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Times Advocate, 1997-11-12, Page 23Page 22 Times -Ail coolie, November 12, 1997 RF/MSX LANDMARK REALTY INC 215 Piccadilly St. Suite 207 London, Ont. N6A 1S2 NEW LISTINGS GREENWAY - One floor ranch, ensuite, oak cabinets, finished from top to bottom. Price $120s- HENSALL - HAY TWP. - 150 acre cash crop farm, with .new home. BLANCHARD TWP. - 100 acre cash crop farm. LUCAN - New one floor ranch. 2 car garage, great for retiring farmer. GIBSON CRES., LUCAN • 8 new model homes starting to be built. Prices from 5124,900 to $150.999. Going fast. NEW LISTINGS LUCAN - Albert St., large 4 level back split on nice lot, gas, air. PRICE $122,900. CREDITON - 2 large • lots. with gas, water, cable. 129' x 250'. LUCAN - Langford Dr. - large 4 level sidesplit on landscaped large lot, shop, gas air.$2,000 cash rebate. PRICE $120s. LUCAN Beech St. Large one floor ranch, large shop, zoned commercial on 3/4 acre tot. Member of Re/Max Platinum Club Ron O'Brien Assoc. Broker 439-1400 ► Count on the CIIasstfieds to Do the Job Lucan's insurance to go up 4.5% By Craig Bradford T -A Reporter LUCAN - While it's not a big jump, Lucan taxpayers will have to cough up. 4.5 per cent more for the village's insurance premium. Frank Cowan Co. Ltd.'s Jeff Coleman and Don Urbshott filled council. in at last week's meeting on the changes to their coverage and what's happening in the municipal insurance world. • Insurance will cost Lucan $47,930 in '97/98 compared with $45,866 in '96/97. While municipal liability -Is still -a big factor on why insurance rates continue to go up, Coleman said changes in the -in- dustry and legislative reforms start- ed by the 'Thunder Bay Initiative' mean more protection for mu- nicipalities and more emphasis on plaintiffs proving municipalities are negligent before judges rule in their favor. Coleman urged council to pass a resolution endorsing the Thunder Bay Initiative.. He added rates may go down if continued developments get the liability issue .under control. "It sounds like the judges are starting to listen and some common sense is being used," Coleman -said. Coleman recommended council include a $2,500 deductible under their municipal liability coverage where- there is now none, a move that would save Lucan $2,600. He suggested holding the deductible in a reserve account and pay any legal expenses out of it. But administrator.. Ron Reymer said Lucan would have to paji the $2,500 deductible for every claim filed against the village. For ex- ample. if there was a massive surge in the sewer system causing sewers to backup into many homes, the vil- lage would have to pay the de- ductible for every homeowner who takes _ Lucan to court to pay for damages. Councillor Rosemary Gahlinger- Beaune asked who would be -liable for people that might sue the vil- lage over slipping and falling on ice caused on sidewalks from sump pump discharges from homes in her neighborhood (Kleinfeldt/Nicoline area). The water freezes on side- walks in late fall/early' spring and two people slipped and fell last. winter. Coleman said the village and the homeowner would likely , be named in such a suit and liability rests in the. hands of the landowner (the lage owns the side- walks). • "You've got a problem there, obvi- ously," Coleman said. "But they've got to prove where thewater came .from. It would depend on•the case. You can help yourself by doing what's prudent...get out there and fix it-" Reeve Rob Brady asked .Cole- man's advice on a proposal to set up- . an area for teenage skate- boarders somewhere in the village. "Our recommendations are ab- solutely against- those . things," Coleman said. The village would have to en- force the wearing of proper pro- lective equipment and meet other conditions buts' even then it isn't, protected from liability if someone gets hurt, Coleman said. Though a risky idea, Coleman said the. vil- lage's premium wouldn't go up if a skateboard area was set up at the arena or elsewhere. Coleman said a -common sight in parks across Canada are under close scrutiny by the insurance in- dustry — playground equipment. He said his • company has rec- ommended 50 municipalities take