HomeMy WebLinkAboutThe Exeter Advocate, 1898-4-15, Page 3:SITEDDTISG OF • BLOOD.:
WITHOUT IT THERO IS NO REMISSION.
ACCORDING TO SCRIPTURE.
Pale Zr. Talmage Preacbes an Eloquent
in Courluelog Sermou Prom a Well-
Xilawn Text -Pang for Pang. Bleed for
Blood and 1.1f0 for Life.
(Cepyrig:a .2e.'8, by Amerieati Press Associa-
tion.)
tre.shington, April 10,—The redical
theory of cbrietianity is see forth by 1)r.
Talmage2U this diecourse, and remark: -
01e instances of self etterifice eta brogghe
eue for ilinstretioa. rho tel is Hebrews
ixe iiii. **Without shedding of blood is no
remission."
Jobe G. Whittier, tbe • last of 'the greite
;whoa of Ainericon poets ehae matte Dhe
laSt quarter of this century brillient,
eske ue iu the \Mite Moueteins one
toolving :after prayers, in which 1 bad
livea out Cowper's famone hymn Omit
"the fountain filled with bleee," "Do
you really believe her is a literal apple,
eatiou a the blood of Christ to tbesoul?"
My negative reply then ie negative
reply now. The Bible staremeue Aigrette
with allphasiciensand all pbysielogiete
aed scientists In eaying 'that the blood is
the life, and to che Christian religion le
mens simply elute Christie life was gimp
for our
U. Hence all this 'telt et moo
who eay the Bible entry et bleed le ills-
euti that they deti't waue whet
they cell e "slaughter house religiegew
only •ehowe their iticepacity
eaS to look through tbe figure of speech
toward the thing signilico. The bleed
time on the therkeet hhidey the Weriti ever
ettW weed or trickled Or poured them the
brow, and the side, and the heude, and
the feet et the illustrious sufferer beck of
jerusalan in a few hon rs coeguleted and
dried up and forever dieeppeared, and it
man heti depeaded on the application ot
the literal bleed of ()Mese tbere istoold
DO e two been a soul saved for the lase 18
cauturiee.
The iteit Weed.
from our northern and, southern homes
hendreds o thoosands of men to do
bettle. All the poetry of war soon van-
ished and left them nothing but the ter ,
Tibia prose. They waded twee deep in
mudi They slept in snow banks. They
Marched till their out feet tracked the
earth. They were swindled out of their
honest rodeos and lived on meat not fit
for a dog. They had jaws fractured and
eyes extinguished awl limbs shot away.
Thousands a them cried Air water as
they lay on the field the night e,fter the'
battle awl got it not. Tiley were home-
sick and received no message from their
loved ones. Tbey died in bares, in bushes,
In ditches, the buzzards of Mee summer
boat the only attendants on their obse-
quies. IS'o one but the inanite God, who
knows everything, linows the ten thou.-
satulth part of the length and breadth,
and depth and height of anguish of the
riortheriz and southern battlefields. Why
did these fathers leave their children and
go to the front, and why did these young
men, postponing the marriage day, start
out into the probabilities of never coming
back? For a principle they died. Life for
life! Blood for blood! Substitution!
But we need not go so far. Wbat is
that monument in the cemetery? It is to
the doctors who fell in the southern epi-
demies. Why go? Were there not enough
sick to be attended in these nerthern
latitudes? Oh, yes; but the doetor puts a
few medical books in his valise, and some
vials of medicine, and leaees his patients
bere In the bands of other physicians
and takes the nil Penn Before he gets
to the infected regions be passes crowded,
rail trate% regular and eXtra, taking the
flying and affrighted populations. He at'.
rivee in a city, over which a great norror
Is brooding. He goes from couch to
cottein feelieg the pulse and fitudying
symptoms and preseribing day after day,
nighe after night, until a fellow physle
clan says: "Doctor, you had better go
home end rest. You look Miserable." But
be menet rest while eo wavy are suffers
in. OD and on, lintil ecnne meriting
Ande him in o, deliriumin Mitch he
tains a Immo end them rises end says be
meet go and look after those rethinks.
