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HomeMy WebLinkAboutTimes Advocate, 1991-11-06, Page 13On November 12, 1991 ELECT Wilmar Wein for ill%\ COUNCILLOR in Stephen Township Over 25 years of Municipal experience a Lifetime resident ® Ample time for your concerns Fon QLJEs77701119,, CONCERNS OR A RIDE TV THE POLL 7ZI•ONE 234-6977 Yourwuld y obe app Authorls8� y the CFO for Wilmer Wein .► in the By Bob Trotter It began back in the days when banks were gloomy places. Years ago, bankers did nothing to win f vor in a 'community. They were nasty old men who foreclosed on widows and children. I suppose they got bitten too of ten during the Great Depression Too many people had to renege on their debts. My first genuine con frontation with a banker came about after the war when I needed a loan to help me through school Veterans' benefits helped but I needed more. The banker saw no reason to trust a young navy veteran who wanted to borrow enough money to buy a ring for his sweetheart. I ended up going to a consumer loan company after visiting two other banks. The next major loan came from a trust company. For years, I saw no reason to go to a bank after my first discouraging attempts. Those con- sumer loan companies were active in all communities after the war �they charged g7eat gobs of in - But something happened in the turbulent '60s. Obviously, the banks came to the conclusion they were losing money by not making consu- mer loans. Legislation was changed to allow them to get into this lucra- tive area and they got into it with a vengeance. Bankers changed from being Lobo.' No pp4Ky crotchety old men. They became public relations persons. Their banks changed from being austere, a- gloomy, foreboding places with pin-striped assistant managers whose faces cracked when they smiled. Tellers emerged from their - cages and tuned frau frowning • men and bespectacled old women into long-haired young men and - charming young ladies. Gone are the days when you went into a bank as though you • were entering a mausoleum in quiet dignity. Some years ago, af- ter the banks starting to change their image, I actually found a bank er who had a sense of humor. He when 1 said I had tried more banks than John Dillinger. I called him once and said I had written a cheque on my account but could he hold it for a day because my new money was not dry yet. He actually laughed. Out loud. That's when I knew banks had fi- nally emerged into the 20th centu- ry. I was a newspaperman for many years before becoming a profes- e sor. Reporters and editors live a sc transient life. They move around a m lot- We changed banks almost as c often as we changed underwear. in We got to know which banks had o the most empty pens, which bank sold candy kisses, which ones had san NO Or Sob 7104$, VOW* NO t"""• On, N312C7 car draws and which trust compan you could trust. Then, when we settled down the same place for 20 years, the banks got restless. They started changing bank managers and loan officers as often as we changed un- derwear. We met dozens of bright young, tie -wearing assistants with handshakes about as sincere as and as solid as a KGB promise. When we moved to the city al- most three years ago, we went to the bank closest to our home and the manager was young enough to be my daughter and almost as pret- ty as my daughters. She gave us our new money card and walked through the money -machine proce- dure with us personally. Most young people take it for granted that they can get scads of money any time of the day or night. But oldsters remember when bor- rowing money was almost sinful arid dealing with stingy, mean old bankers was almost as bad as going Times Advocate. NOV.__li Agriculture Federation calls for arbitration TORONTO - The winter of 1991-92 may well be remembered, not for its pending cold weather, but for the number of Ontario farm families who lost their farms and homes due to financial stress. "The marketplace has not given ! adequate financial returns for farm- ers to meet their f hal obllga- Y tions and this y families face losin arm," says Jack in Wim • • t vice president on the On : 'o through an inquisition. Our new bank manager wants to be called by her first name and ven giggles pleasantly when I de- ribe my creative accounting ethods. The surroundings are heery, bright, pleasant, even invit- g, a far cry from the dingy dumps f the '30s. Our manager, too, is much plea - ter to look at. 31, The crag show at the Exeter Legion on Sunday Hensall's Linda Crerar. The annual short' was dozens of liispleys lucling this one by some excellent work and pick up a few things for C Christmas. thoseopukiras who attended could see Soybeans, protein supplement By Dennis Martin CLINTON - Again, this year there has been a lot of interest with feeding soybeans as a protein sup- plement to dairy