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Home My WebLink AboutThe Goderich Signal-Star, 2009-09-09, Page 8Page 8 - Goderich Signal -Star, Wednesday, September 9, 2009 Goderich Greeter - WEL COME SER VICE- Ifyou are a Newcomer, or know someone who is, call Kim Burgsma 524-5721 ...for Gift Certificates and local information! www.goderichgreeter.ca or email kimegoderichgreeter.ca J/,'�9e5 (f fill/S/l: C - 41)e/o9Yre Arresting images from North Africa (...where an early episode of Star Wars, as well as The English Patient, were filmed). Combined with an opportunity to dialogue with Jerry & Carol McDonnell about how to improve your own travel pictures. (Bring some for critique session)) Goderich Co -Op Gallery THURSDAY, SEPTEMBER 17 AT 7:30PM i.70 ian' an anries,:by`:JerrrMc'annell Refreshments - Admission FREE (Donation will be accepted to support 'guest artist' program.) Tour the regular exhibits and see the work of guest photographer artist, Jeniffer Newberry. For more information, call the gallery at 519-440-0523 Photo by Gerard Creces A view from the top Drink in the last sights of summer, Goderich while the leaves are still in full green atop these trees on the east side of Courthouse Park. Mid -Huron Landfill may have years left Susan . Hundertmark sun media While Huron East, Goderich and Central Hu- ron are close to reaching a final agreement with South Huron about using the Exeter landfill site, the recently -instituted clear garbage bag policy is extending the life of the Mid -Huron landfill site far beyond expectations. Deputy -Mayor Bernie Ma- cLellan told Huron East coun- cil at its Sept. 1 meeting that the four parties have "come to consensus" over the agree- ment, addressing every issue but the tipping fees. He added he's not worried about what the tipping fees will be since the agreement states that South Huron can't make a profit on the tipping fees and that the books are open to all parties. "That gives me some com- fort," he said. MacLellan pointed out, though, that while the Mid - Huron landfill site had origi- nally hoped to extend its life by one year by requiring clear garbage bags to ensure recy- clables weren't being tossed in the trash, the program has been so successful that the landfill's life could last another four to five years. "Since -the clear garbage bags, the amount going into the landfill has dropped dra- Women are taking increasing responsibil or finant -both thein- and their families: Surveys by Canadian financi institutions and other o anizations show that not only are women more active in financial management, they're more confident about their financial and invve t abilities. Women are more interested in financial independence and more focused on longer-term goals such as retirement savings. A e proportion of women are active In household udgeting and are interested in man g finances and investments. Plus, there's a growing ess ofthe importance of finan al management for women whose partners now hold the fl andal reins. Statistiwomen live longer than men, and that means the time could come When those women mustlook after their own finances. A longer life also highlights the need for greater retirement savings. The problem is, maywomen and men) don't have a financial plan. Without a plan that identifies needs and goals and provides a road map for reachingThose objectives, you're not likely to make the most ofyourtlnancial life. On the other hand;a financial plan will help you save and invest establish realistic goals and provide for a better future. The basics of a financial plan aren't complicated. You need to figure out where you are today, where you want to go tomorrow, and how you intend to get there. You can take the first step by determining the currentcondition of your finances. The best way is to calculate your net worth. You do that by subtracting what you owe from what you own (assets minus liabilities). This is an excellent gauge of financial progress. Then you need to examine your income spending:Me a detailed look at the money you have coming in every month, and where R goes. What's left over is the money you have to save and invest. This is an excellent time to consider how you can adjust spending habits to save more. By trimming spending and paying yourself first every month -in other words committing a portion o your regular pay cheque to savings before you meet other financial obligations- you can increase your investment potential. Onceyou have a Clear picture of your ficial situation and investment potential, it's easy to g estab financial go . Do you want to save for a house, your children's education, retirement? I Next, need a strategy for reaching your objectives. That calls for an investment plan and a portfolio of investments that reflects your financial situation, tolerance for risk and goals. are other financial act llnaR2111C cxr lie get' ► . t financial emergencies.: ttte_raip address. These include establishing an emergen y fund, 6;111disbili ,long-term care and critical illness coverage). '[hese can It's a good idea to enlist essional help, Your financial ad can help with step of your dal plan. If you da t live a r lan oryou haven't ase ra Lately, call your away. 108 Courthouse Square, Ooderieh www.edwardjo cs.co yMet rfinancialc EdwardJone Erin Roy, CPP Financial Advisor 519-524-4873 rr matically," he told council. After the meeting, MacLellan said he's not cer- tain if the drop in the amount or garbage being re- ceived at the landfill is because of better recycling or because commercial haulers stopped using the Mid -Huron landfill site. "They (the commercial haulers) get billed double if they bring in recyclables in the garbage and they don't want the responsibility of using clear bags," said MacLellan. He said for the clear garbage bag policy to be completely effective, all landfill sites need to adopt the policy. He said Mid -Huron was the first in Hu- ron County to do so. When talks began between the four municipali- ties, they originally planned to begin using the Ex- eter landfill site in April of 2009. While the four parties are now talking about beginning February, 2011, MacLellan said he's not certain when the start date will be. "We plan to use the full extent of the Mid -Huron landfill so until they close Mid -Huron, we'I4e with them," he said. MacLellan told council he is a little concerned about an "escape clause" in the agreement with South Huron but added he can't see it becoming an issue. "This was certainly meant to be a package deal with all or none of us - that was my interpretation all along," he said. MacLellan added that the three municipalities negotiating with South Huron would be "throwing money away" if they opted out of the deal since they paid for all the studies involved. "And, I don't want to go through the six-year pro- cess again," he said. Grey Coun. Alvin MacLellan asked if there was any reason anyone would want to pull out, pointing out that it was unfair for one partner to ruin it for everyone else. FOSTER FAMILIES NEEDED FOR SCHOOL Huron Perth AGED CHILDREN! ChiltertsNdSocisty Help Children from Your Community For Information Call the Huron -Perth Children's Aid Society Huron County: Deanie Jardine at 519-524-7356 or 1-800-265-5198 Perth County: Vy-Waller at 519-271-5290 or 1800-668-5094 MacLellan responded that he would ask the question at the next meeting but said he thought the deal was worded in a way that said, "unless all three agree to leave, all three stay." He said that while the agreement ties in the four municipalities for at least five_ years, it could last quite a bit longer. "It could be another 20 years. It could be a very good scenario for us if they get stage 3 approval. I wouldn't be surprised it if goes to 2030," he said.