Ile is told to lie down, but he lights his
attendants until he falls baek and is
Weaker and weaker and dies for people
In order to under -tend this Mil word with 'whom he bad no kinsbip and far
away from his ow ia fenaly and ni hastily
nue away in a stranger'a tomb, and Only
elie fifth pare of auewspaper line Mlle us
of his faerifice—bis name juet mentioned
among live. Yet Where teuebet1 thefar-
tiay illustrateil. The pet et eubstitu- tittst Wight at la that three
of my text we wily have co exercise as
eaueli cerement ren" e in religion txte we do
eVerytiinir, elee. Pang for pang, hunger
ter huneeri ;Mime thir fatigue,, tear for
tear, bleed for Week life tor lite, we see
eveey
eesu te uo wedgy, although 1 hear nen week.; tit ;11=3We:hien service. ie goes
talk ae ititelifh the Wee ot Christ's suffer. tritilffht as an arrow la tba tosera Of bini
log enleitiated for our suffering were who Fold, "1 was sielt, anti ye visited
something idinertneh semething wildly nee." Life for life: Ilieed for blood! Sub-
etwentrie. ealitery epleatio in the worlitti etitutiotai
hietery. witen 1 could take ewe oat ineu AStory of seward,
'this City and before sundown paint you In the legal prefeielon I see the same
to 500 ateee of Aubstitaitien anti voluntary
sufferi*e. et ono in behalf of another.
At 2 teeleek to morrow afternoon go
among the !dame ot laminae; or toll. It
'will he Ito thing for you to And
iitindple osU' ieterinee. In 1846 William
Ereeman, u pauperinel and idiotic; negro, , canui's stall, to thruet bis shoulder un
was at Auburn. N. y.. on trua tor Tuur. 1 der our burdens and tato the lances of pain
threngh Isla vitals, and wrapped himself
der. He bad Slaill the elltIr0 V411 NeSt
men who by their looks show you time r. ° i• •
men wily eh our miscleings and stood on tbe splitting
y aro promo mut/UT could lie
they are overworked. The CRUCIFIXION OF CHRIST.
wroth ole They are beeteabia rapidly . armed constables. Nebo would 'volunteer )(leeks of a foundering vessel amid the
(trembling surf cot the RA and passed mid- —
Husain. or William Turner! Blood for there was a hollow ba the ground, rolled
Used! Substitution over and down, troini after, troop. tumbi-
An Exalting rewrap -le, Mg into one awful mass of sufferingboof
of lea:king hereee againet brow and breasa ,
of captains wad colonels and private sol-
diers, the human and the beastly groan
kept up until the day after all Was
shoveled under because of the malodor
What an exalting principle this which,
leads clue to suffer for another! Nothing
so kindles enthusiasm or awakens elo-
quence, or chimes pootio onto, or moves
melons, The principle is the dominant
one in our religion—Christ the martyr, arising m that hot month of Juno.
Christ the celestial bero, Christ the de- "tr here," mid our guide, "the Highland
fonder, Christ the substitute. No new tegunents lay down on their faces wait.
principle, for it Was Old as hind= nature, mg for the moment to spring upon the
but now on a grander, wider, nigher, foe. In that orobard $,G.O0 men were out
deeper and more world resounding eeale, to piece?. Here stood Welliugton with
The shepherd bee as a champion for Israel whitedips, and up Oar knoll vele Mar -
with a sling tepPled the giant of /halls. shot lecy on his sixth borse, five having
been shot under him. Here the ranks of
tine braggadoeio in the duet. hat hero
another David who, for all the armies a the French broke, and Marshal Net,
churches militant and triumphant, burls with his hoot slatehed by Sword, and his
the Goliath of perdition into defeat, the hat off and his face covered with powder
crash of bis brezen armor like an explo. and blood, tried to rallv his troops as he
sion at Hell Gate. Abrebarn had at God's cried, 'Come and see how a Mersbal of
command agreed te eacrifice Ids son Isaac, French dies on the battlefield.' From
and the same God just in time had,, pro. yonder direction Grouchy was expected
vided a ram of the thicket as a enlist'. for the French re-enforeemeut, line he
tete. but there is another Isaac bound to otnne 005. Around those woods Blucber
the altar, and no baud arrests the sharp
edges of laceration and death, and the
uutverse shivers and quakes and recioils
and groans at the horror.
