The URL can be used to link to this page

Home My WebLink AboutThe Goderich Signal Star, 1976-04-01, Page 31YM 'V. MMM ENS More and more women are getting involved in . the • financial complexities of, running a home• today. They are- dealing' with mortgages, insurances and many other • financial aspects:.and Many widows are forced -to- deal with these things for .the :first tune. Be:ca:use-. -an i-nsurance policy is a legal document, its • language ,is .sometimes hard ,to understand so last• nesday Don • MacEwan of Goderich, joined the ladies of WDO to help clarify just what is involved in household in- .„ surance: Don said he uses what is . called the KISS system Keep' It .,Simple : Stupid: -.._. There are six categories on a policy. The first one is on the home itself. .Before get- ting a. mortgage on your home, most mortgage companies require that_,you get your itlousehdld iifisurance first. If • a home costs ' you $40,000:00, (remember land won'.t burn) deduct the price of the lot front the total to find out how muchinsurance you should have. • With inflation the way it is today you should readjust your policy -each year. Older hotnes •are moredifficult to put a value on because there is no way they . could be 'rebuilt if completely' destroyed by fire. It would cost a small fortune at today's prices for lumber and' Next is coverage on•'out- • buildings such as sheds,, carports, .garages .etc. This also covers the metal -sheds . many people are buying today. The amount of- ,. coverage. for these can 'Vary but it cannot be removed from the policy. J T1 th:i•r coverage .is for household . and personal •ef . fects located' within the home.. This coverage 'usually nuns about 40 to 50 percent of. the ittotal for contents which woul.d. be around $15,000.00. People often say they don't have •' anywhere near that amount of possessions' but when you start looking in the cupboards there is all yotir food;,drugs,' clothes, children'.s' possessions as well as all your furnishings. It all adds up. Added coverage can be ibtained'•for those who collect antiques, rare books, or coins ind many other •things of ,,ague. There is also coverage on i0use hold and' personal of-• ects temporarily removed rom the home. One example s -when 'your husband is at vork and has his coat or change: of clothes there and theplant'burns dawn, then his. personal possessions there are automatically covered , There has been,an increase in° thefts ''of ten speed bikes and tapes and tape' players in cars.'These would be covered 'under this 'section atso along with luggage and clothes,that - could •be. stolen • •while on a trip. If something happens concerning loss. or ,damage Co any of your pgssessions, check with your insurance .representative. _ The fifth coverage , is; .for.- additional living expenses.': This means if you are put out of„ your ' hom>e because of ,expl'os'ions, smoke or fire damage etc the company will pay for motel and food ex-. penses .while your .home .,is being made livable again, Last but not least is per- sonal liability coverage. This Covers .people other than family, .injured on your property such'asa child toeing hurt on your swing set or if the postman should slip and fall on an icy walk. This also .includesif your child should break a, neighbor's window with a stone or ball or if while golfing you should accidently hit someone causing injuries. These are just a .few. examples and again you should check with your representative. Don said this' category covers' three, types of „people ' trespassers, in- vited people and service men. final s 4.z - nr .l i .ICH.SXGTA *STA `;,, T'HU. u The Goderich Area Holusing signed forms prepared by the Action committee is in the - housing action committee final stages of a campaign in the community to determine" if there ' is .a need here for government subsidized senior citizen housing and to show that need to the Ontario Housing Corporation: and when the forms were sent:; to OHC, they were deemed inappropriate by the government agency and the,, committee: told the applicants would have to ut regulationOHC f$rens., Thecommittee, organized` . •,aThe new forms created a-- their efforts to 'secure ap- problem, -fpr the committee•. ,plications from seniors for n&einbers 'who had' to re. the housing • at their last contact the applicants asking Meeting and began a personal that• they' fill out, the-,9HC .aper"oach method to: ensure forms and advising there that that .all potential candidates 4' the form carried no demand for• the` housing are reached that they move into the senior. a licati s' are before allthepp_ on a e .. ,cit zerl • hdusing .if ..such .units.