not. r:a '1 ,A GREAT. VleTTNG'GISBE1t 0.434 Cl, 313Elm.lic00 ' ISEnizeariii.1-63caa. ANNUAL IVIEriTINCh 11111.1) 15110 JAiiUARY, 1006 Report of the Directors. The Directors beg to sultnil their ennual Report to the year ended 80t1 November, 1505. The Balance at credit of Profit and Loss Account, 30th 1904, was The profits for the year ended 30th November, 19e5, after charges of management al(d lucking provisions for doubtful debts, are .. Premiums 1'10511'4 011 now• Stock From which have been declared: Dividend 5 per cent., payable 1st June, 1005. Dividend 5 per cant., payable 1st Dec. 1005. , Carried to Reserve Fund from Prollts..,, Carried to Reserve Fund from Prelnimnnn new stock as above Allowance to ex -President authorized by the Shareholders .... .... ,. Shareholders for 111a November, .$ 40,110.21' deducting bad and 357,873.12 205,401.00, 5602,870,40• .$111,770.20 . 119,040.28 $231,719.57 .$135,31040 . 205,421.00 340,740,00 5,000.00 577,459.57' Balance of Profit and Loss carded forward .... .. ,. ......$ 25,410.88- The Directors have pleasure in pointing out, 11151, after paying Idle cus- tomary 10 per cent. dividend, they have been able lo place to Reserve Fund, out of profits, the substantial sura of 8135.000. The year's earnings are, in the anin- lon of the Directors, very satisfactory Indeed, considering that out of the year's• profits, the maximum estimated loss (800,010), which the Bank has sustained by the embezzlement and forgeries of 'T. Hillhouse drown, has been provided for. The Directors beg to report that the progress of the Bank still continues In a marked degree, and that, while they had thought 1t prudent to open during' the year a few new branches in Ontario 1111,1 Manitoba, In recognition 01 1.110 rapid development of the country, they have mostly confined themselves to the strengthening and building up of the business at the various points 111 which offices had already been established. iii.: proposed, however. to ask of the' Shareholders, at the Annual Meeting, power to increase the Capita) of the Bank by 5500,000, in, order that the Directors, in case it become advisable. may be in a position thus to provide for the future growth of the Bank's business. The Directors have noted the growing tendency, on the part of Ranks and other Corporations, to pay dividends quarterly, and, believing that such a practice may become more or less general, have decided to adopt it, and pro- pose hereafter to declare dividends every three months. Hamilton, 1811) December, 1905. WM. GIDSON, President. GENERAL S. TATEMWEMN. TO THE PUBLIC:LIAIOU.1T nits. Notes of the Bank in circulation .74 $ 2,279,755.00 Dels arin..... .. .. .. ..818,093,604 Deposfposfls nob booginginterest interest... ...... 3,301,115.72 Amount reserved for Interest due depositors •• ... 09,397.04 21,464,121.50 Balance due to other Banks in Canada.. .. .. 50,202.09 Dividend No. GG, payable 1st December, 1905. 119,949.28 Former Dividends unpaid .... .. 79.00 120,019.28 TO TiIC SIIAREIIOLDE OS: Capital Stock (average for the year, 82,317,190) . . Reserve Fund .. . . .... . . .... . .. .. . . Amount reserved for Rebate of Interest on Current Bills Discounted .. .• Balance of Profits carried forward ,. .. .. $23,914,157.87 .8 2.440,740.00 2,440,740.02 .. 05,000.00 25,410.83 4,971,890.53 ASSETS. Gold and Silver' 0013) .. .... .... ....... .. .. .. .. .$ 470,022.42528,880,048.7(1 Dominion Government Notes .... . 2,150,114.00 Deposit with the Dominion Government as security for Note Circulation 195,001.00 Notes of and Cheques on other Banks .... .. 805,511.16 Balances due from other Banks in Canada and the United Stales 1,402,043.80 Balances due from Agents of theBank in Great Britain 5,308.51 Canadian and British Government, Municipal, Railway and other Securities . 3,072.942.67 Loans at Call, or Short Cull, on negotiable Securities . , 2,161,093.01 Notes Discounted and Advances current.. .. 81(1,702.n37.5717,151,131,51 Notes Discounted, etc., overdue (estimntcd loss provid- ed tor) .. .. .. . 54.351.119) Bonlc Premises, OOlee Furniture, Snfes,eta .. 770 034.33 Real Estate other than Bank Premises), Mortgages, etc. 43 430.72 Other Assets not included under foregoing heads . . , 68,465.18 Bank of Hamilton, Hamilton, November, 30th, 1905 In moving the adoption of the annual report Hon. Mr. Gibson said :--- Gentlemen,-Your Board of Direelers beg to express the pleasure they time to being able to present the report In ih, shareholders. During the whole histor•v of the bank, covering a period of thirly- ifour years, this year would have been ;the best and the most successful that we :have ever enjoyed but for the unfortu- nate incident in connection with our ,east end branch in this atty. Had that not occurred our net earnings would have been 19.80 per cent. on the capital, and notwithstanding that we had to 'peke provision for that loss the net earnings of the year are 15.42. Attar ;deducting the loss of $90,000 al- ready referred to, our earnings 'for the year are considerably great- er than the average for the past ten ears. 