HomeMy WebLinkAboutThe Wingham Advance-Times, 1972-01-13, Page 10Page 2The Wingham Advance -Times, Thursday, January 13, 1972
Morris approves part
of transmission lines
Morris Townihip Council held a,
special session last Wednesday
afternoon in the township hall to
discuss the proposed Ontario
Hydro transmission line from
Douglas Point to Seaforth.
Also attending were John
Fraser, planning analyst,
Property Division, and J. Sedg-
wick, right of way engineer, from
iydro's head office.
These men explained in detail
where the proposed lines would
go, crossing Morris, Hullett and
McKillop townships, the possible
affect on property owners along
the route 'and the amount of land
involved in the easement pro-
cedures.
In the -case of Morris, Reeve
W. W. Council
sets salaries
The first session of West Wa-
wanosh Township Council was
held at the home of Clerk Mrs.
Joan Armstrong last Tuesday,
January 4, with all members
present.
The, first bylaw of 1972 naming
municipal officials and setting
salaries was passed, with Coun-
cillors McDonald and Aitchison
precepting and seconding the mo-
tion respectively. The clerk will
receive $1,500, treasurer $1,000,
reeve $375, and councillors $325,
fenceviewers will be paid $10 per
day, livestock evaluators $7.00
per inspection, grader operators
$2.50 per hour, wingman $2.15 per
hour and casual labor rate was
set at $1.90 per hour.
. A bylaw giving consent for Bell
Canada td place buried cables in
the township was passed, also one
authorizing the borrowing of up
to $80,000 in 1972 to cover ex-
penditures until rates are
collected. •
On motion by Councillors Mc-
Donald and Hickey, the road
accounts totalling $1,644.89 were
passed for payment, also that the
road superintendent be given -an
added $200 per year truck allow-
ance.
The clerk was directed to re-
turn the Official 'Plan of Huron
County to the Department of
Municipal Affairs advising that
the township ' agreed with the
plan.
A severance application for the
sale bf the former Fordyce School
presented by W. Rintoul was
approved.
William J. Elston said it looked
as if less than 20 property owners
would be involved and that he
anticipated no problems.
The Hydro representatives told
council they already had re-
ceived approval from Mcicillop
and Culross township councils
and would geek the approval of
Turnberry that evening. They
asked that Morris pass a resolu-
tion giving approval.
With the assurance that trans-
m,ission line erection would not
interfere with present township
plans, council passed a resolution
approving the placing of towers
.to carry the lines. It was stressed
that the individual approval of all.
property owners in the path of the
proposed new line would have to
be forthcoming.
Hypnosis helps
problem patients
Certain emotionally disturbed
dental patients, the physically
handicapped and some of those
allergic to local anesthetics
might be helped by hypnosis in
the dentist's chair.
Too often, people who are aller-
gic to the "freezing" needle avoid
regular dental treatment due to
their fear of reaction from the
anesthetic. Just the thought of
dental treatment keeps others
away.
The neglect eventually takes its
toll and the patient may have t�
undergo extensive restorative
treatment or face the complete
loss of teeth.
Specially trained dentists have
used hypnosis to kill pain. Also in
some cases, where the source'of.a
particular allergy was found to
be emotional rather than physi-
cal, hypnosis, has...helped the pa-
tients tolerate local anesthetics
and dental treatment.
Some emotionally and phy-
sically handicapped people have
also benefitted . in. the dentist's
chair through mind `relaxing and
suggestions brought about by
hypnosis. The patient under hyp-
nosis in the chair is not asleep. He
is more help to the dentist when
awake. —Canadian Dental Asso-
ciation..
In 1829 Matiihew . Connell
cleared a corner othis•wood'con-
struction general store at By-
town, and opened the future capi-
tal's first post office.
ESTABLISHED IN 1936
We. specialize in a complete line .of
FARM ,EQUIPMENT
0.
McGAVIN'S FARM EQUIPMENT
Sales and Service
Ph. 887-6365.
Brussels
or.
WALTON, ONT.
Ph. 527=0245
Seaforth
S19rrb
THE CONLEY
SOF-SPRA
CAR
WASH
KEEP YOUR CAR "SALT FREE"
Wash It Regularly
•
.FA
.FOR THOSE
WHO
DEMAN,p
the
FINEST ...
. LOW COST STORAGE FOR
CORN — ENSILAGE -- AND HIGH
MOISTURE CORN.
Very pleasing appearance on any farm
Also available EvenFlo Top Fill Distributors
We install Roofs and Accessories
DE JONG BROS.