- collected and sent to OHC. - were constructed:, ~" ' • . Earlier efforts by corn! - The committee sent '. the mittee .members turned.: up •.new °formsto all the people over 100 interested seniors ' , they had- on a list of names eligible for government they had • from the. earlier. housing. The --people •all reline wa•itind cPN,Pr d wpekc oderch rophX V. This described the amounts ' of coverage provided' in.each category. There are many :hazards covered under each -one so don't hesitate to check with. your rep'resentative to' findout just what you are paying for. -'-Don also -said—if you. are planning:to goonvacation or beaway from home for more .than four days in- a row you should' arrangeto have someone check your '-home daily.: :There Were so many. things • to talk about but once -again • ti'rrie ran outand thanks to- - Don. MacEwan'many ladies are wiser now, when it comes to buying. househc-Id,1 surance. Thanks again'Don, from all the ladies at Wbo. Due to changes in'the schedule next week will be craft day. It should be a 'lot of fun having the ladies demonstrate their ;favorite Crafts.. Won't you come and join us? That is at MacKay Hall,North Street, Wed- nesday mornings at, :308to 11;00 a,m. See'you all next .week. When it 4omes to STOCK and SELECTION 'thete's •nly` �. QNE Pace in Huron County S,PE(JA'L PRJ,CES Acadian Hatchback Equipped with mats, electric defogger; console, automatic sport wheel Covers, ' white walls, radio, sport, decor -•package: Ser-ial501814--=-._ List $4318.20.:• Buick,_ Centur. , i 2 door-har-dtop, 350 V8 • automatic, power steering, power brakes, rear defogger, remote mirror,, stripe p'ackage, radial white .walls, • radio, side mouldings, :mats. Lic 124486 boys earn Seoloeth Goderich was "well epresented at the . Lake rluron Zone Recreation association'. Novice tour- nament held March. 23 and 24 1Seaforth. The team, onn os ed of P ouse-league player's who 3n't compete inan inter- .` • iwn league, was sponsored y Local 1863, Saltford Valley all. ,Goderich won 'their first ame against Walkerton by a . :ore of ' 13 to 1. Brian hambers, in goal, was only ?:aten'.once - by a penalty tot: The scoring reflects a -eat team effort. The second 'game, against .,twood, was . a tougher intest. Goderich won 4 to 0. 1e defence in this game was pry sstrong% Todd Jeffrey, erry ' H'akkers, Frank • �..•....-�...�,.�R.:�..-.6,0.7'...1,..•.•.,. Schloendorf, Todd Stanbury and Steve Young were' the defence while Jeff' Le.beau earned the shutout. The third game, against Monkton, was .a solid, of- fensive effort. The line of • Steve Schutz;" Pete Conlon and Kevin..Talbpt was out- standing and Kevin Telford's Gine with Kelly • Aliin and Darren:Connelly were strong on. 'checking and •positional play. Goderichwon 6 to 0. Goderich faced St. Marys in- the nthe championship game. The Goderich attackers were foiled on many occal;ions ,by the work of the St. Marys defence and their excellent goaltender• The line ,of Scott'' Garrow, ' Robifn Moore and • Ronnie Chapman . combined • good checking with a solid offensive effort , Regulation time ended in a' score -less tie. Late in the "f third overtime period, after ninety-six minutes of hockey, Pete Conlon and Scott Garrow assisted by Steve Schutz combined to push the puck , past the St. Marys goalie. • Congratulations to„ this l spirited team who did such a good job' of . representing Goderich Minor 'Hockey and 4 VVELCOME bringing home the cham- pionship trophy. ',They ate a :SERVICE { credit to their.' coaches, Dorm would like to call you With Johnston, `;Wilf Chapman, and "housewarming gifts" and in- •Bill Stanbury Ibcation, The Hostess will be / •� ;lad to arrange your subscrip- •tion to the Signal -Mitt . Caliber nit524-2057 fornintidn about your new ..�"..,!..0.06,..44.0..0.00,00.4.-.....:.,.. .0.0...10°,101.1 BE A REGi1IJAi RI.00D 'DONOR • List $5661.70. s Pontiac Parisienne Brougham 2 door haritop, 350 V8, automatic, power steering, power brakes, deluxe belts; tinted ' windshield, 'mats, side mouldings,• vinyl top," electric defogger, litter container, sport mirror, paint stripes, custom discs, radial white walls, Clock, bumper guards, lamp' package, stone. shields.•White and mahogany. Lic-. 