All good men have for centuries been dazed and insane, trying to go back.
trying to tell whom this substitute was Scene of a battle that went on Preto 25
like, aed evez7 comparison, inspired and minutes to 19 o'clock on theltith, of June
iminePired, evangelistio. Prophetic), ape. until 4 °tile*, when the English seemed
stolie and human, falls short. for Christ defeated, and their commander cried out:
was the Great Unlike. Adele a type of "Boys, you can't think of giving way7
Christ, because he oame directly from Remember old England!" And the tides
God; Noah a type of Owlet, bee,,ause he turned, and at 8 o'clock in the evening
deliveree his Own fetidly from deluge; the man et destiny, who Was ealled by
Melchisedeo A type of Christ, beeause bo
had no predecessor Ql` successor; Joseph a
tip* of Christ, because be WM cast out
by hie brotehren; Moses a type of Cbeiet,
because he was a deliverer front bondage:
Joshua a typo of Christ, because be was
a couquaor; Samson a type of Christ,
beentiee of his strength to slay the lame
and carry off the irou gates et impossi,
bility; Solomon a type of Christ in the
affluence ot bis dominion; Jonah a type
of Christ, beceuee et the etormy sea in
which he threw himself for the rescue of
others, but put together Adam and. Noab
and hielehisedeo and Joseph and Moses
and Joshua and Samson and Solomon
and Jonah, and they mulct not make a
fragneent of n Christ, a quarter of a
elitist, the half of a Christ or the mil -
part or a Owlet,
ravel titii Top of Glory.
was looked for to re -enforce the English,
anti just in time he came up. Yonder is
the field where Napoleon stood, his arms
through the reins of the horse's bridle,
his troops Old Two Hundred 'thousand,
turned away with broken heart, and the
fate ef centuries was deoltlea.
The Lion and tho Lamb.
NO wonder a great moued has been
reared there, bunnreds ot feet
mound at the expense of =Mimes ot
dollare and many years in rieing, and on
the top is the great Belgian lion ot
hretreet nazi;; genii olti lion le is. But
our great Waterloo was In Paleitine.
There came a day when all hell rode up,
led by Apollyon, and the captain of our
salvatiou confronted them alone. The
rider on the white hum of the Apo.
calypee going out againet the black horse
cavalry of death, and the battalions of
the demoniac and the neermitioas of dark
MISS. From 12 ealoet, at noon 'to 8 o'clock
In the afterzalan the greatest battle of the
universe went on. Eeernal destines were
fle forsook a throne and sat down on being deeitletl. .All the areow's of bell
Ids OW11 tOOtRttiOl. Ile came front the top pierced our Chieftein, and the battleaxes
of glory to the bottom of humiliation anti
eletaged a circumference seraphic for a shoulder and baud and foot were blear -
struck him, until erow and cheek and 1
eirrillaferauGa illabolk- Oar° 'waited ca trained with oozing life, but be fought
by angels, now biesed at by brigands. on until he gave a final stroke with
Front afar and WO up he ratro down, sword from Jebow's buckler, and the
pet meteors, swifter than they; by starry commander in chief of hell and till his
thrones, himself more lustrous; past forees fell back lo everlasting ruin, and
larger woride to smaller worlds, down the eietory is our. And on tb* moiled,
stairs et Armaments mid from cloud to that celeleutee the triumph WO plant this
Cloud and through treetops and Into the d.ay Iwo fignres. nut in bronze or iron or
sculptured marble, but two figurci of Ilv-
ing light, the Lion of Judab's tribe and
the Lamb that Was slal».
anada Life
ASSURANCE COMPANY
A.MOST.SUcCESSFUL YEAR
I th In ali the agonies which we deserve for
toward their decease, 'They have gene to let. coUnsel? No atterney wanted to
sacrifice bispopularity by such an ungratet
, nights on the mountains amid wild beasts
through eritai in buelneei that shattered
their nervous spawn and pulled on tlioiIII1 18k. .A.II were 8I1011t save one, Id prey and stood at the point where ail
'able voice that earthly and Infernal hostilities °barged on
brain, They have a shortness Of breath t
and a pain in the back of the bead and ' 1`11"111 11-1rinY 11a lwar""ts111a the hat%
at niglit an insomnia, thet alarms them. Fala and thin a" aWl`w"rd" It Was Wil"
slut leer two Nei It weabi be him, oner was Idiotio and irresponsible and
blot at once with their keen sabers—our
Suietittitel
When did attorney ever endure so
much for a pauper client or pbysialan for
ought to tie put in an asylum rather than tho patient In elm lazaretto or mother for
cult to extraetany amusement out of that . wit to death, the herolo .counset uttering the child in membrauous aerie as Christ
exhaustion. Because they are avarleietaa ' for no and Christ for you and Cbrist for
these beautiful words:
le many cases no. Because their own me? Shall any man or woman or child in
personal expenses are lavish? No. A few "I speak now in the heaving of a pee -
this audience wbo has over suffered for
Imndrecl dollare would meet all their
barn II. Seward, 'who saw that the pies.
