HomeMy WebLinkAboutThe Citizen, 2000-11-01, Page 18PAGE 18. THE CITIZEN, WEDNESDAY, NOVEMBER 1,2000.
Questions best defense in buying used vehicles
Many of you may be considering
buying a used car, now or in the
future. Asking the right questions,
and getting some independent advice
or an independent inspection can be
the consumers’ best defence against
ending up with a vehicle that has
been in an accident, and poorly
repaired.
After an accident, cars are written
off by an insurance company if the
cost to repair would be higher than
the value of the vehicle. The owner’s
claim is settled by the insurance
company and the vehicle is either
sold to an auto recycling business or
at an auction.
As it stands now, many of these
cars are bought, fixed up and then
resold to either a dealership or to an
unsuspecting consumer. You could
be driving one of these cars and not
even know it.
“Insurance companies as a whole
agree that once a car is written off
for salvage, it should be indicated on
the registration. Otherwise, at this
point the vehicle’s history as a wreck
disappears,” says David Campbell,
national fraud manager. “We would
like to see legislation that requires
the ownership registration to specify
that the vehicle was previously sal
vaged in place.”
At first inspection, the -car may
have a nice finish, the doors fit well
and it handles fine. But these exteri
or features do not mean that it has a
sound body. In fact, these vehicles
are often dangerous. By dangerous,
we mean situations where these cars
have been known to break in half
when they hit a large pothole or
worse, crumble in an accident.
Today, most cars use a unified
body construction where the body
and the frame are all one piece
(rather than the traditional separate
body and frame bolted together).
Although difficult to measure until
tested in a crash, the structural
integrity of a car is changed once
bent, straightened and welded.
Severe damage to the frame makes
restoration of the original strength
very difficult and expensive. This
provides the opportunity for some
one to cut comers by just making
cosmetic repairs.
Right now, a wrecked car can be
rebuilt and sold legally. Canadian
provinces have no title separate from
the registration, and therefore there
is no way to trace a wrecked car.
British Columbia, Alberta and
Quebec have the toughest laws, but
even they are fraught with loopholes
and minor penalties, and none of
them deal with vehicles that come
from outside of their own province.
So for most Canadians, there’s no
way of finding out if a vehicle has
been salvaged.
Keep your eyes open for out-of-
province identification - like a dealer
sticker on the rear, a licence plate
frame - revealing where the vehicle
was once sold.
To tell if a car may have been
rebuilt, there are many telltale signs
which can be spotted by a trained
eye:
• paint over-spray around the edges
• paint on plastic panels, which was
not originally painted
• paint quality and checking door
jambs, hood, etc., where most body
shops do not bother to repaint
• body panel surface ripples will
appear if it’s been repaired
• body panel fit - should be an even
fit around each panel
• trim on and around body should
also fit properly and symmetrically
• a good fit for the front grill and
tail lights
• door locks - key for one should fit
all the other door locks - if not,
might mean the lock cylinder or
entire door has been replaced.
• glass replacement is an indication
of repair due to vandalism or crash.
• tire and wheel match
•trunk inside seams should be sym
metrical
• dash-to-window fit (normally
there is no gap).
Where to check:
• on level ground
• inside wheel wells
• in engine compartment
• in bottom of trunk
• under body
• doorjambs
It’s not recommended that you
look at it in the rain or at night as vis
ability is poor. It’s a good idea to
have a licensed technician check it
over. A vehicle inspection service
can be arranged through the
Canadian Automobile Association at
a nominal cost. Be very specific: tell
him yoju want to verify what kinds of
things you’re going to have to have
repairs done for in the future; if the
vehicle has been in an accident and
damaged; that you want a complete
mechanical report and want to
ensure there are no problems.
Consumers have made it clear to
the insurance industry that they don’t
want to pay for auto fraud. Because
this crime goes mostly undetected,
it’s difficult to put a dollar figure on
the problem. So there is not only the
potential of serious injury or the loss
of lives, but it also ends up costing
consumers through higher premi
ums.
