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Home My WebLink AboutClinton News-Record, 1986-10-01, Page 26Page 4A—CLINTON NEWS -RECORD, WEDNESDAY, OCTOBER 1, 1986 MVPs The most valuable players (MVP) in the Clinton Industrial Fastball League received trophies at the annual banquet on September 27 in the Clinton Arena. They were: (back, left), Dennis Fleischauer, Merners, received the Most Sportsmanlike trophy; Dave Bartliff was MVP of Merners; Len Van Wonderen was MVP of Norholme; Glen Lamb, MVP of Dynamos. (Front, left), Jim Johnston, MVP of Lawries; Rick Scrimgeour of Lawries was MVP for the playoffs; Brian Bromley, tied for MVP of Lawries. Absent was Kenny Lavis, Vikings. (Anne Narejko photo) Drainage pays off with increased crop yields Good drainage is an investment towards im- proved crop yields., With soil condition improv- ed, more water, fertilizer, and air are available to the roots to encourage optimum plant growth. roEh droainage • LIMITED FARM DRAINAGE SYSTEMS Gads Hill, Ontario NOK 1J0 'B' (519) 656.2618 Delivery Service Available OPEN: Mon. -Fri. 8-12, 1-5:30 Saturday 8-12:30 SAVE UP TO 1O% r� - \1 �1 - t /lam ,//il � 7.1 > 7' r • i ' jig What you should know about insurance By Douglas K. Eckel, CA Farming is a risky business, a fact of life to which most farmers become accustomed. Faced with the constant perversity of both weather and market conditions - most farmers are accustomed to thinking of their business as one of constant risk. So many may feel that carrying another risk or two is not going to cause a major bother - which perhaps explains why most farmers are under -insured. Unfortunately, by not carrying adequate insurance, a farmer is courting a lot of potential trouble. Most farmers, of course, will carry life in- surance. But how many carry a sickness and accident policy? They should. And since a farm in a st cases is a "home", presumably e cry farmer carried the usual homeowner's insurance. That's only com- mon sense. But besides being a home, a farm is also a business, and therefore should be insured in exactly the same way asiny other business. If you have not given this enough thought, then for your own peace of mind it's time vntt ,lid The general insurance coverages that are available for farms cover buildings, equip- ment, livestock and produce. Farmers usually get their insurance through their local farm mutual company or independent insurance brokers but wherever you get it you should discuss your needs thoroughly, with a knowledgeable representative and make sure that the company is financially healthy. Buildings and equipment are insured either on a replacement value basis or on an actual cash value basis (which is replace- ment value less depreciation). Farm buildings are often subject to a special clause known as "The Rebuilding Clause" in which the insurance company will pay half of the claim at the time of the loss and the balance when the farm building is rebuilt, provided that it is within the policy's stipulated period. General livestock is usually insured against loss from such things as fire, Iightn- • ing, theft %Ind transportation perils while be- ing shipped to market. Specific animals of particular value can he incnreel inrlivirinally but this type of coverage is substantially more expensive than the other. Crop insurance is provided by both private companies and government plans. Private companies tend to insure traditional perils such as windstorms and hail whereas the government plans provide a broader coverage by including disease. Both of these plans will fill a need for farmers and a detailed examination of the coverage and claims benefit are best obtained through local insurance representatives. A new coverage that has recently become available to farmers is business profits in- surance where farmers can insure riot only their ongoing fixed overhead costs but also their lost profits. The cost of this type of in- surance is often very reasonable and makes it a must for farmers to check out. Income protection and sickness and acci- dent insurance could also be important coverage for' many farmers. However, the rate§ for such coverage are high, because the accident rate for farmers is high. Task force established on