HomeMy WebLinkAboutTimes-Advocate, 1985-08-14, Page 20Page 8A Times -Advocate, August 14, 1985
JUNIOR FARMER PANCAKES — Dishing up pancakes at Sunday's South Huron Junior Farmers breakfast
were Mike Ryan and Monty and Brian Steele. T -A photo
A few months ago, I opened a can
of worms that refuses to close:
Canada's chartered banks.
I gave my own bank a black eye for
bouncing one of my cheques. It should
be repeated that the account did not
have enough in it to cover the cheque
so the bank was quite within its legal
rights.
That column brought a dozen let-
ters from all across the country sug-
gesting that Canada's chartered
banks need a lesson in public relations
and an explanation of the difference
between humble and haughty.
I thought it was over but the cor-
respondence and the complaints keep
coming. Possibly the worst indict-
ment of Canadian banks, though,
came in a recent column called
Money Matters by Mike Grenby. His
column is usually carried on the
financial pages of some newspapers
so maybe you missed it.
He quotes a 'young couple from
Holland who "were taken aback at
the numerous errors in statements
and the general atmosphere in
banks" in Canada. Dineke and Rob
Mellaart just could not get used to the
cavalier attitude in Canadian banks.
They were more puzzled thap
critical because banks in Holland
treated their customers with dignity
and respect. In Canada, they were
charged for transfers between ac-
counts. They were told to give five
days' notice for a large withdrawal to
buy a car from a savings account.
They had their application for a mor-
tgage denied even though that same
bank knew they had paid off $20,000
on another mortgage.
One of the big lessons they learned:
Don't beg. You are important so be
proud of yourself and your ac-
complishments. If one place does not
want your business, shopping around
will quickly show you others do.
And I say, amen to that. Again,.I
want to make it clear that I am not
a hit -man trying to scuttle Canada's
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chartered banks. I simply recounted
a personal experience and was sur-
prised to find so many other Cana-
dians in the same position.
One of the most interesting letters
came from Thomas E Ryan, Box
1103, Mitchell, Ont., who has spent, in
his own words, "a lifetime in trying
to educate the public to set up their
own banks" by organizing their own
credit unions.
"I must congratulate you for hav-
ing the courage to document their
( the chartered banks) extortion prac-
tices," he wrote. "The government
and banks are in a conspiracy on the
side of Mammon."
He is extremely busy now organiz-
ing the Rival Life Credit Union
specifically designed to help farmers
who are, as we all know, in deep
financial trouble these days.
"The object of the credit union is to
save -the -family -farm concept, help
the young and beginning farmer and
preserve rural life through conserva-
tion methods.
"If we are successful in this venture
-- and I see no reason not to be -- I in-
tend to go across this province and set
up similar People Banks," said Mr.
Ryan.
"After 40 years of similar treat-
ment to what you got by those sacred
cows of our society, the banks, I
simply ask you, what else is new?"
For those of you interested in Mr.
Ryan's project, his address is Box 1113,
Mitchell, Ont., NOK INO.
Again, I am not against Canada's
big five banks. I had an unpleasant
experience with my own bank and
was angry enough to share it with my
readers.
I had no idea so many people out
there were just as angry.
VIE FOR SILVER
A picked group of more than nine-
ty senior level 411 calf club members
will represent their counties in the
25th 411 Silver Dollar Competiton at
Erin fairgrounds August 24. Fifteen
counties are involved, from Lambton
through to Peterborough.
United Breeders of Guelph and
Erin Jr. Farmers sponsor the show,
which is unique because it em-
phasizes the competitor more than
the calf. Each 411'er writes an essay
and answers a senior level quiz, then
receives points in the showing for
showmanship and finally for the calf.
There are two competitions, with
the beef calves going into the show
ring at 10 a.m., the dairy calves at 1
p.m.
Each division winner (quiz, essay.
showmanship, calf) will receive a
mint proof silver dollar and ten nickel
silver dollars. The Champion com-
petitor with the highest total points
gets a mint coin set and 50 nickel
silver dollars on a silver tray. The
runner up and honorable mention win
mint sets and 35 ana 25 nickel silver
dollars respectively. also on silver
trays.
New and unique of this year's event
include Silver Dollar show shirts and
medallions for all competitors.
As the Silver Dollar Dairy Competi-
tion celebrates it's 251h Anniversary, -
past Silver Dollar participants in al-
tendance at the Dairy Competition
will be recognized during a special
program. As well, an unique essay
competition is now underway for past
participants.
