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The Goderich Signal-Star, 1965-11-25, Page 15which r will ar. er 2.5 rs cause. idents 25 ' eer. Ili us a mo From ori i the cal ming ops i what p er. Priced, tht chain sa rofessionals, st big power for logging jobs. • V-4.2.4 R: itee of peal with Pionau ngin 524 resident WS. ,J. Sherratt we- d at the • Monthly meeting he Legion Ladies' Auxiliary, ember 9. flutes a the last general ting 'were read Mid adopted. zespondence was read and It wztlt, donation to* Westminster pital of Christmas gifts fog patientsnot remembered was approvegl W Busy schedules were shown by all-eotnznittee reports: Zonation to the l;,egion burs- ary fund was continued. Ar- rangements *ere made for the annual Christmas party with Santa to visit and an exchange of gifts. e. AIN TO FRONTO s Ask about convenient departure and return times For information, phone the local CN Passenger Sales Office The 'attendance draw was wan by Mrs. . Len Elliott, Mystery prize was won by ¥Vers, Tarry' Bloomfield. l'he meeting, closed with singing of The Queen. Entertainment was • supplied by Mrs,. H. Carroll and Mrs. P. A lunch was served' by I's, Evelyn Wright and her committee. 3 .30 WN/TF PARE 4. ONE WAY RFS 0o FARE �BLUE PARE .b0 CANADIAN -NATIONAL' I Qorbeneficiary efierar dies first, what will happen to ydtFiife insurancbeneitsr When the unexpected happens, as it sometimes does, it's important to know what steps to take. That's why the COMpetent advice oft your Manufacturers Life representative is so valuable. Here are some of the practical points he'll cover. 1. J dulls you originally named an alternative or contingent beneficiary, the money from your policy would be payable to your estate. This may tie up the..xnane.,BncLs blect_it to...creditots•-elaiins--and unnecessary estate costs. In the end, it might not even go to the person you would have chosen unless your will is up to date. 2. Ityounrchildren were a,Iso originally named' as •' beneficza.zee, and they are•strll under age, another problem arises. Unless you make special provision, the policy proceeds at your death would have to be paid into court and held until they reach their majority. But don't wait until something like this happens. Call your Manufacturers Life representative to -day. He will review your beneficiary arrangements—and sug- •'est changes if they are necessary. He is experienced in matters of this kind, and he offers you the kind of counsel you can rely on. 40-65 ;w}i?:ni:2; a�"r✓{�,t;�.+•f:ii.'r'`S:� `�3b''}:�i�M:9;: W. E. Williams Representative GODERICH - Tel: JA. 4-7665' 3.u.w. :•:plei:lr}.Ht:SSS,-r.itiu:.'vt t+a r..„,v;,....-,....04-...-..... -r-Yi 112. - - *,rfiedieatio:ai se••rviiee4t3r,twv =new=flags was~== --fl wfiileAteev=-Reg ll-= :-GroderiolrR A held outside the .,gourthouse during last undertook the .same for the new Canadian week's county council isession. Warden flag. Members of corinty 'council turned Glenn Webb raised the new provincial out in force for the deciTcation ceremony. Signal -Star Photo Report Of Royal .Cornmissicfl On -Fame _ _reviewed In the interests of local farm- ers connected with the contro- versial FAME enterprise we pre- -sent a summation of the Royal Commission report. The article appeared' this MANUFACTURERS LIFE T 2-65 __DQasl Animal REMOVAL ror dead and disabled p.nimals ,_.. calL..collect Darling & Company an Y of Canada 'Ltd.. Phone 482-7269, Clinton Dead animal licence number 350-C-65 4tf month in The Market Place, the monthly journal,of the Ontario Hog Producers,' Association. Farmers Allied Meat Enter- prises Co-operative Ltd. could not have made a success of the Fearman meat processing plant near Burlington to meet the 90 - day demand note which became st No._vemhe This was one of the major con-, elusions contained in the Royal Commission report on FAME un- veiled in Toronio last month. Author Mr.