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HomeMy WebLinkAboutThe Goderich Signal-Star, 1980-03-20, Page 45A budget is essential. • from page 14 a winter vacation to a new home to your own business. The idea here, of course, is to plan a financial future for yourselves. You may alter it or throw it out completely in favor of other fiscal goals later, But without a plan you're likely to bump along for years and still not have the cash you'd like for Christmas much less for that new house, etc. So, start talking now about the future: What are your goals? Will you both work"? Will there be children? -Flow will t�iat affect your finances? Will you have to care for a dependent parent or sibling in the future? How much do you expect to earn next year? In five years? In ten? Part one of even the most meager financial plan looks to the future ° and works to provide some financial security. Your first financial goal should be an emergency cash fund large enough to cover all of your- living expenses, for anywhere from three to six months. You're not planning on it, but accidents and illness do keep people from their jobs for prolonged periods of time. Sometimes jobs just disappear - temporarily or permanently, You have to survive finan- cially until another comes along. So, start saving a nest egg today. Don't st9p until it covers your expenses for at1a'st three to six months. Do keep it in a secured savings account or certificates of .deposit or another safe but ac- cessible interest-bearing account. Remember that this is an emergency fund. If you need it you don't want to have to sell stocks, real estate or the AN INEXPENSIVE. and easy way to add design and flair to a room is to create a wall supergraphic, like this one. • like to get your cash. Save those investments for the future, after your emergency fund is secure. Now, how do you get • that nest egg? Experts and common sense 'agree that saving is crucial to any . financial plan. People who make saving a monthly habit — even in Page 15 small amounts -- , gain quickly. Experts point out that it is, the regularity rather than the amount that makes Turn to page 16 • MIN For That Special Occasion The perfect wedding reception,, correct in every detail, is the lovely finale to the most wonderful day, in every bride's life. Our facilities will accommodate up to 225 guests, plus 70 in our private banquet room. Every effort has been taken to provide quality r'` foods, efficient service, and a warm friendly atmosphere. For inquiries for Wedding Receptions and Banquet Requirements, call: 524-7711. The Licensed under L,C.B.O. Candlelight Restaurant and Tavern BAYFIELD RD., GODERICH A MESSAGE TO BRIDES & GROOMS'.•MPAST, PRESENT & FUTURE! D:R.I VE T .� . R 1 I r AND "SAVE" ON FURNITURE & APPLIANCES FOR EVERY ROOM IN YOUR HOME!!! Here are 5 good reasons to take the short Drive to Auburn... LOW, LOW PRICES HUGE SELECTIONS FREE DELIVERY ❑CQNVENIENT LAYAWAYS I -I YOUR SATISFACTION, OUR WARRANTIES Once you've shopped at Whetstone's you'll think of More! Do Tike Brenda and Don—Drive to Auburn and discover Whetstone Furniture's "LOW OVERHEAD PRICES" You'll also discover famous Brand Name furniture for your living room, bedroom, dining room, kitchen as well as a complete selection of major appliances. Dishwashers, fridges, ranges, washers, and dryers. Whetstone's LOW OVERHEAD PRICES also apply to their selection of carpet, (amps, and pictures and electrohome TV and stereos. Before you buy — do like Don and Brenda — discover the low prices at Whetstone Furniture, TV & Appliances. You'll be Impressed too! WHETSTONE V/SA FURNITURE, TV, APPLIANCES SHOWROOM • APPLIANCE OUTLET • WAREHOUSE ANNEX AUBURN OPEN FRIDAYS TILL ' TILL 9 . 'OTHER EVENINGS BY APPOINTMENT 52607222