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The Goderich Signal-Star, 1975-03-06, Page 38C 'AGE .16--OTIERICH SIGNAL -STAR, THURSDAY, MARCH 6,197,5 S tt Springy will breathe life back into parks BMs p ,X Inflation still major problem. facin Canadians right now Inflation, not recession is still the major problem in Canada according to Cliff Shewfelt from the Agricultural Department of ' the Royal Bank of Canada. Mr. Shewfelt, speaking to about 200 farmers at the mor4hly meeting of the Huro County Federation of Agriculture at the Turnberry Central School, Wingham said that Bank ex- pecting a realthe growth rateis of three per cent'bin the next year. -Inflation is still a very real prob'.em, he -said. Unemployment is. still not high enough to hint that recession is as serious in Canada as in the United States. He warned, however, that there is usually a six-month lag between trends in the U. S. and Canada. If recession hits Canada, he warned the farmers to be in -a stable financial position. "The 'banks will stick with you" he promised. Asked for indicators 'to watch for if recession is setting in, he said to keep an eye on the Bank of Canada interest rate Which will drop if recession seems close; watch the housing starts ' which will decline; watch unemployment which will a; :increase and grain exports which -will decrease. - •„��•Rec�e�sion�takes effect he said, "when • indu'stry in general says "Whoa that'd enough. If it. has to pay higher salaries to some workers, it will lay off others.” The comments an the economy– came during" a. question and answer period at the end of Mr. Shewfelt's speech on farm financing. He said credit was a two- edged sword. During times of inflation or strong growth, he said, use of credit could' mean big gains. During times of recession, he said, the cost of credit would, cut deeply into the reserves of a business in the form of cash, land, machinery or stock. People should think of productive credit he said, meaning the borrowed money must return the cost ,of the borrowing plus a profit. In times of 'inflation this is not difficult. In times of recession, however, this is' much more difficult. The ratio of borrowedcapital to real assets needs to be higher in times of recession he says. In .times of loss, he says, a farther with only a 25 per cent equity in his firm could be wiped out in only a year. He told farmers that they should have a good set of recotrds and ' facts of past performance En hand before going to see their bank manager. He said farmers must be al?le to' display their ......T'o"ta.l-"—f-Vker •and-.µ-th.e.. structure of their 'assets and • be able to explain what they hope to achieve with the credit they want. Once you have this in- formation, he said, talk eye- ball` to eye -ball 'to your banker. If he's new, -don't- feel you have to test him. If he doesn't understand far- ming, help him " to un- derstand it rather than criticize him. During the question period" he was asked how a young farmer was supposed to get into business without going deeply in debt. He said he had worked on a high debt ration with some young farmers because of their, good education and a solid farm background and the results. were mixed. He admitted the problem 'of getting young people into farming is a tough one. "I don't know what we're asking the next generation to .do when we're selling $1,500 per -acre land on the basis of three years of $3 corn; he said. "How, many years did that land produce ,,only $l. corn?" But the financial institutions can't be expected to solve the whole problem, he said., Cornrnenting' on Farm Improvement Loans and the fact banks are staying away from them, he said that the hanks feel they are fulfilling the spiri,t.. of, the Farm "Iliip"rriveYhe'rit- A"cr:whi•ch.-was_ to "encourage the hanks to "4l lend •. term ,money to t,t,e farming community". 'Now, he said, the banks were willing' to provide, term money to farmers the same as to other businesses and didn't need' the government hacking. "But ,We don't need a kick in the head," he said, which is what the discounted interest rate on F.I.L. means, „ to the 'banks: The govern- ment does not pick up the tab for the discount so the bank must. One per cent, he said, can mean the dif- ference 'between profit and loss forthe banks. CHOCOLATE OATMEAL DROPS 1 cup shcirtening .sl i cup corn syrup 1 tsp. vanilla . 