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The Goderich Signal-Star, 1970-12-10, Page 28r " OVER= $IO AIr'$TAR, THURSDAY, DECBMBBRV, Doj nion Bureau of Statistics says p • n C�nadian. 387 v A recent report by the Dominion Bureau of Statistics points out that every Canadian Owes an average of $387.00 in Consumer credit. Such a sum would be considered a downright budgeting disgrace to Canadians of only a few generations ago; and perhaps a little sinful to boot. Actually, the average debt is even .higher because monies owing to oil companies and for credit union loans are not included in the, total, which amounts to a whopping $8,500,000,000. Credit -buying, then, is obviously socially and economically acceptable. Indeed, our manufacturing industries largely depend on credit buying to move their products. And 'jobs are •s u b se quently assured• for thousands of Ontarians. One way to look at credit buying is that every time a responsible borrower takes out a loan for a needed item, he or she is voting confidence in the economy and their own abilities. Conversely, too much easy credit can ‘be . inflationary. And - there is the danger of families over -extending themselves. In 0 -4 e make i' use safer This is the time of year when the annual festival of Christmas lights.. brightens the streets, offices, plants and homes in -many countries around the world. But, as Ontario Hydro's electrical inspection department warns, a word of caution can save headaches and possible` danger, with home lighting. Probably the most frequent • accident 'arises from confusing -the uses of outdoor and indoor lighting sets. Putting indoor sets outside the house can result in cracked . insulation and rapid weathering with the consequent possibility of electrical shock and fire. It's often false economy to try to make home repairs to low-cost Christmas lights. Splicing or taping of worn wiring pet always a saving. If the set is in first-class condition, use it again. If it calls for home repairs, be sure you are an expert or you may be sorry. One reason ,for • the good reputation enjoyed by Canada's electrical industry is the • establishment of the CSA seal on equipment which means it has passed the tests by the Canadian Standards Association. One final note — be sure to turn out the Christmas tree lights before going to bed. And a happy Christmas. this regard, it is encouraging to see that courses on the wise use of credit are being seriously considered for inclusion in social science studies in Ontario Schools. The bulk of today's credit buying, is done witff those familiar plastic cards that first made ',Lek appearance in • number about 10 years ago. Instant cash, they are sometimes called ... but beware the day of reckoning! Careless use of credit cards can easily lead to serious Children always suffer most personal debt. But carefully used, they can make the best use of your money. Used wisely -- at sales for instance -- credit cards are a useful family financial tool. The danger, of course, is impulse buying. It's as easy as falling into.' debt to charge a -- purchase, but the bill will— faithfully arrive the following month. To prevent unpleasant surprises, it is worthwhile • keeping a list of the amounts charged to your account. And When disasters strike around the world — ° droughts, earthquakes, floods, or hurricanes — the ones who suffer most are infants and young children. Always ready to provide emergency aid - no matter where needed — is The Canadian Save The Children Fund. CANSAVE is ' currently conducting an appeal to reach a campaign fund goal of $1,750,000.00, so that it may continue its vital work with the world's children in this its 50th anniversary year — a year not of celebration but of expanded service. In recent months CANSAVE has provided disaster aid for children in Yugoslavia, Morocco, Rumania, Turkey, Peru and - Sicily, and -most recently Jordan.. Foad and medical supplies, tents and clothing .have been moved immediately into the stricken zones to assist children and their families in the difficult job of re-establishing normal living conditions. "As the Canadian member of the International Union for Child Welfare and in co-operation with other international agencies, we • are able to give meaningful help in