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Home My WebLink AboutTimes-Advocate, 1981-02-25, Page 16Page 16 Timis -Advocate, February 25, 1981 PIan course on parties; Would you like to have a party but are unsure of how to get organized? Then "Parties to Please Your Purse" will be a big help to you. Four great menus with tested recipes are included in this, presentation. The menus are simple to prepare. nutritionally - balanced. eye -appealing and include a good variety of Hurondale girls elect The first meeting of Hurondale II 4-H club was held February 17 at the home of Pat Down. Leaders are Pat Down and Karen Etherington. The meeting was opened with the 4-H pledge and the election of officers as follows: president, Cindy Down; vice-president, Nancy Jane Jeffery, secretary -rotating, treas- urer, Barb Down; press reporter, Helen Dougall. Pat Down went over the the sewing abilities of the members and decided which were experienced or beginr)ers. Karen went over the requirements of the sewing box. Everyone completed the metric I.Q. test in the record book. Shipka family departs By MRS. HUGH MORENZ SHIPKA Tom. Rosanne, Jackie and Jenny Russell. have moved from this area and taken up residence south west of Brucefield. Personals Congratulations to Eleanor and Sid Durie, who last week became first time grandparents. when a baby boy was born to their daughter Pam and her hus- band Norbert Herrerias, of London. Best Wishes also to the new uncle Glenn. Beatrice and Les Locke, of Trenton. and Mrs. Emma Schilbe of Zurich were Saturday night supper guests with Ken and Ortha Baker. Several folks in this area are vacationing in Florida. Ray and Kay Cooper, of Exeter and Alvin and Clara Statton. of Grand Bend visited Sunday with Ella and Willis Desjardine. Garry Baker spent the: week end in Toronto and visited Joan Taylor. Susan and Carol Wuerth of St. Catharines. visited over the weekend here with their cousins. John. Linda and Rebecca Wuerth. On Sunday they visited baby Rebecca's great grand- mother. Mrs. Robert Hunter. in Strathrov. Kevin Beierling spent the weekend with his grandma and grandpa Adkins and un - cle James. near Zurich. Attend plow convention CLANDEBOYE Alan and Ruth Hill attend- ed the Ontario Plowmen's Association convention held at the Royal York in Toronto Tuesday and Man attended a Federation of Agriculture directors meeting Wednes- day at the Holiday Inn. Congratulations and best wishes are extended to Wilfred Cunningham who will reach his 91st birthday. Friday. February 27. Sun- day. his daughter. Isobel Harper of St. Pauls visited with him. She was accom- panied by his grandaughter Joan and Rick Mulholland and great grandchildren Sara and Danny Mulholland, Mitchell Mr and Mrs Iawrende Klath. Cadillac, Saskatchewan visited last week with Mr. and Mrs. Wilmer Scott. This was the Klath's first visit to Southwestern Ontario and they wanted to see the many places of interest but the fog closed in and other than a trip to Windsor to see the horse races. veru little was seen Of the countryside to and from The Klaths farm in Saskatchewan so are un- +,able to travel when Ontario looks its hest. St James A.C.W. held a euchre party at the church Tuesday evening. Despite the dense fog that surround- ed the area. there were eight tables in play. Prize winners were ladies high - Olive Atkinson, mens high - Murray Hodgson. low scores - Charlotte Barker and Gerald Lynn. lone hands • Leda Revington - Murray Carter. flavours "to please your crowd:. as well as suggestions "to please your purse... 