HomeMy WebLinkAboutWingham Advance-Times, 1980-03-26, Page 5if
ONE ACCOUNT
11.
WITH
CHEQUIN
For convenience open a • Standard Trust ONE
ACCOUNT today. A Savings Account with
chequing privileges and -even -more: -
• 12%i% Interest calculated on the minimum monthly balance.
• 3 Free Cheques each month with an additional free cheque
for each, minimum $100 balance over $300.
• Personal' Passbook with a record of ALL YOUR TRANS-
ACTIONS IN ONE CONVENIENT BOOK.
• Cheque forms provided by Standard Trust.
• Free chequing for Senior Citizens 60 years of age and over.
IT
ACCOUNT
STANDARD
TRUST
237 Josephine St.; Wingham, Ont.:
Telephone 357-2022
JERRY .KAVANAGH
Manager
Open 9 5 Mort. - Thurs.
9 - 6 Friday.'
THE TD BANK TEAM in the Wingham Atom House League 15 coa .'
ed by Nick O'Donohue, Jon Bateson (absent) and Bob L,eachrtlall. `w
Team members are: (back) Jamie Wall, Robbie Leachman,'=AndrAW.
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GIANT SLUBMAR1NE'$
cal ex
By Lyman Macinnis
'of The Financial Times
The mechanics of deducting
medical expenses for income
tax purposesare fairly simple
and straightforward.
Qualifying medical expenses
.. 4..,. ..��F..qi
•
Kaufman, Chris Cox, Michael Haugh, Billy Davidson, and (front) Sean
Rathburn, Shane O'Donohue, Ricky Leachman, Jason Bateson and
Jeff Wall. Not present is Brad Crawford.
in excess of three percent of a
taxpayer's income are
deductible. The 'income' to
which thethreee'per cent factor
is .. applied for determining
whether . any medical ex-
penses ' are deductible is the
ndthe taxman
amount _UtatOppears as 'net
income': ;the Ti return.
Ageordingly,;:k you Should
aiWuys• complete your return
to atleass th'net income' line
before , dng your deduc-
tible medical expense
nr '1!~Irk
smelt • �yLta,,}:a�
2 free Pepsi Tiffany.
Glasses
with every pizza purchased.
357-3660
- HOT ORCOLD -•
SUPER SUB
2.60
(ham, salami, luncheon meat, double cheese)
ASSORTED • , 1.90
HAM t90.
ITALIAN SALAMI 1.90
LUNCHEON MEAT .... 1.90
CHEESE (triple). - 1.90
HOT ROAST BEEF .2.60
HOT CORNED BEEF . 2.60
FRENCH FRIES 60 & 1.30
HAMBURGER 1.10.'
CHEESEBURGER 1.25
(All subs include cheese, lettuce, tomato and
secret sauce)
Extra Cheese .30
Hot Peppers
.Milk, Chocolate Milk, Coffee and
Soft' Drinks Available
Prices to change without notice
WINGHAM
317 Josephine St.
3573664
.30
WHY WAIT?
CALL AHEAD FOR FAST PICK-UP
We use only
A-1 Meet On Our PIZZAS & SUBMARINES
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PIZZA TRAIN
Pizza Train brings to you years of ex-
perience, the highest quality products
and fast, friendly service, all combined
to produce for you a pizza unsurpassed
in this area.
PIZZA
-EXPRESS SPECIAL -
pepperoni - ham bacon - mushroom
green pepper - onion
8 SLICE
5.25
10 SLICE
6.50
12 SLICE
7.75
No substitutions on Express Special.
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OR BUILD YOUR ,OWN
CHEESE AND SAUCE
8 SLICE 10 SLICE
2.75 4.00
COST,IsER ITEM:
.50 •.60
Double Cheese
Pepperoni
Ham
Bacon
Salami
Ground Beef
Pineapple
12 SLICE
5.25
.70
Double Sauce
Mushroom
Green Pepper
Onion
Olives
Sliced Tomato
Hot Banana Peppers
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STORE HOURS
FRI. & SAT. 11 a.m. - 2 a.m,
SUN. thru THURS. 11. a.m. - 12 midnight
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calculation.
Receipts must be filed ,with
the ' return evidencing
payment Of the expense
claimed. An exception is the
payment .of non-government
sponsored health care plan
premiums.
