HomeMy WebLinkAboutThe Goderich Signal-Star, 1987-02-25, Page 59Setting
'Developing money habits as a team is
one of the biggest adjustments you Will
make :is newlyweds. first, decide
o:-terhtr't"`h(?'iry'vir etra„t to 1Ecuidle
nuorey 'Then make setting up'your ac-
t ount sr with a financial institution a
priority Here are three primary ap-
proaches to dealing with funds.
One joint checking account
With this system, both paychecks are
deposited into one ac•cuunt'and all bills
,,re paid from it. The money becomes
more psychologically "ours" with this
setup. Because you both know where you
stand as a couple, it's often easier to be
budget conscious. In addition, bookkeep-
ing; and account costs are at a minimum.
On the other hand, some couples may
feel restricted with this method because"
neither has his or. her own money. 'The
strictest approach to handling the ac-
t';+unt 1S to have only'one checkbook;
tt hocvcr' needs it carries it. The other ap-
pruach is to have two books that draw
•
Have shoes
dyes: to retch
.0
'8l
your
from the single account. Always having
access to the funds is the advantage. The
problem is that the left hand doesn't
know, w.hattle..ri-.gM_is rininr. so
overspending and overdrawing are
dangers. Reconciling the two books is
slightly more trouble.
Two checking accounts
Using two personal checking accounts
is often a good choice whop one of you
travels extensively or when you divide up
your purchasing duties minutely. 'Then
you both have more financial security
.t.,totostitsrAt
acc
when you are not together, and there's
- less chance of overdrawing. If the person
traveling pays business expenses out of
_one accoi P. , it simplifies bookkeeping.
Depending unyour circumstances, you
might put separate pay into separate ac-
counts, split the combined income bet-
ween the accounts, ur divide the money
to reflect which bills come out of which
account.
One joint, two personal accounts
If you prefer handling your own money,
this approach may be a good choice.
r Oh mRslf., rw' rara,
Showcase '87 Page 23
unts
I'ut the majority of your funds in a
joint account from which you pay daily
living expenses. The remainder is divided
between two personal accounts.
The pa tt ytr-5M drat you-h'a'myour
own money to control, as well as joint,
funds. There are a few flaws: If you are
nut careful about saving, this system
crakes it easy to cut into your joint goals
because you're feeding the two separate
accounts. Handling three accounts will
cost you extra in account charges ani)
bookkeepia ; time.
irraitFrINMISALAR
Picture
C' ,
liridesnia ids always look, more. poliShed
trhrn their shoes coordinate w.v.ith the col-
or of their (Tresses. Finding an exact
plat'clr ill an easy task if you :buy white
.hoes sell have there professionally dyed.
r)yeing thein jvour,self.rnay.be Unwise',
tit ( al(p..since certain stores provide-
tiu' servicl' free of c'har'gf'. }icsiths, you'll •
triol more, t'ornfi+t'tctlile having them done
!t, Pxperi,e!n'ed Minds:
h, ,,,jlorii-ig, the C'hoic'es are "kindless;,'•
,,)\ luiyer Rill ``'r'yart of the Kinney
�ho1 < i hon! of. ,tort's. "'l:he're at'.e lt)ls'tif`
t c hoose from at no additional
11orc's.what •t,,) no: Tiring 4) stcatc'ki.tif.
int+lentil identical -tui your dress. to the •
.,:tore,.. select your favorite.stvle, deter-
111111' the rotor, and 'allow the store a, curl-• -
lilt%of \socks to finish the :job... • ..
In selec`tint; the shoe.'keep_in mind that
ilii-elaSsic peau dc' soie is always a love -
ft ,rhuicr,.but'now there are other. op-
Urrris. uoh its satin or htce'nver• satin, All
look vary feminine, cotrrplementing-to-
it1,v's fashionable bridesinaids''dreses.
According to Mr. Wyatt, basic pumps,
., v thout ornamentation, are the big ,
sellers. Flul heights vary depending on,.
your tastes. •
•A\fter bringing the shoes home, yon
might want to try the.following hints.• '
Abotit a week before the wedding, wear
• the shoes indoors about an hour each day
• to become accustorned to them. Scuff the
soles a bit to avoid slipping down the ai-.
• sic. After all, you'll want to look and ,.
walk your best on•that' Special occasion.
•
4 'g
y
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