80'he Horne Economics Branch of the Ontario Ministry of Agriculture and Food has delved into party planning with gusto and come up with some helpful ideas for entertaining. There are work plans, metric charts and tips on how to incorporate economical ways of enter- taining. The Mast Party Planner will help you organize details and bring order to your planning. We hope to share these ideas with you. So, please join us at our food forums on: March 17 -Tuesday - 7:30 p.m. - St. Andrew's Presbyterian Church, Wingham. March 18 - Wednesday - 7:30 p.m. - Masonic Hall, Exeter. March 24 - Tuesday - 7:30 p.m. - Ontario Street United Church. Clinton Everyone welcome! Admis- sion Free! Taste treats afterwards. For any further informa- tion. please contact the Home Economists at On- tario Ministry of Agriculture and food. Clinton - 482-3428. Should I buy more land? You've heard it said, "They're not making any more of the stuff." There's also the non-resident ownership question and the fact the Germans are buying it up. Does this frusttiate you? Maybe it does. buNhould it to the point that you feel you must go out and buy more land, either for the sake of buying before someone else does or for the sake of ow- ning more land'' At current land values in Huron. which run from $1,- 000 to $3.000 per acre, depen- ding on location, topography. soil type and drainage it becomes very difficult to finance new purchases. Even if financing was available. can you really substantiate the new purchase? Currectly, F.C.C. interest is 12 and xr per cent and payments over 29 years would be $131.55 per annum per $1.000 borrowed. A 1981 corn budget shows a break even of about $2:56 per bushel with no land cost in- cluded. A 95 bushel crop at $4.00 per bushel would return $380.00 gross and a net of $136.80 per acre. Land costing $2,000 per acre would require annual payments of $263.10 for 29 years to retire. Ridiculous possibly. but it isn't that cut and dried. A lot of factors would enter in on the deci- °�_ X11 II.. ��Ig1NMlrr lrtlllllllM' MOR MEET THE CHALLENGE WI 7111 i Get S 100 off Swift Pow-R-Pac Dog Food with this Coupon WORTH l/00 1 06, off 1-20 kg. bag of Swift Pow-R-Pac Dog Food One Coupon Per Bag sN00 0 Offer expires March 7/81 8111,,1111111118LaflIIM111119N1r11AMltlm., 1 CENTRALI A discuss sion making. A few guidelines may help you make your decision: (1) Buy one acre for every two acres now free of debt. (2) Have a good asset/liability ratio. Good ratios are: For current assets: current liabilities - 1 yz - 2 : 1 For fixed assets: fixed liabilities - 11.4 :1 Simply. it means you should own 11/2 to 2 time the dollars in livestock, feed and supplies as you owe against them for the current situa- tion. With fixed assets such as land and buildings, own 11,4 times the value for every dollar owed against them. Beginning farmers might be better to buy productive assets first, such as livestock. Buying good used equipment would also be wise. The beginner should also try to remain solvent. Huron farm and home news land purchase Established farmers may be advised to buy new equip- ment if they are in a taxable position. Some Questions to Ask Before Buying More Land? (1) Does the new purchase fit with existing operation? (2) Will current equipment be adequate? (3) Is labour available and adequate? (4) Do you have a good track record on crops and livestock? (5) Are you currently using management tools such' as soil and feed testing and a good bookkeeping system? (6) Have you or can you diversify? (7) Do you have off -farm in- come? (8) Could you rent the property for a few years with an option to purchase? (9) Have you seriously look- CO.OP ed at your credit situation? (10) Look at net farm ear- nings. Will it