° SILOS — ELEVATORS
R. R. 2, Monkton --' Phone 347-2424 and 347-2454
REEVE WILLIAM J. Elston, standing, and Councillor Tom Miller of Morris Township
discuss plan for new hydro transmission lines to cross the township with Jolla. Fraser, .
hydro planning analyst, and J. Sedgwick, right-of-way engineer, from Ontario Hybro's,
head office. —Advance -Times photo.
E.W. council makes
1972 appointments
Appointments to various, water be signed.
boards and the- revision of Approval was given Snell Feed Richard Farion, 27, has been
salaries and fees were the princi- and Supplies to build a restaurant appointed associate agricultural
pal items of business of East Wa- on their premises and Bell representative (dairy manage-
wanosh Township Council follow= Canada's application for. con- ment) for Huron County. He
ing the inaugural message by sent to place buried telephone succeeds Tom Clapp who trans -
Rev. John Roberts, Tuesday, cables was approved. ferrel last.fall to Dundas County.
January 4. Council approved the payment Mr. . Farion's appointment
Appointments for 1972 were: of the $15.00 membership fees to became effective January 1.
Howard Walker, Wingham and the Ontario Good Roads Associa- Richard is a native of Vegre-
District Hospital Board; Gerald tion and the Association. of On vine, Alberta, where his family
Mcpoviwell, 'Robert Charter and tario Rural Municipalities, also have a mixed farming operation.
Hugh Blair, -Belgrave Com- that -delegates attending. the Following graduation in 1967
munity Centre Board;- Mr. Mc- former convention be paid $75 ex- from the 'University of Alberta
Dowell, Auburn Hall Board; Roy penses, plus the registration fee. where he majored in Animal
Pattison and Robert Scott, Wing- Increases in the salaries of the Husbandry, .he joined the Exten-
ham District Fire Committee; Si- road superintendent, clerk -tax
mon Hallahan and Robert Char- collector and the treasurer were
ter, Biytl District Fire Com- approved, retroactive to January
mittee; Reeve Roy Pattison, 1, 1972. The first named will re-
Wingham and District Planning ceive $375. per month, the clerk
Board;'Mr. Charter, Blyth Union $210. per month and the latter will
Cemetery Board; Messrs. Patti- receive $180 per month. First and
son, McDowell and. Scott, East second operators received an in-
and West 'Wawanosh Township . crease of 20 -cents per hour, mak
Parks Board.. ing their hourly rates $2.60 and
Fence viewers appointed were $2.40 respectively. and' laborers
John Hallahan, John Armstrong, will be paid $2.10 per hour.
John:Lockhart, Henry Pattison, It was agreed that the collec-
Phillip Dawson and George Mc -1 ' tion of taxes remain at one pay-
-Gee with remuneration set at ment per year with penalty and
$7.00 per viewing, plus 10 cents interest to remain the same. The
per mile. Robert Marshall -'was annual fee for the reeve remain
appointed representpive to the at -$500 andffrn'eouncillors at $350, sion Branch, Ontario Department
Blyth ° Municipal Recreation ,Road • accounts totalling of Agriculture &' Food in North
Committee and Robert Carter; $2; 9.17and general -accounts of Simcoe at Elmvale.
Charles Smith; Athol Bruce and_ ..:$1,531.44 were approved for pay He has just .'completed ..his
John -A. Currie as pound keepers. merit. . . . Master of- Science degree in
Livestock evaluators will re- Farm Business- r Management
ceive a minimum, of $5.00 plus from the University.:of Guelph.
Richard Farion is
Assoc. ag. rep.
for Huron County
•
. ' RICHARD -FARION
$2.00 per hour after the first hour,
also mileage allowance of 10
cents per mile. -
'A motion by Simon Hallahan
and Gerald McDowell -that East
tWawanosh' donate $250. towards
the cost of painting. Blyth arena ..
was passed. Robert Scott and Mr.
McDowell presented- a motion
that the Mutual Fire Aid agree-
ment with Lucknow and Tees- ,
THROW AWAY AGE
At 16 million tons a year, On-
tario's refuse . problemt has,
reached crisis proportions
reports the Canadian Consumer,
official publication ,of the Con-
sumers"' Association of Canada.
North American tonnage of solid
waste has doubled since 1920.
Engineers estimate it will double
again in 20 years. -
,Mrs. Farion is associated with
the Home Economics program'It
the Centralia College- where she
teaches textiles.
They are active in sports,
especially skiing. They have 'a
nine month old son; Shawn.
Richard is looking forward to
meeting' and working with fano
families in Huron 'County. •
What is 'fair' rate of interest?
When a Consumer wants credit,
he expects to pay something for
it. • The charge, usually called
"interest" is included in : the
monthly payment.. When the
credit is paid..in full,'the interest
will be fully paid.
The question of what is a `Mair
charge for credit" has at ; least
four answers -=-one each for four
interested patties in the credit
transaction. These are the con-
sumer, the investor, the . financte
company and political interest.