- News Canada
Discovering value of own car
a commonly asked question
“What’s my car worth?” is the
most commonly asked question by
car owners and the most difficult
question answered by dealers.
www.carcostcanada.com is con
stantly asked to calculate what a cer
tain used car would be worth if sold
privately or traded in.
Certain vehicles will sell for dif
ferent parts of the country and at dif
ferent times of the year. Condition,
kilometers, options and even colour
combinations are factors indeed
which are subjective and can cause a
difference of 20 - 30 per cent or
more.
Survey your local market for sim
ilar vehicles and find out what deal
ers and individuals are asking for
them. Newer vehicles tend to be
available mainly at new car dealers
and older ones at independent deal
ers and sold privately.
With the dealers’ asking prices,
deduct 25 - 30 per cent to account
for negotiation room, reconditioning
expenses, warranties, commissions,
overhead and profit. The net result
will give you a good idea of what
they will offer you as a trade-in.
The sales tax issue is also very
important. Keep in mind that when
you buy a new car and trade your car
in, you only pay tax on the differ
ence in most provinces. Effectively,
this is like getting paid the PST and
GST on your trade-in. For example,
in Ontario where the PST is 8%, if
your trade is worth $10,000, you
would save $800.00 in PST and
$700.00 in GST. This is like getting
$11,500 for your trade. Selling your
car privately, you may receive
$12,000 -$13,000.
After factoring in the cost of
advertising, safety certification,
emissions testing, etc., you may
determine that the net result may not
be worth the effort.
As always, do your homework and
ensure yourself a fair deal.
- News Canada
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2000 CHEV IMPALA - Fully loaded, 4 dr., V6, dark red
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1999 CHEV LUMINA • Fully loaded, 4 dr. V6, auto, air,
spotless, white, only 52000 km. Bal. of factory warr. *17,450
1999 CHEV MALIBU ■ Fully loaded, 4 dr.. V6. auto, air,
cassette. Only 53000 km Balance of factory warranty. *16,950
1999 ALERO GL • Fully 'oaded, 4 dr., med. green,
22000 km., bal. of factory warr, economical, 4 cyl., a ;to.
1998 CHEV MALIBU LS - Fully loaded, 4 dr., V6, only
40000 km., bal. of factory warranty, tan metallic.
1998 CHEV LUMINA - Fully loaded, 4 dr., keyless
entry. Deep blue metallic. Only 84000 km. 1 owner.
1997 OLDS AURORA - Fully loaded, 4 dr., luxury sport,
pearl white, metallic, complete with leather & sunroof,
99000 km. Reduced to
1997 CHEV LUMINA • Fully loaded like new condition,
deluxe interior, only 73000 km., aluminum wheels,
spotless white. *14,450
1995 OLDS CUTLASS SUPREME SL • Sporty, 4 dr., V6,
auto, air, spoiler, fully loaded, spotless, blue, 135000 km. *10,950
1994 PLYMOUTH ACCLAIM - 4 dr., 4 cyl., auto, air,
AM/FM cass., cruise, tilt, only 101000 km., gold pkg.,
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1994 PONTIAC GRAND PRIX SE • 4 dr., fully loaded,
excellent cond., luxury sport, 122000 km., keyless
entry, green. !
1993 OLDS CUTLASS CIERA - Fully loaded, 4 door,
economical, V6, only 132000 km., blue, alum, wheels. !
1993 FORD ESCORT LX WAGON - 4 cyl, auto, air, cass.(
white, higher kms. but in excellent cond, fuel efficient.
1993 CHEV LUMINA - Fully loaded, V6, burgundy,
air, cass, excellent condition, great fuel economy.
1993 BUICK CENTURY CUSTOM - 4 dr, fully loaded,
V6, is like new cond. Low kms, dark blue metallic,
fuel efficient.
