The Citizen, 2005-07-21, Page 10PAGE 10. THE CITIZEN, THURSDAY, JULY 21, 2005.
Midget girls have busy week, playing three games
rhe Brussels Midget girls played three games in the past
week, losing a pair, including a one-run setback to Goderich
and winning by a shutout in the third game.
The Midgets hosted Hibbert on July 11. Julie Brown was on
the mound for Brussels.
In the top of the first, the Brussels defence yielded two outs.
\\ ith Brown adding a strikeout.
The Brussels bats were alive in the bottom of the inning.
Singles by Brown and Sara McDonald and a homerun by Coral
Nicholson scored three.
Hibbert scored a run in the second on three hits. Brown
recorded a strikeout. Ashley Warwick singled in the bottom ol
the second, but was stranded on base.
Hibbert took the lead in the third on four hits, including a
homerun and three errors. Brown recorded three strikeouts.
Brussels tied the game in the bottom of the fourth on triples
b\ Emily Elston and Candice McLellan and a single bv Lacey
McCall.
Hibbert scored two runs in each of the remaining three
innings on seven hits and four errors. Brown recorded a pair of
strikeouts.
Brussels had runners in scoring position in each inning, yet
were unable to bring them home.
The final score was Hibbert I I. Brussels 5.
Brussels was on the road on July I J as they travelled to
Holmesville.
The game was a real nail-biter as neither team scored a run
lor the first six innings.
Brown was the Brussels hurler and she allowed no runs on
four hits and a walk and had two strikeouts.
The Brussels bats came alive in the top of the seventh
Candice Ross walked and singles by Brown and McDonald
loaded the bases. Nicholson doubled followed by a homerun by
Elston.
The Brussels defence shut down Holmesville in the bottom of
the seventh.
The final score was Brussels 5. Holmesville 0.
Brussels travelled to Goderich on Sunday.
Batting in the first. Brussels loaded the bases on walks to
Katie Aitchison. Elston and McCall but the three would be
stranded.
Goderich’s first batter reached base on an error and would
score two singles later. Brown struck out two Goderich batters
to end the inning.
Brussels got on the scoreboard w-hen Catrina Josling singled.
Warwick walked and Mary Aitchison stretched a double on an
overthrow.
Goderich left runners at first and second on a pair of singles.
Brown recorded two strikeouts.
Brussels rallied in the third with doubles from Nicholson,
Elston. McCall and Jenna Fischer and singles from Josling and
Warwick, to score four runs. Goderich answered with two runs
on one hit and three errors.
Brussels left runners in scoring position with singles from
Nicholson and Elston. The Goderich bats were hot in the fourth,
scoring five runs on three singles, a double, a triple and a hit
batter.
Brussels regained the lead when Fischer, Josling. Rachel
Speers. M. Aitchison and Brown all had singles to score three
runs. A pair ol strikeouts by Brown and an unassisted play by
Fischer shut Goderichdown
In top of the seventh inning. Brussels was unable to add any
more runs to their total
With a pair of singles and a triple. Goderich scored two runs
to win the game 10-9.
Brussels is at home on Sunday against Shakespeare,
beginning at 8 p.m.. and then host St. Marys on Monday
beginning at 9 p.m.
Turn cottage into a home
Hit
A Walton Brewer batter makes contact with the ball during
Friday evening’s Huron County Fastball League contest
against the Brussels Tigers. The game was played in Ethel.
(Jim Brown photo)
Community mental
health services expanded
in Huron-Bruce
The McGuinty government is investing more than $800,000 so that people
with mental illness in Huron County and Bruce County will have better
access to quality care in their communities, Carol Mitchell, MPP announced
July 14 on behalf of Health and Long-Term Care Minister George
Smitherman.
"People with mental illness need quality services, as close to home as
possible." said Mitchell. "This funding will make a real difference in the lives
ol many people in Huron and Bruce Counties, because they will now be able
to Iind the mental health services they need in their own community.”
the Alexandra Marine and General Hospital in Goderich will have an
■ ncrea.se of $17,433 foi a total of $101,439. The Huron Addiction Services
vs ill receive $3,978 and Women’s Shelter Second Stage Housing will receive
$ 721.
Grey-Bruce Health Services will receive $458,537 and the Grey Bruce
Community Health Corporation will receive $ 233,879.
The funding announced today is part of an overall government investment
ol $58.3 million in 2005/06 so that 34.000 more Ontarians can have better
access to community-based mental health services. These services include
expanded case management, crisis response and early intervention, addiction
treatment programs, as well as improved support for families and caregivers.
Turning your collage into a
retirement haven may seem like a
good plan, but there are important
issues to consider before you decide
to go ahead and make it your
permanent home.
"This decision affects your
finances and your lifestyle, so plan
ahead and get advice." advises
chartered accountant Karen Yuli of
Toronto.
"Selling your home and moving to
your cottage is not a straightforward
decision, as it involves complex tax
issues and planning." says chartered
accountant Martin Kretzschmann of
Midland. Ontario.
What are these issues? "Many
people don’t realize that they may
have to pay capital gains tax on one
of their properties when they sell it."
explains Yuli. "The tax legislation
was changed in 1981 to allow only
one property to be designated a
principal residence each year, per
family unit. Now. when you sell the
property and it is not designated as
your principal residence for all years
after 1981, there is a complex
calculation to determine the capital
gains tax you may have to pay.”
So what can you do? "A common
strategy is to determine which
property has risen most in value
since 1981. Given the jump in
cottage prices. it may be
advantageous to designate your
cottage as your principal residence
for some or all of those years, so
have a valuation done by a real
estate appraiser," says
Kretzschmann.
"If you took advantage of the
special one-time capital-gains-tax
election in 1994. which allowed
property owners to increase the cost
of the property for tax purposes, then
this must also be considered in
determining which property to
designate as your principal
residence.
"However, it is difficult to
generalize, and this calculation can
be very complex.” continues Yuli.
"If you conducted major
renovations to convert your cottage
into your home, you may be eligible
to receive back a portion of the GST
paid on the renovation costs, under
the GST New Housing Rebate.”
Kretzschmann advises.
Estate-planning issues are another
consideration. Even though ’you
decide to . make your cottage your
permanent home,’you may still want
to leavp t0 your children as a
recreational cottage.
According to Yuli it can be tricky
to deal equitably with all of your
children based on unknown future
values. “Some children may live
nearby, some may not want the
cottage. If you leave it to one child,
how do you make sure your other
children are provided for equally?”
“One strategy to keep the cottage
as a family asset is to set up a trust.
If you or your spouse are over 65,
putting the cottage in an alter-ego or
joint spousal trust helps avoid
probate tees that, in Ontario, are
among the highest in the country.”
Is there anything else you should
think about?
“Yes.” says Kretzschmann.
“snow."
Consider the costs of winterizing
your summer home, updating your
utilities and heating systems. Find
out if the road is accessible in winter.
Deal with a reliable contractor who
knows the local building codes and
conditions. Renovations may fall
under newer building codes than
those in place when the cottage was
originally built. resulting in
unanticipated costs, such as moving
a septic bed or well.
Both Yuli and Kretzschmann offer
one final piece of advice. Spending
time at the cottage in the winter is
very different from spending time
there in the summer, and living there
year-round will mean a change in
lifestyle. Where is the nearest
hospital? How close are your
neighbours? What will you do for
entertainment?
Before you make the decision to
turn your cottage into your home,
consider all the issues and, most
importantly. seek professional
financial advice.
For further information, contact a
Chartered Accountant.
- Brought to you by The Institute of
Chartered Accountants of Ontario.
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