''Although the. mechanics of
the deduction are fairly
simple, the eligibility of
particular types of expenses,
the elibibility of the person
.receiving the medical care
and the timing of the claim are
not so straightforward.. It is.
my guess a lot of medical
expenses go unclaimed.
To be deductible; medical
expenses trust have been
incurred by the taxpayer, the
taxpayer's spouse, or a
dependent for whom a'
dependent's deduction. could
be claimed 'for the year in
which' the medical expense
was ,incurred.
Now, there's more to ' this
than easily meets the eye. The
words "for the year in which
the medical expense was
. incurred" apply only in the
case of dependents ether than
a spouse. The effect is that a
.taxpayer can always claim
otherwise eligible medical
expenses in respect of his or
her spouse, even if no
dependency claim is • being -
made for the spouse. On the
other hand, to claim medical
expenses in respect of a
dependent other than a
spouse, • the particular
dependent must have been
claimable' by the taxpayer in
the year in which the medical
expense was, incurred, even
though medical expenses are
only deductible when paid.
Also note that either the
husband or wife can claim
medical expenses in respect of
each other. Therefore if they
are both filing tax returns they
should always work it out both
ways to determine who should
make fhe claim in any par-
ticular year.
In the circumstances where
medical expenses are in-
curred in respect of a
dependent, . but are not
deductible because the.
dependent is not claimable
due to his or her income being
in excess of the allowable
limits for the particular year,
the Income Tax Act might
provide relief by what is
called a 'notch provision'. This
provision allows the taxpayer,
if it, is to his advantage to do
so, to add to his income the
amount by which the
.dependent's income exceeds
the limit and then deduct the
medical expenses, provided
they would otherwise be
deductible. It is highly
unlikely this provision would
be to your advantage, but you
should be aware of it.
The actual Wording of the
Income Tax Act provides for
the deduction of otherwise
eligible medical expenses if
they were paid either by the
taxpayer or his spouse "within
a period of 12 months ending in
the year" provided they were
'not previously deducted.
It Can be seen, then, that the
12 -month period need notbe
Jan..i to Dec. 31; it can be Any
12 months ending .tn the
particular year. This might be
particularly important in
circumstances where an ill-
ness oi, for example, ex-
tensive dental work, began in
the latter half of one year. and
extended over to the first part
of the following year. In either
calendar year the threeper,
cent -of -income threshold
Might .eliminate: or severely
' 'reduce the claim, whereat. if a
12 -month period ending in the
second year is chosen a
deduction might be available
or significantly higher than if
split. , •
Furthermore, a 12 -month
periof, once chosen, does not
obligate thetaxpayer to retain
it for subsequent taxation
years. So a 1979 claim might
cover expenses paid between
Sept.,1, 1978, and Aug. 31, 1979;
whereas the same` taxpayer's
1980 claim could ' cover the
period March 1; 1979, to Feb.
28; 1980, so long as no par-
ticular expense is claimed
twice. •
Because unusually high
medical expenses are often
incurred in the final illness of
an individual, some of which
may not actually be paid until
after his death, his executors
may, if they wish, choose a 12 -
month period beginning in the
taxation year instead of en-
ding in the year. The depart-
ment will also ,allow this op-
tion for the year prior to
death. '
Paul Statia
will head
Optimists
At its March -business meet-
ing on Wednesday, March 1.9,
the Optimist Club of Howick
voted on its new slate of of-
ficers for 1980-1981. Past
president Wray Wilson, pre-
sided over the elections..
The new officers are: presi-
dent-elect, Paul Statia; vice-
presidents -elect, Lyle Foerter
and Harvey Wheeler; dir-
ectors, Carl D'Arcey, John
Watson, Bruce MacDonald,
Norm Wilson and James
Douglas.
These officers will be in-
stalled in their respective
positions at the regular dinner
meeting in October.
The second Early Bird
Draw was also held and fin-
ance chairman Bruce Mac-
Donald picked the ticket held
by Doug Campbell of Harri-
stoel. Optimist Dennis Dosman
was the seller. Mr. Campbell
will receive the value of his
ticket.
Optimist Norman Wilson,
chairman of the youth activity
committee, finalized the plans
for `sending a youth hockey
team to the Wallace Octagon
club's hockey tournament.
Optimist Lyle Foerter con-
sented to be coach and
Optimist Cecil Wilson was
chosen to be manager.
