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HomeMy WebLinkAboutThe Goderich Signal-Star, 2009-10-07, Page 14"MOW IIIMP,111. Page 14 - Goderich Signal -Star, Wednesday, October 7, 2009 Local author release Josh Martin is looking forward to his grandma's cooking more than usual this Thanksgiving. Perhaps that's because last year's Thanksgiving dinner was a tray of hos- pital food, eaten in isolation at Prin- cess Margaret Hospital in Toronto, as he prepared for a life-saving stem cell transplant. • Martin, 29, had chronic myelogenous leukemia (CML), a rare form of blood cancer. The months of chemotherapy and radiation treatment leading up to his stem cell transplant left Martin physically weakened but fiercely de- termined to spend his next Thanksgiv- ing enjoying a real turkey dinner. It looks like he will be getting his wish. This Thanksgiving, Martin will be celebrating a significant milestone: one year cancer -free. In addition to enjoying some of his grandmother's home cooking, Martin will be commemorating the occasion with the launch of his new book. Simple(ton) Living: Lessons in bal- ance from life's absurd' moments is a collection of over 50 hilarious stories from Martin's many misadventures. Martin was born and raised in The Goderich and Port Albert areas as the third youngest in a family of eight chil- dren. He graduated in 2002 with a Bach - s books, donates proceeds to hospital C. Josh Martin, raised in Huron County, is counting his blessings as he survived his first year after a lifesaving stem cell transplant to combat his chronic myelogenous leukemia (CML). Martin recently released Simple(ton) Living: Lessons in Balance from Life's Absurd Moments. elor of Arts in Development and Inter- national Studies from Wilfrid Laurier University in Waterloo. Now living in Toronto with his dog, Stockie, Martin works as a project coordinator with World Vision Canada's *Advocacy and Education division. a ownecitcan beparticulartyco t.Hereare yfi 1 ow the about their plate bad**'ihepotential rate of return from ' be . . si ntrisk.Ontheother :' ' + c the business in r��� is 6' r - and d>ereby 1 + t ' e t r. t dsk You'll i', based -On al number of ' of / q mote invested into y�� As the business matures t i , Rede the bu .. y tr t One of the best ways to start a plan is to make regular (�) soy�r mentsavingscangrowinatax-sheltered business owner's who pay themselves dividends medic. understand dud while this may are not cmiearned income for RRSPpurposes,, so dividends will not increase Armoroptionisanindiv al Pin Plan (ISP). It's a company-sponsoredplan that enables you contribute huger amountsthan is possible with an RYiSP•.. Your health is another important con ation. Special care - whether at home or in a facility- could eat into your retirement assets, so it might be prudent to purchase long-term care insurance. It's alsoworth noting there's the potential for creditor protection when your savings are invested with an insurance company, although there are limitations. Speak withyour tax or legal advisor to team more. 3.) Howdo Iprotect myfamily if I diel Providing for loved ones generally consists of two goals. The first is to ensure that any personal babilities existing at the time of death am eliminated lids includes bank loans, mortgages and kabi es, such as personal guarantees and accrued income taxon assets that have appreciated in value. The second goal is to ensure adequate income for surviving family members„ so they can their lifestyle after losing their loved on who provided far them. These o� can be met byusing life insurance to payoff any and wills, trusts and dividends to generateinc You should also be aware that aca�'ulyc nsideredandexecutedwWcanhelpminimize taxes the estate would have to pay on death. Ws also _ , ; to have a successionplat inplace. If you die, this will � business is distributed in value thaat d 7 : 1 1 is of b s ! are an estate freeze and of your i future tothe next , such as _ t A bury .. i r , t is a legal 1 t►of a b y ns* they want to hap s their business A during their lifetime at death agreements are tcaliy funded with **trance because ftprovides tax-free cash whelt's needed t 4 sst a w examples of than ,E + . financial planning considerations** bigness owners must address. If you Erin Roy ` y, :. hinwc cjai A v�it r 'r luau cioearacg tax oriegaiadvice. 51f-524-4873 Itevfewyr► _ + withycKutaxadvlsor 108 Courthouse 5 , t' h and/or _ , _ >' r information seg ng, or issued . , ` : the arc tin}aiir tinng cif maldnR a www. eta Wa1'f j On panic t Wwe > tt or taking any er acti(» Memse ` p17 . He has been a writer his whole life. In Grade One, he won the coveted first place in the Dungannon Fall Fair for his literary debut, Super Something. He's been writing ever since. Martin has driven his scooter through Taiwanese streets wearing a dress. He's chased a thief m,��r hospital alleys a throug back alleys in Africa. He's rafted down a jungle river in a dugout canoe in Ecuador. And yes, he's fought cancer here in Canada. Through it all Martin has learned many lessons about _appreciat- ing the simple things in life. Each story in Simple(ton) Living is followed by the life lesson Martin took away from the experience. They also contain practical tips and advice on a variety of topics including worklife balance, voluntary simplicity, setting priorities, and doing more with less. "My experience with leukemia opened my eyes up to what really matters in life," Martin says. "I want to share those perspectives and do it in a way that gives people a h ugh at the same time." As a way of "giving thanks to those responsible for this recovery, Martin is donating 50 per cent of the book's profits to the Princess Margaret Hospi- tal Foundation (www.pmhf.ca) and Ca- nadian Blood Services' OneMatch pro- gram (www.onematch.ca), Canada's registry for stem cell and bone marrow donors. Simple(ton) Living: Lessons in bal- ance from life's absurd moments is available for purchase exclusively on- line at www.JoshMartinInk.com - for $19.95. Readers can also view sample stories on the web site. CONTACT THE EXPERTS Huron District Contracting Ltd.