HomeMy WebLinkAboutClinton News-Record, 1987-12-02, Page 3Financial planning consultant,
Patty Maguire. Clinton's new
photo)
Don Evans, left, stands beside his computer and assistant
businessman opened shop on November 2. (Paul Rudan
Evans will help
with financial planning
By Paul Rudan
CLINTON - According to Clinton's newest
businessman, Dan Evans, "The key to
financial independance is to pay yourself
first."
Mr. Evans is a Financial Planning
Specialist (he is currently pursuing his
Charter through The Manufacturers Life In-
surance Company) and he says that,
"Financial planning shows you how to
reduce your income tax, increase your net
worth and increase your after-tax return on
investments."
One of Mr. Evans' goals is to start people
on the road to financial independance and he
notes the way to success is to have a long
term plan.
"The whole object is to show people how to
start a small investment portfolio and grow
on that. The only way to get -rich -quick, is to
win the lottery and the odds are two million
to one," he states. "It (financial indepen-
dance) takes a plan. You take a small por-
tion of what you earn (net earnings), set it
aside and keep investing. In 25 years, you
will never have to work again."
Mr. Evans works out of an office at 3 Rat-
tenbury Street. He runs the business with
the help of his computer and its operator,
Patty Maguire. His computer is loaded with
the latest software and financial statistics.
Another of his goals is to expand and to ser-
vice Huron County, from Wingham to
Exeter.
Before he became a financial planner, Mr.
Evans was a welder. One day while welding,
he had some grease on the bottom of his
boot, this caused him to slip on some metal.
The slip was costly, all the muscles and
ligaments around his one knee were torn.
The accident left him permanently disabled
and resulted in an early retirement from his
welding career.
Fortunately, Dominion Life (bought out
by Manufacturers Life) paid for his retrain-
ing. Mr. Evans took five courses with Domi-
nion Life and then embarked on his new
career, as a financial planner.
He started working aflhe Prudential Cen-
tre in Kitchener, however, his wife was not
happy living in the city and she wanted to
move back to her home town of Seaforth.
They couldn't find a house they liked in
Seaforth but found a home they liked in
Clinton. They bought the house and then he
opened up his new business November 2.
So far he says that business is good and
that the people of Clinton have been very
receptive. In addition to financial planning,
Mr. Evans provides: financial counselling,
estate and retirement planning.
Mr. Evans agrees that there is a bigger
need these days for financial planning.
"People are concerned that old age
security and pension plans will not be there
for them at retirement," he states. "To-
day's marketplace is more competitive -
automation is forcing people into early
retirement." Therefore, financial planning
is more important.
Mr. Evans warns to never get into the
(stock) market for short-term gains but,
"you never lose if you plan long-range
goals."
CCB installs
CLINTON - The Bluewater CCB Club of
Clinton held their meeting in the Wesley -
Willis United Church hall on November 17.
The meeting was opened with singing,
followed by a short prayer. The business
part of the meeting was carried out, follow-
ed by the installing of the new committee
members.
A ticket draw took place and the winners
were - Marg Kelly from Goderich, an
afghan, and Mrs. Gwen Corriveau of Clin-
new
CLINTON NEWS -RECORD, WF'.UNESDAY, DECEMBER 2, 1987—Page 3
New school to cost over
The Huron -Perth County Roman
Catholic Separate School Board will ask
the Ministry of Education for more than $6
million to build a Catholic secondary
school in Stratford, which it hopes will be
ready for students in 1990, for Grades 9 to
13.
The present secondary school in Strat-
ford is St. Michael with Grades 7, 8, 9, 10,
and 11 in six classrooms, two science
laboratories, one business studies room,
one multi-purpose room, one special
education room and four portables. John
McCauley, Superintendent of Education,
while discussing the 1988 capital requests
to the Ministry of Education, explained the
board received a capital allocation from
the ministry in 1987 for $125,000 for the
capital needs at St. Michael. It was used in
all subject areas, with particular em-
phasis on laboratory facilities and equip-
ment. Mr. McCauley said their science
needs will be adequately met until 1990
when a new secondary school will be need-
ed. He said the board's accommodation
concern at St. Michael School is that "the
entire' campus will be filled by portable
classrooms and parking by 1989," which he
reported to the ministry, to emphasize the
space problem.