For the first,three, what is "fair"'
depends upon the difference be-
tween the cost and the benefit of
the credit arrangement, ,as seen
from their three points of view.
For the fourth, "political inter-
ests" refers to the politician's
view of the general , feelings his
voting populatiotj has towards
what they think is a fair charge,
for credit. a -
First, there is the consumer.
He wants the credit. He needs to
know how much the credit will
cost. The laws of all provinces re-
quire the cost to be expressed
both in dollar terms and as a rate
of interest. So consumers can see
in their credit contract what the
cost of the credit is going to be.
The consumer wants.the credit in
order to pay for something else.
Therefore, the n_ ext step is for
him to decide ' whether having
that something else now is worth
the extra amount the credit will
cost
The difference between the cost
to be incurred and the benefit of
the something else largely deter-
mines what the consumer thinks
is a fair charge for credit. He
thinks in terms of cost to him and
value to him
"Value to him" usually in-
volves more than just dollars and
cents. For instance, he may want
to leave his investments undis-
turbed so that his hopes of mak-
ing money on them nay he ful-
filled. Or value to him may in-
volve emotions, such as his dis-'
Comfort when his cash balances
fall too low. Or it • may involve
convenience—getting the, use of
the goods while they are being
paid for. 1,
Thus value versus cost, each of
them measured in the consum-
er's terms., determine the fair-
ness of the credit charge. Cer-
tainly, if . the cost exceeds the
value, it is "not .fail'.' from his
point of view.
Money for the operation of con-,
sumer- c'redit com-panies comes
from a number of sources and
each of them requires a "fair"
return, on, their investment. In
1968 (latest statistics available)
•the Federated Cduneil of Sales
Finance Companies listed major
investors in sales finance com-
panies. Insurance companies in-
vested $310.7 million; -chartered
banks, $131.4 million: trust com-
panies, .$158.3 million; invest-
ment dealers and other financial
institutions, $273.1 rnillion; and
non-financial corporations. $3(,)9.0.
million. The total of this accoun-
ted for approxim=ately 90 per cent
of all debt investments in sales fi-
nance companies.
These investors 4he corpora-
tions, the banks, the trust corn-
• panies, etc.'-- seek a reasonable
ret urn on Their investments rela-
tive to alternative invest Merits
they might make. in 14e case of
insurance companies, tile earn-
ings •they''make on their invest -
merits in•finarice companies, help
to offset the cost of providing in-
surance. in the case of hanks and
trust companies, the interest they
earn allow.; them to pay• higher
interest rates to their depositors.
The position of the finance
corn pa ny is •simila'r to that of the
consumer. It wants the investors'
money to use in the operation of
the business. Therefore, there
must- be suffici-enc margin to
cover costs of operations and pro •
duce a fair return to investors.
Thep, as ' eonsumers seek a
"profit" from their operations
after expenses (interest on bor-
rowed funds, rent, , personnel,
etc.) .
So, for each of the first three in-
terested parties, a . cost -benefit
analysis precedes the judgement,
And the "fairness" of the rates, of
interest charged or earned by the
parties are. evident in their
agreements to transact business
together.
The .political. 'interest is ex=
((pressed in the laws which regu-
late maximum -charges for
credit. Credit institutions are
'carefully watched by all levels of
government. Regulation of con-
sumer- credit • rates in Canada
originated in 1906 with the Money
Lenders' Act. In 1939, the Small
Loans Act outlined more com-
plete legislation. This act is pres-
ently being revised. '
Consumer credit charges by
hanks were legislated in the Bank
Act until 1967 when revisions si-
multaneously freed' the banks of
rate restrictions, and required
disclosure of credit charges as an
annual rate of interest. Also be-
ginning in 1967, the disclosure in a
presented manner oL annual
rates of interest. (and dollar
costs) for consumer credit was
made compulsory by provincial
statutes.
Weekly euchre
BELGRAVE — There were
eleven tables played at the
weekly euchre last` Wednesday
'•vening.
High lady was Mrs. Mae, Dey-
el l ; high man, William Taylor;
low•lady, Mrs. Jack Anderson;
low man, Gordon Higgins;
novelty ladies, Mrs. Robert
Higgins and Mrs, Percy Adams;
novelty men, Gene Porter .and
(.eorge Brewer .
Hospital personnel wages
raised 63% in
OTTAWA — Pay rates for most
non -supervisory hospital per-
sonnel increased on average by
63 per cent in the period 1962-69
according ,to a report released by
National Health and Welfare
Minister John Munro.
"Salaries and wages in Cana-
dian Hospitals 1962 to 1970", a
study by the Research andStatis-
tics Directorate of tri Depart-
ment, notes that percentage
changes in the period to 1969
tended to be greater for female
than for male employees and for
loyver paid rather than for the
higher paid occupatiors.
