HomeMy WebLinkAboutTimes Advocate, 1989-02-22, Page 23Osborne -Hibbert has good_ year
KIRKTON -Policy holders of the Insurance Company learned at the
Usborne-and Hibbert Mutual Fire
February 13 annual meeting that the
Insurance Director retires - Robert. Gardiner officially retired Feb-
ruary 13 as a director of the Usborne and Hibbert Mutual -Fire In-
surance Company after 31 years of dedicated service. He is being
congratulated by company president Lorne Feeney.
company enjoyed another successful -
year.
:In addition to reporting a net in-
come of $597,332, company direc-
tors have approved a refund from,
surplus to policyholders in the
amount of $390,000 as opposed to
S350,000 for the previous year.
The refund -is based on 30 percent"
of premiums paid in the just con-
cluded year.
With fire losses well in excess of
one million dollars the net income
before refunds to customers was
$987,352 as compared to
S1,366,654 for 1987. Losses in
1987 amounted to about a half mil-
lion dollars.
In presenting the -financial report,
secretary -manager Mike Caers said
expenses for the year were. nine
percent of premiums written. Caers
added, " That's on the low side in
this industry."
Caers said 1988 was a banner
year as the company crossed two
barriers. Total assests reached $10
million and investment income hit
the Si million mark for the •first
time. •
Company president Lorne Feen-
ey and auditor Robert .Blake com-
plimented Caers and his office staff
on handling the business in an effi-.
Usbome-Hibbert Insurance Directors - The annual meeting of the Usborne and Hibbert Mutual Fire
Insurance Company was held February 13 and the new slate of directors named. Back, left, directors
Larry Gardiner and Joseph Chaffe and agents Ross Hodgert, John Moore and Joseph Uniac. Front, di-
rector Jack Hodgert, vice-president Jack Harrigan, president Lorne Feeney and secretary -manager Mike
Caers.
Time to consider -heritage
EXETER - Ontario. Heritage
Week, February 20 - 26; .is a time
to consider and celebrate our natural
heritage. Our natural heritage or
natural environment is an intricate
part of our culture and our lives.
We depend on the cnvironmcnt for
our survival today, just as our fore-
fathers did in the past and our chil-
drcn
will in the future.
W.c benefit from the wise use of
our natural resources by our forefa-
thers - the woodlots, clean water
and air and valuable soil. Unfortu-
nately; we also pay for the poor re-
source management practices of our
forefathers -through polluted water=-
courses, eroded fields and a lack of
tree cover.'
There's an old saying: "We do not
inherit our resources from our fore-
fathers, but we borrow thein from
our children". And so, we have a
.responsibility to not only conserve
our resources, but to improve the
quality of thc soil,.watcr, vegeta-
tion and air so that our children
will have a safe cnvironmcnt in
which to live. It is an awesome re-
sponsibility, but it is the responsi-
bility of each one of us.
Because of the beauty and quality
of our natural world around us, we
do have much to celebrateduring
Ontario Heritage Week. Thcrc arc
many things that you can do, even.
in February, to enjoy the outdoors.
Set time asido-to go for a walk
through a local woodlot •1�1•or
family and fricnds.7Or cnjoy the
quiet solitude and peace of a forest
.on your
The Ausable Bayfield Conserva-
tion Authority has many properties
February is •
Road and broke
Month
Please give.
Improving your odds agarnal Canada's • 1 kill',
LEARN Tom:
INSEMINATE YOUR
OWN COWS
WE TEACH:
ON
FARM
COURSES
TOMORROWS OENETICS OAWMNG TOOAr
For More Information On:
A-1 Courses
Semen Prices & Supplies
CONTACT:
Paul Waters
519-232-4568
whcrc you can go walking or ski-
ing. There is a lot of bird and wild-
life activity in the forest at this
time of year. Chickadees, blue
jays, nuthatches, cardinals, purple
finches, darkcycd juncos, downy
wookpcckcrs, evening grosbeaks,
American goldfinches and sparrows
are all here during the winer. Rab-
bits and squirrels arc only some of
thc wildlife out and about at this
time of year. Look for their tracks.