'Why are thee drudging at business -early
wauts. The simple fact Is the man is en-
during all that fatigue and exasperation
and wear and tear to keep his home pros-
perous. There Is an invisible lino reach-
ing frorn that store, from that bank,
from that gimp, from that =Voiding, to
a quiet steno a few blooks, a few miles
away, and there is tbe secret of that
v. business endurance. Ito Is simply the
champion of a homestead, for ethical lie
W111S bread ;end wardrobe und education
and prosperity, and in swill battle 10,000
mon fall. Of ten business men whom I
bury nine die of overwork for others.
Some sudden disease Ands them with no
power of resistance, and they are gone.
Life for life, Blood for blood., Substitu-
tion! ,
.A Dim Idght In the lIonae.
At 1 o'clock to -morrow morning, the
bour when slumber is most uninterrupt-
ed and profouna, walk amid the dwelling
houses of the Gay. Hero and these you.
will lind a dim light, because it is the
household custom to keep a subdued
light burning, but most of the houses
from base to top are as dark as though
uninhabited. A. merciful God has sent
forth the =henget of sleep, and he puts
his wings over the city. But yonder is a
clear light burning, and outside on a
window casement a glass or pitcher eon-
taining food for a sick child. The food is
set in the fresh air. This is tbe sixth
night that mother has sat op with that
sufferer. She has to the last point obeyed
the physician's prescription, not giving a
drop too much or too little or a moment
too soon or too late. She is very anxious,
for she has buried three children with the
1181:00 disease, and she prays and weeps,
each prayer and sob ending with a kiss
of the pale cheek. By dint of kindness
she gets the little one through the ordeal.
After it is all over the mother is taken
down. Brain or liervous fever sets in,
and one day she leaves the convalescent
child with a mother's blessing and goes
up to join the three departed ones in the
kingdom of heaven. Life for life! Sub-
stitution! The fact is that there are an
uncounted number of mothers who after
they have navigated a large family
through all the diseases - of Infamy and
got the: fairly started up the flowering
slope of boyhood and girlhood have only
strength enough loft to die. They fade
away. ,-Some call 45 consumption, some
call It nervous prostration, some call it
Intermitteet or malarial indisposition.
but I call it martyrdom of the domestio
circle. Life for life! Blood for blood!
Substitution!
Or perbaps a mother lingers long
enough to see a son get on the iihrong
road, and his former kindness beecones
rough reply when she expresses anxiety
about him. But she goes right on, look-
ing carefully after his apparel, remember-
ing his every birthday with some memen-
to, and when he is brought hone worn
out with dissipation nurses him till he
• lets well and starts him again and hopes
and expects and prays wo'd counsels and
suffers until her strength gives out and
she fails. She is going, and attendants,
bending over her pillow, ask her if she
has any message to leave, and she makes
great efforts 50 807 something, but out of
three or four minutes of indietinot utter-
ance they can catch but three words;
"My poor bov 1" The simple fact is she
died for him. Life for life! Substitution!
Blood for Blood.
About 88 years ago there wont forth
pie W110 bum prejudiced prisoner and
condemnel me for pleading in his behalf.
Ile Is a convict, a pauper, a negro, with-
out intellect, sense or emotion. My child
with an affectionate smile disarms my
careworn face of its frown whenever
Cross iny threshold. The beggar in the
street obliges mo to give bemuse ho says,
'God bless you!' aa 1 pass. My dog
caresses me with fondness if X 'will bUt
smile on him. My horse recognizes me
When 1 1111 his manger. "What reward,
what gratitude, what sympathy and effete
tion eau X expect hero? There tho prisoner
sits. Look at him. Look at the lissom -
bingo around you. Listen to their ill sup-
pressed censures and excited fears, and
tell me where among my neighbors or
eny fellow men, whore even in his heart
anytime finct it hard to understand this
Christly suffering for us? Shall those
wboie sympathies have been wrung in
behalf of the unfortunate have no appreci-
ation of that one moment which was lift-
ed out of all the ages of eternity as most
conspicuous, when Christ gathered up
all the sins of those to be redeemed under
his ono arm and all their sorrows under
his other AVM and said: "I will atone for
these under my right arm and will heal
all those under my left arm. Strike ma
with all tby glittering shafts, oh, eternal
justice] Roll over me with all thy surges,
ye oceans of sorrow." And the thunder-
bolts struck him from above, and the
seas of trouble rolled up from beneath.