cattle. Raw beans, stored at 87 percent dry matter, are approximately 36 pmt protein and 81 percent TDN. Roasting results in a 6-7 percent shrink due to lost moisture resulting in a product with 38 per- cent protein and 86 percent TDN. roastingWith costs added, beans still can be a very economical pro- tein source compared to most oth- er supplements. A second reason for considering Amendments to beef cattle act Jntroducecj TORONTOslative ister said. -------- --- amendments to the Beef Cattle From the check -off system, the Marketing Act which would in- OCA wives a low percentage of crease funding for the Ontario Cat- the sale price of each head of cat - dements Association were intro- de for market development and promotion to assist all Ontario beef producers duced recently by Ontario Minister of Agriculture and Food Elmer Bu- chanan. "The amendments involve beef producers and importers only, and will in no way affect the prices to consumers," Buchanan said. Three amendments are proposed. One would remove the upper limit on licence fee "check -offs" from the act. The other two would pre- pare the legislative ground for a federal -provincial agreement on a national check -off system, and would allow th OCA to collect lev- ies on imports. "With these amendments, the OCA will be able to carry out its work more efficlendy for die beef industry in oux province," the min - "Removing the upper limited on licence fee check -offs will allow the association to raise its fees to beef producers without having to obtain legislative approval. The government will retain control of adjustments to fees through the regulatory process," Buchanan added. The other two amendments an- ticipate changes in federal legisla- tion which would allow designated groups to collect levies on beef imports. Several other countries including the United States, Newjet Zealand, and Australia already have similar programs. beans in a ration is that they can help reduce the "energy crisis" in early lactation, high -producing cows. One kilogram of roasted beans can replace 1.17 kilograms of meal and corn in the diet. This higher concentration of nutrients results because part of the energy is in the form of fat. This impacts on the ration in two very positive ways. With higher energy density, the cow requires slightly less grain and supplement, allowing the cow - to eat slightly more forage, and -with some energy from fat, thea is less starch in the diet. With more fibre and Tess starch, diets which contain soybeans usually result in a higher butterfat test in early lactation. With more energy available, many cows also respond with a slight increase in milk pro- duction. There is, however, a defmite possibility of overfeeding unpro- tected fat, especially in the form of vegetable oils. Feeding excess un- protected fat can cause potential problems with rumen metabolism. In summary, full fat soybeans are an economical source of pro- tein for dairy cattle. Higher than recommended feeding levels, es- pecially combined with low fibre diets, can result in serious fat test depression. Roasting, extruding or sploding" the beans increases their palatability, descreases pro- tein degradabilaity and is recom- mended for early lactation diets. ture (OFA). "Twenty-five percent of Canadian farmer's (50,000) are technically insolvent or in severe economic stress." Farmers' only sustainable option is restructuring through the Fanm Debt Review Board, but Wilkinson has grave reservations about the board's ability or willingness to work towards its mandate of keep- ing fanners on the f Of the $460 million• federal re- structuring fund established in 1986, only $143 million has actual- ly been used for this purpose. "Not only am I concerned about the scarcity of dollars spent to keep farmers in operation, but the fact that $59 million of that fund went to the Farm Credit Corporation (IAC) in concessions to take back farms that are then rented to the original owners is nothing short of a scam," said Wilkinson. "The in- tent of the review boards is to help farm families survive, not to bail out FCC." While the Farm Debt Review Board claims an 85 percent success rate, it refers only to "arrange- ments" and not figures are available to determine how many of these SUCCUMBS are true reSITUCtilleS where farmers continue to own the land with ongoing viable farm op- erations. Of the 2,454 Ontario ap- plications to the board since its in- ception in 1986 to June 1991, FCC represented 70 percent and docu- ments that only 397 (23.2 percent) of its applications were genuine restructures. Wilkinson says the numbers prove that, for many farmers, the farm debt review system is not working. "We don't want those boards to be processing plants to get farmers out of fanning. Surely their pri- mary role is to help fanners be- come productive citizens