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HomeMy WebLinkAboutTimes-Advocate, 1986-09-03, Page 6Page 6 September 3, 1986 MR. AND MRS. WILLIAM JEFFERY Mr. and Mrs. Ronald PostiorT are pleased to 6nnounce the mar- riage of their•daughter, Pamela Jane to Mr. William Ross Jeffery, son of Mr. and Mrs. Spencer Jef- fery. Staffa, -Ont. The wedding took place on Saturday. June 21, 1986 at the Postian home, London, Ont, with Rev: Dr. George Goth: of- ficiating. The maid of honour was Melissa Postian, sister of the bride.. The bridesmaids were Judy Jeffery, Dublin, Ont. sister of the groom. Lisa Liarnbotis, Lisa Pountney and Ann Sutherland, all of Toronto; Raymond Leduc, Lon- don . was. best man. The ushers were Dan Ho' d Rob Rieve, San- jeen Sativnl all of Toronto, and John Bell New York City. The bridogrc.om s prirents hosted the rehear ;s•=.r.i!; at the Grosvecl• ' ! . Following a weddi,i;, tha Dominican Republi:. :rad Mrs. Jeffery Of c:. blest Ave, in Tor,. nwr SUMMER YARNS t)t t 2O ••, 5O% OFF KNITTING CLASSES ,.-•t SEPTEMBER 17 RtCIsTiR•Now r• '1:Irl l All YARNS 'hP Stot e RE( LIVE . 20°0 OFF t. NEW I if 1 YARNS! 2'4 'TME CONSUMER BEAT Insuran.ce needs Along with the emotional wreckage left by most house fires, residents could face financial disaster if the property was not adequately insured. "It's tragic to see a family struggl- ing to cope with the shock of losing all their possessions, only to discover they can't afford to replace half of them," says Don Sandilands, an in- surance expert with the Ontario Ministry of Financial Institutions 1 MFI 1. "To protect yourself, review your household insurance policy every year and upgrade it as necessary." When a policy comes up for renewal, homeowners should take stock of all their possessions. 1f you haven't already made a list of everything you own, go through the house room by room, taking an inven- tory. Jot down the approximate value and replacement cost of each item. How much are the goods actually worth in their current condition and what would it cost to buy similar mer- chandise today? The inventory list could prove in- valuable if anything is destroyed or stolen. Store it in a safe place away from the house. Insurance agents and brokers can often provide inventory booklets and other material to help you calculate insurable amounts on your home and contents. Homeowners who have already done an inventory should take it out every year and revise the costs listed. Any new purchases should be added. MR. AND MRS. DAVE COLLINS Deborah Ann Funston and David Lawrence Collins are pleased to announce that their marriage took place on May 10, 1986 at the Hensall United Church with Rev. Stanley McDonald officiating. Witnessing were Bill and Joyce Bailey of Hensall. After a honey- moon to the east coast, the cou- ple are now residing in Hensall. •nber Savings EMBER . yV � 3 4 �12 17`1" =�2a' 2C Join the Quick Start Plus Program today. 5 0 1 It's fast. It's proven. With yummy new menus and food choices. Emotional support too — we're on your side! And talk about reducing, we've even reduced the price! for 510... SAVE 510... OR MORE • eqular registration ar. . OR Mth the purchase •rocrhership and re( r revised Ouick Start PI i' GOO, t<a)K t FLEE' The Ou': ' '7 :I ' Plus Program - Freedon' ..r '-`race and now -- your Choose to be lay 4 •' ON CALL. t 800.265-9291 + < oa q areas from September 2-27tb 1986. only Wec a -ale We're Watchers 6 (hock Start are tredernerx! '- c a,c-a' Inc 1966 WNpti Watcher! tnlerMtina1 Inc co' 7 'rot 1o• Senors and Quakfied Student! To avoid possible disputes over claims, you may need special coverage for particularly valuable items such as furs, jewelry and anti- ques. Detailed photographs and ap- praisals of prized possessions can also help avoid hassles. Most policies cover the depreciated value of the household contents. But it is possible to buy special policies of- fering replacement values. Insurance companies will also arrange to cover the replacement costs of specific items even if most of the household contents are only insured for their ex- isting value. "You will, of course, have to pay higher premiums for replacement cost coverage, but some people find . constant the peace of mind worth thh money," Sandilands says. "The reason for recording both the existing values and replacement costs of your possessions on the inventory list is to give you an idea of what shortfalls you might face if you are not covered for replace- ment value. Talk to your insurance agent or broker about how to best meet your own needs." The amount of insurance homeowners should carry on the ac- tual house is determined by the cost of rebuilding, not the resale value of the property which includes the value of the land. According to Sandilands, this figure should also be revised an- nually. 