hurricane after hurricane and cyclone
a after miolone, and then and there in pres-
can expect to find a sentiment, enee of heaven and earth and bell, yea,
thonght, not to say of reward or of 1
acknowledgment, or even of recognition.
all worlds witnessing, the price, the bit -
Gentlemen, you may think of this evi- ter Price, the transcoutlent price, the aw-
dance what you please, bring in wbat
I ful price, the glorious price, the infinite
I price, the eternal price, was paid that
verdict you can, but asseverate before
heaven and you that to the best of my sets us free.
knowledge and belief, the prisoner at the The Religion of Blood.
bar does not at this moment know why net is what Paul means, that is what
it is that my shadow fans on you instead I mean, that is what all those who have
of his own." ewe had their heart changed mean by
"blood." 1 glory in this religion of blood!
The Hero Buskin. am thrilled as 1 see the suggestive color
The gallows got its victim, but the in sacramental oup, whether It be of bur -
post -mortem examination of the poor nished silver set on cloth immaculately
creature showed to all the surgeons and white or rough hewn from wood set on
to all the world that the public were table in log hut nmetine house of the
wrong and William H. Seward was right wilderness. Now I am allied as 1 see
and that hard, stony step of obloquy in the altars of auelent sacrifice crimson
the Auburn courtroom was the first step with the blood of the slain lamb, and
of the 'stairs of fame up which he went to Leviticus is to me not so much the Old
the top, or to within one step of the top, Testament as the New. Now I see •why'
that last denied him through the treaoh- the destroying angel passing over Egypt
ery of American politics. Nothing sub- in the night spared all those houses that
limer was ever seen in an American had blood sprinkled on their doorposts.
courbroom than William H. Seward, with-. Now know what Isaiah means when he
out reward, standing between the furious speaks of "one in red apparel coming
populace and the loathsome imbecile. with dyed garments from Bcarah," and
Substitution 1 whom the Apocalypse means when it de.
the realm of the fine arts there was scribes a heavenly chieftain whose "yes-
es remarkable an instance. A brilliant ture was dipped in blood," and what
but hypercriticised painter, Joseph Wil- John the apostle means When he speaks
liam Turner, was met by a volley of abuse of the "precioits blood that cleanseth
from the art galleries of Europe. His from all sin' " and what the old, worn,
paintings, which have since won the ap- out, decrepitmissionary Paul means
',lees° of all civilized nations, "The when, in my text, he cries, "Without
Fifth Plague of Egypte" "Fishermen on shedding of blood is no remission." By
a Lee Shore in Squally Weather," that blood you and I will be saved—or
"Calais Pier," "The Sun Rising Through never saved, at all. 1'n all the ages of the
Mist" and "Dido Building Carthage," world- God has not once pardoned a single
were then targets for critics to shoot at. sin except through the Saviour's expia-
In defense of this outrageously abused tion, and he never will. Glory be to God
man a young author of 24 years, just one that the bill back of Jerusalem was the
year out of college, came forth with his battlefield on which Christ acbieved our
pen and wrote die ablest and most fam- liberty I
ous essay on art that the world ever saw It was a most exalting day 1 spent on
or ever will see—Jobe Ruskin's "Modern the battlefield of :Waterloo, Starting out
Painters.'" For 17 years this author with the Morning train from Brussels,
fought tbe battles of
artist, and after in poverty and broken that famous spot. A son of one who wag
heartedness the painter had died and the in the battle, and who had heard from
public tried to undo their cruelties to his father a thousand times the whole
ward him by giving bine" a big funeral scene recited, accompanied us over the
and burial in St Paul's cathedral his old- field. There stood the old Ilougomont
time friend took out of a tie box 19,000 Chateau, the walls dented and scratched
pieces of paper containing drawings by and broken and shattered by grapeshot
the old painter and through many weary and cannon ball. There is the well in
and unoompensated months assorted and which 800 dying and dead were pitched.
arranged them for public) observation: ,There is the chapel with the head of the
People say John Ruskin in his old days. infapt Christ 'shot off. There are the
Is cross, misanthropic and morbid. What- gates at wbich for rnany hours English
ever he may do that he ought not to do and French armies vvrestled. Yonder were
and whatever he may say that he ought the 160 guns of the Englisla and the 250
not to say between now and his death he guns of tho Frencls. Yonder the Hancwili e
leave this world insolvent as far as verian•hussars iled for the woods.
