HomeMy WebLinkAboutThe Wingham Advance-Times, 1989-09-26, Page 11.,,...7,—rre:+i!-ars
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The Workers' Compensation
Board (WCB) of Ontario begins
administration of major amend-
ments to the province's Workers'
CJ fon Act.
e the Bill 162 amendments to
the Act received royal assent, a
number of key provisions of the
new legislation will not be effective
until early 1990.
'These changes will significantly
affect the way the WCB does busi-
ness," said Board Chairman Dr.
Robert Flgie. "The new legislation
changes the way in which an
injured worker is compensated for
a permanent disability
It introduces a new dual -award
system, tying compensation more
closely to the worker's future loss
of earnings, and provides an addi-
tional award for loss of enjoyment
of life. As well, it places a major
emphasis on measures to facilitate
the successful reintegration of the
injured worker into the workforce."
Important specific transitional
provisions take effect immediately:
Current permanent disability pen-
sionrecipients whose pensions fall
short of their actual loss of earnings
may be eligible for a supplement
and for Vocational rehabilitation.
The WCB will mail all current
pensioners a letter and question-
naire to determinetheir eligibility
for a supplement to their present
pension; as well as their eligibility
for a Board vocational rehabilita-
tion program, with a full supple-
ment during the period the worker
is articipating in the program.
n addition, the new legislation
introduces; a number of important
changes to the workers' compensa-
tion system which take effect early
in 1990_
The Ontario Workers' Compensa-
tion Board is operating a Bill 162
Hotline, to answer enquiries from
across the province regarding the
Bill 162 amendments to the Work-
ers' Compensation act.
Calls in Entgiish, French, Spanish,
Italian and Portuguese will be
accommodated. The hotline will be
open from Monday through Friday,
8:30 a°m. to 4:30 p.m.
Local calls (Metro Toronto dialing
area): (416) 926-8444.
—An obligation on employers to
maintain any contributions for a
worker's health. care, life insurance
and pension benefits during the
worker's absence due to a work-
related iniury for one year;
—An increase in the earnings.
ceiling, which is the limit on the
amount of gross income that the
PP, usm
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►Orii rs' co1Ripensation system will
cover. It will increase in stages to
175 per cent of theeprovincial aver-
age industrial wage (MW). It is
estimated that, as of January 1,
1990, the initial earnings ceiling will
be $38,400. The interim ceiling will
be raised to $42.000 as of Januaryy 1,
1991. On January 1,1992, the ceiling
will rise to 175 per cent of the
provincial MW.
The Chairman also emphasized
that the WCB has completed a
three-year program of Board
restructuring and is now in the pro-
cess of introducing a co-ordinated
. series of administrative technologi-
cal and policy changes.
Toll-free long distance: 1-800-387-
5520.
Highlights of Bill 162 include:
—A greater emphasis on helping
injured workers to return to the
g radar de
636. sib s.
-41%fiew obligations on"the.�'G 'Cl
to provide inure workers with
srihaabilitak n_ 0,0ereketon
tiarly bittion inthe wor roe;
in obligation an many ,:.
ems loyers to reinstate 'piped
wor in the jobs they red
prier to their injury or 'ober
jt?b-'the worker is capable of p!
formin once tees a abs tq,
Work
to . Thea WCB estab i* a
Reinstatement Branch to monitor
compliance;
—A contribution towards a
worker's retirement income,. For a
worker who is in receipt of a wage
loss award, the Board will set aside
additional funds equal to 10 per
cent of every pension payment;
tectors
to get speeder off road
Assume Craig Campbell starts
with a zero balance on his credit
cards.
On September 2, Craig decides
on a back -to -school wardrobe for
his two children. He' shops at ABC
De iartment Store and ends up with
a $250 charge on his bank -VISA or
Mastercard. The bank card, carries
an interest rate of 20 per cent,
On September' 25, Craig returns
to ABC for a sale on microwaves.
He uses his bank card again. The
cost of the microwave: $300.