TW'a popple in . Farkas
Gia 2 ate'; o,
events happ arding tl�t i. z'
we share Oeir fl lings
by Cha
Me and.' :el*
sister Hee'
were playing ie the play room
Sflr, ter al�e,inthe.rug
witbd aim►oke POPS. eel o.f: >it.
She � c�a i tad Dad and Mom
eilld 'Dwayne learns nig.
Mom looked upstairs T ere
wasfire Meand s sten
brother ran over to the bees, I'
only had: a thin coat on and
shoes. en. I ran as . fast. as, I
Could. • SO. did Heather and
Dwayne. Dwayne told the
girls. Iphoned sthe aid when I eae.in,
"Hazel, our house is on mfire."
Hazel said "I know." Dwayne.
Wrights. Elie fire*
,men were there. They put telt
the. fire. They went. Wieolmost
had to phone . the ►en
again because it started
again. 'But they put -it out
tired of me.
again. We stayed at the Rae's
for a couple-of=daystzel got
`
MOVING
by Levi Coblentz
Disappointed and, angry.
tears.. Miss old friends,
Wishing, hoping. GoodbYe.
When people move feelings
rare mad and happy. We like to
° see the new house. I will mics
Mr. Park, Robbie, Louis,
David, Steven, Matthew,
Sara, Sharron, Bill, Bev,
Cathy, Rhonda and 3
ii
Mrs. Mayberry
hosts meeting
GORRIE - Mrs. Robert
Mayberry hosted the .March
meeting of Knox Presbyterian '
Women's Missionary Society
on Wednesday of last week.
Presiding for the meeting was
Mrs. -"Hugh Deighton who
opened devotions by reading a
verse.of scripture, followed by
a hymn and prayer
Mrs. Charles . Finlay read
scripture from Galations,
.chapter five. The president
diose for her devotional.
theme spring, housecleaning
ansa left • many worth hile
thoughts with the ftnetnbers.
Mrs.. Got don4Meir read the
minutes and several items or
business were discussed. The
roll call was answered by a
verse of scripture containing
the word; 'strength'. It ,,was
decided to hold the spring
T:hankoffe,rin.g service
Thursday evening, April 10.
Guest speaker will be Mrs.
Robert Armstrong of
Wingham.
The offering was dedicated
by' Mrs. Deighton and the
meeting closed with prayer.
Lunch was served by the
hostess; assisted by Mrs.
Glenn Underwood.
&APT
;S
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rte
104
ren
.'orontu
'I'1i, :
;Dolnilae
ropto, lea°6dep
,Stewart's
'fin�thwwe.i�r��.
ish
many-
.and we
cb e.
hello,itoodby;
•
Alkane, friendf'ittl'aha'1o;
y!oju; Baal 1t1<i : Mood;
Wild, burry; Mo ,...
Kane man; 'Wahine, 'Wpldatr.
Although we ----- k.' ea
iP
Periencint
outsnOser
d'a(niyt tg�1
hearts of overyonf
the assembly
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MAGIC r 1AF tE
^1:ea 'Wright
Complete this diagram
So that every square con-
tains a letter, and each roue
and each column contains
an English •word. Some
squares already contain'
letters to help you find the ,
solution. When completed,
the five words . reading;
across, must be the same
as the five Words reading`:....:
down. Including the letters
already in place, there . •
are: 7 -R's; 3 -V's; 2 -D's;
1,-T; of7-E's; 2 -N's;. 2 -Y's;
1-0.
Daily ' Specials
Breaded Sirloin
Perch Steak
*25 ' 0450
See our full menu on page 11
of this week's Crossroads.
ClATth Oliert"
osephine St. Wingham
357-1633
1e(oW N 0,::::, afyi
,r' y WINGHAM iYl,
fl .
*•l'
INCORPORATED /,
fb 9•j
-
PUBLIC MEETING
Wednesday, March28, 1980
(Note Change in Date)
at 8:34 p.m.
Windham Town Hap
This is a public meeting held under
sections 12 died 17 of the Ontario Planning
Act to discuss a proposed amendment
to the Windham Officio! Pion to allow
for the construction of a senior citizens'
apartment building on lots 6, 7, and 8,
plan 1, Town of Winpharn (Cruickshank.
Park).
WInghani Planning Board
i a
ty