Clinton News-Record, 1983-01-19, Page 18PAGE 38----CLINTON NEWS-R.ECOR.D, WEDNIFSDAY, JANUARY 19, 1983
ron Far an
Last September, Dennis
Timbrell, the\ Minister of
Agriculture anipsood for On -
Lark), announced a series of
leadership workshops to be
held in winter of 1983 for
members of all rural
organizations. During the
fall months, a committee of
eight people representing
rural organizations,
agribusiness, and the
Ministry met to recommend
format and subject matter.
The leadership workshops
( nicknamed R.S.V.P. --
Rural Seminars for Vital
People) are ready to roll.
The workshop in this area
will be held on Monday,
January 31 at Seaforth in the
new Community Centre
beginning at 9:45 a.m.
The goal of the R.S.V.P.
program is to further
develop leadership skills
within members ut rural
organizations. The mann
topic of each workshop is
how to run an effective
meeting or program. Ses-
sions include setting goals
and objectives for your
organization, parliamentary
procedure, and evaluation.
There will be a chance to
meet members of other rural
organizations and the day
will conclude with a banquet
and guest speaker.
Cost Is $5 per person. Pre
Registration is necessary.
THINGS
TO DO
TO -DAY
Horrce ew
For further information con-
tact your Clinton office of the
Ontario Ministry of
Agriculture and Food.
Mark your calendar for
Monday, January 31 and
please phone the O.M. A.F.
office at 482-3428 - Zenith
73040 to reserve your spot.
RURAL WOMEN'S
STUDY
What are your concerns as
a rural woman'?
What pressures do you find
stressful"
How has advance
technology affected you?
How many of you are ac-
tively in'. olved in your farm
enterprise'?
Meetings will be con-
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Albert Street
Horne Clintonurnishings
ducted and your submissions
either written or verbal)
are greatly wanted.
The maid purpose of the
study is to:
1. Identify the pressures,
problems and educational
needs of the client groups.
2. Identify those segments
of the population having the
greatest need for ministry
services.
3. Determine the implica-
tions of technological
developments for the
ministry.
Meetings for this area will
be held - February 28 - Strat-
ford - Board Room OMAF of-
fice 413 Hibernia Street,
Stratford; March 1 -
Hanover - Grace United
Church, Hanover; March 2 -
Clinton - Board Room,
OMAF office 20 King Street,
Clinton; TIMES: 1:30 - 3:30
p.m. and 7:30 - 9:00 p.m. on
each date, SO TAKE YOUR
PICK.
OMAF is always' wanting
to serve peop16'better. Your
help and submissions can
help us serve you best.
by Jane Muegge,
Home Economist,
Huron County
Timbrell says
keep records
As part of an overall thrust
toward better financial
management, Agriculture
and Food Minister Dennis
Timbrell is urging farmers
to take an annual inventory.
Farm inventory worksheets
for this purpose are
available from the
ministry's agricultural
representative offices across
the province, the minister
announced.
"Farms, like other
businesses, can benefit from
an annual inventory; it's
simply a case of knowing
what you have before
deciding where you want to
go," he said.
Filling out these
worksheets will give
farmers a clearer picture of
their operations — financial
commitments, income ex-
pected, inventories off
livestock and cash and feed
crops, physical facilities and
production costs.
"It's something the whole
family can do together and
now is a good time to take
stock as a new year begins,"
Timbrell said.
The executi\ e of the Huron County 4-H Leaders Association
were elected at their annual meeting on Jan. 5. In the photo,
from left to right are, second vice-president Terry Smith of
R.R. 1, Walton, first vice-president Les Falconer of R.R. 5,
Clinton, president Brian Oldfield of R.R. 4, Seaforth,
secretary -treasurer Maurice Hallahan of R.R. 1, Belgrave
and past president John Van Vliet of R.R. 1, Walton.
Bankers address Federation meeting
By Stephanie Levesque
About 100 farmers were
encouraged to look to the
future, forget the past and
work on financial
management of their farms.
Three representatives of
the banking world, Bob
Morris an agrologist with the
Toronto -Dominion Bank in
London, Dave Gowing of the
Farm Credit Corporation in
Stratford and Paul
McClusker of the Federal
Business Development Bank
in Stratford, spoke on
financial management at the
Huron County Federation of
Agriculture's January 6
meeting in Exeter.
Federation member Merle
Gunby asked the banking
community to accept some
of the responsibility for the
economic crunch faced by
farmers. He is opposed to
farmers being labelled as
"bad managers" and
pointed to the financial
difficulties faced by such
corporations as Massey -
Ferguson and Chrysler.
"We have received a lot of
good advice here tonight. I
wish some bank managers
had as much knowledge as
you gentlemen," commented
Mr. Gunby.