those parts of the world that are struck by natural and man-made disasters," states Kenric R. Marshall, National Director of CANSAVE. In those hard and difficult days and weeks following a disaster, this help can make the difference- between life and death for the children • and families in the emergency zones. , "We must maintain this capability to provide emergency aid when it is needed. And we must maintain our other projects in 26 nations around the world for needy children., We can only do this through the generosity of Canadians helping us,,, ,o meet our campaign fund objective of $1,750,000.00. We have promises ..to 'keep," concludes Mr. Marshall. check your • bills when you receive them. Computers make mistakes. Because credit cards are instant cash, they deserve the same safekeeping. Never leave them in glove compartmepts or at other locations where they can be easily removed. If you make limited use of your credit card, check frequently that you still have it. When a credit card is lost or ,stolen, notify the issuer immediately by registered mail. One of the greatest dangers of credit cards is that the holder assumes legal responsibility for all debts incurred in their use, whether or not authorized. • So if you receive unsolicited credit cards in the " mail for • which you have no use, destroy or mutilate them immediately. And if you feel strongly about receiving credit cards you haven't asked for, by all means return the mutilated card to the sender ... along with your comments! OPEN EVERY NITE `TIL 9 P.M. I i > i " x groxo i i#o i i ae 1 1 umm ixtAm los 524.7941 CULBERT'S .BAKERY ` K WEST ' ST. '1_ a HOME OF TASTY BAKING SINCE 1877 Christmas Shortbreads And Small Cookies g AVAILABLE UNTIL CHRISTMAS EVE * Old English Christmas pudding. * Bread crumbs prepardd for dressing. * Parker House, plain and seeded crusties, butter rolls and split rolls. * Homemade candy gift wrapped if required. * Light and dark cake in good supply. * Almond Icing for Fruit Cakes. PLEASE ORDER EARLYozikws xis>sssxsuz z);5sm x pi Amtgoasm xs s s s s Fsz s xmx4stg y*syal Iw 'TIL CHRISTMAS EXCEPT SATURDAY The Fashion Luggage For her or him. A lasting gift that will be remembered. Three series in all colors and sizes . to choose, Flite 747, Grand Prix and Flite 88. CHRISTMAS SPECIAL 10.°° OFF ON LADIES WEEKEND AND MEN'S SHORT TRIP At Sears Trim Shop you'll find a com- plete selection of trees, lights, indoor and outdoor dec- orations for your holiday home. Step Into Fashion This Christmas with a Party Pant Dress from Schaefer's. We have a collection of the season's most beautiful dresses for you to wear with charm and grace. SCHAEFER'5I,myezEzmsgazwzgavagayA Choose exciting gifts for the whole family at Sears Game Parlour . . from table tennis to pool tables to sporting goods. EA HAS * Sweaters * Skirts * Crimplene or * Wool Pants * Pant Tops * Pant Suits *-Buckskin Jackets Tops in Fashion and quality at prices you will like: Step into Sears World of Fashion, the • Oakland Room, where you'll find an array of better 'dresses, knits and a' complete Bridal Salon. SAVE. X500 OUR LOSS ... YOUR GAIN 1 0 0 10 4 LINGERIE HOUSECOAT 1968 FORD Galaxie 500XL TWO-DOOR CONVERTIBL6 Always a Christmas favorite. Select from our large selection, SIips, Panties,. Gowns. Short and Long HousecQAts of Won, vocama and quilted. ' Snuggle - down. and Flanelette Gowns and Pyjamas. Visit. our Ground"' Floor Fabric, Centre for at Practical Gift.' Give a dress length of Crimp- lene, Bedspread, Caldwell Towels, Wabasso Sheets, Bath sets. Some of you have seen this car on our lot priced at $2,495.00 which it was well worth. But, we are not going, to keep it till spring, so the price has been slashed. A flawless car in every detail. Original white finish with red bucket seats, console automatic, power steering, power disc brakes, radio, 302 V-8 motor, all new lst line Goodyear whitewalls, etc. See and drive it today. 1971 Licence No. K36974. Trade or terms. • '1'995 PON' IAC -° SUICE 1 4 ADILLAri i4 91 2 FLOORS Loaded With Gift.Suggestions Shirts, ties, slacks, coats, sweaters, jackets . . -find the perfect gift for him in Sears Men's Store. Here are just a few of the delightfully pleasing 'toys and games for kids (big and little!) waiting for you in Sears Big Toy Box.