Exeter Advocate, 1906-03-29, Page 381411frill
STEWARIYS SON
.N'oettlf. found 'her old,room ready foe
.her, and Harman waiting to attend ;upon
her es Of old; and in condition of won-
-dement beyond descriptiort, she changed
- ter travelling Aires% for an evening axle.
The sight of liftman awakened All the
pentad 'memories connected with Becea
South. She astied wntly if Harman turd
•heard. any tidings of the lost girl and
'Harman, with a sigh, shook tier head.
shall never hear of her again'," but
•did not want to sadden her beloved nais-
Presently the big gong resounded
;through the house, and Koran went doFi
to the drawing -room.
The Fermittles were there and Jack,
'but not Cyril nor Mr, Potherick.
• "He Is not here yeti" said Lady 'Fern-
dale, taking her band and drawing her
to her . almost proteetingly. "Are you
tieity anxioufr, to see. the new earl,
Novak smiled. A kind of presentiment
, of sorra) approaching surprise and climax
-suddenly' flashed' upon her, 'but it was
"Are not yau?" she said: "What does,
merrynt
•
eking for wi;ticit the hanseiteld
'It- was a night, of wild excitentent.
to the eiturch and set the laells:rinedng,
and other& hurriedly built up a huge
bonfire on lite green, and SO011 the'flaines
were spreading Sky high, .and helping
the bells to proclaim the laome-Oolattig
of the young earl and Ins bride. •
With leer arm withirt tier husband's,
and surrounded by their friends, nforah
watched the red, reflection of the great
fire and listened- to the pealing of the
bells with feelings of profound jay and
gratitude; joy so perfect and absorbing
that it Is little wonder site forgot for the
:moment the existence of subh- a pereort
ae Guildford Berton, of the taystery at -
'tending the disappearaoce of Becca,
Indeed, not one of them, exeepting
Sack, gave a thought to the man whoee
base scheming had so nearly wrecked
the life of Atte beaattiful girl strhettn they
all loved. It was only he who rernem-
be reckoned with. •
ClIAPTER
That evening, an hour before the ro-
mantic arrival of the Bari and Countess
"of Arrowdale, Guildford Berton had wan -
.it ail mean, and Why does he come. in dered up the avenue and gazed up at
the great house, 11e, had accepted Lady
Perndale's promise, and had *waited as
she had advised ,him. What could she
have intended to imply, he asked himt
self, but that Norah would come round
to his terms, and wes only asking for) a
few days' grace? What pauld she do but
aceept them? ' With all his passion for
her, he *understood her as little as the
swine wallowing in its sttr understande
the ',mystery of the stars. • To his base
mind it seemed just impossible that any
woman' should *choose obscurity and
PoVerty before rank and wealth. 'Yes, he
.told himself in his solitary musings in
the. grim, desolatts cottage, she would
conic round in time.- Any dny, any hour,
he 'might receive a message from. 'her.
She would oome bank and SeRd,for
and atcept his.terms. lie should be the
husband of Lady Nerah. ArroWdale, and,
4f , net lord Of Santleigh, the.' owner of
the .• vast 'wealth left by the, late eart
Anct So he waitedt-tetwoltedt With. a: restt
*to art agonyefar pa$t deseription by the
hideous.. secret. Which haunted him.
•All day he Spent shut up in the house
In which his crime bad been bornittitted„
tend- which Awned a torture•house and a
tonab'to 'It was only at night. thet
he emerged Vern the •gloomy silence of
the .haunted cottage,, and then hit avoid-
ed his fellow -men, and prowled about
the• dark lettes and round the Court,
He heard of Mr. Petherick's arrival,
and: 4.1rnew that he was staying.at the
Court,. bUt he did not go near him. He
would wait, ho told himself, until Nor -
al' returned and sent for him. Then -
well, he called up a vision of victory and
triumph which almost made hint giddy,
and for the moment „dispelled the dark
idfot," ,he ;bulb:idled to . Lord Ferndale,. T.his evening. he had eauntered up the
avenue with his head resting upon hig
breast, and, suddenly raising his eyes,
saw .that the Windows of the vast man,
sion were full of light.
