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Home My WebLink AboutHuron Expositor, 2000-01-19, Page 81111111111111111111111111111111111111111111 111111111111111111111111111111111.111 MORTGAGES • INVESTMENTS S -THE HURON EXPOSITOR, January 19, 2000 47 ' rinds of Thanks HOLMES /MILLER We would oke to !Bank everyone who helped us on our very stvecial day A special thank you to Nana. Aunt Amy and Aunt Becky for being there for us. to Will for watching Natasha and Joshua and to Dr. Rooyakkers. Dr Shannon, Dr. Hillyer and the nurses at Stratford General Hospital. We appreciate everything everyone has done for us - Melanie and Jasmine 47-03x1 47 Cards of Thanks LEIPER The family of the late Bil Leiper would like to thank friends. nergh- bours and relatives for their expres- sions of sympathy thrpugh dona- tions. Mowers. cards and visiting the funeral tome. Thank you to Beattie - Falconer Funeral Home. Rev Paul Ross. the pallbearers and the Burns and Londesboro UCW for the deli- cious lunch. Everything was greatly appreciated 47-03x1 Community Calendar, WED., JAN. 19 SUN., JAN. 23 00-3.00 p m. - Parents' and Tots' Skating at the Arena 1.30-4:00 p.m. - Senior ..-Shuffleboard at the Arena 410-6:30 p.m.`: Minor Hockey at the Arena ' 6:30.730 p m. • Ringette at the • Arena 7.00-8:000m -Sted/Floor Aeiobcs at the Community Centres - 7:30-9.00 p m. - Junior and Mirror Broombell at the Arena 8.00.10:00 p iris - Recreation 'Volleyball at the High School - 9:00-11.30 p'm - Ladies Broornbalt at.the Arena- THURS:. JAN 0 9:00-10:00`a m Fitness 's. Fun . at.the Community Centres • 400-6:00 p.m. Figure Skating at the Arena 600.730 p.m..- Atom I & II Hockey practice at the Arena. 7.30.9:00 p.m:-- Minor Broomball at the Arena 9:00-12.30a.m. - M en's Broomball' at the Arena - • FRI.,•JAN. 21 - 10:30-11 30 p.m. - Pre-srhoot story hqur at the Library . 4.15-5:15 p.m. - Houseleague' Hockey. Practice 5:15.6:45 p.m. - Minor Hockey practice at the,Arena 6-45 p m -1.00 a.m. • Seaforth Egmondvile Broombail . - Tournament at the Arena • SAT. ,' JAN. 22 7:00 a.m.-1:00 a:m. - Seaforth Egmondvitle Bioombail Tournament at the Arena • 8:00 a.m.-5'30 p.m. - Seaforth Egmondville Broomball • Tournament at the Arena MON., JAN. 24'- 5 00-9:00 pit'. - Figure Skating at the Arena 7 00-8:00 p m. High impact Aerobics at thedaid rnunity Centres 7.30.10:30 pm - Minor Sports Council BINGO at the Arena - Host -Minor Broomball. . 9'00-10:30 p.m. - Beavers • Oldtimers Hockey et the. Arena' -. -TUES., JAN. 25 900-10:00 am - Fitness is Fun at the Arena 1000.12:00 noon - Parents' and Tots' Skating 4:30-5:30 p m. - Teachers- Hockey at the Arena • 6-30-830 p m. - Minor. Hockey- at the Arena - Teams to be announced WED., JAN.. 26 100.3:00 p rn. = Parents' and Tcts Skating at the Arena - 1:30-400 p.m- - Senior . Shuffleboard at the Arena 5 30-6 30 p.m. - Minor Hockey at the Arena • . 6:30-730 pin.. Ringette at the. Arena • - 7:00:8 00 p:m.-Step,Floor Aerobics at the Community Centres - 7.30-9:00. p.m. - Junior and Minor Broomball at the Arena' • 9:00-11 30 p m. • Ladies Broomball'at the Arena of yc.. -e :r;a ;rng a ror.cr:Ft evert cf rteresc a cer 3eatcrtr area 'es.ce^s rncre :re ' -ecreatcr :f'ce °270882 :r 7-e Exycstor 3:. 527-'21:r tau :re c 3t.en 0 :cmr^ur,tr _a'e-car-'' a arc^ cx;.cstcr Box -eat:r yrtaric NCI<.•'P+C well- - acsrance c' :.^e? sc!