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The Goderich Signal-Star, 1970-12-03, Page 30(10)ERICH SIQNAI,►NSTAR, THURSDAY, PJGEIVIEE.It 3,1970 New, helpful ideas about your insurance The practice of ~increasing a policyholder's auto insurance preznium following one accident has become a sourceof, "continuing irritation" and should be changed, the Ontario Insurance Agents' Association suggests. The recommendation is contained in the independent agents'recent submission to the Ontario Government on ways to improve insurance in Ontario. The OIAA suggested that no increase in premium should be lodged against a driver "in the event of one claim in a given period". A rating system based on Department .of Transport demerit points plus the accident claims record should also be investigated, the OIAA. brief suggested. • Under such a system, the OIAA recommended, a premium increase would be allowed only after careful consideration is given to "mileage travelled, years insured, nature of employment, and a host• of other circumstances all relative to the situation." AUTO INSURANCE SHOULD PAY; FOR COURTESY CARS, AGENTS URGE The Ontario Insurance Agents' Association has urged• the provincial ,government to revamp insurance regulations so that auto policies would pay for courtesy cars being -issued to motorists whose autos are being .repaired_.following a collision... The OIAA, which represents 2,200 independent insurance agents in Ontario,• made the recommendation in its recent brief to thegovernment on ways to improve insurance coverage in Ontario. "Since the automobile and its use is no longer a luxury - but an absolute necessity to ou present way of life, it is imperativethat all receive loss of use — for either business or pleasure when their automobile is damaged as a result of. an accident," the brief stated. "Most reputable repair garages have available courtesy cars for their clients at a rate of $5 per day. "This should be paid regardless of fault — whether or not there is a responsible third nartv." GIVE THE MAN ON THE RIGHT THE RIGHT—OF—WAY A major area of discontent among auto insurance policyholders) is the bickering that arises from accidents occurring at uncontrolled intersections, the Ontario Insurance Agents' Association noted in a brief to the Ontario Government. The OIAA.. 'suggested that legislation should be enacted that would spell out that the man on. the right has the right-of-way. Most jurisdictions already favour • the right-of-way interpretation, •so "why not quit arguing about prior entry, speed, etc., etc.," the, brief contended. "This would eliminate complaints and unfair settlements from a host of circumstances and would make the insureds more cognizant of their individual responsibility." ANIMAL COLLISON CLAIMS SHOULD BE GIVEN_ BETTER SHAKE INDEPENDENT AGENTS SUGGEST If a motorist accidentally hits a rfioose or deer with his car, he should - not be penalized by having to pay a collision deductible, the. Ontario Insurance. Agents' Association recommends. In a brief to the provincial government on ways to improve auto insurance coverage in Ontario, the independent agents contend that in animal collision cases, the driver rarely has a chance to avoid the collision. The brief recommended that animal collision should be considered as a comprehensive claim --- and paid with a lower deductible. PAY THE IN.NOCENT VICTII\IS FIRST, THEIST ARGUE- ABOUT IT, AGENTS SUGGEST The Ontario Insurance Agents' Association has suggested, in a brief to the provincial government, that damages incurred by innocent victims in a three -or -more -car collision should be paid immediately by the insurance companies of the two principal cars involved. Under present regulations, the £I.ctri:city ,treats juw diso dor S Electricity could become a new tool for.treating dental and bone disorder, if current experiments with animals prove successful. It is hoped that diseased and injured bone can be restored and crooked teeth straightened through pressures generated by electricity. Gum disease loosens teeth as suppo ing bone is sucked back. '11. To The Electors O WEST WAWAINIOSI71 TOWNSHIP Havini let my name stand for the office of Councillor in the township, I would appreciate your support at the polls Monday. If elected, 1 will endeavor to caory out the affairs of the township, giving my full attention to your interests at all times. Sincerely, J. D. DURNIN If you are one of Canada's thousands of working mothers, the drug industry's Council on Family. n Health in Canada advises you to write the name and telephone number of your doctor, nearest relative, friend or neighbor, and the telephone number of your place of employment on a pad and place it beside the telephone so the baby sitter can find it quickly in case of emergency. Keep kiddies safe Advice for working An estimated 200,000. Canadian children under age six are left in another person's charge while mother goes out to work this year. How safe are these youngsters? What can a working mother do to ensure her children and the "proxy" parent in charge of them are well protected against accidents while. she 'is absent from the home? The drug