agriculture The Ontario Institute of Agrologists has commissioned a task force on 'Future Directions for Ontario's Agricultural In- dustry'. The Institute, as an independent ' agricultural organization, is uniquely well- positioned to provide leadership in develop- ing creative and innovative directions for the entire agri-food industry. Organizations, business firms and individuals are invited to prepare briefs to the Task Force and par- ticipate in public hearings across Ontario. New Shipment of... MICROW AVES. •Whirlpool •Sharp LAYAWAY NOW FOR CHRISTMAS!! Peck Appliances "In the heart o downtown Varna" 482-7103 BACHERT MEATS Cali .,s fur Onur '••,stern siaughterinq needs SLAUGHTER DAY TUESDAY •F•,, yo,,- '. ePr':" 'd,1CS of Beet Pork Lamb or CVt, sof, 'Ripe 1' home cured meats and old Leinwee,1 ,,nunl.l, 5',IP park sausage, 50: tillers 4r7ded Al ",eat Gov 1 In5p!',;ted 1 mile ee51 887-9328 Walton fi a Best Interest Guaranteed Investment Certificates 'Subject to change Gaiser-Kneale 4 1111-- 'Insurance Brokers ln-c ,N, Ply ■ Exeter Goderich 235-2420 524-2118 Clinton 482-9747 Hensel) Grand Bend 262-2119 238.8484 t. Twin City` School of l Hairstyling Waterloo, Ont. *Hairstyling *Barbering •Ear Piercing •Make-up 55 Erb St. East 1\ On Bruce, America's Favorite Hardwood Floors During Right now you can save up to 10% on Bruce Hardwood Floors . America's Favorite Hardwood Flooring. AMERICA'S Save on the most popular styles... patterns ... and colors that Bruce has to offer. '327" ( Come See A Huge Selection of Beautiful Planks & Parquets Now on Sale! VHurry....Sale Ends Tues. Oct. 25th 80 Years of Serving Perth & Huron Counties Ce4 � �;� { t' •+ AXE SEATO ;t Ldib A r u SEAFORTH, ONTARIO NOK 1WO TELEPHONE 527-0910 • 886-6305 F Monday to Friday 8:30 am to 4:30 pm BE REFIDY FOR THE COLD WEFTIH ER! ! ! °Snowmobile Pre -Season Checks •Motorcycle Winterizing *ATV Cold Weather Tune-up CLINTON ENGINE SERVICE All work guaranteed' Licenced Mechanic DROP IN TODAY 267 Victoria (Adjacent to Clinton Auto Ports) Clinton 452-5322 • 40,000 The Task Force Secretary, Don McAr- thur, P.Ag., should be notified of the inten- tion to prepare a brief by the end of January with briefs received by the end of February. Public hearings will take place after mid- March with a final report later this year. The chairman of the Task Force is Freeman McEwen, Dean of the Ontario Agricultural College. The other Task Force members are Gerry Chamberlain, Manager of Agricultural Services for the Bank of Nova Scotia; Torn Cowan, farmer, real estate agent and former agri-business ex- ecutive; Basil Haefling, a chartered accuuii- tain with Ward Mallette; Dianne Markin, the founder of Women for Survival of Agriculture; Dick Heard, a regional manager of OMAF;• Vicky Osborne, farm- ing and a commodities trader with tht• United Co-operatives of Ontario; and Harr} Zwerver, Executive Director of the Ontariu Federation of Agriculture. The Institute of Agrologists encourages those interested in the future well-being of the agri-food industry to participate in this important project. Farmers warned about silo gas The Farm Safety Association has issued a warning that silo gases produced from recently ensiled corn and haylage can cause death. It was only two years ago that two young men were killed in a silo from gases formed by haylage. Silo gas or nitrogen dioxide is produced as a by-product of the fermentation process that takes place once plant material is put into a silo. A variety of climatic stress on the plant material during the growing season can dramatically increase the possibility of toxic gases forming. To avoid silo gas, farmers are advised not to harvest crops immediately after a rainfall. Conversely, crops damaged by hail or frost should be harvested as quickly as possible to avoid build-up of excess nitrate in the plant material. Silo gas may be visible within a few hours after silo filling and may be recognized by a bleach -like odor and may be visible as a yellowish -brown haze. Dead flies or birds at the base of the silo may also be an indicator of the gas. Once a silo is filled it should be sealed and • declared off-limits for at least a three week period. During this period of time the silo should not be entered, unless