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Home My WebLink AboutThe Goderich Signal-Star, 1970-12-10, Page 29Be careful with credit say experts Credit 'buying is widely accepted today, even though many of us can remember not so long,, ago that buying "on time" was something of a social don't -talk -about -it. Not, so any 14 more. Indeed, an estimated 80 per cent of everyday household business in Ontario 15 now done on credit be it paying the hydro bill or charging the cost of drugs at the earner store. In borrowing cash, financing a car,taking out a mortgage or establishing a resolving credit account with* a retail store, the consumer becoihes involved, in contracts interest ,rates and service charges that are not always clearly understood. Similarly, you become involved tr in serious financial obligations when ' you buy a house or property, purchase a used car or make investments. Tt is essential that you have a_ full and clear disclosure of all r pertinent information to know exactly w tt you are doing. To clarify these and other matters for Ontarians, and provide assistance and guidance when needed, the Ontario Department of Financial' and Comma -dal Affairs has expanded its services in recent years. In all contracts where money is borrowed, or when goods or services are bought on credit, the true rate of interest and service • charges must now be set out clearly in the agreement. This enables - the borrower or purchaser to know. exactly what he is paying for. , It is no longer possible to have hidden charges and unspecified service "extras." The exact amount of payments and the number of payments must 4# be dearly specified. Another important . area of added protection deals with "itinerant sellers, more familiarly known to housewives as door-to-door salesmen. People or companies that do business away from their premises must I now be registered with the department's Consumer Protection. Bureau. When you sign a contract or buy something from an itinerant seller there is now a "cooling -off" period of two days Pi in which you can change your 0 Some of the .cast of Christmas in the Market Place to be presented Sunday at 8 p.m.' at Knox Presbyterian Church are shown during rehearsal this "Week. From the left are Graham Royal, an angel; Jan "Sutherland as Elizabeth; Cheryl Hamilton as Mary; and Greg Markson as Joseph. . Wardrobe mistress for the production is Janice Bryans; director is Gail Sully; and assistant director is Virginia Lodge. -staff photo. mind and cancel the order. This is indeed an important step in protecting the consumer from the high pressure salesman who might fast -talk the more gullible into buying something not really- wanted eallywanted or needed. The law also sets out rules regarding repossession of goods, which now requires court approval if two-thirds dr more of the purchase price has been paid under the instalment contract. All these matters I Thave outlined are expalined fully in the pamphlet Consumer Credit, obtainable free of charge from: Department of Financial and Commercial Affairs, 555 Yonge St., Toronto 284. Changes in legislation to protect Ontarians buying real estate in, or outside the provice, andcovering the buying of used cars, are outlined in other publications of the department. Christmas Seals help sup- port your TB associations' war on TB and RD. It's a matter of life and breath. Kingsbridge news Mr. and Mrs. Gilbert Frayne have moved to Lucknow for the winter months. Leo Moerbeek has returned home from the Alexandra and Marine Hospital in Goderich. • Mr. and Mrs. Albert Heffernan 44 and family of Brantford and Ray Heffernan of Wallaceburg were weekend visitors with • Mr. and Mrs. Ormond Heffernan. Congratulations to John Wallace who- celebrates his eighty-fifth birthday Thursday, 4 December 10. Jeannie Vogt, daughter of Mr. and Mrs. Jerry Vogt was admitted to the. Alexandra and Marine Hospital, Goderich Sunday. Congratulations to Mrs. Alvin Moran who won a hind quarter of. beef in a ticket draw sponsored by the Farmer's Union. The draw was made Friday evening at a .Farmer's Union dance in Bright, Ontario. Seller of the winning ticket was Eugene Austin. The pupils froth St: Joseph's school, Kingsbridge, under the direction of Mrs. Lillian Simpson, will appear on Sing Time on CKNX T.V., Sunday, December 13th. A car -transport accident on Highway 21 in front of Earl Drennans, south of Kingsbridge, sent two people to the Goderich Hospital late Monday afternoon. Tom Finleon, driver of the car and his passenger, ninety-year-old Larry Wallace, were turning into the Drennan gate to vote, when they were bit head on by a transport. They received injuries mostly to their faces. Driver of the transport was uninjured. The community will be ,pleased to learn that Mrs. Tony Miltenburg who has been ill in bed at home for sometime is now greatly improved and "able to be up. Tonight, Thursday, December 10th, the C.W.L. Christmas meeting will be held in the Church Hall at 8:30 p.m.