He • stood still and gazed, and his
-hearts beat .expectantly, and be drew
nearer and waited, his hands clasped
tightly and leverishly behind his back.
Pre.sently savant dame. hurrying
down the drive, and he stoppekhim.
t13eg your pardon, Mr. -Berton., You
."What-ttediy, She plaee lit up 'to-
night?", asked Guildford Berton,' con-
trolling Ws voice, and speaking as Calm-
ly and composedly as he•cpuld,
Thetraan, touched his hat.
"The neW earl's 'coming, sir."
Guildford Berton's hands gripped each
other still more tightly, and he bit hie
lip, 48 h6 choked back the exclamation.
which nearly burst front him. .
"Yes, pito quite sudden and unexpec-
ted' liket 'Mr. Petherick only heard this
morning. There's Lord and Lady Fern-
dale and another gentleman there to
meet him. Beggin' your pardon, sir, I
rciuSt be go*" toe," and he hurried off„
Guildford Berton drew back amorag
the trees. The netng had startled and
bewildered him. Ile had been. so ob.
sorbed,' with his one idea -waiting -for
.had scarcely given a thought to. the
riling earl, for whom he had neen look-
ing so long and fruttlesety.
,paced slowly, down the avenue,
hurying' back.
"Do you know when "the earl is cam.
No, the 'man said, nobody knew for
minim but, it WaS supposed that he
Would. arrive to dinner. j
"And is Lady Kwaliteit is not known
when site returns?"
The mart ehook his head, doubtlesa
Wondering why Mr. Berton did not go
up to the Court and ask the question of
Mr. Petherick.
"I can't eay, sire.Itheveift, heard that
she ie expected, eveo."
Guildford Berton walked on 'rind
reached the cottage. It was dark and
gloomy and forbidding:Ile usual„ and he
threw himeelf Into the ayatollah. beside
Sullenly in the small, pinched grate,
and mused. !
flow long vvould it he before Norrth
returned and they could be married?
floW long ivould it be before he could
leave this place, Witt& lie hated witit
fear and loathing beyond words, u and
take her away with hint? wile 1
and he rat muttering.
"Lady Ferndale le, at the Court; I will
this. myfterious manner? Where Is.
4118' will be shore directly;,,,he is- in the
library with Mr. :"Pet berick„" said Lord,
"Ferndale, crossing over to her, and talc -
log his place k,estcte her, also with an
air of supporting and encoura.ging her.
""fle has something of importance *a
- communicate to Mr. Petherick—"
corning together with a puzzled expres-
Before Lord Ferndale 'could answer,
cthe door opened,. end the butler, with a
look baffling description; said :
Norah staxied, and held Lady Ferri-
-dale's hang tightly, and looked toward
the door, but she saw no one beside
Cyril and the old lawyer. ,.
Them suddenly she caught a ,gliMmer--
ing of the truth. from •a, Certain expres,
face. The next instant he
was by hoe elde, atul had got both her
."Are yeti so surprised`, ,,tleareste. • he
*Ain It Cyril!" broke from her,•as sho
clung to him, her.lovely eyes searching
"Yes,. courttessi" said Mr. Petherick,
with a, slight emphasia 9n* the title. 'The
ettart, of Arrowdale, fee whom we have
ibeen, looking So long, -is none other than
your hUSband, Mr. Cyril Burnet"
• .Norah, uttered a -faint cry, and ,trem-
=round her, and, all talking at onee, bet
gen to explain the mystery, the tears
tali' crying, she nid her 'face on Cyril's
They • were all exeired, and the old
tlawyee certainly not theleast
'Of verges', I have been a blittd Gld shadow which 'hovered about him. •
•ago. Bute tyou `see, we lawyers are, not
ceuld'hotother than he repreSented. bine.-
001 am that Ihings are.as they 'are I
-couldn't do• al"' And he langtie4, and
leptighed; arid nodded to One -and the
,Othett. "No peed to trouble about that
money now, you know, Lord Ferndale,"
end he chuckled:- -
"The MOn4 the late eerl left to Kar-
aite said Lord Ferndale, '
"Yes; yea'!" ' assented' ,the bid man.