Mr. McCauley said the 191=1 to 1989 enrol-
ment projection for its secondary school
shows it increasing from 258 in 19 with
Grades 9 to 11 to 424 in 1991 with Grades 9
to 13, and after that probably increasing to
between 435 to 465.
By 1989 Mr. McCauley said it is expected
Grade 7 and 8 students accommodated at
St. Michael will be moved to either St.'Am-
brose or St. Aloysius elementary schools in
Stratford.
With full funding of Catholic high school
and the resulting transfer of Catholic
students to separate high schools is
resulting in teachers in the public schools
losing their jobs. To rectify this, the Perth
County Board and the Huron -Perth County
Roman Catholic Board are in the process
of working out a formalagreement to
transfer teachers who are displaced by the
changing enrolment on the ratio of 16
students for each transferred teacher. Two
teachers have already moved from the
Perth Board to St. Michael School
voluntarily.
In other business the trustees approved
the working drawings for the addition and
renovations at St. Ambrose separate
school with work to be carried out in the
spring.
Special education self-contained classes,
located at this time at St. Aloysius School
will be transferred to St. Ambrose School
by September 1988. The special education
classes will be attended by all exceptional
elementary pupils in Stratford and Perth
County.
With Immaculate Conception School
closing at the end of June, 1988, all the
students from Kindergarten to Grade 7
will be transferred to St. Ambrose School
with the start of school in September, 1988,
with bus transportation provided. All
, Grade 8 pupils in Stratford will continue to
atten4- St. Michael School during the
members 1988-89 school term.
Grade 7 students from St. Joseph's
School will be moved to St. Aloysius in
September, 1988, and the Grade 8 students
from St. Joseph's will be moved to the
ton, a sweater.
Entertainment for the members and
escorts was singing Christmas songs.
Members then sat down to a social gather-
ing and lunch was served by the Ladies of
the Delta Alpha Precepta Chapter. This was
appreciated.
NOTE : CCB members should carry their
white canes.
Reminder: The Christmas party is being
held, November 28 at 1 p.m. in the Seaforth
Legion Hall.
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41
6 -million
same school in 1989.
Plowing Match
With the International Plowing Match to
be held in Perth County from September
20-24 in 1988, the Huron -Perth County
Roman Catholic Separate School Board
will take advantage of the opportunity to
display the school program to visitors at
the match. The board will rent a booth 60
feet wide and 10 feet deep to display
students' art, writing, Science Fair pro-
jects, French immersion, Religion/Fami-
ly Life education, etc. On a stage outside
the education and health tent, students will
have the opportunity to perform music,
drama, choral reading, physical education
and other student involvement. The cost to
the board will be about $6,000.
Redistribute Trustees
The trustees are concerned about a pro-
posal by the Ministry of Education to
redistribute trustees based on population
rather than property assessment. Trustee
Ron Murray of Dublin said this would not
be fair to small boards as they will have
fewer trustees to cover larger rural areas.
If this proposal becomes law, Mr. Murray
said the Huron -Perth Board could lose two
trustees.
Board Chairman David Durand of
Zurich agreed with Mr. Murray that the
board would be short-changed by
redistribution but before writing the
ministry to express the board's concern
they should wait for Jack Lane,
Superintendent of Business and Finance,
to figure out which areas of the two coun-
ties will be affected. Mr. Murray said the
ministry is not making provision for small
boards and they should be keeping their
same numbers as they are now.
Endorse Resolution
The board unanimously endorsed the
AIDS curriculum as developed by the In-
stitute for Catholic Education. Bishop
John Sherlock of London approved the use
of the program in the schools. It conforms
to the expectations, desires and sense of
faith of parents, priests and teachers.
Bishop Sherlock in his letter to the board
said the program should be used in con-
junction with the Religion Education and
Catholic Family Life program so it will be
part 'of an integrated effort to form
followers of Christ, committed to chastity
a nd to the moral choices necessary to live
a chaste life.
The AIDS )Jducation Committee ap-
pointed by the board endorses the pro-
gram. It includes trustees, administrative
staff, teachers, and parents. This commit-
tee is planning public meetings with
parents before presenting the progratn to
the Grades 7 and 8 students in the school
system. Bishop Sherlock stressed that
parents must be given a chance to review
this program and express their opinions
and to be allowed the option of withdraw-
ing their children from the program if they
choose to do so. He said the program is a
truly Catholic response to the scourge of
AIDS and will contribute to the sanctifica-
tion of the church and the preservation of
the human family.