It has any canaaitY to pay this author's The Fate of centuries.
pen for its chivalric: and Christian de- : Yonder was the ravine of Ohain,
f poor ainter's pencil. John where the French cavalry, not knowing
• Shemaltreated Belgiurn we arrived in about an hour on
ones o ap p
Death on tlt* Cross Was a Mast Terrible
rem ur Torture.
"Crucifixion was a terrible death."
writes the Rev. Amory II. Bradford, D.
D., apropos of Holy Week., in ate article
on "The Last Weak In Christ's Life" In
the Ladies' Home Journal. "It was re-
served for offendera of a servile class and
never used :for a Roman. citizen. The
bands and feet et the victim wero nailed
to the wood, and a kind of rude seat was
provided—just enongli to prevent tbe
weight of the body from tearing through
tile flesh. The genet spot where Jesus
was eruelfied cannot now be identified.
Golgotha was probably some skull -shaped
hill 'outside the city wall.' Thitber a
strange procession wended its way—the
condemned with their crosses on their
backs, the hard-hearted rabble making
fun of them as they passed. The strength
of :Jesus failed before tbe destination was
reached, and another was compelled to
carry the cross for Him. This crucifixion,
like all others, was cruel and barbarous
in the extreme. The executioners were
Roman soldiers, but a host of Jews
feasted their eyes on tbe hideous sight
"Such agony was no protection against
the gibes of tbe crowd. With but one of
His disciples in sight, and only two or
three friendly women near—one of them
ibis mother—Jetus passed the last hours
of His earthly life. Those who suffered
by crucifixion sometimes lingered three or
four days—Jesus lived about five hours.
While hanging on the oross He spoke
seven times. Soon after the cross was
raised, looking over the coarse and brutal
soldier:, and the mistaken fanatics who
had hounded Him to that hour, He
uttered a prayer, which „ bas probably
made a deeper impression on the world
than any other single limier ever offered:
'Father, forgive them, for they know not
what they do.' "
INCREASED EARNINGS.
•
The einem). meeting of the Canada Life ASsurau ee Conipany was beld on Wedlies.
day. The following is a synopsis of the report and financial statements; in eremite,
ieg to the -shareholders their fifty-first genital report, the .direetties
A are gratified in annoancing that the company has fairly shared M
the somewhat irepeoved mention of the .business of the conutry as
ProsPerOUS
'Year will be eeen be the statements and accounts now submitted. By
these it will be observed that the company has transaeted a larger
bueines% dem during the previous year, and has increased its clear
aurplus lee no less than 8497,0e3 Ite. The application for new assurantes during 1897
numbered 3066, for the sum of $6.185.900, of which, however, 26:1 for $521.000 were de-
. clined, the lives not appearing up to that standard whieb it is in She
interests of the company', other .aesurers should be maintained, and
as 191 applicatione for 473,300 were not carried out the of the
year was tor $5a91,636, under tifyle policies, exceeding 1896 by 073
polities for $798,9e0.
The neat business in force at the close of 1897 wee $72,719,055.27 of assurance'. un-
der 3$,4157 policies. upon 24,469. lives.
The claims by deaths paid during 1897 anationtecl to $770,101.45, toed
endowment policies for $128,816.19, haring matured, these sums, al
well as Q18,481.29 for profits. Onta.411.18 for surrenders and au ;Ma.
unity of aluti,U00i uttaltiug be $1.203.307,84, were paid to policy-
holders during the year.
, The income reeeipte of the year svere 81,953,272.8S, and deducting
Increase lit therefrom all payments to policeeholtiers for claims by death. /Or
Assets profit, atal for matured endowment policies, as well as all ether
outhey, ineluding expenses of management. there was left the soM
$1.27a.480.03, which bee increiteed the compenyteaseets to $18,678,916.67.
Surplus As appear); by the abstrace of assets and liabilities, After providiog
fully for the necessary reserve for all parieq of the compaay, and
for all its other liabilities, there is shown a surplus of $1,564,0824.