"We.sha'n't dispute the Will now... Lord
-.Arrowdalo. Won't be troubled- by us'. ,116
may keep It' and welcome,"
Cyril heard and- looked round.
"It is oot Lord Arrowdale's to keep,
.114r. Petherick," he Said; with' laugh.
"Will yeti tette charge of this ,for Lady
Aerowdale, please?" And he handed' hien
the long blue packet in vvIticii he had in-
closed the marriage 'certificate, ,-."Open
- Me. Petherick opened it; 'and hastily
read the paped inclosed. ' Then he held
out his hand with an •Itxtpulso of sone-
, faction and approval.
"It is,a deed of gift 'to Lady Norah ef
u all that the vont gave herr he exclatmed.
"My lord," and be bowed to Cyril with
an alums.% selemn formality, "permit, ate
to express my conviction that in the pre -
tient holder of your ancient atid honor-
oble title year house has a worthy and
noble representative."'
t 'Mere Was more handshaking and talk-
ing, but nt last Lord Ferndale reminded
the rest that dinner was waiting -and
epoiling-and Cyril, relinquishing Norah
him, gave 'his arm to Lady ,Ferntiale..
As the door opened they saw that the
hall .was full of servants: The butler
had borne the startling, news of Cyrirs
identity to the servo:els' hall, and, in e
flutter of intense excitentente they had
gatiteved together to give him, attd his
Not for emotes years had the vaulted,
roof rung such eheers, as tete
evhett the party 00,1110 out front the draw-
ing -rosin Into the hall, and it Wail lint
Mitt Cyril lied led' Noralt forward,' and
apolosa a, few heartfelt worde or greet.
Ing end thanks that, the party were per.
And long before the meal was otter was
beard Pe btr4 ahd murmur of an ex.
citA ct,Ovid gathered on, the terrace out.
eide, Sty the nettl had spr
the Ringo like wi an
theist& bad hurriod tl the
'lain Mr themselves 'whet!
ad through
the excited
tourt to W.
and beautiful Lad'y Norah, whore they
Wei loevned to. loVe, the cOunteos; and
it wee not until Cyril' had taken .Norah
trait 0:16 ILM pretteded Mtn.
:At end irr1.' tn the (Meeting weed that'
ge and kteett te tots 11$3; Ler where
Nom% ts, and hew tenet teat itte,
to telt nte, Yee, go to the Corot te-
night. Whet aces it !olefin' te Ane that
this guano fool and. vagabond boa eonte?
Nereid Nereid win go up loortelitee,
Then he cronettcd. 'ewer over Hee fife,
awl warmed his Lange at the, tetv
Ramo whim*. hoe -had succeeded in -roue
•
Mt 'anti staidenly he was startled „by
the creel). Of belle, lie rose„ with' that
'WM*, 1,1Cgirillitig 10 eaten from
through •th.e• window a/tongue of fire
shot up 'and fit eitp Alte rootlet
°Cure° the foists be, muttered' with a
Snarl, '11001 wish they were telltag
for, his deatn or had got him on the 'rep
of a, fire-, befere many months have
gone," and he flung himself into the
chair again;
' But presently, as if the voices shout-
ing and cheering drew him in spite of
himself, he, rose, and, flinging on ,his
coat, took up it soft wideawalte, hot.
and, carefully locking the gate, 'went
BY this tirne the light Iron' tne; huge
the village, and tts reflection, red end
,blithee could be seen in th.ese,svindows
Of the Court lattlatich theretitappetted
be no light
',As he entered the village street he
found a croWd of people 'tending to-
ward the Con,rt, as a stream' tends to
thetsea. fie jomed them. half mechani-
cally, and, in their addet, ,preserttly
found himself .ort' the lawn. juet beneath
the terrace.
