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Home My WebLink AboutTimes Advocate, 1992-03-18, Page 19Pat) t; 1' 1 The genal! and Distdct Co-op held their first annual Town naand Country Trade Show at Central- ia College throughout Thursday and Friday. The show featured more than 70 booths and at- tracted over 1,000 people. Brinsley 4-M By y�KeHodgson8RINSLE Tuesday, March ch 3,he BrinkY 4-H Club held its fourthat the Brinsley Unit- e fd Chtheh 4-H They be i the meeting ledge, and r an- swered the null call which was "Our electricity consumption was? for a period of seven days." The group then discussed why flashlights were important if they didn't have lights or during a blackout. Junior leaders Jana Lyn Rowe and Tara Conlin both discussed why there are black- 0tL', and what can be done to pre- venj therm. The club then judged four flashlights to determine which one was the best. The most impor- tant things they were looking at were size, power, durability and cost. They then ranked them from best to worst. The snack was pre- pared by Angela and Jennifer Hodgson and Jennifer Wright, The meeting was adjourned at 8:45 p.m., a rid the next will be held at Bluewater Recycling on March 10. Tips onavokiingfar cash surprises CLINTON - It is that time of year see if the balance of the operating again. If you use a farm operating loan at the end of the year is at least loan, you likely know about prepatr- as low as at the beginning. Remem- ing crop and livestock production ber, if it can't the done on paper it plans, a debt servicing worksheet usually won't happen in the field or and a cash flow. These projections the barn. are important in that they set out You can also use the cash flow to objectives and specify expectations monitor your business during the for your farm for the year. Your year to help you achieve the plans lender likely requires these state- you set out for the farm. I'm always ments to determine the amount of disappointed after all the hours and operating credit needed. work people put into preparing a In order to avoid any year end cash flow for the farm that it is not surprises as to where tha money used to monitor where the money went, here are some tips to help comes from and where it goes dur- you manage the use of your operat- ing the cash flow period. ing credit, from the Ontario Minis- To monitor the farm operation try of Agriculture and Food, compare the cash flow at the end of The first thing to remember is each month to your books. This that operating credit is a revolving will help you plan ahead and antici- line of credit. This means that it pate any changes that need to be would be paid down by the end of made. The other benefit of monitor - the cash flow period. In reviewing ing the cash Clow is it helps to keep your pro • cash flow, check to your focus all year long on achiev- ing the goals set out for the farm. Another idea is to possibly reduce inventories. It usually does not pay to stock pile seed, fertilizer, etc. on borrowed money unless the savings are greater than the interest ex- pense. Demand loans through the banks or through suppliers are com- pounded monthly (similar to credit cards). Suppliers may be keen to de- liver supplies early. Suppliers like to plan their needs ahead of the spring rush to avoid any last minute shortages. They also don't like .to hang on to products any longer than they have to. Try to time payments to when cash flows in as much as possible. Rent payments are a good example here. Increase frequency of buying and selling. Buy supplies only as need - ods available with expenses such as suppliers, telephone and hydro. You may find it interesting to monitor your living expenses. If you do not already have one, a per- sonal chequing account for family needs allows you to separate per- sonal from the farm business. Many lenders encourage this Once a month a transfer can be tfrom the business to the person ac- count. Are there any capital items on the farm that maybe are not paying their way and could be sold to re- duce the operating costs? Finally, remember the operating loan should not be used for the pur- chase of capital items such as equip- ment or for holidays or fixing up the house. If you need to borrow for these items, arrange for a term loan. ed. Cash cheques