During -the period the
percentage increase in pay rates
in hospitals exceeded the in-
crease. in' all other industrial
groups but one. While this may
not necessarily signify a "cat-
ching -up" of hospital pay rates in
absolute dollar terms, it does in-
dicate that hospital personnel
were better paid in 1969 than in
1962 relative to other workers.
The highest rates were paid in
British Columbia, the lowest in
the Atlantic provinces. Percen-
tage ingreases' in the Atlantic
provinces, -however, were among
the highest in the country, in-
dicating a "catching -up" process
from •the relatively lower rates
prevailing at the beginning of the
decade.
A comparison of pay rates for
hospital non -treatment personnel
HighI
ann
seven years
with those of reasonably similar
occupations in other industries
shows that hospital rates
generally compare quite
favorably. Hospital rates were
usually the highest from among
the service industries, subject to
a few exNeptions in some
provinces. Hospital rates tended
to compare less favorably with
those in the non -service in-
dustries. Nevertheless, they fell
within the normal range of oc-
cupational rates, being below the
highest rates but above the
lowest rates in most instances.
No meanie ful comparisons ..of
pay rates fot nurses were obain-
able owing to the lack o employ-
ment of the profession in signifi-
cant numbers outside of hospi-
tals. "
It is suggest6ii that most hospi-
tal employees,have improved
their bargaining position during
the decade as result, partly, from
unionization and sympathetic
public opinion.
Standard hours of work per
week in hospitals declined in the
1960's, with about 40 per cent of
'nurses now working less than 40
hours.
Home owners can now
reduce payments
BY AS MUCH AS HALF
You as a home owner are now eligible for a low
cost second or third mortgage loan from $2,000 to
$25.,000 at reduced monthly payments.
Find out how a low cost home owner -loan can pay
all your bills, give you additional cash if required
and at the same time reduce your monthly payments
by as much as half.
Find out how easy it is to get your loan approved
. within, 24 hours. You tan call to 10 p.m. today
for helpful courteous service. Prompt Investment
Corp., Ltd.• 330 Bay -St., Toronto. Call collect 366-
9586, evenings 231-8146.
fights of our
ual report
Company Funds
Guaranteed Funds
Estates, Trusts and Agencies
Total Assets under
Administration
Mortgages
Guaranteed Investment
('ertificates -
Trust: Deposits
1971
30,268,000
510,504,000.
66,505,000
607,277,000
1970
$ 26,057,000
, 415,950,000
58,276,000
438,109,00(1
391,170,000
119,334,000
,500,284,000
352,097,000
•
319,864,000 .
96,085,900
.* Net profit for the year ` • 3,520,000 , 2,543,000
* Earnings per common share ° 2.34 1.64
•
'Net profit includes the Company's 98' , • equity in the earnings of its subsidiary,
'fhe Lam -bion Loan and fnvestment ('ompany;, and compares. with the restated
19.70 net profit of $2;543,939.
VG
VICTRi4 and GREY
TRUST COMPANY SINCE 1889 .
BeYleville . Brampton • Carinington . Exeter • Goderich • Guelph • Hanover •
Kingston • Lindsay • Listowel • Meaford • Newmarket • Orangeville Oti.11ia
Owen Sound • Peterborough . Port Credit - Renfrew • Richmond Hill • St. Marys
• Stratford : Toro=nto (5) • Whitby
A BETTER (ISED
'71 FORD Custom 500 2 -Door Hard-
' top, V8 auto., power steering
and brakes
'71 TORINO 2 -Door Hardtop, 8 auto.,
power'stearing an'd'' brakes
'70 CHEV. 4 -Door, V8, auto. -
'70 FQRD Custom 500 2 -Door Hard-
-top, V8, auto., radio, power
steering and brakes
'7Q MERCURY" Marquis 4 -Door Hard-
' top, one owner, fully equipped
- '69 FORD '/z --Ton, 6 cylinder, heavy
duty equipped
'69 FORD 9 -Passenger Station Wagon
fully equipped
'69 FORD custom 4 -Door, 8 auto.,
radio, power steering
'69 Meteor 4 -Door, V-8 auto. and
radio.
'68 -MUSTANG T.T., V8, 4 speed
transmission, radio
'68 FORD aL.T.D..4-Door Hardtop,
fully equipped °
I
'68 DODGE Half Ton
'66 FORD Galaxie 500 2 -Door Hard-
top, power steering and brakes,
V-8 automatic
'65 FORD F-700 chassis and cab,.V-8
5 speed transmission, 2 speed
• axle, heavy duty equipped
WINGHAM
PHONE 357-3460
BRUSSELS
PHONE .887-6249,