A stream of light poured frem the
dining -room. windows,. onto the broad
marblepavement of the terrede, and fell
oa the uptUrned !ages of the crowd; and
the red glow from the bonfire poured
from behind them and seemed to tningle
with. the' light from the windoate
The crewd was shouting all round
him, and- in the overstrained- conditton
'of 'his nerves he could not distinguish
what they •were saying. •
"What is itethe feces are yelling for?"
he demanded, of a man who stood be-
side itint, and who wets, with the excePt
lion 'of himself; the only •silent pereon
The man started slightly as no heard
Guildford Bertert's nerd, sercastio voice,
and emitted a low whistle of surpriee.
-the noise was almoet "deafening where
they stood, "you heret I .shopld have
thought you weold have. made. yourself
searee.by tins 'trite, now: tne game's up.
Do you mean to say yelled:oil hear whet
for the earl. and: his wifet tote.adt
tvlee, and •felloW-my example," and With
:a grin he Moved oviray Sideways and was
lest in the crowd, at tne moment; Guild-
ford Berton recednized hiat-Furlengt,'
" At another timet the trtan'S, suddeo, ant.
Pearenee.-. and ellsaPPearanoe tee and
einieters warning • Woeld -have had: seine
tually tfergot the man Age. moment 'he
tost 'sight nt But the words, "the
earl and bistwifet" haunted" him.
"Is :the earl Married?"' he asked of 'a
Woman .who had taken •Furiong's place
She stared. at
"Don't you know thate-i-e" elle-began,
then sne broke off to. exclaim, "Why,
it'e Mr. Guildford, beatt't it; sir?"
her end into the centre .of the Crowd,
ptishing nearer ann. nearer the terrace.
• "His' lardshtp'et at dinner, and won't
beinte bet, bless your said a .xnan.
"Ohe„yes, will; at leest site
+++++++++++
+ IF YOU VALUE YOUR HEALTH
Mint the Farm
T' ��_�,pp, g ,,yy,,� j .*g
•+4+ T� TT++T 4++T +T
°t 'uN pArri. g
Ratio things tire. nece-: .t',y to Mauro
fair :growla and (good conditionit young! �.
cattle during,- the winter, °grit e eta°. r + � '1 " M i"` GREEN '
Mut % egi'l•. 'These are ,all *within' 'the'
powet� &ice ra�ocfr of every . ono to obtain sd , 11'" +t"# teasO' tc' /!"#
Hr ire so de:�ir�es; Fi�°„t, shelter. Since • �°°x
Qur titnlxer hes )peer t l►epi alv y lx�e .�.EAD PAki.K � r �.
stock , cannot be lett out I `oneri . lots as . >i iplI1 ST/MUM
in tr�rrns y�iiv�^rticj t ; Ur «
cus tars (111(1 drsHsec itfority r\Vu 1ring 3 theseri
emitter has not sufficient barn rooms and
le not alale to build it good _ shelter ban
be had: by making stralv.nheds for them
with' but trifling expense. Or, in the abs,
Bence: of straw, warn sheds may be
made by using fodder far sides and
roof and this can be fed in Iate spring
where the danger of cold rain or snow
is past. At any rate, sheds can, and
should be provided for them so they
may have .protection in bad weather,
Then they should have plenty of pure,
clean water. Many' fanners entertain
the idea that stock Cattle wilt not drink
lauch in cold weather, , This is a iris
ke. They aro eating dry 'fodder, hay,
orstraw, as the caste may be{ and they
must have plenty of water to assist no
-
lure ' in dissolving' these airy foods. And
they should' have it at will. By this
means they will not he so likely to fill
themselves . full of.;old water sufbcient-
lv so to chill their entire system and
make what should be a source` of conn
fort to thema eource of discomfort.
'Whey should also be fed plenty of forage.
either fodder or hay, clover or mixed
preferred, and straw about all, they will
consume, with a small ration of grain
once or twice a day.