Although it's still winter, now is
the timc to think about tree plant-
ing. You can still order larger
stock (2-3 feet tall) from the Ausa-
blc Bayfield Conservation Authori-
ty for planting this spring. Now is
also the time to plan and apply for
the seedling stock you'd like to
plant in 1990. Contact John
Schwindt at the ABCA, 235-2610,
to order your trees.
Set time aside this week to plan
your camping,'canocing or hiking
vacation for the summer. This is a
sure way to beat the winter blues.
Whatever you do, take some
time to consider our rich natural
heritage and all that it means to us.
cient and capable way.
• Robert Gardiner who is retiring
after 31 years as a director was
honoured with gifts and kind re-
marks from. Warders Ivan Norris of
Perth County, Reeve Gerald Prout
of Usborne, Reeve Marie Hicknell
of McKillop, Reeve Earl French of
Biddulph and representativesfrom
Logan and Fullarton townships.
When -Gardiner was elected to the
board of directors in 1958. the finan-
cial picture was not as rosy -as it is.
•today. In 1957, the company paid
out claims for nine barns and one
dwelling destroyed by fire.
The same trend'coiitinued in,1958
with seven ,barns, lost , three by
lightning. In 1988, five farm barns
and one house were on the list of
claims destroyed by fire.
Inthe election of directors, Jo-
seph Chaffe and Lloyd Morrison
were returned by acclamation for a,
three-year term. The two remaining
years on- Robert Gardiner's term
will: be filled by tiis son Larry Gar
diner. .
According to company bylaws,
anyone wishing to be.nominated as.
°a director at the annual meeting •
must make his or her intentions
known at least 10 days prior tothe
annual meeting. .:
1 Secretary -manager Caers reported
letters had been received from Larry
Gardiner and Leo Cronin, but the
latter failed to let his -naive be nom-
inated.
The other directors are Lorne
Feeney, Jack Harrigan and. Jack
Hodgert. Agents are Ross Hodgert, -
Joseph Uniac and John Moore.
Policyholders agreed to increase
the remuneration to dircctors for at-
tending
ttending meetings and on adjusting
calls. Directors will receive an in-
crease of $10 a meeting attended to.
$100 and the fee for an adjusting
call .goes up from $40 to $50. The
mileage allowance remains at 35
cents per kilometre.
Times -Advocate, February 22, 1989
Page 23
Talking about. future jobs Centralia College students Bill Steb-
bins at the left and Colin Fletcher. right discuss job possibilities .
with Dale Good: of W. G. Thompson's in Hensall at Thursday's
Career Information night at the college.
1
t
i
Information seminar - A seminar on careers was held at Central-
ia College Thursday night.- Above, United Co -Operatives Mid
Western Ontario representative Bill Brown in the centre talks
with CCAT students Pete Gubbels and Timothy Erb.
Attention Soybean Growers!
SEED ACREAGE AVAILABLE
rYes, I would like more information
Name:
Address:
. Pioneer Hi -Bred Limited is now
inviting applications for1989 seed
soybean contracts. Competitive.
premiums and an excellent varietal
selection are available. •
We are lookin f perienced
rowers with high; stable yields,
- excellent weed control and good
quality aerated storage
If you would like to apply or are
interested in finding out more
about our seed soybean program.
please return' the response card
as 50017as possible.
(a.„PIONEElle:
BRAND -SOYBEAN SEED
PIONEER HI -BRED LIMITED,
CHATHAM, ONTARIO, N7M 5L1
1
1
Postal Code.
Telephone:
Return to: Pioneer Hi -Bred Ltd.
P.O. Box 730.
Hwy. #2 West,
. Chatham. Ontario.
N7M 5L1
Attention: Soybean Department
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. - work gloves for only 99C. -"""—`-
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