2 cups sifted cake and pastry flour 1 tsp. baking soda 1 tsp. salt 1 cup quick -cooking rolled oats 113 cup chopped walnuts ,1 package (6 oz.) .semi -sweet chocolate pieces Cream shortening, corn syrup and vanilla together. Sift together flour, baking soda and salt. Add dry ingredients; ,in- cluding roiled oats, to the shor- tening mixture. Blend in remaining ingredients. Drop batter from a teaspoOn two in- ches apart on an ungreast d• baking sheet. Bake ' in a moderate oven "( 75.°'la r2_Cn 15-mTrrcrtes-or•-urn-•..._..,._'- til,cookies are lightly browned. MARY MILES 'HOT OR MILD 24 'FL. OZ. TIN • FOODMASTER 91 VICTORIA STREET GODERICH OPEN NITELY TILL 10 P.M. PAMPER 7 LB. BAG $1.09-. , Electricians continue protest over wages • Off-duty electricians from Workers They have been Tampa -Hall Ltd. of Kitchener, the Bruce Nuclear Power manning 'the picket° line daily building prefabricators, said Development continue to man from about,4 : 30 to 6 p.m. an information line around a" The leaflets protest the Kincardine housing • project wages of employees of sub - protesting what - they term contractors .tet the Tiousing unfair wages and working development and insist that conditions of non -unionized p employees at labor. ' , " Douglas unionized Point will not buy It, is the fourth consecutive houses built by workers who week the nen have picketed the earn less than prevailing area. 46 ,unit condominium unit wages. development on highway 21 Laborers at Douglas Point north, being built ity Moamar earn $5.60 an hour, carpenters Developments Ltd. of Oakville. $7.90 an hour, plumbers and steamfitters $8.30, and elec- tricians $8.77. The pickets have made no attempt to halt work on the project but have continued to handout leaflets. The pickets still refuse to, identify themselves but con- cede they are employees of .Ontario Hydro at Douglas Joint. They , are reported to be members of the International, Brotherhood of Electrical 74 KINGSTON ST. Subcontractors at the Monmar development have reported their workers are paid by the job and not at an hourly rate. Ken Rose, manager of. BE A REGULAR BLOOD t , • DONOR'. J I M HAYTER SPECIAL "nobody works at hourly rates in the housing industry.", issimummimmior Let.Me do the Dishes SPEEDQUEEN PORTABLE DISHWASHER BURNS a ' REGULAR WIENERS 7 9 c LB. ALL BEEF DEVON I 1 19 RINDLESS- BACON LB.' FRESH ,.BEEF ,SHE RTS Le. c STORE PACK. DEVON BREAKFAST SAUSA -e LB. '9 SUPER SWEET 20 LB. BAG PURITAN 24 FL. OZ. T I N BLACK DIAMOND 24 SINGLE.. BLUE BONNET ,.ERIN RASPBERRY WITH PECTIN OR STRAWBERRY JAM 24 FL. oZ. RICK'S , YUM YUM HEINt 48 ,FL. OZ. BETTY CROCKER 19 OZ. ow PICkLESL TOMATO - JUICE. ViC (AKE C 524-7.314 SCHNEIDER'S VIM SKIM CRISPY FLAK , POWDERED ILKSHORTNING;LB.69C,.. • 3 LB. BAG78 $ .- BICKS 15 FL. OZ. PICKLED JAR r 41?l`hev►t,fle 300 1 9 5. 2 door VS, automatic, dio, finsihed in blue 2 With blue cloth interior 4. CVZ01-1 "Shell Non -Loaded gas now • vellabie tor your convenience." JIM HAYTER CHEV: OLDS. wr`Rl: Lighten kitchen chores with a Speed Queen por- table dishwasher. High washing and drying tem- peratures assure clean, germ -free dishes, Pots and pans scrub clean 'automatically. Smooth rolling, non -marring casters permit -easy" movement of dishviasher to and from sink. Super silent construction means quiet, undisturbing operation throughout each cycle._ SERE MINi:4iAi,DWARE 30 VICTORIA ST. NORTH • GODERICH 624,858 PRODUCE OF CANADA NO. T GRADE'P.0 10LB:. YPOTATOES BAG , PRODUCE OF USA VI A1, LB. PKG. : OO RADISHE� SONKIST - DOZ. $ FO'R OO • NAVEL ORANGE'S Z .• PRODUCE OF ON i . rMPl T �Rr�� n r MACINTOSH APPLES IAa69c CURITY DAYTIME bISPOSABLE Cos L DIAPERS $ .89 LAURA SE1 ORD P ; G OF 4 pRODUC,E OF ON,T. NO. 1 GRADE 2 LB COOKING BAGS ONIONS79c y�RA'.0.31 i�.i•}i. ii" .N SUNLIGHT 24 FL. OZ. • 12 OZ. PKG. WAGON - WHEELS99% BROWN BEAR 2 LB. TUB H2ONEYi.89 W E STON ��,.,+vt t n !!.,. �`«.,'"", ,�y .. , w„ ^ �„ r". .�•-�„i,...” , "� 4'r.: "Y . r ..�r4,�� aY�� ,�-. �ab• w?», �.'...Y!Iv