all rules for confined space entry are closely followed and a self-contained breathing apparatus is used. Agriculture Canada has conducted research into the silo gas problem for several years. There are a number of ways • to reduce the risk of gas formation at the en- siling stage. However, researchers continue to stress that no one should enter, a tower silo for at least three weeks after filling. If' entry becomes essential during this peak danger period, the entrant must wear a self-contained breathing apparatus and be attached by life line to someone positioned outside of the hazard area. The silo should be ventilated by means of the blower for at' least 45 minutes prior to entry. Keep the blower running until the entrant has emerg- ed from the structure. The Farm Safety Association urges - do not take risks with silo gases. The result Of even momentary exposure can be extreme- ly swift and final! St. Helen's hostsfirstfall historical society meeting The first fall meeting of the Huron County Historical Society was held in St. Helen's In- stitute Hall on Sept. 23 with the St. Helen's Institute as hostesses. Mrs. Bruce Raynard was at the piano and played many old time melodies while members gathered. The president, Isabel Jheedam called the meeting to order. Dora Batkin, secretary - treasurer, read the minutes and gave the treasurer's report. All members received a newsletter in September telling them of a special meeting of the council of the Historical Society when they recommended that all the material in the Archives be turned over to the Huron County Pioneer Museum to be kept in the Archives in the new museum being built. The council also recommended that a vote be taken at this meeting to find out what the members wished. Consequently a vote by ballot was taken and the motion was passed by a huge majority that the Archives be moved to the Huron County Pioneer Museum when it is ready. The Historical Society will still carry on gathering, sorting and cleaning material as they have been doing for the past twenty odd years. The October meeting will be the annua di e h 44a ucefield TTnitp4.Chltreh. • • ...with the New SUPER TOMAHAWK Chipper/Shredderl u HURON TRACUIR EXETER SLYTH 23s•Tirs $23.4244 Mrs. Moffat of the St. Helen's Institute presided for the program. Janet McPherson had prepared a paper on the early history of St. Helens with the first Presbyterian Church built in 1865. Soon an Anglican Church was built and people walked miles or came by wagon or sleigh to worship. The store building is 125 years old and the Miller family was connected with the store for 95 years. It closed in 1978. There was also a two room school grist mill, saw mill, tilt and brick yard, potash plant, and dressmaker. A thriving village known as the capital of West Wawanosh Township. Now all that remains is the Institute Hall, the soldier's memorial and the big bell of the church. Keith Roulston thanked Mrs. Cooper who had given the spendid paper. Ceclia Ait- chison gave an account of the Institute organized in 1905. From the beginning the have been hard workers and are still goil strong. Rev. Jennings, a former Anglican minister in the Lucknow area, also spoke. stressing how important it is to preserve all this information. The St. Helen's Institute ladies served refreshments. Bessie McNee, on behalf of the Society, expressed their appreciation to the ladies and the meeting. adiournetl_ (1.9 West Wawanosh Mutual Insurance Company Dungannon, Ont. NOM IRO 529-7961 FARM RESIDENTIAL AUTO AGENTS: Fronk Foran Lyons a Mulhern Donald MacKay Kenneth B. Moclenn John N1won Donald R Simpson Delmar' Sproul Laurie Campbell 5 5 2 lucknow 46 West it Godench R R 3 Ropiest R R 2 Paisley R R 5 Brussels R R 3 Godori h R R 3 Auburn Brussels lib 3824 524 766.1 395 5.162 3687537 887 9417 529 7567 529 72'3 887 9051 FOR A QUOTATION ON YOUR FARM, HOME, COTTAGE OR AUTOMOBILE INSURANCE CONTACT THE AGENT IN YOUR AREA DIRECTORS: Eldon Bradley lucknow 528 221+ John Bryce R R 3 Po,sley 353 5631 Glen Coultas R R 5 Brussels 987 6174 Gerold Kerr P 0 Bow 62 Rlyth 523 9375 Gordon A Stewart 0 0 2 Ripley 385 5235 Donald McKon2ie 163 Elgin Aye W Goderich 524 7n02 CLAIMS SHOULD BE REPORTED PROMPTLY TO THE DIRECTOR IN YOUR AREA