-eth:led tate =-se -istrt rca.des. latex-e. evert and •ocaucn zrjry. Space `:r :re'acr-ink--irr Carerdar .3 :crates. :' -`e ...son Expositor 47 Cards hanks REID Thanks for kindness shown to my dear friend Mary Hart and myself after the accident. The policeman was so kind A team of helpers got some 'wheels" for me. (Thanks Kathryn, Murray. Jim, Don). Thanks to Ke -Mn for helping us both My prayers were answered for Mary to get out of hospital for Christmas. Thanks for cards and phone calls. - Sincerely, Alice 47-03-1 FINNIGAN The family of the late Garreth Stuart Finnigan (Gary) wish to express their thanks for the overwhelming live. kindness and support of rela- tives. friends and neighbours in the sad loss of Gary For cards. flowers, gifts .of food, memorial donations and expressions of sympathy. Special thanks to Drs Rodney and Percival, Don Hulley and ambu- lance drivers and nurses who Med to save Gary's life. To Rev -Judith Springett for her comfort. support and • . beautiful service at Egmondville Church and to organist Manan Rose. Also to the Ladies of the Legion Auxiliary for the lovely lunch. A special thank' you to Don and Marg Hulley and Family. Jane. and Doug Smote and Family and to • all Dean's friends. Our gratitude to". Gary's 'Fishing -Buddies" whose . comradeship gave Gary such hap-, piness. We tank the Brothers of Britannia. Lodge No. 170 for their comforting service and Ross Ribey and Ruth Townsend of the Whitney: Ribey Funeral Home for their kind- ness. We, wd1 always remember. - Dean and' Rose and the Cook, Taman ' .and Finnigan Families 47.03x1• - BROWN • The family of the late Stanley - Brown would .like to express their hearttett.thank you to all iho2s(3.w010 made this sad time in cur .ife a !elite - easier. Or. Shepherd and - Or. Edwards and all the nurses in -Seaforth. Also Diane Wood for going in the ambulance to Stratford. Dr. Tamblyn and the Stratford ICU nurses will always be remembered . for their kindness, not only to Stan. - but to the family. - Your kind deeds made it•easier to •cope. • Thanks to Jetf and Paul for the support during the visitation: We'd also like to thank Brother Lloyd Ffoddell for his enccuraging memorial service. Also ao.all those who sent Mowers, cards. food and !hose who visited us. Thanks tco to the sisters w s t n o' looked after such a delightful lunch rate.. Everything was deeply appreciated. - Mary and Family, 47-03xlcc CIBC RRSPS ARE BEST FOR GROWTH As the RRSP contribution., deadline. March 1. approach- es many of us will he giving some consideration to mak- ing our yearly contribution to our Registered Retirement Savings Plans. However. a great many Canadians are not thinking about their•retire- ment plans at this point. or do not think that RRSPs are very important. These people gen- erally do not understand the benefits of hawing a RRSP. which is . a shame since .RRSPs are one of the hest ways to achieve growth of One's wealth..while keeping the 'lax Man" at hay. RRSPs are very simply account; which are sheltered from tax= aigbn. . For example, -if you're Iucky.enough to he able to find a bond or a GMC that will. pay you 5'ou i- a year,'and y - have $1,000 invested, you will receive in annual income $50.00 from your investment. - Sounds okay right? Wrong. The $50 is considered inter est income -and is fully tax- able .at your marginal tax" rate. So if you are in a 40%ou tax bracket, $20.0( of yr $50.0.0. goes to -the -'Tax Man;` Now you.only have 130.00in annual incoitie in, your pocket from an invest- ment of $.1.000, or a 3%return: • But if . you had contributed $1.000 into an RRSP GEC that 'lave you 5%in annual income. the "Tax Man - would give. you .1 tax refund .. ,•( $401) 00 -for making your ,,.ntrthution•«S1.4)1)1) r 1r1"i :.i k bracket i and the annual income, of Or) .vtluld notb.c '.lrckl .Is Linttr,:ds the income remains inside .f the RRSP. making that invest- ' (petit 3rbw at a:much faster CLASSIFIED MARKETPLACE 'Advertise Across Ontario or Across the Ca mite 111101011111111111111111 ,'iE'ErLv NEWSPAPER -and commercial pant bustntess in Saskatcnewan. Paid subscrption. base of 5.000 n young grow- ng community Annual gross sales $360.000.00 Excellent opportunity for-. 