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HomeMy WebLinkAboutTimes Advocate, 1989-02-22, Page 23Osborne -Hibbert has good_ year KIRKTON -Policy holders of the Insurance Company learned at the Usborne-and Hibbert Mutual Fire February 13 annual meeting that the Insurance Director retires - Robert. Gardiner officially retired Feb- ruary 13 as a director of the Usborne and Hibbert Mutual -Fire In- surance Company after 31 years of dedicated service. He is being congratulated by company president Lorne Feeney. company enjoyed another successful - year. :In addition to reporting a net in- come of $597,332, company direc- tors have approved a refund from, surplus to policyholders in the amount of $390,000 as opposed to S350,000 for the previous year. The refund -is based on 30 percent" of premiums paid in the just con- cluded year. With fire losses well in excess of one million dollars the net income before refunds to customers was $987,352 as compared to S1,366,654 for 1987. Losses in 1987 amounted to about a half mil- lion dollars. In presenting the -financial report, secretary -manager Mike Caers said expenses for the year were. nine percent of premiums written. Caers added, " That's on the low side in this industry." Caers said 1988 was a banner year as the company crossed two barriers. Total assests reached $10 million and investment income hit the Si million mark for the •first time. • Company president Lorne Feen- ey and auditor Robert .Blake com- plimented Caers and his office staff on handling the business in an effi-. Usbome-Hibbert Insurance Directors - The annual meeting of the Usborne and Hibbert Mutual Fire Insurance Company was held February 13 and the new slate of directors named. Back, left, directors Larry Gardiner and Joseph Chaffe and agents Ross Hodgert, John Moore and Joseph Uniac. Front, di- rector Jack Hodgert, vice-president Jack Harrigan, president Lorne Feeney and secretary -manager Mike Caers. Time to consider -heritage EXETER - Ontario. Heritage Week, February 20 - 26; .is a time to consider and celebrate our natural heritage. Our natural heritage or natural environment is an intricate part of our culture and our lives. We depend on the cnvironmcnt for our survival today, just as our fore- fathers did in the past and our chil- drcn will in the future. W.c benefit from the wise use of our natural resources by our forefa- thers - the woodlots, clean water and air and valuable soil. Unfortu- nately; we also pay for the poor re- source management practices of our forefathers -through polluted water=- courses, eroded fields and a lack of tree cover.' There's an old saying: "We do not inherit our resources from our fore- fathers, but we borrow thein from our children". And so, we have a .responsibility to not only conserve our resources, but to improve the quality of thc soil,.watcr, vegeta- tion and air so that our children will have a safe cnvironmcnt in which to live. It is an awesome re- sponsibility, but it is the responsi- bility of each one of us. Because of the beauty and quality of our natural world around us, we do have much to celebrateduring Ontario Heritage Week. Thcrc arc many things that you can do, even. in February, to enjoy the outdoors. Set time asido-to go for a walk through a local woodlot •1�1•or family and fricnds.7Or cnjoy the quiet solitude and peace of a forest .on your The Ausable Bayfield Conserva- tion Authority has many properties February is • Road and broke Month Please give. Improving your odds agarnal Canada's • 1 kill', LEARN Tom: INSEMINATE YOUR OWN COWS WE TEACH: ON FARM COURSES TOMORROWS OENETICS OAWMNG TOOAr For More Information On: A-1 Courses Semen Prices & Supplies CONTACT: Paul Waters 519-232-4568 whcrc you can go walking or ski- ing. There is a lot of bird and wild- life activity in the forest at this time of year. Chickadees, blue jays, nuthatches, cardinals, purple finches, darkcycd juncos, downy wookpcckcrs, evening grosbeaks, American goldfinches and sparrows are all here during the winer. Rab- bits and squirrels arc only some of thc wildlife out and about at this time of year. Look for their tracks. Although it's still winter, now is the timc to think about tree plant- ing. You can still order larger stock (2-3 feet tall) from the Ausa- blc Bayfield Conservation Authori- ty for planting this spring. Now is also the time to plan and apply for the seedling stock you'd like to plant in 1990. Contact John Schwindt at the ABCA, 235-2610, to order your trees. Set time aside this week to plan your camping,'canocing or hiking vacation for the summer. This is a sure way to beat the winter blues. Whatever you do, take some time to consider our rich natural heritage and all that it means to us. cient and capable way. • Robert Gardiner who is retiring after 31 years as a director was honoured with gifts and kind re- marks from. Warders Ivan Norris of Perth County, Reeve Gerald Prout of Usborne, Reeve Marie Hicknell of McKillop, Reeve Earl French of Biddulph and representativesfrom Logan and Fullarton townships. When -Gardiner was elected to the board of directors in 1958. the finan- cial picture was not as rosy -as it is. •today. In 1957, the company paid out claims for nine barns and one dwelling destroyed by fire. The same trend'coiitinued in,1958 with seven ,barns, lost , three by lightning. In 1988, five farm barns and one house were on the list of claims destroyed by fire. Inthe election of directors, Jo- seph Chaffe and Lloyd Morrison were returned by acclamation for a, three-year term. The two remaining years on- Robert Gardiner's term will: be filled by tiis son Larry Gar diner. . According to company bylaws, anyone wishing to be.nominated as. °a director at the annual meeting • must make his or her intentions known at least 10 days prior tothe annual meeting. .: 1 Secretary -manager Caers reported letters had been received from Larry Gardiner and Leo Cronin, but the latter failed to let his -naive be nom- inated. The other directors are Lorne Feeney, Jack Harrigan and. Jack Hodgert. Agents are Ross Hodgert, - Joseph Uniac and John Moore. Policyholders agreed to increase the remuneration to dircctors for at- tending ttending meetings and on adjusting calls. Directors will receive an in- crease of $10 a meeting attended to. $100 and the fee for an adjusting call .goes up from $40 to $50. The mileage allowance remains at 35 cents per kilometre. Times -Advocate, February 22, 1989 Page 23 Talking about. future jobs Centralia College students Bill Steb- bins at the left and Colin Fletcher. right discuss job possibilities . with Dale Good: of W. G. Thompson's in Hensall at Thursday's Career Information night at the college. 1 t i Information seminar - A seminar on careers was held at Central- ia College Thursday night.- Above, United Co -Operatives Mid Western Ontario representative Bill Brown in the centre talks with CCAT students Pete Gubbels and Timothy Erb. Attention Soybean Growers! SEED ACREAGE AVAILABLE rYes, I would like more information Name: Address: . Pioneer Hi -Bred Limited is now inviting applications for1989 seed soybean contracts. Competitive. premiums and an excellent varietal selection are available. • We are lookin f perienced rowers with high; stable yields, - excellent weed control and good quality aerated storage If you would like to apply or are interested in finding out more about our seed soybean program. please return' the response card as 50017as possible. (a.„PIONEElle: BRAND -SOYBEAN SEED PIONEER HI -BRED LIMITED, CHATHAM, ONTARIO, N7M 5L1 1 1 Postal Code. Telephone: Return to: Pioneer Hi -Bred Ltd. P.O. Box 730. Hwy. #2 West, . Chatham. Ontario. N7M 5L1 Attention: Soybean Department 06 1 1 1 1989 SPRING LUBE BOOKING - FEB. 22 - APR. 15, 1989 Stock up on -, top quality lubricants.. i�1T1 and save money too! 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