HomeMy WebLinkAboutTimes-Advocate, 1987-04-29, Page 21Christian Farmers detail
plan -for crop insurance
The effectiveness of Ontario's crop
insurance program can be
significantly improved, the Christian
Farmers Federation of Ontario told
the Crop Insurance Review Commit-
tee at its last week of public meetings
"We think it's possible to make the
program more effective without total-
ly re -thinking the present approach to
crop insurance," Bill Jongejan.
CFF() president told the meeting.
The Federal ion's brief warned that
interest in crop insurance will wane
if price options fall too low. Price op-
tions are presently set by estimating
future market prices. Market prices
are depressed and therefore price op-
tions are expected to fill.
"We believe that present market
trends will result in significant
declines in price options," Bill Jonge-
jan told the meeting. "We accept this
reality as crop insurance was not in-
tended to be price or profit insurance.
However, something needs to be done
to maintain interest."
The Federation's brief proposed
that stabilization and deficiency pro-
grams be linked to crop insurance.
"Producers should be able to collect
stabilization or deficiency payments
on their guaranteed production,"
Jongejan told the meeting. "In this
way the return on insured crops,
whether damaged or not, will remain
reasonable".
The Federation rejected proposals
to allow separate farm coverage.
"Separate farm coverage will give'
multiple property owners substantial
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Employmem' progr.m
The Agricrew and Junior
Agriculturalist Programs will be star-
ting in Huron County in the very near
future. Similar in all respects to last
year, A Youth Employment Co-
ordinator will be responsible for both
programs.
Two co-ordinators will work out of
the Iluron County Agricultural Office.
and will begin work on May 4. Donna
Keiffer will be covering Huron South,
and Susan Diemert will be Youth
Employment Co-ordinator for North
Huron.
Agricrews are teams of en-
thusiastic students, 15-24 years of age,
hired to work for farmers from mid-
June to mid-August. The cost to the
farmer will be $90.00 for an eight hour
day. Students interested in Agricrew
as a summer job should have some
farming experience and be capable of
hard physical labour. Students will be
paid the provincial minimum wage.
The Junior Agriculturalist Pro-
gram is designed to give urban
students between the ages of 16-18 as
of January 1 a chance to gain some
valuable agricultural experience. The
program is aimed at bridging the
urban -'rural gap. Students are inter-
viewed and placed on a suitable farm
for a nine week period extending from
mid-June to mid-August.
The student receives $20.00 per day
as a training allowance, with the
farmer contributing $10.00 and the
government the remainder. The
farmer also provides room and board.
Applications are now available at
the Clinton OMAF office for students
and Junior Agriculturalist host
farmers.
Richard Hamilton
Rural Organization Specialist
Middlesex man back
The recent provincial board
meeting of the ('hristian Farmers
Federation of Ontario has nominated
Hugo Maaskant to a second term as
their representative on the Ontario
Farm Income Stabilization Commis-
sion. Maaskant is a chicken and cash
crop producer from Huron County.
The board adopted a major position
on crop insurance for presentation to
the Crop insurance Review Commit-
tee. A proposal that will reduce the
price of dairy quota was referred to
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the board's next meeting in July.
Federation members expressed
concern about the growing service
charges they face from financial in-
stitutions. such as the Farm Credit
Corporation. -when they restructure
their finances.
The Federation will establish a hor-
ticultural growers committee in an ef-
fort to gain more support from that
sector of agriculture.
The Federation is considering a
variety of ways to expand its support
among Ontario farm families. It
would like to bring together a greater
variety of Christian farm families to
promote ('hristian values in public
policy and government programs.
The Federation does not have a direct
affiliation with any Christian
denomination.
The Federation has a beginning
membership fee of $100. Its full
membership cost is $300. The Federa-
tion does not deny membership to
families that are unable to pay when
their enterprises are in financial
difficulty.
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advantages over single property
owners," Jongejan told the meeting.
"Just by having their crop spread
over a number of properties they will
have a much greater opportunity to
collect a payout."
The brief also expressed concern
that separate farm coverage would
influence management practices and
supported insuring farm families as
production units.
"We are opposed to recognizing
various members of a family as
separate producers in order to obtain
a form of separate farm coverage,"
Sid Sikkema, CFFO vice-president
told the meeting. "Allowing such
practices would not be inlhe interest
of family farm agriculture."
On other issues the Federation's
brief proposed:
• A price option that only relates to
major natural disasters. The Crop In-
surance Commission would need to
establish guidelines for a weather oc-
currence to qualify as a major natural
disaster.
• Average farm yields that more
closely match current production pat-
terns. The brief proposed leaving out
the lowest year from the currently us-
ed 10 -year average.