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Now in effect
New
feed grain policy
The federal government has an-
nounced a new Domestic Feed Grain
Policy which will increase the flex-
ibility of Canada's feed grain
marketing system and reflect,
changes that have occurred in the
domestic market.
The policy announcement was
made in Winnipeg by Charles Mayer,
Minister of State (Canadian Wheat
Board), and in Montreal by Pierre
Blais, Paliamentary Secretary to the
Minister of Agriculture. It follows a
six-month reyiew and consultation
with industry by Mayer.
The new policy, effective August 1,
contains six major elements:
* The corn -competitive pricing for-
mula will no longer be used. The
Canadian Wheat Board will be able to
sell Prairie feed grains in the
domestic market at competitive
prices.
* Off -Board quotas will be ad-
ministered to provide greater access
to users in all parts of the country.
*Stock switching within the Canadian
Wheat Board -designated area will be
continued,when required, to meet
local feed shortages. -
* The use of government hopper cars
will be permitted for shipping off -
Board grain east of Thunder Bay
when other cars are not available and
when the movement of grain within
the Prairie region will not be adverse-
ly affected.
* Licenses to import feed oats and
barley will be issued by the Special
Trade Relations Bureau of External
Affairs, rather than the Canadian
Wheat Board.
* The Livestock Feed Board of
Canada will continue to be responsi-
ble for monitoring the supply situa-
tion. In emergencies, consideration
will be given to activating its authori-
ty under the Livestock Feed
Assistance Act to buy feed grain for
resale to users.
"Production and consumption pat-
terns have changed dramatically
over the past 10 years. The previous
policy is no longer relevant to present
market conditions," Mayer said.
Since the previous policy was in
itiated in 1974, feed grain and
livestock production have increased
in Eastern Canada. Ontario is now a
surplus producer of feed grains and
Quebec is almost 70 per cent self-
sufficient.
About 1.5 million tonnes of Prairie
feed grain moved east in 1983-84, com-
pared to 2.3 million tonnes in 1973-74.
"The most serious criticisms of the
policy were directed at the corn -
competitive pricing formula which is
being abandoned," Mayer said.
The Canadian Wheat Board will no
longer use the pricing formula in
domestic feed grain sales. The Board
has not been a significant supplier of
feed grain to Eastern Canada since
the fall of 1982.
During periods of emergency.
southern British Columbia feed grain
users will have access to feed grain
stocks in Vancouver terminals.
In addition, the federal government
will continue to seek better methods
for expanding producers' access to
market information.
"The policy changes deal with the
major criticisms and suggestions
from producers and industry, Mayer
said.
Most of the changes were found in
the more than 50 briefs submitted by
feed grain users, producers and other
interested groups.
"The issues of Feed Freight
Assistance for the feed -deficit areas
and regional parietal licensing are be-
ing reviewed separately," Blais said.
Consultations have been held on
Feed Freight Assistance with the
Maritime Farmers' Council, provin-
cial governments and others. The
federal government is examining pro-
posals relating to the program and to
increasing feed production in feed -
deficit areas.
An announcement on Feed Freijlrt
Assistance is expected in the fall
Opposed to
'spi I Is' bi
A. drunk driver causes a truct
delivering pesticides to a farm to
overturn. spilling the chemicals ove
a wide area.
Who pays for the cleanup and the
damage done to the environment?
Not the drunk driver who caused
the accident, but the farmer who
owns the pesticide.
Why? Because the newly proclaim-
ed "Spills" Bill holds the owner of a
pollutant - and not the person who
caused the pollution - fully responsi-
ble for the control and cleanup of a
spill .. with no right of appeal in a
court of law.
The Ontario Federation of
Agriculture opposes this principle of
absolute liability as an affront to out
system of justice.
On August 12, the Spills Advisory
panel set up by the Minister of the En-
vironment began two weeks of hear-
ings on the "Spills" Bill.
The OFA will appear before the
panel to present a list of weaknesses
in the bill which include:
* a complex administration sur-
rounding compensation
unclear lines of authority between
the Ministry and local municipalities
over the control and cleanup of a spill
• the principle of absolute liability
* the exemption from this bill of On-
tario Hydro nuclear operations and
the transport of radioactive
materials.
The "Spills" Bill take full effect on
November 29, 1985. If it is to live up
to -its objectives of protecting the en-
vironment, compensating innocent
victims, and making the polluter pay,
this legislation must be amended.
1.41
AT 4-H CONFERENCE — During the weekend 4-H conference at Centralia College for the counties of
Grey, Huron and Bruce, Rob Black of OMAF chats with area 4-H members Marie DeBruyn, Carolyn
Hoonard, Carol Willis and Shelley Horne. -A photo
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