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HomeMy WebLinkAboutThe Goderich Signal-Star, 1980-03-20, Page 44bud "Living on love" really is little more than a char -mi -ng cliche. Sometime •after the honeymoon (and .hopefully long before the first anniversary!) fiscal reality sets in. Most married couples begin witha vague plan for paying the rent, utilities and the like. Unfor- tunately, just- as many don't have a plan for much more than _ that. Unexpected auto repairs or forgotten annual in- surance premiums can make their appearance and throw an otherwise orderly budget into anew state of complete disarray! Or, Christmas arrives without the money fpr gifts. Your vacation is finally at hand but you have no funds to et is CSSelItlaltO marriage finance it. You'd like to buy a home of your own but the down payment eludes you. How do you avoid these unpleasant moments of monetary, truth? Budget. But wait — don't run away from that term. Forget your timeworn definition of a budget as, a straitjacket on your spending habits. In fact, a budget is any reasonable fiscal plan you' • devise to account for your money. It should include regular expenses (rent, food, utilities, etc,)'.. occasional_ _ expenses (clothing, hobbies, entertainment) as well as a fund for your financial future (savings and investments). Setting up a budget is really just a matter of watching where the money goes for Silver thrives... ®from page 13 attains an even patina. 2. Wash your silver in hot sudsy water, rinse it thoroughly and dry it with a soft cloth. Remove any acidy food stains with a reputable commercial cleaner to prevent pitting a.nd c'brroding. {Mayonnaise and eggs are prime offenders.) 3. About every six months, give all of your silver a thorough cleaning with polish. Remember when polishing or washing your silver not to crowd too many pieces together to avoid needless scrat- ching. 4. When polishing flatware, use lengthwise strokes, and with holloware, follow the contour of each .in- dividual piece. 5. If you do not plan to use any silver pieces for a length of time, store them in tarnish -free cloths or in a tightly closed silver chest. You can't live on love a few weeks and writing down those regular ex- penses plus a monthly contribution to cover occasional expenses and some, regular amount of savings (at least 5-10 percent of your paycheck). Sometimes you can't make the monthly in- come stretch over all of your obligations. Look for reasonable areas to trim. Perhaps you'll have to skip a few movies, or forego a new wardrobe to make • ends meet: You - mayf have to postpone buying a •ne.w car or taking that winter vacation. But, by all For The Bride... An Elegant Table Begins with:. DENBY CO-ORDINATED TABLEWARE STONEWARE, GLASSWARE, FLATWARE *Here Susan shows Brenda & Don what o beautiful table setting can be made from Denby Fashion Tableware. Charmingly impressive for casual. or elegant occasions, this superb stoneware has a happy secret --for it goes into the freezer, oven, and dishwasher without a care! And, of course, it's backed by Denby's full 2 year warranty. • • " GIFT REGISTER This is the one time of your life when all your friends and relatives will want to give you gif• ts. It is important for them and for you that you do not receive un- wanted gifts or duplications. If you will stop in and register in our Bridal Registry we will have a ready list for friends and relatives to check. This registry is for your use. It will inform everyone exac- tly what you would like to receive and what you already have. Your choice of Stoneware, Flat- ware and Glassware is noted, so that it can be -purchas-tit ?P1...--o-ny amount, piece -by - piece, if necessary, so that you will get WE STILL FEATURE A FULL LINE OF LIGHTING FOR YOUR ENTIRE HOME... PLACEMATS...TABLE LINENS DININGROOM SETS...CANDLES...GIFT ITEMS... •WEDDING KNIVES •RING BEARER'S PILLOWS •CAKE SERVERS 'BRIDAL,GARTERS •GUEST KNIVES *BRIDE & GROOM CHAMPAGNE GLASSES •WEDDING ALBUMS *FEATHER TIP, GUEST BOOK PEN 10% OFF All PURCHASES FOR THE REGISTER BRIDE-TO-BE your entire set. PIER LIGHTING STUDIO 62 WEST ST. GODERICH 524-2261 a. means, do not skip saving some small sum of money each month. Your savings will be the foundation of the rest of your financial plan. "What financial plan?" you ' 'may well ask. Actually your plan can be any set of financial goals you would like to work toward. You may have dreams of anything from Turn to page 15. Here at your Credit Union we can help with -LOW COST 1ST MORTGAGES *COMPLETELY OPEN Plus many more advantages. See us, the.... people helping people SAVINGS ACCOUNTS CHEQUING ACCOUNTS GODERICH CLINTON 39 ST. DAVID ST. 70 ONTARIO ST. 524-7931 482-3467