This grain may be -fed in the shape
`or corn"in the shock if any is grown
on the farm small enough that they can
readily masticate It, if not larger corn
May' be husked:Mid aiid: eliopped'' into small
.,i,ieces with •hatchet or corn knife so
that the yearling steer can readily take
bold of and: eat it. Some farmers shell
corn, othersprefer.. grinding corn, cob
and all and feeding in that way. This
latter method requires more careful
equipment and . greater care in feeding
than either of the two other methods
For Calves, however, we prefer shelling
corn and mixing one part oats to two
parts corn, The young animal, will do
tetter and make better growth with
part ration of oats ` than ' " where corn
alone is fed. There is more protein in
eats and the : growing animal needs
more of that~. Ilowevere`If clover hay
i tscd, .the protein in that will even up
rattansthe acorn and fodder and make better
.•
•` My son is feeding a s• this time ten
head of, nice 8001 -pound yearlings in this
Ivey, givingethern •:a small ration,.. of
shock corn 'morning and ` evening with
fodder all they' -want :and 'clover hay oc=
casionally •They also have all the straw
they'desire. Their cern rat ion,;; consists
lot about one bushel .a day to the head.
Tfris '?would give each only about '5%
pounds shelled corn, a day, in addition to
the rough feed they get. The `gain is,
not large nor ,would we expect it to ire,
but ;their; condition is good,- they -are do-
ing well and making fair growth. Abort
April 1,„ the -grain ration for• these cattle
will be increased, probably doubled, and
by the time grass cores they will` be, in
fine condition to grow and take on flesh.
during the spring and summer months.
When this method of disposing. of the
forage crops. of 'the farms is practised
ali ronglf feeds,, such as fodder, hay and
straw, is worked up into' manure and
put back' upon the land from who've it
came.' And we believe that young "cat-
tie, sheep or colts carried through the
winter: on rough . feeds mainly, do not
ray large profits for feeding, yet the in-
cidentitl: profits corning frorn the busines
t►c : increased fertility and consequently
larger yields of other •crops, makes the
feeding of forage consuming animals en
the farris almost' a necessity rather than
a choice. And in these days_' of 'close
competition and small profits, in Wei -
toss farmers ,are compelled to practise
.such ,•methods as, will give them, maxi -
intim results• at minimum cost of Pro-
ducing, than.
•
nsumption
,tif There is no, specific for
,:consumption. -Vresh air ex -
'erase, nonristunt food. and
Seott's Emulsion will Come
Pisi:atythiliZtocurinbuld Ions thefe
.lions .of people throughout the
'world are living' and in' good
health on onelung.
q From time iminemorial the.
doctors pretcribed cod liver
oil for consumption. Or
couree the patient couid not
take 'it in its' old form, hence
it did very little good.' They
can lake
Cram! Prize Competitiou
A fOoft-YEAR UNIVERSITY COURSE
A rtifi AROUND TN WORLD,
or 410111.,100Ci IN 001.0.
•
place of the
'A choice of *lick wis error to tba ituttylstAal
during no
The Busy Man's -Nagano' e
In addition to these prizes there are marry others,. Zrorr oomPetit9r Can Vf, t,"00
_A dash cool:Ws:don will be given on every subscriptyou takeu, everlf ono bingt
irons the host that aPpeara in tiro publications of the wo4d, tt in Publiated_blf
the proprietor* of The Canadian Grocer ilardware and metal, Carrimlirs*Me•chiltOrrj _wee
Dry Goods aeview and other successful'papers-land who aro CanadiVolswitnt Pubguors.
aub3criptimo are not hard to smart -a bank clerk in Ontario took Win. one woak bf
writing to his frionda.
" °TUN BUSY 7+CA.1T,5 MAGAZINIII. is the best I have ever had tho
send poltat for particulars of competition. to our nearest office. DO 1117 NOW. It
war be a glorious change in your caxeca • .
36TII ANNUAL STATEMENT Mit TIIE YEAll 1905.
loterest and Rent; ' 407,563 94
tProfit. and,sale of Real Es-
tate . 1,448
, DISBURSEMENTS,
Death Claims .. 231,924. 14!