1992 BUICK REGAL CUSTOM ■ Fully loaded, 4 dr, V6,
white, blue interior, only 121000 km,
very economical. Reduced to 7,950
1992 OLDS 98 ELITE - Fully loaded, 4 dr, V6, keyless
entry, power seats, spotless, full size luxury,
blue metallic, 125000 km. Reduced to *9,950
1990 FORD CROWN VICTORIA • Loaded, small V8,
rear drive, only 182000 km, air, cruise, tilt, p.w, cass. *4,950
11990 CHEV LUMINA - 4 dr, economical,V6, auto,
air, red.
7,450
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2000 DODGE RAM 1500 • Auto, air, 3.9 V6, like new
condition, cruise, tilt, black, only 11000 km, bal. of
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1999 VENTURE VAN - Silver, V6, auto, air, keyless
entry, loaded, 33000 km, bal. of factory warranty.
1998 VENTURE VAN EXT - Fully loaded, V6,
7 passenger, dark grey metallic,only 72000 km.
1998 CHEV CHEYENNE EXT - Vortec 350, V8, auto,
air, cruise, tilt, deep green metallic, only 47000 km.
$19,950
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We Also Do Windshield Replacements
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1998 F150 XLT • Spotless green/gold, 59000 km,
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balance of factory warranty.
1997 CHEV CHEYENNE 4X4-2 tone blue/sand,
Vortec V8, auto, air, tow pkg., boards, like new
cond., 108000 km.
1997 ASTRO CARGO VAN • V6, auto, white,
160000 km, looks and drives like new.
1997 GMC SIERRA SL • Vortec V6, auto, air, cruise, tilt,
dark red metallic, 1-06000 km, aluminum wheels,
box cover. *14,950
1997 CHEV CHEYENNE EXTRA CAB - Vortec 305,
V8, air, cruise, tilt, cass., 2 tone blue/sand, 117000 km. *17,950
1997 GMC SL 4 x 4 - Vortec, V6, auto, air, cass.,
deluxe front appearance, real sharp, black, 1 owner.
1996 CHEV SILVERADO EXT CAB • 4x 4, Vortec 350 V8,
fully loaded Z71, incl. leather sport bucket seats,
green/pewter, only 123000 km.
1996 CHEV CHEYENNE 4x4- Auto, 4.3 Vortec V6,
rear slider, box liner, cassette, 168000 km., green met.
1995 GMC SLE EXT CAB - Fully loaded 350 V8, long
box, includes cover, spotless white, like new cond., 172000 km *16,950
1994 CHEV SILVERADO EXTENDED 2 WD - V8, auto
air, loaded, topper, light blue, 177000 km.
1994 CHEV SLE EXTENDED 4X4- Fully loaded,
350, Z71, red/silver, complete new paint, 208000 km.,
buckets & console.
1994 CHEV CHEYENNE 3/4 TON • 350 V8, auto, air,
white/blue interior. Ready for trailer tow.
1994 CHEV SILVERADO 3/4 TON 4 X 4 - 6.5 turbo
diesel, loaded, 2 tone brown,beige, fully loaded, auto, air.
Reduced to*14,950
1993 CHEV ASTRO CL - Fully loaded,8 pass., V6,
1 careful owner, spotless, silver, 121000 km
1993 CHEV PICKUP - 4.3L V6. 5 speed, AM/FM
cassette, teal blue, low kms., box liner & rear
sliding window.
1992 CHEV SCOTJ^JQ X 4 - V8. auto, air, med.
blue metallic. OnlySMoff km, exc. condition.
1992 ASTRO CL EXTENDED - 4.3, V6, like new,dark
red, 4 capt. chairs, 7 pass., fully loaded, 166000 km.
1992 GMC SLT EXTENDED VAN • Fully loaded, 4.3,
V6, 7 pass., dark blue/silver, excellent condition,
warranty included.
1992 FORD EXPLORER XLT 4 X 4 - V6, fully loaded,
excellent cond., sand drift met. paint, certified &
warranty included.
1991 CHEV BLAZER 4 X 4 - V6, auto, air, loaded,
black, certified. & warranty included. Get ready for snow.
j.l. McCutcheon
Downtown BRUSSELS 887-6856 OR 1-888-351-9193
SEE US FOR NEW OR USED. WE SELL FOR LESS.