Trustee Ernest•Vandershot of St. Marys
said the board should hold meetings with
the • priests in both counties so they can
give announcements in church.
Claudia Eastman is
new board member
CLINTON - The Board of Trustees of Clin-
ton Public Hospital (CPH) welcomed a new
member, Claudia Eastman at their meeting
held on November 23.
The vacancy on the Board came wi)h the
resignation of Steve Fraser, the former
Royal Bank Manager, who was transferred
to London during the summer. Mr. Fraser
will certainly be missed on the Board but the
Board feels that Mrs. Eastman will be able
to fill his shoes.
The vacancy was filled on the recommen-
dation of the nominating committee who is
empowered to find a replacement for the
balance of the term until the annual meeting
held in June. At that time, Mrs. Eastman
can let her name stand for election to the
Board by Corporation members.
The method for filling a temporary -vacan-
cy is provided for in the hospital bylaws.
The Board was very pleased with the accep-
tance of the recommendation made by the
nominating committee.
The hospital has just obtained a new piece
of equipment in the physiotherapy depart-
ment, a "manipulation couch" costing ap-
proximately $5,000. This piece of equipment
will allow the therapists in the department
to place the couch in numerous and various
positions to allow the patient to be comfor-
table and yet receive greater benefits from
the treatments that they are receiving. The
Board and staff of the hospital are pleased
with the up-to-date equipment the hospital is
able to obtain in order to give the patients of
the area the necessary quality of care that
they deserve and should have available in
their own community.
BROWN CHEVROLET-OLDSMOBILE
CAR
SALE
1986 ASTRO VAN
8 pass V6 engine low
mileage 5 speed with
overdrive Many heavy du
ty features o171908
WAS $12-8OO.
1985 OLDS ROYALE
88 CUSTOM CRUISER
9 pass wagon air full
power low mileage
905065
WAS S ■
1982 PONTIAC
ACADIAN
d dr Sedan 4 cyl
,ulnmat.c '506350
CONTINUES
WE'RE CUTTING PRICES -
MAKE US AN OFFER!
1983 MALIBU
4 dr Sedan /VIln".11 • h
engine „n L , r i,
9124.867
1984 CHEVETTE
4 dr Sedan Automatic
tone low mileage
n•,n nwner '233525
1982 OLDS 98
REGENCY .
4 dr Seda". 4 , ..,..•Iii
owned .n err P1' '
I• on 8751533
1984 CAPRICE
CLASSIC
,1 d' Sedan Air cruise
,,asserte tape 8246511
1985 OLDS CIERA
BROUGHAM
4 dr Sedan A., Sr ., ¢nl
Cru'SP
mileage 9 )0107,
WAS $12400%
1983 CAMARO
Z28
2 dr Coupe Here s a
Sharp One .167491
1985 CHEV
CAPRICE CLASSIC
4 dr Sedan A.' '1
seat rSP 1.11 Slwnn
Only 75000.nw'n 9? j1119WAS S8�/O■
1982 OLDS OMEGA
BROUGHAM
4 dr Sedan 4 cyl
automatic low mileage
'364226
1984 MONTE CARLO
2 dr Coupe Cl custom
Inm air divided Seal
many nice features T111
cruise rass 0116805
1979 PONTIAC
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r. hPCkPd 9;04204,
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1979 CHEV. MALIBU
4 dr Sedan 6 cyl auto
p steering & brakes. low
mileage in excellent con-
dition Original fin19h
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CLASSIC
4 dr Sedan V8 engine p
door locks AM/FM One
owner 8154356
WAS $9949S:
CHEV.
IMPALA
4'1' Sedan V8 auto one
owner Safety checked
9104414
1979 CHRYSLER
LEBAR N
4 dr Sedan Air. V8. auto
Safety checked Divided
front seat 8126260
WAS
1978 CHEV.
IMPALA
4 dr Sedan V8
automatic one owner
8270510 J�/��
WAS $I.5O .a
1986 CHEM WRANGLER
'/a TON PICKUP
Detuoe Wrangler Pkg
auto p windows & locks
Locally owned certified
0142612 310,900. WAS 00 •
1983 CHEV. '/s T
SILVERADOV PICKONP
U
Heavy ditty '1#' 1 vR
auto Very low m.lnage
certified 8124989
THESE CARS MUST BE SOLD!
NO REASONABLE OFFER REFUSED!
.INi t..N -Since 1936- 482-