'In the period born 1875 to 1885 the rate of earnings was 10.1; 1885 to 1805, 11.08; 1895 to 1905, 13.98. I invite the attention of the sharoTtolders to the fact that every dollar earned by the bank, except what has been carried to rest, has been paid to the shareholders, and that the misfortune of the past year in the east end branch is likely to fail on the employes more heavily than upon ithe shareholders, for, as you know, though the bank has had under consider- ation, and It is still its intention, to es- tablish a pension system, such has not yet been begun. peenopenedat College agenciesear new Ossington istreels, 'Toronto; Toronto Junction, Car- bberry, Kenton and Killarney, Man.; jBattlefod, Sask.; and nt Fernie, B. C. iWilIlo we have been somewhat conserv- ;alive in opening new branches we have, ;been - endeavoring to strengthen thoso evbere we already have agencies. 11. may :be said that some of the places where leve have opened- branches aro small In !the matter of population, but It must be jremembe'ed that they are in growing ;centres, surrounded by rich country, and that the prospect for increased busi- ness in the future is very bright. The Erectors have great faith in the court - fry. I tut very glad to notes that the bank is popular with the investigating public. 'Last year there were 645 share- holders on ottr books and this year the .umber is 713, showing that the stock is going into the hands of investors. At the same lime we have made (8 pew friends for Lha bank. - 13y the. report 1 have, just rend you will sec that it is proposed to increase lbo capful stock by $506,000. During the last six months a (uorter ata mli- jton dollars woe taken up at n promlmn of 100 per cent. The same care will he $28,1186.045.70 3, TURNRUL.L, General Manager. exercised In Issuing the new stock only 118 the business of the bank'requires II. Now in regard to the incident In the oast end. Much comment and criticism have been indulged in. I had been away from the country at the time, but f want to say for the members of the board that they acted like men in the best interests of the public and of the bank. The hoard determined to give the public the result as soon as the re- sult could be ascertained. Our Inspec- tion is as rigid as that of other banks. You can do something with the staff 1f the bank when the agent is honest, but when the agent is not honest, and adds forgery to his stealing, the bank Is. largely at his mercy. You have to trust the people employed by you, and wee have to depend on the fidelity of our agents, and while one mien has proven false, the 399 other employes of the bank have not, and we have confidence 'n them. You may say that the inspection is not .rigid enough. I believe that you may have too 1011011 inspection. If you Id an agent think that lie is being spied upon he will probably sit and do no- thing and your business Is bound to suffer. Now, in regard to quarterly dividends I need not say much -they cannot come too often. Mr. John Proctor seconded the motion, which was 0111110d unanimously. On motion of Mr. Samuel Barker, M,P., seconded by John A. Bruce, the follow- ing motion was unalinously carried : That the thanks of this meeting be given to the President and Directors for their services during the past halt year." Curried and replied to by Hon. Mr, Gib - Son. Mr. W. A. Robinson moved, seconded by Dr. Russell: "That the (hanks of the meeting be given to the General Manager, Assistant General Manager, inspectors, Agents and other olfcers of the bank for the efllctent performance of their 1*espoctivo duties." ]'his was carried, and responded to Ly Mr, 'Turnbull. Tion, Mr. Gibson moved the adoption of the by-law to Increase the capital stock from 52,500,000 to 83,000,000. Mr. John Proctor seconded the resolution, and it was carried unanimously. The scrutineers reported the following gentlemen unanimously elected Directors. for 1906: Hon, William Gibson, John Proctor, Hon. J. S. Ilendrlo, George Rutherford, Cyrus A, Bhrge, C. C. Daltop and J. Turnbull. At a subsequent meeting of the Direc- tors iion, Wm. Gibson was re-elected President and Mr, J. Turnbull. Vice. President. Patient to Pretty Nurse --"Will you ne My wife when I recover?" le, N. ---"Cale tafnly.1 P. --'Then you love mel' P, N, -"Oh, no; noire merely a part of the treatment.' I most iconp my patlents cheerful; I promised lids morning to run away with a married man who. had lost both 1118 togs,'" Customer: "I3ut that umbrella lookol. so awfully cheap and common; the prtee you ask for 1L Is preposterous:" Dealer: "My dear sir, that's Lho, beauty of Met umbrella. IL's really 11it.eery haat qu0)- Ity,. but It's merle to appear cheap (1111 common so that no one would £:1]hk cI. worth stealing,71