- Justice eam,pbe1l financial arrange- mentssays fi ctal are ge- ments considered by then FAME president Charles McInnis would have been ” so costly that the plant could not have carried both interest and principal re- payments—and stay in business. Business Directory • AVA Sporty and Rugged for him Yet soft and feminine for her NORTHLANDCLOUDSPUN AN N.UA.L CHRISTMAS IIIIJGGA.GE DRAW A coupon will be given for each dollar Ord on account and for every dollar purchase. You9could win $50.00 worth of ladies' or men's luggage. 40 • tllal. • I■ •■.� ..o...®... a. — q THE -.a� _ s....._., ., •_,� 5248817. SQ��� Ot t ar201 401k lii)0014.1 NN i 14.ZArr uNt a1C74211- i4r t i20r ati16 4121 4nibli a tJY2140inIu e4 524-9088 ADRIAN D. SWANTON Senior Representative 23 Wellington St. North, Goderich STILES AMBULANCE Roomy — Comfortable Anywhere — Anytime _ DIAL 524-8142 77 Montreal St., Goderich REFRIGERATION,, and APPLIANCE SERVICE /A11 makes — All types GERRY'S APPLIANCF,S The Souare' Phone £4.8434 . "The Store That Service Built" Real Estate Agent RUTH VAN DER MEER DIAL 524-7875, Goderich Agent For WILFRID •McINTEE REALTOR Walkerton LODGE AMBULANCE - SERVICE "We are always ready" • Telephone 524-7345 Alexander an Chapman -. GENERAL INSURANCE REAL ESTATE PROPERTY MANAGEMENT Canadian Imperial Bank of Commerce Building Goderich Dial 524.9662 IF IT'S Photography DIAL 524-8787 HADDEN'S STUDIO 118 St. David Street R. W. BELE. OPTOMETRIST The Square ',524-7661 Ronald L. McDonald Chartered Accountant 39 St. David St., 524-6253 GODERICH. ONTARIO M. HARP R • CHARTERED ACCOUNTANT "" .... 55 57 SOUTHSTR��TTELEPHONE ,., 62 GODER1C11oNTb C? In addition, those FAME dir- ectors who comprised •the F. W. Fearman Company Ltd. board of directors did not have the business experience or the • abil- ity to successfully rtt•n a company of that- type. Even had the $1,000,000 been found, the Fear- roan operation would have re- quired _ constant injections of capital. by .FAME. Mr. Justice Grant stresses that had FAME sold debentures to meet its commitments, the ac- tual- losses' -would have been muchg reater than they have been—since its inception in late 19160 FAME has collected close to $2,500,000. Practically all of this has been either lost or spent. (The Royal Commission was established following the Fear- man plant debacle. FA -ME bought this- modern packing op- eration with a down payment of $1,500,000 in August, 1964. However, within three' months it lost the plant to its former owner, English meat packer E. R. Gunner; when FAME direc- tors were unable to meet a fur- ther payment .demanded by the purchase agreement.) Although Mr. Gunner now holds all the Fearman shares, he is not the absolute owner of them. Under a hypothecation agreement, should he sell these shares, any surplus over and above what is owed to him by FAME has to be returned to the co-operative. But the Royal Com- mission notes that so much money is owing to Mr. Gunner sunder the purchase agreement, that "it is doubtful if any sub- stantial- amount -will ever be re- covered from- this source." Reclaim Fearman Plant? Should a fresh attempt- be made to reclaim the Fearman shares in the name of FAME, a sizeable sum of money would be required—the report says at least $2,140,000. 'This figure in- cludes a bank loan to the Fear - man company of $660,000. It is suggested the bank would- call this loan should FAME ever take control of the company. In ad- dition to the $2,140,000, there is an undetermined of the $1,000,- 000 Gunner mortgages. 