their playground equipment out of parks because of the liability as- sociated with youngsters getting hurt. . "Playgrounds are a massive fi- asco," Coleman said. Brady said the threat of liability makes municipal Councils question almost every de- cisiod they make. "How can you provide services to the community when you're afraid to do anything?" he questioned. Deputy Reeve Harry Wraith asked if rather than a yearly re- newal, the village can enter into a multi-year contract. Coleman said yearly renewals are the industry norm. - - Lucan had asked the only other municipal insurer, O.M.E. In- surance Brokers Ltd. of Toronto for a quote but they did not reply.' Reymer said, adding he thinks in- surers will move towards locked in multi-year contracts due to the de- mand. "How can you provide services to the community when you're afraid to-do anything?" 1 4 1 f 4 1 1 1 1 4 RVM® Office 235-3777 "�"�•r BLUEWATER REALTY INC. 396 MAIN ST. EXETER, ONT. Res. 235-1304 E-MAIL address mparsons@odyssey.on.ea - NEW L /S TING CUSTOM BUILT ON NICE LOT. Ingle attached garage with basement entrance. Entertaining style great room, main floor Iaund and so much more. BRAND NEW Choose your carpets and lighting and get ready to move into this quality built 3 bedroom home with main floor laundry and ensuite bath. /MMAC(J _ TE ,-. 2 + 1 bedrooms, main floor laundry, dry basement. single attached garage with private patio $103,900. With several amenities of park living at your doorstep. 4 appliances included Only $53.000. 441 1 + 10 UNIT APARTMENT BUILDING n ,... c, , ion 'o en la •t development, estimated gross S54,500 PERFECT SET UP FOR LIVE-IN OWNER IN PENTHOUSE SUITE. Marlene Parsons Sales Rep. Member of RE/MAX 100% CLUB PRICED TO SELL - 3 bedroom count home only 10 minutes to Exeter. Include appliances and central air. EXCLUSIVE LISTING Beautiful family/games room. 3 . 2 bedrooms, kitchen island and lots more $144,900. FOR ONLY S11G.900 4 bedroom brick home with gas fireplace, garage, rear deck and maturely treed lot. ACROSS FROM SCHOOL mmaculate, 3 bedrooms, main floor laundry. gas fireplace. pine cabinets and double garage. 8167,500. JUST LIKE NEW. rCOMMERCIAL ZONING Where you need 10 be to start your new business, high traffic area, in downtown area. OVER 1400 SQ. FT. 8149,900. ALL ON ONE LEVEL in move in condition 2 bedrooms. carport and supe landscaping. . LOCATION /S TOPS Private rear yard. central air. attached garage and lower level family room Owner wants offer- $137,500. 2 BEs x• cx..cs A/7 Northtander plus addition on teased tot. fridge, stove. and utility shed included ONLY $25,000. COMMERCIAL ZONING ots o character in this 3 bedroom brick home Asking 883,500 i 4 apts.; Aentiat gross income over $17,000. LEASE IN PLACE. 885,900. NEW LISTING • INK IS STILL WET ON TH 5 ONE. Gas heat, central air, and fireplace. 30 x 24 shed for your business or hobby. SEAFORTH AREA - 823,900 with buy you a 2 bedroom home on leased land Land rental only $92.77 monthly. STARTER HOME - with maintenance free exterior. attached garage. hardwood floors, lift bedroom 879.900 GOOD STARTER 3 bedroom home in the country with barn, oak kitchen cabinets and large fol. $95,000. 1 1/2 ACRES, separate workshop, walk-up attic and 3 bedrooms in this 2 storey brick. 599,900. GOOD VALUE 3 bedroom bungalow that lives big, master ensuite. separate dining room, wood stove, and dishwasher. 899,900 2 STOREY BRICK • with 3 bedrooms, oak kitchen, family room, new windows, large lit and located in srmall village $109.500. VIEW THIS ONE 1 3/4 storey home, hardwood floors, fireplace, formal dining room, master ensuite and carport. $114,900 CLOSE TO DOWNTOWN 3+1 bedroom brick home, 2 baths, gas fireplace, maintenance free exterior. carport- 8132.900 COUNTRY 2.5 ACRES - 2 storey brick home with many updates Including white kitchen, wiring and furnace 8139.900. GRANNY SUITE IS EASY HERE - In This brick 2 storey home, main floor family room and loads of parking. 8139.900 GREAT APPEAL -3 bedroom home with central air and vac, 5 piece bath, lower level family room and country view $149.900 GREAT LOCATION • Oak kitchen, formal Living and dating rooms, sunken family room, master ensulte and double garage $269,000. SHOWCASE HOME 4 bedrooms. 