Financial Abstract for the Year 1897:.
New
Business
The Philosophy of Good Clothes.
They had been listening to a lecture by
O brilliant young woman, and one of the
girls felt depressed. She wanted to scintil-
late herself, and she felt that life was a
failure and that her college education had
been wasted.
Her companion was still cheerful. She
hadn't satisfied all her ambitions, but she
'was something of a philosopher and found
balm in Gilead.
"Yes, she's splendid," she assented.
"I'd like to have a brain like hers, but
Emerson was right about compensation.
My tailor is a comfort to me in my dark-
est hours; and whenever I get the blues
about my mental state I just put on nay
best frock and trot around to call on the
cleverest women I know. I always go
home feeling reconciled to life. I'd like
to be able to twelve on psyobology in
literature; but, my dear, though ye speak
with tongues of men and angels, and
don't dress well, it shall avail ye nothing.
It's great solace to me on occasions like
this, to say to myself, "Well, cheer 'u.p.
You're prettier and better dressed than
-that abetract intelleot anyway."
Policy
Claims
Peculiar Abbreviations.
There can be formed from the names
of some of the States of the Union to the
south of us a list of peculiar abbrevia-
tions, such as the following:
The most egotistical—'
Most religions—" Mass."
Most Asiatic—"Inti."
Father of States—"Pa."
Most maidenly—'4Miss."
Best In time of flood—"Ark."
Most useful inthaying time—" Mo."
Decimal State—" Tenn."
State of exolarnatioo—"La."
Most astonishing State--" O."
Most unhealthy State -4 'Ill. "
State to cure the sick—" Md."
Not a State for the untidy—"Wash."
State whore there is no such word as
To premium income (net)....
To tuterest, rents, etc
•11.01/r.44411..*.M10..””Ana•.141 2.087.994 44
e6e,047 44
2,957,041.89
Paid claims, endowments, surrender values ijatetell 115
?rents to policeeholdere*„.•. ................... .• • • • • • • •
115.481 89
Expenses, taxes, dividende 421,e46 PO
Balence 1.272,1b6 05
Assets Jan. tst, 1898.
Loftus on real estate and on other securities. $ 9.128.674 10
Securities owued 7,043.594 02
Real estate owned, including but Wage., . . 1.431.750 78
Oabh cm baud and other ledger iteeets... ...... . . .. ..... . altatiat 98
2,957,041.89
$17.9:14.896 78
Net outstanding and deferred premiums 465,578 99
Interest and route ;Accrued 290,450 80
Total. Assets -8,67,915,67
Liabilities.
Reserve fund (4 per cent)
All other liabilities
Surplus over all liatlillties
.4 • • • ...gp3,704,417 00
410.416 63
$17,114,833 62
..........1,564,082.05
/8,678,915.6Y
*Exclusive of $97,355.82 bonus additious included in claims.
The President's Address,
The President, Mr. A. G. Ramsay, in inoving the adoption of the report, fetid
The directors' report and the annual account and statements have for some dm
been in your hands, and have now been taken as read. While the report is brief, it
contains, I think, along with the various published accounts, all thee is required te
enable those interested 211 the company to judge of its progress and success in the
past year. The addition during 1897 of nearly half a million dollars to the surplus or
profit fund is a large aud satisfactory one, and without invidiously comparing it. with
the figures of any other particular company, I may say that it was more than was at-
tained by all the other Canadian companies combined. The new business of the year
was, von will observe, of satisfactory and gratifying amount, and in excess of the
previous year, and you will be pleased to kuow that it is of that desirable class which
will result more to the profit of the companythan would a larger amount obtained
at heavier expeuse, or from less desirable regions than the healthful climate of Can-
ada, and the four Northern States to which we have thus far deemed it judicious to
connue the operations ot ;he company. The existing assurances are $72,719,e55, or
nearly twice as much as they were twelve years ago. The death claims et the year
coutiueed of very favorable amount, and being well within what was calculated
upon, that fact testifies to the care observed in the selection of the lives, and to the
judicious limitation of the busiuesa to the healthful climates already alluded to.