'profitable venture.. 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Buyers call 1- 900-613-7987 - 900613-7987 Seders call 1-800-201-0864. kilerner www *Q - an -' • M's AilMt*ls • Ws Past • N's • Ab giorn Ontario $79 • • Woietem onkirin $130 • Cenral • National Packages Availatifs easy • OnS Doss Ni AO EalMwn► Onrlgi S144 Ontario $13•' iU Ontario • Cain this mot tot deleiM1 -• If you doslave a RRS.e or arc' going to i,(?t7n -one. you' will now want to consider Continued on Pogo IP WHERE IS YOUR LENDING INS.TITUTION TAKING YOU IN 2000? .Ont: on'onc Personal touch. a sincere understanding' of your ;itivation.: Thee ideas seem relatively iimplislic 10 eou or 1. -The next time you .renew your Mortgage or attempt' to purchase :apiece of. property you .may well he very shocked to find how the lending institutions. are deal- ing with you. 'The. Mortgage • broker. nut unto." must under- stand 'the -financial aspects of your situation' but must also be able to Lind credible soiu=. tions to your lending needs. Your mortgage broker offers ,vou. the client: the servicer. you: require a4 well as the value you demand. Brokers lend on such a large kale -that . we are 'able to demand top rates simply on the basis of volume mortgages. 'Our days of negotiating with your bro- ker are all but over. . ,The.: mortgage broker emphasis is put towtirtls your situation so you can maximize your lending power. Mortgage brokers ,are regulated through the. Ministry of Finance. ' which also regulates panus and financial planners. This regulation.offers the public the highest level of scrutiny within the lending industry. In conjunctionwith institu- tional lending the, broker has the ability to lend funds pri- vately to their client's. Such: funding hasbt come quite commonplace with our ever changing economic climate. Developers cummetniaf prop- el tic.. •icricuhural laild'ar:yui-. .itton.. a. WVI1 .Ia hug of other .ri:nariu. may Iall into this cducgoty. Today's mortgage brokers, are rating in- numbers due to the sheer demand in. our industry. More Canadians are demanding the bc•t services possible when buying, a home • for the first time or renewing their mortgage.. Clients have maintained t tat impeccable service and the best rates in the country are ;r mortgage brokers .belt asset. 'four par- enty went to the bank for money 1.1 the past but you will, .,1 the future, be more likely to seek out your !veal mortgage broken services,for ail your lending necdt. • Whatever your plans, we have plans to help! ,Rudy Jansen '• Annuities.and,RRIF'; • (;ICs and Savings Pans • Employee Renefits. • RRSPs • Life insurance. • Personal Health Insurance • Financial Planning • Disability Income - *Critical Illness Insurance R.R. $t2. Dublin 345-2956 ,r 271-0740 .t }f_ f CLARICA" �7 I K E C R 0 N I ORTGAGE • Best WortgaAxe Rates Credit Lines t.Private Fands ONSULTANT Call tm'/ay far !mare .r,, jiirrnatiun FIN \N('I.\L SERVICES MIKE CRONI\ ui Mill ltrerr nohow nk:au \ 'I:.i Titin,• •., . :.,, r,,,. Brian E. Wightman Certified General Accountant 64 Main St., Seaforth (519)527-1331 Brian Wightman • Accounting & Bookkegping • Personal :& Corporate Tax • Farm, Business & Indvidual Tax Planning Call for a free consultation at my office, your home or business. 527-1331 \ R E S I\ \ i.S l \O11i. N.\ N'.R1 l),\l ('O t•\'l-S . ' r.. it !,omit ',.111 1nlni,. For more in formrall:on call or TD BANK FINANCIAL GROUP 56 Main St., S. t Seaforth 527-1460 FAX 527-2908 Or contact us @www.tdbank.ca/rrsp call 1 -800 -91'0 -BANK, or visit any branch. 'Trademark of TD Hank. WE'RE HERB 10 HELP MAKE I f E.1N11:14 ID