1f in doubt, consider having a professional appraisal done. It's vital to take stock of your possessions every year to ensure adequate Insurance coverage. When the household insurance policy comes up for renewal, do a careful inventory of everything you own, lotting down approximate values and replacement costs. You may need extra coverage. Laughing can help reduce that stress Back to school. Back with friends. Back to routine. For many of you it's a fun Time = for others it can be very unsettling. Arty change - good or bad - can cause stress. New procedures, new rules, new responsibilities, new peo- ple. What you have to do is learn to turn on the relaxation response to counter the effects of stress. First - identify the symptoms: in- somnia, skin problem, indigestion, i-cing thoughts, irritability, depres- sion, fatigue, headaches, a sense of being in a nit, poor concentration and poor memory. What You can do About it: - Give yourself time and permission to relax each day. -Learn only to use those muscles needed to do particular tasks (ie. don't tighten your jaw muscles to lift 'a glass). • Pentecostal ladies meet The August meeting of the Women's Ministries of the Pentecostal Church was held at the home of Mrs. Jean Tribner with to members present. The meeting was opened by singing "I've believed the true report" and "Take the name of Jesus with you". Prayer was offered by Mrs. Mary Blanchard. The roll call was answered with a verse of scripture containing the word "receive". The minutes of the last meeting were read by Mrs. Jean Jolly. The missionary report was read by Mrs. Mary Blanchard. The monthly bulletin was read by Mrs. Ruth McLaren. The missionary reading was read by Mrs. Estrella Fink- - beiner. Mrs. Shirley Prouty led a special number in the form of a "quiz". The message was given by Mrs. Hilda Eizenga. She based her message on Psalm 37. A number of scriptures referred to were Psalm 37: Fret not thyself because of evil doers. God says "Come unto Me all ye thal are weary and heavy laden and 1 will give you rest. Also - Delight thyself in the Lord and He will bring it to pass. Psalm 84: No good thing will Ile withold from them that love the Lord. Mrs. Ruth McLaren read a short ar- ticle "Pastor's Wives_y too". Prayer time follovi ed after which a delicious lunch was served by Ruth McLaren and Dorothy Cooper assisted by the hostess. One jogger to another: "Yes, running has really increased my body awareness - parts of me hurl that I never even knew existed!" " The most wasted day of all is that in which we have not laughed N -Alternate the tensing and relaxing of muscles. Lie down and slowly tense muscle grips (like arms, stomach, legs and face) then let them relax - let go. When your muscles are relaxed, you can't have mental anxiety. -Cut down coffe and sugar consumption. -When confronted by a particular- ly stressful situation, breathe slowly and deeply several times. Breathe the way a child does from the stomach. Finally, laugh a lot. Laughing is one of the best things you can da It's a positive emotion, and positive emo- tions generate only positive, healing results. Happy school days! Jane Muegge Rural Organization Specialist On location or Studio Bart DeV rie PHOTOGRAPHY COMMERCIAL - • WEDDINGS PORTRAITS • GROUPS OUeLIcITY • Telephone 23S-1298 137 Thames Rd.. East, Exeter, Ont. review Tenants should be sure they unders- tand what insurance they are re- quired to carry under the terms of their leases. Apartment, con- dominium and townhouse owners should find out what areas of the building they are responsible for insuring. "It's also important to understand the extent of your coverage," says Sandilands. "Most policies don't cover damages caused by floods or earthquakes. Are there any other restrictions on your coverage? W1,1 your insurance pay for emergencyac- commodation if the house is destroyed? If you're unsure about any aspect of your policy, have a chat with your insurance agent or broker." Insurance costs vary between com- panies. When arranging household in- surance for the first time or renewing an old policy, shop around for the best combination of price, coverage and reliability, Sandilands suggests. A brochure on insurance is available free from the Consumer In- - formation Centre at 555 Yonge St., Toronto, M7A 2H6 -- [4161 963-1111 or toll free at 1-800-268-1142. Residents with an 807 area code may call the Toronto number collect. PLAN TO MARRY — Mr. and Mrs. Marcel Vanneste of Kippen are pleased to announce the engagement of their daughter Linda Mary to Davide Woodford - Johnson, son of Mr. and Mrs. Robert D.W. Johnson of Mon- treal. The wedding ceremony will take. place at the Zurich St. Boniface Church at 3 o'clock on Saturday, October 25, 1986. Before you trade your RRSP for an annuity, we have just two words to say. Control. And flexibility. Because if you roll over your RRSP into an annuity, that's what youll be losing. On the other hand, with an Industrial Croup of Funds RRIF, you'll set the pay -out rate (with no waiting, and no annual maximum, from as many plans as you care to set up) ... mull choose the investments ... Y9u11 direct any estate planning — and yoj 1 have the right to transfer at any time. But beyond control and flexibility, there's one other thing you won't get with an annuity: the potential for growth. So the choice is simple: what would you rather have ... control, flexibility and potential growth, or an annuity? Before you make up your mind, please return the coupon below for full comparative details. The Industrial Group of Funds 0 Please send me a copy of your booklet comparing the merits of annuities and Registered Retirement Income Funds. NAME • . STREET 1 CITY POSTAL PROV. CODE PHONE - Mend Mead DSP Dominion Sekuritiesit 344 Andrew St. S., Ex•t•r, Gary Bean 235-2231 1-800-265-3478 Any offer made only by prospectus. Know The Sweet Smell of Success. SCRATCH AND SNIFF What's that? You didn't smell anything? Sure you did. You smelled black ink. When it comes to financial success, black ink on your profit sheet is what it's all about! And by advertising your products and services in The Times -Advocate you will have taken an important step in giv- ing your business the share of black ink. it deserves. To begin an effective advertising campaign call Jim Beckett at 235-1331 today.