Matured. Endowments '159,459
Profit end Loss 1,519 fa
81,956,518 91
$.1.,950,5;.8
ASSETS: LIABILITIES.
Mortgages �...,. .:... 1,265,533' S6 Reserve 4 per cent•,• 3X per
Debentures and 13ands 3,245,401'89 'cent. and 3 per cent ,.; . /$8,21O,064 °.
Loans on"Policies....:,. r., ... • 958,070 39` 'Reserve on Lapsed Plicies
Premium Obligations - 28/•,x8}100 .G0 liable. to revive or `surren-
Reel F,state • r.r ..... / • r r i 5.,/,281 Us• der a . 1 , r ti r . , »
Cash in Banks ... ,: :,' 257,730, 37' Death Claims unadjusted
Cash at Mead' Office .... ,, 4,230 23 Present value of Death
Due and Deferr.ed Premiums Claims payable *Instate- '
r
tnet)' ::.. , . , ..: , 2'�w,i 08' m'errts'`" . , ... , . :. . , ... -35,654 G54 Olt,
Interest. and stents daze ati Premiums paid in advance 1 4,37
accrued .. /, ; . .. . . 177,312 65 Amount due for medical fees 5;883'
Accrued- Rents, . , , .....: � 805 3
Credit Ledger , Balances • ... 10,224. 'I,
Surplus on company's Val- ..
• ualroa Standard . , .. / , . a r 052,001.it-
89,200,092 .15
89,200,092.1) $9,2296,092.1.0
Surplus on Government Staadard of Z'aleation, $1,261,905.0.
Gang In 1905.
DIRECTORS' REPORT.
•
INSURANCE ACCOIJNT--The Volume of new -busiipss was 3,637 Policies elf'
,$6,014,576, 156ing art increase Over 1904 of 185 Policies for 8966,408. With. the
exception of $65,000 written, in Newfoaridlitncl, the neitt' 'business•wris all writ -
len within lite Dominion of Canada.- Tho total arnOunt or assurance in force•
is 844,190,954 under 29,788 policies, being an increase over 1904 of 83,722 984
INCONIE--The total iocortio for tile year was, 81,946,518.91, derived front
Premitims, $1,547,500,A5; Interest, and Rents, 8407,563.94,, and profitsfrom tne sale
PAYMENTS TO POLICYHOLDERS -The paymenth to Polieyholders eon-
Sisted of Death Cittims, 8231,924.10; alatured Endowments, $159,450; puegeasel. •
"Mummy, do' tile moseul- Policies., 44,168.88; Surplus, $87,928,85, and Annuities, $9;422.50; being a total
toes bite us because they'llka us, or be- of $552,914.19. ..The Deatit-Clairns which fell 'In during the year ittnounted to
caueetThey don't like us?" $269,214, and ',though slightly in excess of those in the preceding 'year, avero
very light; • and much below :the expectation. 1 •
THE EXPENSES AND TAXES -were 8348,01,76, and Profit and Loss $1,-
519.18, ,making a 'total of 8350,010.04, or 17.8 per cent. of the total income.
'bleSs her heart!" .vas the retort; and
, Guildford. porton, iworideriug, dully why
the new countess, .who must be a
stranger, should 'seem 'So well known
and already popular; pulled his soft -hat
further over his faee, and waited'.
-Presently a roar rose from the crovvd;
tbe dining;room Windows had been flung'
vide open by. a couple of footmen, and
stalwart man stepped Mit onto •the
terrace, with 'a lady on his arm. ,
The light from the bonfire fell full upon
his• face endAters, and Guildford stared
and gasped, and thew -laughed, hoarsely.
Ile must be ..gotng, mad for certain, to
imagine tbat thesh two must be Cyril
flume, and Norah. Yes, that, waS it; he
ovas. losing hie reason. e
Then, as if in a, dream, he heard tire
gentleman speak. The words telleupon
his ears as if they had been spoken, by
smne one a mile off, and. yet he caught
every one distinctly. What was he tatty-
ing. this tnan, who looked likq that
,Cyril Borne
"Ttiank yoir,lny friends, one and all,
for tht`i kind i,veleome you -have given
Ifs, I, trust none of us will ever forget
this night, and that henceforth we are
Ineighbors. in every. cense of the word.
l'hank you again and again, not only
1 for myself, but for my dear wife, whom
all of you knolv, and whose hearkis full
of' ,gtalittalo for yonr kind wishes."