4 baths. oak staircase, fireplace, landscaping and double attached garage $289.000 W. LOTS AVAILABLE IN EXETER AND HENSALL. FROM 819,500 UP. E fully leased 4 res units and 2 retail. Yearly gross $27,600. PRIME LOCATION. $117.500. PRIME LOCATION Commercial Building also 4 apartments. Good Income to right Investor. OVER $32,000 POTENTIAL GROSS. BANK WANTS YOUR OFFER on this newer budding with Ml -2 Zoning. Grose Income over 870,000 $450.000 ,, : •,: • t INVI ..11111`. 1'1111N1 It w: ITT 77.Z, 1 Historical Society ' may create historical walkway 4 ST. JOSEPH - In a recent article about a historical walkway in St. Jo- seph, it was said the Huron Tourism ---Association_would_be-establishing, - the walkway. In fact, it is the St. Jo seph and Area Historical Society 1 that are looking at creating a histori- cal heritage walkway in St. Joseph . f Memorial Park. ' • The society believes the village . 1 1 f has a unique cultural, and historical - 1 hackground and wishes to display - the, history of St.. Jotieph.44'i► talc pub',; - (ic through a heritage walkway. f The park will contain six stations' including signs and benches, and • will have a cobblestone walkway - leading to each of the stations. The -Society hopes to raise money through donations from the commu- nity in order to make thisdream a 4 reality. They decided the'best way 10 1 do this would be to have sponsors 1 for each of the signs; or people f could purchase a brick or a bench and have their names engraved into f 1 1 1 4 1 f f 1 1 1 1 1 1 1 1 1 1 f it. L;'L�111�'L'L �1�y�7�taCtL13.�iLL�1titiS495sci 14 •aa• and Insurance Inc — 284 Main St. Exeter Ontario 0 L (519) 235-2420 0 T NEW LISTING - exceptional 4,800 sq. ft. raised ranch on 1 acre landscaped lot. Paved road, edge of Hensall. Gas heat and fireplace, -oak kitchen, low E windows. Many extras. Call Dwayne Tinny.' COUNTRY PROPERTY - 3 bedroom side-Split.on paved road, close to Exeter Gas heat and fireplace. 24,' x 24' workshop. Asking 8124,000.00. Call Dwayne Tinley' BRICK .RANCH - on' 1 1/2 acre lot, paved rad, near Exeter. Oak kitchen, 3 baths, fireplace. Finished lower level w'ground level walk -out. Double garage. Call Dwayne Tenney'. NEAR DOWNTOWN 3, bedrooms, red bnck, w/main floor family rodm. High eft gas heat, 2 gas fireplaces, central air, excellent condition. Fenced rear yard. 16' x 24' insulated shop. Only $139,900. Calf Dwayne Tinny'. - NEWER RAISED RANCH - Oak kitchen. 4 bedrooms; 2 baths, finished both levels. family room wAeoodstove. Gas heat, central vac. Large fenced yard, attached garage. Asking 8149,900. Call Dwayne Tinny'. NEAR SCHOOLS 1 1/2 storey, 3 bedroom brick in Trove -in' condition. Newer oak kitchen and replacement windows. Gas heat.. Attached garage and workshop. Asking $139,900. Can Dwayne Tinney.' Sales Representative Dwayne Tlnney 235-3889 0 0 4 4 0 Community Care Access Centre for Huron seeking new members CLINTON - The Community Care Access Centre (CCAC) for Huron is holding its first annual general meeting on November 18 at 7:30 p.m. at the Health and Library Complex on Highway 4, south of Clinton. "The purpose of this meeting is to inform the pub- lic of the work and care that the CCAC provides to the communi- ty, and the nature and cost of this care,"- said Charles Baxter, Chairman of -the Board. "We will also elect five new members to the Board of Directors." The CCAC for Huron was one of the 'first in the -province to form a new Community Care Access Centre, and became oper- ational on January' 1. "Our mission statement is "Striving to meet your health care needs" and we need people from the community to help us achieve,this," said Carole Taylor, Chief Executive Officer. The- volunteer Board of ' Directors hopes, -to develop a broad-based community involve- ment -to help with the planning and management of community care in Huron County. Presently, the •CCAC for Huron has 55 members and is looking. forward to having many more in the future. Everyone is welcome to attend the annual general meeting to find out more about helping .with the development of the best health care program possible for the residents of Huron County. Bluewater Rest Home activities ZURICH - Tuesday evening the Blue Water Rest -Home Auxiliary members visited the home and entertained the residents; Entertainers were Stephanie and Ashley Rau, Kristie Miller, Mike Vanbret and • Marianne Vandenhengel.