• Coverage increases for those com-
modities that experience a natural
weather variability of less than 20
percent. The brief argues that some
commodities experience fewer im-
pacts from normal weather
variability.
• An insurance price option that
guarantees cash production costs.
The brief recognizes that in times of
severely depressed market prices,
this approach may provide some in-
come protection. "This," the brief
says, "is as far as we think the pro-
gram should go towards income
protection."
• Substantial premium discounts for
producers with a very low claim
history. The Federation notes that
some farmers by their management
practices provide a lot of self-
insurance. They maintain the quali-
ty of their soil so that their crops can
tolerate considerable weather stress.
A substantial discount for a low claim
history may draw them to the crop in-
surance program as a guarantee dur-
ing very unusual weather situations.
• Co-insurance or a shared -risk ap-
proach should receive extensive
research. The Federation says this
approach has appeal but is reluctant
to endorse it until more is known
about premium casts and deductibles:
Times -Advocate, April 29, 1987
Page 5A
AUTHORS — John and Janet Foster, Canada's foremost wildlife photographers, were at Exeter Public
School for Regional Authors Day. Shown with Janet Foster are -(back left) John Burton, Huron Centen-
nial; Robbie Passmore, Usborne; Chris McNaughton, Huron Centennial and (front) Jennifer McGee, Zurich;
Leeann Foster, McCurdy; Kim Govers, Stephen Central; Christie McInnes, Exeter Public School and Louise
Wood, Hensall.
\
Some reviewers laughed at the
movie Country when it was released
a couple of years ago. It was called
a tear-jerker, a three -handkerchief
melodrama. A few viewed it for what
it was: An honest attempt to portray
the terrible dilemma facing many
farmers.
Although Country was, I believe,
set in the American mid -West, it had
so many parallels to Canada that it
could have been set in this country.
It was a heart-rending story. If you
get a chance and you have not al-
ready seen it, don't miss the oppor-
tunity. Jessica Lange does a superb
job of portraying the harassed farm
wife who organizes her neighbors and
persuades them not to bid at a bank -
forced auction on her home farm. It
reminded me of the penny auction
organized by the Canadian Farmers
Survival Association at John Otto's
farm near my home town. The FSA
bid about $20 on hundreds of
thousands of dollars worth of
equipment.
It worked for John Otto. He finally
made a deal with his bank; in fact, I
believe he eventually even changed
banks and is still on the farm just as
the movie intimated would happen to
Jessica Lange and Sam Sheppard.
The movie did an excellent job, I
think, of explaining what has Immo-
Agrichemicals for a growing world
ne foot in the
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telt•. s ... •pp..c'+kt41 by Sob T.°411. Ekuas M . glows 0•,i N3S IC
.,ed to so many farmers. In the '60s and
'70s, the banks, government officials
in agriculture and feed company ex-
perts all persuaded farmers to
enlarge, to buy more land, to'get big-
ger and, supposedly, better. Banks
and all other lending institutions gave
loans to farmers on inflated land
values.
When the crash came in 1981,
farmers were left with debts so large
they could never pay them back.
Their net worth dropped drastically
and they got fewer dollars for their
products. The combination was
disastrous.
Hundreds of farmers went
bankrupt and little was done to help
them for many months. The Farm
Credit Corporationgiven
was never
enough money at reasonable rates for
farmers. In Ontario, the Ontario
Farm Adjustment Assistance Pro-
gram c OFAAP l is slowly helping
some farmers get back into the game
or be retrained.
And one of the best ideas has been
the Farm Debt Review Board with
local chapters across the province to
sit down and talk it out with all the
parties concerned on a farm in trou-
ble. Although many felt the boards
would have little effect, the opposite
appears to be true. In mid-April, the
Farm Debt Review Board leaned oa
the provincial government and
brought about better terms on farm
loans. -
Since 1981, some banks were
pushing farmers into bankruptcy to
collect on the government loan
guarantee. Then, the government
agreed banks could make a deal to
allow farmers to keep farming and
still collect on the government
guarantee, provided the banks were
willing to suffer a $2 loss for every $1
government loss.
Now, the province is willing to
change those terms to 25 cents lost by
the banks per $1 lost by the
government.
That's some clout.
It is our moral obligation to keep as
many farmerson possi-
ble.
the land as is si-
ble. Farmers have been told for years
that if enough get out of the business,
conditions will be better for those who
are left. Yet, millions of farmers have
gone out of business over the years
and farmers still have not been able
to improve their position.
That is why movies like Country
should be seen by city people so that
they can get some understanding of
the soul-searching positions many
farmers are in.
Not enough people are aware of
what is still happening in rural
Canada.
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