handle the ex- tra debt load and have the capacity to retire the debt? (11) is it what you and your family really want? Over the years, land has been a good buy, with excep- tion of course. The 1929-30 crash hurt land values and everything else. Prices recovered and have es- calated since. We also need to bear in mind the almighty dollar sure doesn't buy what it used to. These few thoughts may or may not help you make that all important decision of buying or not buying more land. Remember, bigness isn't necessarily goodness. By: Stan Paquette Associate Agricultural Representative for Huron County COLOURED BEAN CONTRACTS AVAILABLE Light Red Kidneys & Cranberries it FARMERS SUPPLY ilk_ "1 ' r 111141117 Open: Mon. - Fri. 8-6 i,, Centralia , Sat. 8 - noon i ink Ilr,1,. p ,1lPhone 228-6638 For additional information call HENSALL DISTRICT C0 -OP 262-3002 Special Purchase wyyr 50 on five -piece place settings of Concord Gold and Concord Platinum ROYAL DOULTON AezilX -Nve LI \1111:1)'1 !NIL OI I;EIZ 5 Piece Setting 40 Piece -Save More $4333 33 $29900 1981 Man. List Price $75.00 8-5 pc. Place Settings Royal Doulton Fine Bone China. The prestige of Royal Doulton in a very elegant pattern at an unusually good value. This is a special opportunity to begin or add to your collection of Concord -in either Gold or Platinum. Save 25% On All Complimentary Pieces. Bradshaw China Hall established 1895 84 Ontario Street Stratford Phone 271-6283 O )B3uporm p)no fgcomv• ACCOUNTANT -PUBLIC WARD MALLETTE Chartered Accountants 476 Main Street, S., Exeter, Ontario 235-0120 Resident Partner: John S. McNeilly, C.A. I BOOKKEEPING MOUNT CARMEL Income Tax Centre Income Tax Accounting for Farmers & Businessmen Monthly Bookkeeping Service Phone 237-3469 Vince Ryan B.A. R. R, 3 Dashwood AUCTIONEERS Hugh Tom FILSON and ROBSON AUCTIONEERS 20 years' of experience of complete sale service Proorr,olly licenced Cnnducl solea of nny hind any ploce We guarantee you more. re, ,Mute success of your sale n' onpra,sal Phone Collect 666-0833 666-1967 NORM WHITING LICENSED AUCTIONEER , A APPRAISER, r'••,mpr Courteous Eft,c,e..r ANY TYPE ANY SIZE ANYWHERE `Ne q..' complete sole serv,r.' PROTif BY EXPERIENCE Phone Coll.ct 235 1964 EXETER J ACCOUNTANT -PUBLIC GERALD L. MERNER Chartered Accountant BUS 757 Churchill Dr EXETER 235 0281 CHIROPRACTORS J DAVID C. HANN, D.C. Doctor of Chlroprocf,c 105 Morn Street, Exeter 235-1535 Br Apr,o.nlmpnr Doily F renrnq CERTIFIED GENERAL ACCOUNTANT JOSEPH F. DARLING CERTIPLED GENERAL ACCOUNTANT TEL. SI9-R8e-e os THE OLD TOWN BALL SEX MAIN STREET EXETER. ONTARIO NOM ISO INSURANCE r CHIROPRACTORS C HARRY RODER, D.C. NORMAN 1 RODER, D C. DOCTORS OF CHIROPRACTIC IL 64 Panel lone StRATHROY Telephone 245 1272 By appointment please J Gerald A. Webb O.C. Doctor Of Chiropractic 438 MAIN ST., EXETER By Appointment Phone 235 1680 Bev. Morgan Insurance Agency Ltd. 238 Main Street, Exeter NOM ISO Ontario 235-2544 Complete Insurance Coverage INVESTMENTS Guaranteed Investment Certificates representing several trust companies Norma J. Hooper 15 Gidley St., E. Exeter 235-1010 This space could be yours Phone The Times Advocate 'Exeter 235-1331 for details ACCOUNTANT -PUBLIC RICHARD WELSH Chartered Accountant 120 Alice St. Luton, Ont. Ph. 227-4224 INSURANCE (11 i ieo e % e�2�nore TELEPHONE 15191 235.2211 147 MAIN STREET, S. EXETER, ONTARIO, P O. BOX 1600 NOM 190 OFFICE SUPPLIES SEE US FORA FULL LINE OF Offke Supplies Furniture & Equipment LIVINGSTONE'S Downtown Exeter J INSURANCE eig Realty Insurance Inc. EXETER 235.2420 GRAND BEND 238-8484 CLINTON 482-9747 GODERICH 524.2118 Appraisals Mortgages Life Insurance Trust Certificates