again." "No other sector of society in this country is denied the right to addle Club award winners EXETER - The annual banquet and awards night for The Exeter Saddle Club was held on Saturday, October 26, 1991. The winner of the raffle for a $950 hand-crafted rocking horse was Bonnie McNutt of Exeter. The 1991 award winners are as follows: Showmanship - Adult Youth - Connie Bull, Carrie Simpson; Open Trail - Carol Lindsay; Western Rid- ing - Carol Lindsay; Barrels - Sr. - Connie Bull; Western Pleasure - Jr. - Nancy Costello; Flag - Sr. - Larry Forest; Flag - Jr. A - Andrew Gei- ger; Command - Carrie Simpson; Keyhole - Sr. - Connie Bull; Key- hole - Jr. A - Andrew Geiger, Pole - bending - Sr. - Julie Forest; Pole - bending - Jr. A - Andrew Geiger; Horsemanship - Adult - Connie Bull; Horsemanship - Youth - Jody Ground water quality survey CLINTON - Agriculture Canada will be conducting a ground water quality survey of 1,500 wells across Ontario this fall. The pur- pose of the project is to test the quality and safety of drinking water for farm families and to determine what effect farming may have on the water quality. The Ontario Soil and Crop Im- provement Association has agreed to conduct the survey for Agricul- ture Canada. In Huron County, are- as of the county to be sampled have been decided, and most areas of the county to be sampled have been decided, and most landowners participating in the study have been contacted. Water samples will be tested for bacteria, nitrates and may also be tested for pesticides Results from individual water tests will be kept confidential with the co- operator. For further information on this project contact the OMAF office in Clinton. _FiveLrece ive Rural Leadership Award AUBURN - Five members of Huron County received the "Rural Leadership Award" at the Agri -Food Week dinner hosted by the Junior Famers on October 7. The awards are honours for one's dedication, leadership and contributive efforts to agricul- ture and the rural community in the county of Huron. The winners were Kathy Bridge from Brussels, Cliff Hicks from Centralia, Aleda Murray from Clifford, Robert Traut from St. Marys' and Lio- nel Wilder from Zurich. Ilhman; Down & Back - Sr. - Julie Forest; Down & Back - Jr. A - An- drew Geiger, Texas Speed & Com- bination`- Andrew Geiger; English Pleasure - Jody Illman; English Hunter Under Saddle - Jody Illman. Awards to all Junior B exhibitors: Dusty McMullen, Shawn Forest, Ashley Bull. Most Improved Rider for 1991 was Frank McKenzie. Overall Point Awards: - Sr..Per- formance Horse - "2M Gypsie Eyes", Carol Lindsay; Jr. A Perfor- mance Horse - "Good Neighbour Sam" - Jody lllman; Sr. Games Horse - "Aceaway Champ" - Julie Forest; Jr. A Games Horse - "Final Cheque" - Andrew Geiger. representation aid. For farmers to be excluded from this basic princi- ple of democracy is not only intol- erable, but a travesty of justice," said Wilkinson. As a result, expediency of the farm debt review process is heavi- ly weighted on the side of the farm financial institutions "and that is unacceptable. The time has come for both the federal and provincial governments to access their option for court imposed arbitration when mediation fails. That may be the only viable solution," Wilkinson said "We need to ensure that those who deserve justice receive it and whenever possible, that farm fami- lies remain at the occupation they are best suited and trained for -- producing food." Re -Elect David Urlin Exeter Town Council RE-ELECT CARRY G. BAKER Deputy Reeve - Stephen township Residence: Lifelong resident of Stephen Township Municipal Experience: Township Councillor for 3 years 1985 - 1988. Deputy Reeve/County Councillor for 3 years 1988 - present. Council representative on several local boards County Planning and Development Committee and Severance Board 1988 - present. Chairman for past year. Executive Committee for County Council Community Involvement: Soil and Crop Improvement Associa- tion - Huron County Ontario Federation of Agriculture - Huron County Education: Engineering, University of Waterloo Several Business Management Courses and Workshops at Cen- tralia College of Agricultural Technology. Caner & Workshop: Family farm of about 800 acres, cash crop Goals: Reasonable tax rate, Equitable land use policies, Envi- ronmental responsibility for our future. Authorized by C.F.O. for Gerry Baker VOTERS OF STEPHEN TOWNSHIP Re-elect Yvonne (Bonnie) Slaght for 2nd term as Board of Education Trustee November 12, 1991 1. Maintaining or bettering our quality of education in Huron County. 2. The escalating tax burden on local ratepayers for education and other sodal services. 3. Better communication to parents and ratepayers on policy changes and allocation of funds. 4. The declining share of Provincial Grants Authorized by C.F.O. tor Bonnie Sieght