302092 - List 56586.10 Pontiac :LeMans / Sport Coupe 350 Ve, automatic, power steering, power brakes, radio, bucket seats, console,` custom discs, tinted windshield, rear defogger, deluxe belt, mei, litter container, sport mirror, paint stripe, radial white walls, protective bumpers, lime and White. ' Lic. 50243E LIST 56192.35 Pontiac 6 �Lnurentian 2 door hardtop, smart silver with black ,and silver interior, 350 V8, auto'rtiatic, power steering, power brakes; tinted windshield, mats, side mouldings, electric "defogger, litter con- tainer,'sport mirror, paint stripe; wheel discs, radial white walls, dual horns, clock, radio, rear speaker, burhper guards, stone shields. Lic. 302200 LIST 56004.85. S for the seniors tp fill them out and return them. The next step for the committee .mernbors, t� one they are currently ,e .irked on, is to personally contact 'the people on the list to see if .they will fill out•the form stating a need and interest in living in senior citizenhousillg: G+oderi.ch . Housing Auttiority representative doo John Lynntold the com=• nlitt.ee•that he had'received 34 applications for ' senior housing adding that 18 of the: applicants were , on the original list of the conl:mittee:' The 'rernaining names were dividedinto groups'with eaeh- members "taking some .of • them' to [l'ersbnally contact the ,people. The reoresen- VE' fri'°p f;ntl"rir'h nnri.. ,Colborne townships, agreed to contact the seniors living in their .comrnunities therm - selves, Bob Allen told the coin- `. mittee that they should prepare a formal report for town council stating the latest results of the study ,and of- fering the number of seniors applying for housing. He said council Was interested In the results and hoped to join the committee in ppessuring. the` Ontario government to _ congtruothousing here. Ile added that couneil had. _+ already •passed the ap-; propriate motions providing financial support for the project if required and -that they had done' all that was needed to be done to date. GOQD_LJSED CAR Check on This 175 -Cadillac Coupe DeViIle Ziebart rustproofed, lady driver, just $ `10,000 miles, padded top, full power equipped, air conditioning, beautiful silver-with;dark blue top, Lic. JF R071 • Real Scarce 75 ick Skyhawk: This is a little sharpy hatchback, with Buick's famous V6.'.engine, `power. steering, radio, electric, rear defogger, wheel discs, full instrumentation, bucket seats, console, just -,8,000 miles. Yellow. Lic. JFR 350. 75 Mercury ontego MX Sport..Coupe Undercoated, 351 V -8, -automatic, power- steering, power,: brakes, radio; radial 4e whitewalls, vinyl top, super sharp. Lic. JFN 531, '74 Chrysler Newport 2 udoor hardtop, air 'conditioning, cruisecontroF, vinyl . top; radio, tinted glass, white walls; Lic. HFW596,`• Just check this price. '7 .Dodge Polara 4 door hardtop, air conditioning, radio, Michelin radials,'wheel discs, vinyl top, clean like new. Compare anywhere. Lac" F D U258 A?APRI CANDY-FJLLED CHOCOLAT7 EASTER..EGGS ., FROM $ 1.5 .AND liP MANY SIZES To, CHOpSE ,F.ROM. LARGE VARIETY QF CHOCOLATE FIGURES Fresh Hotrn s Buns Doll F Y u ... 8. ancy D. `r ted• Cu a , Y P EASTER%WEEK-•-END-.DULY, Cr•U • BBE R T' : tA•K Li � •. . �R 1877,' • 'I;HE HOME OF.TASTY'PASTRY1976 ss sop n• ad's. Pontiac -Buick -Cadillac GMC Trucks GODERICH ,GHAT '15' GMC 112 Ton 45 $3695 custom $2995 '72 2995 '72 Cadillac Sedan De Ville + 31,000 actual lady driven miles. Am - maculate, air conditioning, full power, AM -FM, rear defogger, tile and, telescopic wheel. Don't delay. Lic. DH0050 A Winner . '7..2 Comet • 2 door a 29 0o0 actual miles. 6 .,cylinder, automatic, radio and tape player, wheel discs, must be seen. Lic. JFR 359. Your. Choice' '72 Torino 2 door hardtops, both are one owner cars, one blue, one green; equipped with V-8, automatic, power steering, power brakes, radio, fully •econ- 'itioned.,Lic. DJC 400 and Lir.: DJS 104. .95 51895 82095 '72 Mercury Marquis Brougham 2 door hardtop, equipped with just about everything like air conditioning, stereo, all power, individual. seats, vinyl top, Tilt wheel, super smart. Lic. DHC. 230. '71. Chrysler Newport 2door hardtop, only 30,000 miles, power ,' 4 steering, power brakes, radio, dark +P gold finish. Lic. DHC691 Aliany More Used Cars To Choose From USED V8, automatic, power steering, power Brakes, "radio,.. rear bumper, two tone,. chrome _package. Lic E67056: '14: GMC 1/2 Ton V8, automatic, lime. Lic. C69768 '74 GMC 1/2 _T�o.n.- _-- VB, automatic, blue.... '74 GMC 1/2 Ton (3895 • o r rin r V8, automatic, radio, we steering; g,owe p brakes, rear bumper, Super custom cab. Lic. C92730 '3595 '74 GMC 1/2 Ton° Sierra Grande 454 V8, automatic, power steering, power brakes, tinted glass, radio, Lic:' H69250 74 GMC 1 Ton Pickup Fenderside- 4 speed, power steering, power brakes, heavy duty suspension. Lic. C92716 319 72 GMC 1/2 Ton 8 stick, positraction, power_ brakes, Lic. H92620 '72 GMC 1/2 Ton Stick shift V8, power brakes, poi straction. Lic„ H92643 '70 GMC 1/2 'Ton 5 .s $1395 8 stick, radio, topper. Lic. C69799 68. GMC' 1/2 Ton 8 stick, radio, heavy ditty suspension, silver. • 3.®� Lic. C70176 " AS IS'. 7 7. s Chassis _8t Cab 68 Chews 6OSer�e Goodtires, dual rear, all' heavy:duty equip -AS IS ped. Ideal for dump body: Lic.•C69641 S99 C '67 Chev. 1/2 Ton Just 42,000 miles, 6 stick. tit. C69638 Pontiac uic CadiII,ac Hero '1 Coon Largest t�jli'' S �.ar Auto Dealership \ :t: ASIS $:595