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North Middlesex & Lamhton
Wednesday, July 3, 1991
Gainer-Kneale
Insurance
Servk •
Experience
& Value
235-2420
Bank wants firm jrip on trust market share
By Adrian Harte
EXETER - The town's newest
bank manager is facing long line
ups of worried customers, and yet
he is approaching the situation with
a positive outlook.
Don Thompson, manager of the
former Standard Trust branch, is
new managing the new Laurentian
Bank at the same premises with the
same staff. To the customer, only
the signs have changed, but
Thompson says that the purchase of
the 30 Standard Trust branches by
Canada's seventh largest chartered
bank does give the operation new
stability and a range of new bank-
ing products.
The stability of Standard Trust
was brought into doubt when after
Laurentian made an offer to buy
out the retail banking operations of
Standard, a group of unhappy credi-
tors blocked the deal, plunging the
trust into receivership.
Thompson said that the closing of
the branches on April 18 came as
something of a surprise. He said
that as late as 10:30 the night be-
fore, he understood the branches
would remain open, but the next
morning the receivers arrived, clos-
ing the doors and freezing all ac-
counts.
Last Tuesday, the doors re-
opened under the Laurentian ban-
ter, and steady flow of customers,
eager to regain their assets, has
been coming through the branch in
the days since.
The challenge for Thompson and
` his staff is to try and retain as much
ftheir business for Laurentian as
ib1e. All Standard Trust funds
ere deposited by the Canada De-
sit Insurance Corporation
CDIC) into holding accounts.
ustomers must decide whether to
open accounts or purchase GICs
ith Laurentian, or to withdraw
eir money. '
Laurentian is offering interest
'rate incentives of one percent high-
=er than the other major banks in an
effort to keep their customers.
However, Thompson says that with
51.3 billion coming up for grabs on
Ontario's financial markets, the oth-
er banks are hoping to get a piece
of it. Exeter has a total of seven fi-
nancial institutionst making the
town something of a service centre
for the surrounding rural area.
"Our competition is bidding up to
get those deposits," said Thomp-
son, who added that he and his staff
are taking the time to speak to cus-
tomers personally and explain Lau-
rentian's attractions. Naturally, that
doesn't speed up the lines.
"I find the customers are taking it
well," said Thompson, as at that
Break-ins
in Zurich
ZURICH - The Exeter OPP are
investigating two break and enters
in the Zurich area and are calling
for public assistance.
Both Seyler's Food Market and
the Hay Municipal Telephone of-
fice were broken into last week.
The OPP are asking that if any-
one has any information about
these crimes to either call the OPP
office at 235-1300, or to call Crime
Stoppers at 1-800-265-1777 if they
wish to remain anonymous.
The OPP have announced a
break in the case of a rash of liquor
thefts in Henshll.which date back
to last October. One adult and four
young offenders have_ -:..been
charged. Charges include break
and enter, theft, and breach of pro-
bation.
Concerns
raised about
ball diamond
fencing
EXETER - M least one member
of the South Huron Recreation
Centre Board will be voicing some
concerns about the safety of the
Exeter ball diamonds at the board's
next meeting.
Usborne council discussed the
facility's safety at their June 18
meeting, speetfieally questioning
the hei ht of the fence and the lack
of padding at its top.
Concerns have been raised that
the height of the softball diamond
fences are too low for adults, and
that they lack the plastic tiling
which pads the top of the fence
seen on the hardball diamond.
Deputy -reeve Pat Down and
councillor Bill Rowcliffe are Us-
borne's representatives on the rec-
reation centre board.
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Just short Qf gas line
amber roHstwoJnJured
EXETER - "They were lucky,"
said one officer at the scene of an
accident Wednesday evening that
had ambulance and emergency
crews scrambling to the the aid of
a couple trapped in a van that
rolled over on Highway 4.
Police report that Mary Bannon
of Stratford lost control of the
Dodge Camper van on the High-
way south of the Crediton road.
The van rolled in the east ditch,
trapping the two occupants inside.
Both Exeter and Stephen Town-
ship Fire Departments responded
to the call for an emergency extrac-
tion, but the couple were able to be
taken out through the windshield.
The pair were taken to hospital to
be treated for injuries, which were
described as being mainly cuts and
bruises.
• One of the police officers pointed
out that the van had come to rest
against a wooden fence in front of a
highway residence. Just behind
that fence was the above -ground in-
stallation of a gas line meter.