immediately. Good luck with achieving your Take advantage of interest free peri- clans for the farm. • Never in the 25 years that I been writing about agriculture 1 seen so many fanners writing ters to newspapers in a last-ditc fon to sway politicians and the eral public. The letters I have seen - seve the last four weeks - have bee the daily paper in our area and t have been excellent in content, plaining why supply managem marketing boards are the best swer to orderly marketing. I can imagine other solutions the dilemma farmers are in th days but none of these ideas wo work as well as the present cyst especially for milk and the feath industry. Many people have o ideas, I'm sure, especially th who oppose marketing boards w quota -setting powers, but why fi if it ain't broke? Why tamper w something that is already in force when it is working quite well, thank you? What bothers me about the oppo- nents of supply management is that they do not seem to come up with anything that might work as well. They harp on lower food prices,: lower prices for eggs, milk, chicken or turkey. I cannot argue the point. A so-called "free" market would lower the price of a dozen eggs or a litre of milk. But abandoning supply manage- ment would throw the market open to the absolute chaos that reigned in the dairy and feathers industry be- fore supply management. Why must we harp on a few cents a dozen when Canadians pay less for food than any other nation in the world except the United States? So if consumers pay a little less for some products, is it worth the dreadful disruption that will irrevo- cably,follow? Do we need to follow blindly in the footsteps of agriculture in the Excited States where they have 15 percent of the farmers supplying 90 percent of the food and those "suc- cessful" fanners, for the most part, arc huge companies, multi -national in scope sometimes, and control- ling the breadbasket of the nation? It dorsn't seem right to me' for a few Dents on milk, eggs, chicken and turkey, that supply manage- ment marketing boards Should be lified Y a handful of people who think laissez-faire marketing is the be-all and the end-all of success, have To ruin thousands of farm fami- have lies for the sake of a few cents let- would, to me, be unconscionable. h ef- Allowing free market conditions gen- and "free" trade in agrricuttural products would simply not be n in worth the cost of human tears and n in disruptions in rural Canada that it hey would cause. 1 wonder how many ex- Opponents of marketing boards ent even think about the terrible conse- an- qucnces of abandoning supply man- agement? to Certainly, the tremendous sup- ese port by agriculture and many peo- uld ple connected with the farm cum - cm, munity at that February 21 rally in ers Ottawa leads me to think that the Cher politicians who bargain at GATT ose have not heard nothing yet. ith Getting as many as 40,(XX) people x n to attend a rally that was well - organized and polite was a glorious act. As Dawn Runnalls, editor of the Women for the Survival of Ag- riculture - Winchester chapter, says in a recent newsletter: "We (farm- ers) are not going to quietly walk into the sunset. Perhaps one of our problems is we are too' polite. We should have been on the Hill long before this, making a strong state- ment for all the world to see that a system which is successful in keep- ing a sector of agriculture viable is a system that must be maintained." A radio call-in show she heard in- dicated that 10 callers supported farmers and two did not. "We have to build on that support to protect ourselves from being wiped out," she said. Amen to that. 1 Attend the 1992 SEED PICK-UP DAYS and receive $1 O. per unit discounts March 19 & 20 9:30 a.m. to 5 p.m. Ford Brothers 237-3767 • Minimum 10 units of com only 311 ONTARIO MARCH OF DIMES Division of Parrish (St Heimbecker, Limited PRODUCER MEETING & CROP PLANNING SEMINARY Monday, March 23, 11 a.m. South Huron Recreation Centre - Exeter Tuesday, March 24, 11 a.m. Lucknow Community Centre - Lucknow Wednesday, March 25 11 a.m. Brussels Community Centre - Brussels Guest speakers include John Deputter and Charles Broadwef In order to plan lunch accommodation, please contact your nearest Geoid Branch, prior to March 20th, to advise which meeting you plan 'to