"I don't think farmers as
a class are 'bad managers.
'Bad' is more the inability to
cope. Farmers are more
often than not able to adapt,"
responded Mr. McClusker.
Planning was emphasized
by the money lenders and
Mr. Gowing said to survive
farmers should plan their
credit requirements. He
added farmers should avoid
large capital expenditures,
believe you should be
open and honest with all the
money lenders you deal with.
When the banker un-
derstands your particular
situation he is more liable to
support you," commented
Mr. Gowing.
He continued his thoughts
on surviving. He suggested
farmers be more flexible in
their production techniques
and take a more business-
like approach in dealing with
the banks. Mr. Gowing also
recommended farmers
ensure their debts are
properly structured.
Mr. Morris presented a
consolidated net worth
statement which should be
considered on a daily basis.
"Current assets should be
greater than the liabilities
but unfortunately many are
not," said Mr. Morris.
The agrologist suggested
any financial decisions
should be made on the past,
present and future off the
farm operation. He said
when working on costs,
farmers should forget the
SPECIAL PRICES AVAILABLE IN STORES AS SHOWN
r
SPECIAL
ASS'TD. VARIETIES
BULK
COOKIES
218 K g .
e
99 °1b
SPECIAL
RASPBERRY
JAM
89`b
Ll
SPECIALS AVAILABLE ONLY 11:
SPECIAL
CALIFORNIA THOMPSON
SEEDLESS
RAISINS
328 'Kg
L49 Ib
SPECIAL
BULK
GARLIC
REA t
3.zKg
ZE
6
JAN 19 THIW JAN. 2
r
SPECIAL
DRIED
BANANA
CHIPS
3.51 /Kg.
I59
SPECIAL
PARBOILS
RICE
L3
/Kg.
59' Ib
RS N
ERIC[
SPECIAL
INSTANT
CHICKEN NOODLE
SOUP MIX
395
L79b,
SPECIAL
GROUND
BLACK
PEPPER
59 .g
299'L)
. � HIGHWAY
QNTA_'.10
market value of the
operation and focus on the
actual costs of assets.
"Identify' all costs and
either reduce them or get rid
of them altogether," said
Mr. Morris.
He encouraged farmers to
have a wide source of
market information which
would provide more correct
information.
"When a farmer blames
bad advice for his situation,
he is publicly stating he
hasn't done his homework,"
commented Mr. Morris.
When a business is running
into difficulty, Mr. Morris
suggested non -faun items
should be gotten rid of with
the proceeds used for
current liabilities. Surplus
farm items could be sold
possibly even land said Mr.
Morris. The next step is to
reduce inventory, then go
over past records and
possibly restructure debts.
"Determine your credit
worthine :s before you ask
for more credit," said Mr.
Morris.
The Toronto -Dominion
agrologist concluded by
stating he has more op-
timism this year for farmers
than the past five years.
Mr. McClusker em-
phasized the importance of a
financial statement. The key
to success is cash flow
suggested Mr. McClusker.
"Farmers have to have a
cash cushion to ensure their
economic survival," noted
Mr. McClusker. _
He said the cash flow
should be done on a regular
monthly basis which would
show the farm's progress
year after year.
"In order to cope with the
possibility of failure, you
have to see it coming," noted
Mr. McClusker.
OFA director
to retire
A n ,wty-elected executive
committee took charge at
the Ontario Federation of
Agriculture m Decemr.
Ralph Barrie, a dairy
farmer from Perth, in
Lanark County is president
for his fourth term.
arrie, 54, said he hopes
the OFA will be able to make
break-throughs in two major
areas in 19;1:.: in getting agri-
bonds in place to fill the need
for long -tern, affordable
credit; and in helping
farmers get an acceptable
stabilization plan, like the
market risk insurance pro-
posed by the OFA.
Barrie divides his tithe
between two full-time jobs:
being a farmer and being
president of the OFA. He can
be reached at the OFA's
head office, or at his farm.
Huronin Branch of the
Ontario Humane Society
GENERAL MEETING
January 26® 1983
G.M®A®F. OFFICE
20 King Street. Cllinton 8 p.m.
Agend=:
-Election of 1983 Officers
-Application for A: ent
Representatives from Plead Office
will be present
APPLIANCE REPAIR
o i
Large or snlali, we'll fix
them all...
Our repair experts will
hay,• N. our appliance in tip
top %hap.; fast fall us
PECK APPLIANCES
IN THE HF ART OF
DOWNTOWN VARNA"
VARNA 482-7103
Ralph Barrie
The first vice-president for
the fourth consecutive year
is Ron White, a dairy farmer
from Denfield, in Middlesex
County. Besides having been
actively involved in farm
organization for over 15
Turn to page 19
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