A mighty cheer rose, deafening, thrill'.
ing. And almost before it had ceased
Guildford Berton elietched the arm ot the
man pressing. against lam.
The man stared at lum, and Otbalt
hand off impatiently.
"Tliat fellow, to you ealle hint, mate
(Wein the yoluni earl, the ttentIeratift
Mite, Mr. Mune, 1.10'arlirt'and that
young .lady is his ;wife; tiady Nevelt ab
vete, Iturrualit One more eheer,
OT
MUSIC)
thne. There, is no oil, not
excepting butter, so easily
digested and absorbed by the
system as eod liver oil in the
,form of Scott's Eniulsion,
and that is the reason it is so.
helpful in consumption where
its use must be continuous.
41 We will tend you a
sample free. °
q ante that this
pkcture in the form of v
a label It tet thesespe
Enna:lion yeti be r
too las So st
ASSETS -The caSh assets at the *close ot the year Were 88,846,658.42, and
consisted "of mortgagee, $4,265,533.86; Debenturee and Boucle, $3,.2.45,40.1.89;
'Loans on Policies, 8988,070.39t), Premium obilgatillts, ,$28;e10.60; Real Estatet,,„
including the !lead Office building, 850,281.08er/tut bash' in Banks and at Head
°moo, 8261,900.00. Adding to this the duo and deferred premitune, $272,121.03,
interest and .rente dna and accrued, $177,312.65; the total assets amount, elo
89,296,092.15. Itewille be observed that, as in the past, we still continue to in-
vest our fends ill sebutities of a nonosp*eoulative cha.racter, and that we hold
Went on our booits at their net eosi.
The inteeeet on our investments has been mil well, eepectally in, the
city of Winnipeg, where im mortgagee amounting toi 8745,555, the interest in
arrear at, the close of the yeareswas only $227. the province of Itianitolet
and the West generally there isee lendertey to defer •paytnent of instaltnreds
of principal on account of the desire to ptuehaee more land. All paymeots,
both for interest and principal, have, however, heon very well met, and were .
quite equal in that, reeved to the previous year. Ire Ootario and elsewhere the
Mortgage collections have been exceptionally good, end at the close of the year
theee was interest' arrear of only 816,317, the largest Part (Of Which
duo in the closing, days qf the year, and has slue° been paid. They active det
mond for meney during the year kept our funds well , employed at good rate,9
of interest. The average rate realized ort our funds was 5.1 per cent'
' THE LiAnmaiss Were agein 'computed old' the same standard AA in
fornier years, viz.: Combined Experience Table .tvith 4, per 'cent. interest for
all business up eto Ittnuary 1,, 1000. Front that date to lanuary 1, 1903, on lite
Institue of Actuaries' Table, with 33:1 Per eent. inn:west, and thereafter on the
same table with 3 per cent. interest. The reserve comPuted upon this 'etant
dard of valuation amounts to $8,210,661.24, and the total liabilities are
091.03. The Surplus over all liabilities on tiO Compan ye Standard of ritterves
as above mentioned, is '$951,001.1.2,, "be lug an increase for 1901 of St11.,f.0341.:5,
.0n the 'Cloveetiment, standard of valuation bur surplus, would be 81,263,S05.
On.beltalf of the Board, It. lt;IELVIN, President.,
Send to lIeful Office, waterloo, .00., for ''boolclet giving , pro(vetling
Annual Meeting„ March 1st, 1000, Hat of claims ,pritti, list a seeuritio,',1 held, and
other valuable information. !
Applicant for l'ositint-.."1"m a college
Taduate, sir."
hicrehant,itew tong since you
Apfaleant-PFive years, ie.";
Icarntd there by tiii61