* A special Christmas luncheon. will follow and donations will be, accepted to aid Missions in Peru., Having been .re-elected Reeve, I wish to thank the ratepayers of Hullett` Township for their support last Monday. Season's Greetings to All. HUGH FLYNN The HEATHER Beauty Salon is happy to announce PENNY (Mrs. Terry Hodges) IS BACK Call Penny For An Appointment Now 524-74b1 114 LIGHTHOUSE ST. Operation eyeglass on' at Robertson school The students at Robertson School' are participating in Operation Eyeglass, an appeal to Ontario students to donate old pairs of glasses and frames, which will mean improved vision for thousands of .Caribbean children. Indian children have never had their eyes tested. • Those who will benefit first will be children on Grand Turk Island with a population of 6,000. Grand Turk Island is north of the- Dominican Republic. Reg Johnston, project co-ordinator, says he hopes Operation Eyeglass will be a continuing program. It will extend to other islands and possibly to the adult population. To get • the ball rolling, circulars have been distributed to schools throughout Ontario. Although the scheme is aimed mainly at children, it is open to all interested citizens. Congratulations and best wishes are extended to Robert McClenaghan who celebrated his 102nd birthday Monday, - December 7th at. the Nelson St, Nursing Horne, Qoderich, Bis son, Rev, Clarence and Mks. McClenaghan, And Eldon visited with him on Sunday afternoon •and Monday, and greeted others who called,• Mr. and 'Mrs. Wilbur Brown visited on Saturday with Mr. and. Mrs. Arthur Brown in Dundas, and with ° an aunt, Mrs. N. R. Couch whose only daughter, Mrs, N. Mitchell died suddenly December 3rd. Our sympathy is extended to the relatives here. Mr. and Mrs. Wayne Brown, Montreal, are spending a few, days with Mr. and Mrs. Wilbur Brown in Lucknow. Many from here called to extend congratulations and best wishes on -Monday when "Operi House" was given in honor of the recent marriage of Mr. and Mrs. Wayne Brown. At the United ° Church. service on Sunday morning, the pupils from the 8,S. will be presenting Christmas #rogram, On Monday evening at 6;30 pan. the S.S. Christmas supper willbe given, Lochalsh, Mr, and Mrs, Ronald Brooks spent Saturday in London. Mr. and Mrs, Robert Macintosh entertained employees of the Lucknow Sales Barn on Friday evening at the Mayfair Restaurant in Lucknow. ' Mrs. Donald B. MacKeniie is living in Wingham for the winter months. Mrs. Henry MacKenzie is working at Mac Nay's General Store while the Mac. Nay family enjoy a holiday in the sunny south. Lynn Elphick, daughter of Mr. and Mrs. Harold Elphick spent a couple of days in hospital in London. Recent visitors with Mr. and Mrs. Irwin Campbell'. were Mr. and Mrs.. Robert Tavish of Kitchener. Thank You To All Who Supported Me At The Polis SEASON'S GREETINGS NORMAN DURST COLBOR.NETOWNSHIP 'owM T10. roe,: .SNOW SHOVEL. MINTER FMO T' m WORK. ° CL THING • NOWMO.BU ..-SIT t' ►T$ GOWER '� r • . ARDEN CEN' Hamilton Street 244761 11 A.SINCER,g THANK YOU to all the voters of Colborne Township, for your support at the polls. GRANT MacPHEE • BEST WISHES FOR TE SEASON A' STOP AT La Boutique 67 NORTH ST. for something different! CANDLES - FASHIONS IMPORTED GIFTS - CUSTOM MILLINERY POSTERS - COSMETICS' CERAMICS - WROUGHT -IRON WEAR Open . from 10' a.m. to 9 p.m. till Christmas GET STAMPS TOO ON THE SQUARE NAME BRAND ITEMS AT DISCOUNT PRICES. At BLUES SUPERMARKET OPEN NIGHTLY TIL 10 GET STAMPS TOO WE DELIVER BAGGED BREAD V 24 oz. 4x88° (IN SHELL) 1 Ib. MIXED NUTS LARGE BOX ICE CREAM HALF GALLON MAXWELL HOUSE --' 10 oz: Jar CHRISTMAS - REG. 1.69 654 INSTANT*COFFEE • 1,67 GIFT WRAP STAFFORD'S ' BLUE BONNET CQLOURED 594 MARGARINE DETERGENT - 24 oz. • KLEENEX Facial tissue 34$1 MINCEMEAT JUST MADE - 64 oz. Jar PURE ORANGE JUICE 794 CHELSEA oNL:39' Every Day Low Price HOSTESS - REG. 69c Every Day Low Price RISE 'N' SHINE - 3'4 oz. Pkg. Orange.. Crystals 5x89` Every Day Low Price very Day Low Price - LIQUID:'- 27 oz. BRAVO . WAX 9 Every Day Low Price FACELLE ROVAI�E Bathroom TISSUE .24 oz. Jar Every Day Low Price HEINZ -• 10 oz. VEGETABLE SOUP OR TOMATO 6*79 ` IVORY LIQUID (IN SHELL) 1 California WALNUTS 59 1.29 3 Ib. Pkg. 994 794 PRODUCE ONTARIO NO. 1 POTATOES. 25 Ib. oNLY694 FANCY MacINTOSHOR SPY ' ONTARIO NO. 1 APPLES . 4 5 Ib. Bag 594 CARROTS 3 Ib.. Bag 194 FRESH GREEN U.S..FRESH WASHED ONIONS 2 bunches 254 RADISHES „,a' 2e25° MEAT UTILITY TURKEYS 14 lb. Avg. ,> 374 LEAN, MEATY, Loin PORK CHOPS la. 754 554 994 :ORPCOLEMAN'S Regular WIENERS Fresh Select OYSTERS 8 oz. 1 Ib. Vac Pac ONLY Every Day Low Price $HERRIFP!S GdOD MORNING 24 oz. Only n MARMALADE 4 ,. Every Day Low Price SQUIRREL PEANUT �.�'.5 Every Day Low Price ` HAPPY VALE STANDARD - 14 -oz. F$1 0 R. 111 PEAS Every Day Low Price Bidieg — 15 02. Yum Yum, Baby Dills, Sweet Mixed PICKLES t�nly Every Day Low Price DUNCAN HINES CAKE MIXE' Every Day Low Price 24 oz. SPRAY CAN GLORY - ug Cleaner .59 Every Day Low Price CLUB HOUSE OLIVES 12 oz,65 Loose Every Day Low Price HOSTESS - REG. 59c SALT & VINEGAR PotatoChips. Every Day Low Price SHORTENING - 1 Ib. CRISCO :2179 Every Day Low Price McLAREN'S -- 24 oz. SWEET MIXED . PICKLES Every Day Low Price LAUNDRY DETERGENT - 2 Ib. 10 oz. PUNCH 79 Every Day Low Price DETERGdNT - REG. 1.09 Palmolive, liquid Every Day Low Price Yl •