industry's Council on Family . Health in Canada suggests these measures that will brief stated, if two cars collide causing one to smash into a parked car, the owner of the parked vehicle often has to wait weeks and months for payment until it is decided who caused the original collision. And if he has collision insurance, he is at least out of pocket for his deductible. "In our opinion," the OIAA brief contends, "both insurers . . • , should immediately pay 50 per cent of the innocent victim's damages and final settlement between themselves be adjusted when fault is proven." wort in safeguarding your children while you are at.work:' Impress upon the children that they are expected to respect and obey the 'person in charge, , says the Council, a public service organization that encourages home safety and family health. Make sure the proxy parent understands that she must not • leave the children alone at home, even for one minute. To help prevent potential poisoning, store all your cleaning agents and household chemicals out of sight and reach of the children. Direct the adult in charge to keep her eye on these things when she uses them, and replace them high in a cabinet when finished. If medication is to be administered to the children, tell your baby sitter the exact dosage and frequency. Instruct her to recap the medicine and return it to its proper storage place immediately after use. If she takes medication, she must be told to follow the same safety rules about keeping the medicine out of reach of the youngsters. To help prevent burns and scalds, tell your baby sitter to THE GOLDEN MEAT GIVES 'COOK: A TREAT! Who doesn't like extra free'time on Sunday! That's why we call Ontario quality pork the Golden Meat. You save precious time when you choose Ontario quality pork for Sunday dinner. You ju t\pop a seasoned roast of pork into an open pan and on into the oven, p ehheated to 325 degrees, set the oven clock control for the right length of time —.and forget it til just before dinner! You're free! Let Ont ario quality pork win you golder!--hours of extra freedom on Sunday. And "praiise too! The Golden Meat makes a glorious and tasty centrepiece for the big dinner of the week! - PORK;: aGood-. Buy Becomes Better! Betw een 1960 and 1970 some pork prices in Canada rose while others fell. Two which came down in price, even despite inflation, were. pork shoulder and cottage roll. In October ° the average retail price of pork shoulder in Toronto was 60.4 cents a pound; in September 1970, 59.7 cents a pound. And I in the same period, cottage roll in Toronto fell from 76.9 cents a pound to T3.1 cents a pound. That's why. the HURON Section of the Ontario Pork Producers says: The Golden Meat r4v�s Cook a Treat! !t:'-. 1. mothers the side or rear of the stove, to test the children's bath water before letting them enter the tub,' to keep matches out of the children's reach. If there is a discarded refrigerator or freezer on ypur home premises, remove the doors or. seal " them against the possibility of a child getting inside. Children can be taught to: put their playthings away when they are through with them, if a place is provided for easy storage. This will prevent many an accidental fall over a toy left on the floor or stairs. Leave a pad beside the . telephone which shows the name and telephone number of your doctor, nearest relative, friend or neighbor, and the telephone number of your place of employment. Make sure your substitute knows it is there. It may not be possible to foresee all potential accidents in the home, but a good start toward • injury prevention in mother's absence can be- made by carrying out the safety measu res. Fellow Citizens, Many times in the past 4 years that 1 have been your Mayor, I have been asked: "Why, do you a busy man, bother to occupy the Mayor's chair in Goderich? The answer is simple: - CARE!! 1 care what happens to Goderich. I care what happens to the people of Goderich. care what people think about Goderich. care about the future of Goderich. I care about labourers having good jobs, and being well paid. 1 care about our residents and visitors enjoying our beaches and our harbour and .all our recreational facilities.. - I care about our businessmen having good business. I care about our children having good teachers and schools and growing up happily in Goderich. care about snow removal and street renewal, and clean streets and safe intersections, and well lit streets. care about our parks, and our flowerpots and our, fountain, and keeping them trimmed and attractive. I care about everything that happens in and to the Town of Goderich. And that's why I do it! And I will continue to if you so indicate by voting Dr. Frank Mills For Mayor on December 7 Thank You. Por Transportation To The Polis Phone 524-8538, 524-8112, 524-7919, 524-9189 f f In Tune With The Timest, k, . f SPECIAL • �, tt ki w 1 k, ti k, CHRISTMAS . t Ai w- •• OFF.ER • t,• kt,SAVE w' A wr,f • 25. t. #r4i•llr.Y: t,A. t, ON .• v MODEL SEP -9800 AUTOMATIC RADIO PORTABLE 8 -TRACK Stereo Tape Player I!' , t, 11' 44 k. kf 04 k . tf.r • N # 04. 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