The OPP report five other minor
accidents last week in which no in-
juries were reported.
moment about a dozen people were
waiting patiently for their turn at
the wickets while free coffee and
pastrieswere available to make the
wait, about two hours, more pleas-
ant.
Some observers say Laurentian is
managing to hold onto about 70
percent of Standard's business, but
Thompson would neither confirm
or deny those estimates, saying less
concerned customers will be wait-
ing until the line-ups die down in
the branches.
"People who are going to move
their money will be the first ones
on the doorstep," observed Thomp-
son.
When asked if he had heard sug-
gestions that some customers
would be taking their business else-
where simply out of rejection of a
Quebec -based bank, Thompson
said that was a minor factor.
"My answer to that is that two of
the -MON dhtered banks -Tuve
their head offices in Montreal,"
noted Thompson.
Otherwise, he pointed out that
Laurentian has been a stable bank
for the past 140 years and currently
operates 130 branches in Quebec.
"I think there's an advantage to
being a bank," said Thompson,
adding that customers would be
seeing more lending options
opened to them, as compared to the
previous Standard Trust operation
which opened in Exeter in 1985.
The staff face mountains of pa-
perwork which accompanies each
transaction. They have to consult
three sets of records: Standard
Trust, CDIC, and Laurentian; and
they are, as Thompson explains, at-
tempting to redo six years work in
a matter of days. Lunches and din-
ners are kept to a minimum and the
lines do not show any signs of let-
ting up.
"The main thing is to keep up
this pace," said Thompson.
There is no immediate rush for
customers to come in to the bank if
they do not want to. The deadline
for collecting the CDIC holding ac-
count is not for a few years, and it
will receive interest until then. In
fact, explains Thompson, once cus-
tomers receive CDIC statements in
the mail and bring them into the
branch, transactions will be quick-
er.
Personally, Thompson says he is
relieved the deal to have Standard
taken over by Laurentian finally
went through.
"I'm glad to be staying here," he
said. ' I wasn't planning to move
on."
Continued on page 3
Usborne's mill rate
actually drops
EXETER - Usborne Township
ratepayers will actually get a
break this year on their tax bills
after council passed its 1991 bud-
get last week.
The township plans to spend
5324,737 this year, and when
added to school board and county
levies the total budget will be
51.466 million, virtually identical
to last year's figures.
Because assessment in the
township increased slightly over
the year, council was actually
able to approve a lower munici-
pal mill rate for township proper -
tics. However, when added to
the increases of the school board
and county levies, the overall
mill rate shows only a slight de-
crease for public school support-
ers and a slight increase for sep-
arate school supporters.
"Some properties may see a
slight increase, some less," con-
firmed township clerk Sandra
Strang, who also explained that
some residential property owners
which have been receiving a Min-
istry of Revenue transitional sub-
sidy will see it phased out this
year. The subsidy was introduced to
help certain property owners who
saw great changes in their taxes
when the township was reas-
sessed in 1988.
But regardless of the finer
points of the final figures, the fact
remains that most township prop-
erty owners will be paying just
about the same taxes they did last
year.
Permits sove some
parking headaches
By Fred Groves
GRAND BEND - One of the
biggest headaches that plagues this
resort community might just be
solved.
Over the weekend, strict parking
regulations were enforced along the
streets of Woodward, Elmwood,
Queen and Walker Streets in Grand
Bend.
The village had been looking for
a way to cacc some of the conges-
tion in these areas so decided to
have permit parking. Each property
on those streets were allowed two
permits. Cars found without the ap-
propriate sticker were ticketed and
four of them were towed away.
"The congestion wasn't there,.
pan of that had to do with the over-
night parking behind the Legion
which went over well," said Grand
Bend's bylaw enfoecement officer
He and his staff wrote about 200
tickets half of those for pocking be-
tween the hours of 2 and 6 a.m.
which carried a 530 fine. Crawford
also said there were seven or eight
noise infractions.
At least one Grand Bend mer-
chant voiced his displeasure over
permit parking.
Jeff Mahoney of Guzzle Pizza
said the strict parking rreegguulations
are not the answer to solving the
rowdy tourism problem.
"My recommendation so the park-
in committee is that we have per-
mit parking throughout the village
between 2 a.m. and 6 a.m. I think
the present council will agree with
it. It really did make a difference."
said Crawford.
The municipal lot behind the Le-
gion wag well used and visitors 10
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