The recent lamentable failures of some of the compauies doing business on the
assessment system, and the anxiety felt as to the others which are based upon the
same fallacious principles, lead me to point out that these occurrences are ou ly the
inevitable results whieh were from the first predicted by those whose knowledge and
experience enabled them to judge of what the future of compaaies of this kind might
be. At our meeting in 1887, wheu concerns of this kindwere making strenuous effort'
to establish themseives in Canada I alluded to the miserable failures they had been
in England and in America, and Canada,
that their "ephemeral existence indicates how
useless the assessment system of assurance is as a family provision. It can only offer
the uncertain hope of a cheap assurance for a few years, till the company breaks
down. 15 000000 afford any guarautee that a definite amount of assurance will cer-
tainly be paid to a widow or children after an assurer's death, whether that occurs at
au early day or 0 distant one, and without such a guarantee as that, which our own
and other sound companies oiler, life assurance must be a fraud and a delusion." I
added that `I was aware that agents and managers of compauies of the kind pointed
to the names of prominent business and professional men who have joined them, or
who act as their directors, but as some ot them at all events allow their names to be
employed in. that way, simply because policies have been gratuitousiy given to them,
one can judge how little weight snould attach to the names- of the geatlemen thus
used to decoy others to joie such comeanies.." One cannot envy the feelings of the
prominent gentlemen alluded to who induced persons to take polioles in companies
of the kind, from which they are now driven out by their failure, or by Oa levy of
such high payments as they are unable to meet.
A.s the accoutits show, the year's income was within a trifle of three million dol-
lars, andabet assets of the company were increased to the very considerable amount. of
nearly nineteen million dollars, and yielding, after deducting liabilities of every kind,
a net srpulus or profit of 81,5134,082 for allocation at the end of next year, along with
whatever addition there xnay be made to it between now and that time, and as the
management and other expenses by which, the profits of policy -holders are very
largely influenced continue to be of a more moderate percentage than that of any
other Canadian or American company the prospects for 'Our assurers are of a favor-
able character.
HOW HE SAVED THE DAY.
It Was Simply Another Case of GOVera.•
ment by Injunction.
The ostensible head of the house was a
man of resources.
The real bead of the house was a Woman
of determination, but not well versed in
the ways of the world.
The 000k was one of those independent
mortals who would think nothing of re-
tiring from the kitchen and taking to her
bed with a toe aobe half an hour before a
course dinner was to be served for 10 o15
guests. Neither would she have any been
tation about getting up in the middle of
the night and throwing up her job without
saying a word eo any one if she happened
to feel that way.
Long experience bad taught the real
bead of the house to recognize the symp-
toms when the cook began to get nervous,
Ind one day just after she had mildly in-
timated that it ought to be possible to
wash the dishes without breaking more
than two of them a day the symptoms be-
gan to foroe themselves upon her attention.
Then it was that the real head of the
house went to the ostensible head of the
house and told her fears, for even Mien
the real head of a house flatters bonen'
tbat she knows more about sucb matters
In two minutes than the ostensible head
'of the house knows in seven years it has
been noticed by close observers tbat she
nevertheless goes to him whenever there
are indications that the road is strewn
with rocks.
• "Maggie is going to leave,' said the
real head of tho house.
The ostensible head of the house whis-
tled. - •
"Sbe hasn't mid so," went on the real
•
head of the house, "but 1 have been
through this experience often enough to
be able to recognize the signs. I can tell
by the careless way in wbioh she banks the
dishes around."
"Just as soon as we have taught a girl
enough to make her of any value," said
the ostensible bead of the house, "it seeing
*0 020 that she leaves us." •
"She does," replied the real bead 01 550
house. "They all do it. „ There ought to
,be some way to stoe it."
"Do you think you cam manage to keep
her until afterhoon?" asked the ostenelltie
head of the house aftee some elements of
thought ,
"Easily," ansimeed tbe real head of the
house. , "
The ostensible head of tbe house smiled
a triumphant smile as he. put on his hat
and started for bis office.
That afternoon the cook was served with
papers enjoining her from ohangiug em-
ployment without first convincing the
court that suob change would not be detri-
mental to the welfare of the conanenity. '
"I have been enjoined from doing about
17 different things 50 connection with my i
business," chuckled the ostensible head of ;
the house that evening. "It would be '
strange, indeed, if we could not carry i
thttee innovations into the hoine."---Oha
cage Post.
Getting, stt the Facts.
Hotel Manager (to departing guest)—I
trust you have boon comfortable, sir? !,
Guoat—Ob, yes.
Manager—And that everything has been I
Cooked to your liking?
• Guest—Yes, all but the bill. I sbould
have preferred that boiled down a bit
incate—Tit Bits.