attend. oj Perkhill f:2-2410 228-6661 229-8986 S2 - 40-'� 2 395-3601 232-42 1 294-6256 smell C•n t-a1ja l(irkt9n Aaberl_y Peeghw 887-9261 ;y. SlainINTRODUCING L111. SHAKER i lit 4411' ' t--11 i to ; I th 1 FASM �., i it i) a , 4j -r _y) `t} \I • LK SHAKER: LOADS, DUFFS, CLEANS, TREATS. SAGS a WEIGHS YOUR SEAMS, RARLET, OATS, WHEAT, ETC. INTRODUCING THIP NEW AEE . SERVICE , Y 235-0567 371-0605 660-9'689 FUNK'S SEEDS AND BORLAND FARMS ItwlrE you TO A SEED CORN & SOYBEAN PICK-UP DAY 9: r ' a.m. to 5:00 p.m. Take advantage of our • Early payment discounts • Quantity Discounts • Hot and Cold Refreshments LOCATION: BORLAND FARMS, R.R.1, Hwy. 83 Woodham >F•'Corn • Soys • Alfalfa aige ;Blends • Maple Donovan So ;.LINE • Soys.I. • Hi -Stick lnnoculant li I n,' PEA PRODUCERS introducing~ SELFSTIK PEA INNOCULANT to enhance pea yields CUSTOM STONE PICKING • • Windrowing • Picking • Hauling CONTACT BORLAND FARMS 235-0567 1-660-9689 1 March 12 and 13/92 Town and Country Trade Show Door Prue Winners Thank you to everyone who attended our show and helped to make it a success and congratulations to the following door prize winners. All prizes can be picked up at the Hensall District Co-op stores in Hensall. Gas fireplace insert (Diversco) Carol Mills Snyder Print (Shur -Gain) Ken Firman Snyder Print (Davis -Lawrence) John Horn Snyder Print (Citadel) Trudy Hodgins Jacket (Texaco) Karen Etherington Basagran Forte (BASF) Howard Allan 8 Sheets Durock Drywall (Canadian Gypsum) Don Oke :.tock & Utility Knife (MSO Agvet) Ann Slotegraaf Scarf & Jacket (Texaco) Jim Rogers Banvel (Sandoz) Roland Bennett Pursuit (Cyanamid) Rob Morley Roundup (Monsanto) Derek Hoonaard Hand Tools (R. Squires) Mike Stuart $100. Gift Certificate (Big 0) Don Clarke $100. Gift Certificate (McMillan -Bloedel) Biel Johns $100. Gift Certificate (Window Impressions) Stephen McGregor Panelling (Noranda) Ken Glavin Ceiling Tile (Noranda) Yvonne Brown Samsonite Luggage (Pfizer) Doris Osgood Power Tools (Preston Metals) Bert Mulder Lawn Mix (Mapleseed) Muriel Parsons Lawn Mix(Mapleseed) Kathleen Hodgen Seed Corn (King Agro Seeds) Dar; Denys Wall Clock & Utility Knife (MSD Agvet) Mar iv- Pritchard Tramisol(Cyanamid) Wayr„ --ierr Rodent Control Products (Dispar) i Adnan. oebonl Treflan (Dow Elanco) Eigin Dearing Lawn 8 Garden Supplies (Green Cross) Elinor Humphries Paint (ICl) Kim Govers Cordless Drill (Makita) Kevin Dunn. Dual (Ciba-Geigy) Stephen Flynn Cordless Drill (ELanco) Dick Parkinson. Potash (Sylvite) Brad Cann Sweatshirts (A9rifoods Lab) Kevin Falcone' $100. Gift Certilicate (Garant) Henry Post 4L Flecto-Varathane (SRC Marketing) Elrzabett Kerslake 4L Flectro-Varathane (SRC Marketing) Wayne Forbes 4L Flecto-Varathane (SRC Marketing) Belva Fuss 4L o-Varathane (SRC Marketing) Fred Bowers Clock D Agvet) Peter Cas:ick Hand he ower (Echo) Wendy Kerslake 100 kg. 20 Zinc (Frit) Alan Hodgen 100 kg. 20 Zinc (Frit) Tdresa Verhoog 100 kg. 20% Zinc (Frit) Keith SeFves 100 kg. 20% Zinc (Frit) David Turner 100 kg. 20% Zinc (Frit) Glenn Hods .ns 100 kg. 20% Zinc (Frit) Audrey McC' unman 100 kg 20% Zinc (Frit) Eugene W�l�ert 100 kg 20% Zinc (Frit) Phil Conlon 100 kg. 20% Zinc (Frit) Steve Carruthers 100 kg 20% Zinc (Frit) Eric Deviaen,inck Windbreaker (Golden Windows) Brenda Cromer (Golden Windows) i' Rob Shepherd Fire Extinguis er/smoke alarm Sarah Van (Farm Safety) Sl,ghtenl�orst Lawn inkier (RCR International) Clarke Roll�ngs Paint O Myrna Holly Cordless Drill Makita Gary Eagleson Cordless nishing DS orM) Lorne Preszcator Finishing Saar (Dow Chemical) Ron Kenny 1100. GI(t Certificate (Total Distribution) RuthAnn Smale Portable Stereo (Kozel) John Regier High Speed Waste Disposal (Emco) • Larry Bourne GRIP -- whde-beans (Yellowstone Chemicals) Don Bray GRIP -- soybeans (Yellowstone Chemicals) Jim Dixon Grass Trimmer (Hom&Gto) Tom Tomes Tractor Elimination Draw Ticket (Seaforth Agricultural Sts Ca 4 Blue Jay Tickets Ste) Bob Kerslake Hensatl Fair Draw Ticket (Hensall South Mac Stewart Huron Ag Society) Jim Morrisey Hensall Fair Draw Ticket (HensonSouth Huron Ag Society) Mrs. Charles Kernick $100. Gift Certificate (Vic West) Lloyd Mousseau Sencdr (Chema9ro) George Wood Fusilade ICI Chipman) �rrto Glanville Granular Inoculant (Ag -Turf) Terri Allan 10 Acres Product $Application (Hoechst) Tony Zwambag