On September 21, Craig buys an
early Christ—.gas gift for his brother
Credit-card interest
practices may surprise
The Ontario Provincial Police are
sick and tired of those who insist on
speeding on the province's roads
and the unnecessary deaths as a
result of traffic accidents directly
related to speed.
They have a new weapon in their
battle against speeders —, radar
detector detectors — and the crack-
down:ison., •):;.
P- Ptpr1Vf -2s, bairtibeeni pot
chased from Technisandedustries"
Ltd. in Mississauga. The OPP will
have 25 in use across the province
by the end of December and two
have been allotted to Number 6
District, with its headquarters in
Mount Forest.
The devices, which can be hand-
held or mounted in a cruiser, tell
OPP officers if vehicles within a
distance of .9 miles have illegal
radar detectors in operation.
The machines detect minute leak-
age of microwaves, common to all
illegal radar detectors. Because they
do not set off the radar detector in
the car, drivers do not even know
they're about to be caught.
Radar detectors are illegal in
Ontario but legal in at least five
provinces and most of the United
States. They range in price from
under $100 for throw -away models
to over $1,000..
In 1985 the OPP charged 2,475
drivers with having illegal radar
devices. In 1988 that number rose to
10,363 and, in the first three months
of this year, 2,373 drivers were
charged.
"People are using radar detectors
to speed with and speed causes.
aq accidentar cant Deneck Traviss
,oi#h!e Citi rltrt3t gh Piitittici6 head-
. queers, sa 4, ''Radar. detectors are
a product that says go ahead,
speed, and we'll protect you_ and
that's wrong. They are helping peo-
ple speed and that's killing peo-
ple."
During tests with the Interceptor
VG -2s, police officers were charging
people with having illegal radar
devices almost as fast as they could
write tickets. One constable laid 110
charges in 30 hours north of Toron-
to.
"Right now it's useless to buy a
radar detector," Sergeant Traviss
said. "It's a waste of money."
He said the two Interceptor VG -
2s in the District will be moved
around from detachment to detach-
- meet and . officers will be devoting
their time exclusively to finding
and confiscating radar detectors.
— same store, same bank card.
Another $100 is added to his previ-
ous total of $550.
This September shopping spree
has left Craig with a larger credit
balance than he planned on. '
But he comforts himself by think-
ing he used his bank card, which
has an interest rate almost nine per
cent lower than ABC's own credit
card. ABC's interest rate is 28.8 per
cent.
On September 30, Craig receives
his credit card statement. He pays
off $350 on October 21.
On October 30, he receives his
next monthly statement. The -state-
ment shows a balance of $300, plus
$16.11 in interest.
On November 20, Craig pays his
entire October balance of $316,11:
But he's not debt -free yet. On
November 29, Craig gets another
statement with a residual interest
charge of $3.64. His interest charges
on the purchase add up to $19.75.
Now if Craig had made the same
purchases and payments on ABC's
card, the total interest charges
would have been $7.20," even
though the interest rate is consider-
ably higher.
Why? Whets you pay more than
50 per cent of your balance, most
'department stores will subtract that
from your total before calculating a
monthly interest charge. But banks
chs ge 'daily erest from the day
7
Ic
FACT
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of the purchase to the day of pay=
meati in full. '
The situation would be quite dif-
ferent if Craig decided to pay off
• these purchases -in eight months
instead of two. If Craig gave a mini-
mum payrent every month and
then paid the remaining balance in
June, the total interest charges on
his bank card would be $80.35. ,
By using his ABC card and giv-
ing the minimum payment every
month, total interest would be
$101.03' In this case, the depart-
ment store card costs him more.
Over the short term (two months
as in the first -situation), the interest
calculated by the 'department store
on a monthly basis from the date of
statement is lower than the interest
calculated on a daily basis on a
bank card. But over the longer
term, it is less expensive to use a'
bank card which offers a lower
interest rate.
The longer you take to pay, the
more important a lower interest
rate becomes.
