HomeMy WebLinkAboutThe Wingham Advance Times, 1995-05-10, Page 5Lack oftarget hurts rattn
Dear Editor:
On April 12, after weeks of spec-
ulation, Moody's Investor Service
finally lowered Canada's credit rat-
ing. The reason — Canada's high
level of debt and the federal gov-
ernment's lack -lustre attitude to-
ward paying it off.
Said Moody's, "Despite aggres-
sive corrective actions recently un-
dertaken, the level of uncertainty in
forecasting the medium and long-
term position of the public sector
warranted the rating reduction."
What the credit rating agency
was really saying was that it has
lost confidence in the federal gov-
ernment's ability to control spend-
ing and to set long-term deficit re-
duction goals. Finance Minister'.
Paul Martin has the deficit pegged
at about $24 billion by 1996-97,
down from his $32.7 billion projec-
tion for 1995-96.
That's the good news, The bad
news, and the reason for the down-
grade, is that Martin has failed to
provide a target date for a balanced
budget. In other words, Moody's
wants to know when the deficit will
be eliminated all together. Without
this knowledge, the people who
buy Canada's bonds - Moody's cli-
ents - get a little nervous. They
want to be certain that their bonds
will not decrease in value if the Fi-
nance Minister fails to meet his
goals.
Legion
offers
thanks for
Dream
Auction
Investors are doubly concerned
that the government will lose its re-
solve to pay down the deficit when
the next recession rolls. around.
When that happens the govern-
ment's tax revenues will likely fall,
and its social spending will rise.
That makes it much harder for the
Finance Minister to focus on deficit
reduction. Because of this added-
uncertainty these same investors
need an extra incentive to buy Ca-
nadian bonds. Their compensation
comes in the form of higher interest
rates.
This is where it starts to hurt.
The increase in interest rates need-
ed to ensure that people buy our
bond's has an adverse effect on tax-
payers. For the average taxpayer
this means it will cost more to buy
a house, finance a car or carry a
balance on a credit card. It will also
cost businesses more to buy new
equipment and ' gives them less
money to create new jobs.
All this in addition to the painful
fact that for every percentage point
that interest rates go up, the govern-
ment -pays another $1.8 billion in
interest charges in the first year
alone. The more the federal govern-
ment shells out in interest pay-
ments, the less money it has for
spending on things like healthcare
and education.
How then, can the federal gov-
ernment reduce interest rates, and
the accompanying cost to the tax -
Dear Editor:
Branch 180 Wingham Legion
wishes to thank all those who par-
ticipated in their "Dream Auction"
on April 28, 1995.
A special thanks to all town
merchants, who supported and
made donations, to make it a suc-
cess.
All proceeds go to the elevator
fund.
Keith TOye
Branch PRO
Caution
advised
over
`Trust'
Dear Editor:
There's a saying "When some-
one says Trust me" it's usually a
good idea to be cautious". When a
company has the word Trust in
their name you hope you can.
Well, I found out you can in a
sense. When a person is one dollar
short on an insurance payment,
you can trust them to take seven
dollars.When you offer to pay that
dollar on the same day, you can
trust them to say "no just started
the paper work, we'll keep the sev-
en dollars". I trust I'm getting a
good interest rate?
Creative banking, sometimes it
just has to be done. Like when
you're broke on the 29th, so you
write a cheque at the store for
bread and milk. You know you get
paid on the 31st, put the money in
the account, cheque is covered, no
problems, wrong. It seems that it
doesn't matter if the money's there
before the cheque is,' "1t wasn't
there on the 29th, we say that's a
N.S.F cheque.
I quote "We are doing you a fa-
vour, we could have charged you
$18." Sure when you charge seven
dollars on a one dollar loan you
can afford it! Now I understand
that money has to be made, the
right way or the wrong way.
When the company with trust in
their name discovers what trust is,
they will be that much closer to the
right way.
Joel Hill
Blyth
payer? The short-term solution is
for Paul Martin to set out a full-
blown deficit reduction plan. This
might satisfy Moody's and at least
stabilize Canada's credit rating.