` Everyone enjoyed listening -to the young. performers. Lunch and- refreshments- were served by the October committee members. Tuesday afternoon. Bible -Study was led by Rev. Gani Lazaro, Dashwood/Zurich United Church inthe Chapel of . B.W.R.H. Thursday afternoon Chapel Service was conducted by- Rev. Gerald Wilson,- Lake Huron Community Church, Grand Bend. Fr. Matthaias Wronski, St. Boniface Church, Zurich celebrated.Mass. Fr. Wronski .has just eturned. from. vacationing in his homeland- of Poland. • r - Wednesday -afternoon tea - and piano music provided by Hugh Harper,. the, • Bluewater Highway, Zurich was .enjoyed. Friday afternoon -the residents' enjoyed the popular organ •music .provided by ' • An Coker of` '.the Bayview- - Subdivision:- '- -r• •.•r_ :i•. .. :-.. .. Satufday: afternoon.: watt the' bazaar. bake sale' and' tea. There were many , lucky winners. Everyone enjoyed a social afternoon and visiting with friends.. - Saturday - evening members - of Highbury Gospel Hall, London • visited the home to sing hymns to -- their friends and relatives Beatrice McNabb. - Sunday afternoon Pearl Miller enjoyed her larnily -and friends for an open house celebrating her 90th birthday; Martin Gelinas :and - family entertained residents in' the foyer. Philippa Steckle also celebrated her 92nd birthday. on Sunday with 'dinner with her family. - , - Monday afternoon. while many lined up at the municipal polling booth in the auditorium, some 'pf the residents went bowling at the Zurich lanes under the supervision of Cathy Shantz; Adjuvant: - Best wishes -to Mae Fox who is a - patient at- South Huron Hospital, Exeter. ; ' The residents lopk forward' to musical entertainment by the Otterberin family on November 13, Art Coker. and or.gan music and - dressing for "Tacky" day on November 14. the Christian ,Reformed Church Choir November. 18. a trip to Masonville November 19 and Max Ducharme and the. "Townliners" on November 20. Countrywide® HEARTLAND REALTY INC. 441 MainaSt. Exeter ' 5192.315-3330 • Serving Huron From The Hea'rt • 24 HOUR REALTY INFO.., FREE Immediately • Anywhere • Voice or Fax Dial 1-800-463-7363 & Enter Ext, Number for Immediate Details WANTED - SMALL ACREAGE WITH HOUSE & OUTBUILDINGS IN THE EXETER AREA. I have potential buyers 235-3330 ask for Dave. DAVE YOUMANS 026 OPEN HOUSE • OPEN 1IOUSE • OPEN FIOL'SE BACK VIEW 11 !$ FRONT VIEW SATURDAY NOV. 15, 5114.900 -33 JOHN ST, ZURICH - If you have ever wanted a big quality 5 bedroom home at a reasonable price with a great layout to raise your family in, THEN DON'T MISS THIS OPEN MOUSE! Updates include windows, doors, flooring, insulation, H.E. gas furnace, and more. Plus a garage and small barn on a 218 ft. lot. See you Saturday. S°ti1,011 NICE BRICK BUNGALOW 8127.900 -. EXETER • 3 bedrooms, 2 bathrooms (one 4 pc, and one 3 pc. ensure). rec room wrth wet bar. central air, concrete drive. carport. utility shed, and nicely landscaped lit in a great area. - HALEN CORNERS • ai9.000. You'II enjoy raising 'your family in this well kept 4 bedroom home with loads of living space. Country kitchen, great family room with huge oak. propane fireplace, excellent doubte (plus) garage. all on a beautiful lot in the .country. HUGE YELLOW BRICK 110119E • This 5 bed- room house has had some redecorating and some upgrading including windows. Lots of character Inside with lots of big rooms and lots of landscaped property outside (992200). There are many herbal throw out this property. 139,900. Can Dave for your personal showing. GREAT VALUE AND LOTS OF ROOM in this home and it's all on one floc, (1590 sq. 't) New addition has a fieldstone fireplace with insert. Private fenced yard, BIO utility room and laundry area. 2 bathrooha. New roof in 1995. Close t0 hospital and shoo - pay. Large shed could be easty duplezed. Call Dave. Only 8109.900. WE HAVE BUYERS,,, L(X)KING TO SITE A FARM AND WANT MORE EXPOSURE - ASK Mf: ABOUT THE ADVANTAGE OF LAND MARKET. . 'ice ■ .■ - ;� - 4.. ; 41 )