HomeMy WebLinkAboutThe Goderich Signal-Star, 1980-03-20, Page 44bud
"Living on love" really
is little more than a
char -mi -ng cliche.
Sometime •after the
honeymoon (and
.hopefully long before the
first anniversary!) fiscal
reality sets in. Most
married couples begin
witha vague plan for
paying the rent, utilities
and the like. Unfor-
tunately, just- as many
don't have a plan for
much more than _ that.
Unexpected auto repairs
or forgotten annual in-
surance premiums can
make their appearance
and throw an otherwise
orderly budget into anew
state of complete
disarray! Or, Christmas
arrives without the
money fpr gifts. Your
vacation is finally at hand
but you have no funds to
et is CSSelItlaltO marriage
finance it. You'd like to
buy a home of your own
but the down payment
eludes you.
How do you avoid these
unpleasant moments of
monetary, truth? Budget.
But wait — don't run
away from that term.
Forget your timeworn
definition of a budget as, a
straitjacket on your
spending habits. In fact, a
budget is any reasonable
fiscal plan you' • devise to
account for your money.
It should include regular
expenses (rent, food,
utilities, etc,)'.. occasional_ _
expenses (clothing,
hobbies, entertainment)
as well as a fund for your
financial future (savings
and investments). Setting
up a budget is really just
a matter of watching
where the money goes for
Silver thrives...
®from page 13
attains an even patina.
2. Wash your silver in
hot sudsy water, rinse it
thoroughly and dry it
with a soft cloth. Remove
any acidy food stains with
a reputable commercial
cleaner to prevent pitting
a.nd c'brroding.
{Mayonnaise and eggs
are prime offenders.)
3. About every six
months, give all of your
silver a thorough
cleaning with polish.
Remember when
polishing or washing your
silver not to crowd too
many pieces together to
avoid needless scrat-
ching.
4. When polishing
flatware, use lengthwise
strokes, and with
holloware, follow the
contour of each .in-
dividual piece.
5. If you do not plan to
use any silver pieces for a
length of time, store them
in tarnish -free cloths or in
a tightly closed silver
chest.
You can't live on love
a few weeks and writing
down those regular ex-
penses plus a monthly
contribution to cover
occasional expenses and
some, regular amount of
savings (at least 5-10
percent of your
paycheck).
Sometimes you can't
make the monthly in-
come stretch over all of
your obligations. Look for
reasonable areas to trim.
Perhaps you'll have to
skip a few movies, or
forego a new wardrobe to
make • ends meet: You -
mayf have to postpone
buying a •ne.w car or
taking that winter
vacation. But, by all
For The Bride...
An Elegant Table Begins with:.
DENBY CO-ORDINATED TABLEWARE
STONEWARE, GLASSWARE, FLATWARE
*Here Susan shows Brenda & Don what o beautiful table setting can be made from Denby Fashion Tableware.
Charmingly impressive for casual. or elegant occasions, this superb stoneware has a happy secret --for it
goes into the freezer, oven, and dishwasher without a care! And, of course, it's backed by Denby's full 2
year warranty. • • "
GIFT REGISTER
This is the one time of your life
when all your friends and
relatives will want to give you gif•
ts. It is important for them and for
you that you do not receive un-
wanted gifts or duplications. If
you will stop in and register in our
Bridal Registry we will have a
ready list for friends and relatives
to check. This registry is for your
use. It will inform everyone exac-
tly what you would like to receive
and what you already have.
Your choice of
Stoneware, Flat-
ware and
Glassware is noted,
so that it can be
-purchas-tit ?P1...--o-ny
amount, piece -by -
piece, if necessary,
so that you will get
WE STILL FEATURE A FULL LINE OF LIGHTING FOR
YOUR ENTIRE HOME... PLACEMATS...TABLE LINENS
DININGROOM SETS...CANDLES...GIFT ITEMS...
•WEDDING KNIVES
•RING BEARER'S
PILLOWS
•CAKE SERVERS
'BRIDAL,GARTERS
•GUEST KNIVES
*BRIDE & GROOM
CHAMPAGNE GLASSES
•WEDDING ALBUMS
*FEATHER TIP, GUEST
BOOK PEN
10% OFF All PURCHASES FOR THE REGISTER BRIDE-TO-BE
your entire set.
PIER LIGHTING STUDIO
62 WEST ST. GODERICH 524-2261 a.
means, do not skip saving
some small sum of money
each month. Your
savings will be the
foundation of the rest of
your financial plan.
"What financial plan?"
you ' 'may well ask.
Actually your plan can be
any set of financial goals
you would like to work
toward. You may have
dreams of anything from
Turn to page 15.
Here at your Credit Union we can help with
-LOW COST
1ST MORTGAGES
*COMPLETELY OPEN
Plus many more advantages. See us, the....
people helping people
SAVINGS ACCOUNTS CHEQUING ACCOUNTS
GODERICH CLINTON
39 ST. DAVID ST. 70 ONTARIO ST.
524-7931 482-3467