Over the long-term, however,
such a measure would do little to
prevent the federal government
from running future deficits. Nei-
ther is there any guarantee that the
government would adhere to its re-
duction plan in the first place.
Martin might come up with, a
plan only to abandon it when times
get tough. No, the best way for
Paul Martin to assure investors of
Canada's stability is to legislate
limits to his and future govern-
ments' spending.
Tax and expenditure limits
would force the government to bal-
ance its budget - not just for the
short-term, but for years to come.
A binding balanced budget act
would reduce the uncertainty that
forced Moody's to lower the credit
rating.
If investors are absolutely posi-
tive that Canada will balance its
budget they will be much more
likely to invest their money with
confidence. This translates into
lower interest rates for consumers
and the eventual possibility of low-
er taxes. Who could argue with
that?
Paul Pagnuelo
Ontario Taxpayers Federation,
Ajax, Ontario
initiatives
There can be no doubt that the
agriculture and agri-food sector of
the Canadian economy is working
its way through an era of great
change -- change driven by the
necessity to conserve scarce tax
dollars and reduce government
debt; the imperatives of world
trade and new world trading rules;
' the need to enhance Canada's effi-
ciency, productivity and competi-
tiveness; the impact of science
and new technology; and our
thirst for greater diversification,
value-added growth and jobs.
To support our producers and
processors in managing the
changes that confront them, the
recent federal budget established
a series of specific "adjustment
funds" connected to the termina-
tion of in subsidies, namely: west-
ern grain transportation subsidies,
feed freight assistance, and the
Maritime and Atlantic region
freight assistance programs.
These adjustment funds will help
smooth the transition to a new op-
erating environment.
In addition, the Government of
Canada has created a more gener-
al fund of up to $60 million annu-
ally to be used, nationally to en-
courage agricultural adaptation
and rural development.
Here are some illustrations of
how this fund will be put to work:
The Canadian Farm Business
Management Program will be re=
newed for another four years,
Ralph GOODALE
with a; federal focus on develop-
ing the tools and services which
have applications beyond a single
province.
A new . farm income- review
process will concentrate upon
helping farmers to avoid future
farm debt crises, while offering.
reasonable supaoft services to
those already in difficulty.
Through the Farm Credit Cor-
poration (FCC), a pilot business
planning service will be available
to assist in the establishment of
new agriculture -related enterpris-
es in rural Canada. Funding will
be provided to help small and me-
dium-sized food processing busi-
nesses implement internationally -
accepted inspection standards, to
promote export potential.
A Canadian Agriculture Safety
Program will be established to
help reduce injuries and deaths
that result from farm acci- .
dents. Financial support will be
increased for the POS Pilot Plant,
a non-profit organization which
concentrates on commercializing
new agricultural and agri-food
technologies:
The Matching. Investment Ini-
tiative will be enhanced to lever-
age more private -sector dollars
into practical agricultural research
and development in Canada.
Federal funding for the 4-H
movement will be increased. A
package of transitional measures
will be developed to help offset
the unintended' regional' implica-
tions ° oftransportation reforms.
There will be a specific focus
upon developing modern public
infrastructure (including informa-
tion technologies) in rural com-
munities, and upon partnerships
and joint ventures in the promo-
tion of regional economic devel-
opment. The FCC and the Farm
Improvement and Marketing,
Cooperative Loans Act -- with en-
hanced mandates, if necessary --
will be used, to help improve ac-
cess to capital in rural a
These initiatives, together
with others to be developed in
consultation with farm organiza-
tions and other rural stakeholders,
do not constitute any form of
"hand out." Instead, they amount
to a " hand up" -- to support the
agriculture and agri-food sector to
groW, capture new markets, diver-
sify, modernize, and strengthen its
bottom line -- all on a solid foun-
dation, nothing artificial.
I welcome your questions or
comments. Please write to me at
Office 175 -EB, House of Com-
mons, Ottawa, KIA 0A6.
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e �u
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