"Due to Quebec legislation, the
interest calculation is different for
department store cards. The interest
charge payable on 'a departatent
storecard in Quebec would be
$1290' ratty Atii►Kuld a ppl �! �' t�h mipahte;R:-
o
f �
"On appdepartment store Card
in
Quebec, the interest charge would
be $97.97.
=° f w��re the Ones,,,eaig
the nb6er 600h.
When it comes to conserving the environmeht, good
intentions alone just don't do it. Action does!'
Some may talk about wetland conservation to save
our continent's waterbwl,'but Ducks Unlimited
Canada is out there intik, Midst of the challenges
making it happen. W&'1'e"Jho t anlzation equipped to
handle the job, andweeniralways eager to join others
prepared to get into ajropriato gear.
We've counted 306 species of birds and 73
species of land mammals that depend on
healthy uietland environments in Canada for
their survival. A host el other plants and
animals can definitely be added to
that list. So can humans.
Tiy our iboots on for size.
Wada into'the waters I Ifh us.
Ducks Unlimited Canada Call 1 -800 -665 -DUCK
MONDAY OCTOBER 2/89
579 CAMPBELLStREET" LUCiCNOW
TUR1ER HURON & BRUCE
Sunroof & Upholstery Auto Glass
5284438 , 528-2714
L!.
1 t:4, 'hart Experlento,
r .0I
a dl tiew " e
f v d �ial>F1 be tarsi t,_ t A
enauic t'!ip' elrtp oy .. edia' •Man
��apponai dtti s. With > .t • MO; Stakeholders f the work.
y d on nota �' sa** ttysik01
ons, e w a toiser. Copies..are available u
Weed very put us i a poli- Best IO. the" Ylt $' >+ omr n :tar
tion :tom these oblli tions, : ata ort Plat*: or by calling the�B l
they►-shaie 1300 gal of an earli- :162 telephone engoihy hotline.
*rown of Wingham
EFUSE
-UP
Nn!!c 14hereby given that the �. pick
hereby �,...,.. 46wi'i� Wi�a up garden
refuse on Wednesday, October 11,,1989#. `
Ail refuse must be on the side of the "i+oad•by 8.000 a.m. on
that date., All other forms of rubbish will not be collected and
must be prepared for regular garbage pickup.
Items to be collected are not to be on the street prior to
Tuesday, October 10, 1989.
J. Byron Adams, Town Clerk
BAUER SKATES
COOPER .EQUIPMENT
HOCKEY STICKS
• CANADIAN , KOHO TITAN SHERWOOD
arm STAINTON'S HAS ITALL —
A FULL RANGE OF EQUIPMENT FOR
EVERYONE FROM THE BEGINNER RIGHT
UP TOTHESERIOUS PLAYER WHO
WANTS THE BEST.
COME INAND SWT OF TODAY
(1111INGHi4M) LIMITED 357=2810
PARK/NOM THE REAR OF OUR STORE - JUST OFF VIM -FORM ST
Horne
hardware
Wingharn
Canadettes
INVITES
ALL
BATON TWIRLERS. to register
,Saturday, Se tember 30
9:31). am. -11:30 a.m.
Wingham Town Hall
Anyone unable to register at this time may contact:
Mary Hall - 335-6243 _
Lynda Merkley - 357-1035
FEES:
Tiny Tots & Juvenile Juniors - $ 55.00
Intermediates & Seniors - $60.00
Flag Corp - $20.00 -
Half the fees must be paid at time of registration,
WIHL GEARS UP
FOR ACTION
It's that season again and the Wingham
Industrial Hockey League is setting up to
present another year of action packed In-
dustrial Hockey.
Registration Will be held at the Wingham
Arena, Thursday Sept. 28 and Thursday
Oct. 8- from 7:00 p.m. - 8:30 p.m.
Registration fee's and game times have
not changed although a late charge for reg-
istration will be in effect.
A tree skate for registered players is
being set up and further details will be made
available when ;rou, register. If you know of
any nitly comets to the area or anyone inter-
ested
ai `n la's Industrial Hockey bring
down to register at the Wingham
O 8 at 7-8:30 p.m.
Arena opt 2
e6, you, the
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