'Can anything be done about FAME founder Charles McInnis was largely to blame for the r demise of the farmer - owned freea•t--peeking-v nt-are. At the same time, there was a ringing indictment of most of the lead- ers who headed the co-operative prior to this year: "With the ex- ception of a few directors, the balance of the, board exercised acquiring the Fearman plant, providing the financing arrange- ments are satisfactory? Mr. Jus- tice Campbell Grant makes' this observation in his summary: "The present officials of FAME have vastly improved their re- lationship with other farm ,groups and are hopeful that some arrangement might be made with the assistance of, or amalgamation with, C o p a c o whereby on a revised basis, the purchase of the Fearman plant might be completed and` -that establishment used in a joint co- operative meat processing pro- ject." The reportwarns there is no room in today's society for com- petition amongmeat„ packing co-operatives. A joint Copaco- FAME undertaking would re- duce the cost of management and "establish a greater unified force in providing competition and price maintenance in the area of purchasing livestock from the fat men" - FAME Leaders Blamed The Royal Commission said MacINTOSH and SNQW APPLES Lassaline Orchards 524-7096 ' : ''� ♦i Yl','Y.- ,-i'J•6,;v'.^''j✓,. i.•:i'-N tN, ~''1:'fy�' !YS:�M'.. ... Y'.h;%ZN'Ykr'i `�?�'T p• .:XlI{'.L�J'Q' DO YOU NEED . . • ANCE? And Extended Coverages On BUILDINGS and HOUSEHOLD EFFECTS STORE or FACTORY PROPERTIES STOCKS • EQUIPMENT Malcolm Mothers GENERAL INSURANE AGENT 46 West St. .Dial 524-9442 " 40.42,44. 46.46• r IS YOUR BUSINESS HELD BACK BY LACK OF FINANCING? IDB has helped to finance many growing 'businesses in the acquisition of land, buildings, machinery or equip- " ment. It may be useful for you to discussthe financial needs of your business with us. INDUSTRIAL DEVELOPMENT BANK 27 tIRANCH OFFICES ACROSS CANADA ,-... X17 11ENER-w.ATULDD -.- - — WATERLOO' ONT.: Wa torp Square . q Building -- Telephone;244-4186 no judgment of their own but blindly followed the dictates of McInnis." Mr. Justice Grant said most farm groups in Ontario were uneasy about FAME; and there was a great deal of justification for this apprehension. Mote than three years after the in- ception of r the FAME program, $1711,058 had been collected from 'the sale of shares'and de- bentures, but no plant con- struction had started. "Cost of raising this money was very excessive—around 19 -cents for every. $1 taken in. An increasing number of farm leaders doubted -the ability of the FAME directors to make a success 'of their venture And when searching questions were asked, there were hostile retorts —but no adequate answers. How- ever, the doubt about FAME was not universal, Mr. Justice Grant says' "FAME always had a .large following who thought there was no reason to question the judgment and ability of those on the Board and particularly that of the president—his ora- tions were very convincing:" Information vital to the pur- chase was atso withheld from the directors. This was done so that the de: l could he completed before opposition developed. At least three directors were rais- ing questions about the trans - 'action. Buying A DJAMOND This Christmas? Do Yourself A Favor SEE N. T. ORMANDY JEWELLERY THE SQUARE 524-784' 43tf WELL DRILLING 3 Modern Rotary and Cable Tool Machines WATER GUARANTEED Pump Sales and Service IMMEDIATE SERVICE W. D. HOPPER & SONS 50 YEARS EXPERIENCE SEAFORTH, ONTARIO 527-0828, 0775,1737, 0257 24 tf Friendly Service Fiiendly service — an unbeatable combination' ... from babysitting to an extra smile from your waitress. Make ,your stay in Toronto more enjoyable ... try it LORD SIMCOE STYLET LORD. SIMCOE HOTEL _ 150 King St. West, Toronto. Tel: 362-"I FM,