HomeMy WebLinkAboutThe Citizen, 1995-05-24, Page 17WINGHAM AND
DISTRICT HOSPITAL
CORPORATION
Notice is hereby given that the Annual Meeting of the
Wingham and District Hospital Corporation will be held in
the Nursing Assistants' Training Centre, Catherine St.,
Wingham, Ontario on Thursday, June 15, 1995 at the hour
of eight o'clock p.m. for the revision of bylaws: for the
election of Governors; for the appointment of Auditors;
and for the transaction of such other things as may
properly come before the meeting.
Copies of the Annual Report and Hospital Financial
Statements may be obtained at the front desk of the
Wingham and District Hospital effective June 12, 1995
and at the Annual Meeting.
Memberships granting voting privileges may be
purchased at the front desk of the hospital for five dollars
($5.00) prior to five o'clock p.m., Wednesday, May 31,
1995. No membership sold, after that time will entitle the
purchaser to a vote.
Dated at Wingham, Ontario, this fifth day of May, 1995.
By order of the Board of Governors.
L. Koch,
Secretary
CALL
Treebe
LANDSCAPING &
SUPPLIES
523-9771
1 mile west of Blyth
FOR LAWN PROJECTS
INCLUDING:
• Wind Break Trees • Cedar Hedging
• Ornamental & Shade Trees
• Flowering Shrubs & Perennials
• Lawn Fertilizing & Cutting
• Power Sweeping of Laneways
& Parking Lots %Peat Loam
• Screened Topsoil
• Crushed Red Stones
& White Stones
• Tree Trimming
DUNBAR &
COOK
ELECTRIC LTD.
Home, Farm .&
Commercial Wiring
DON PAUL
526-7505 357-1537
Tggpzegt
Specializing In: • Staircases
• Railings • Interior Trim
• Kitchen Cabinets
• General Construction
(519) 887-6507
iBlyth Decorating Centre Ltd.
Drywall Hanging
& Finishing
Texture & Swirl
Ceilings
Spray Painting
Painting & Staining
TELEPHONE
523-4930
FREE
ESTIMATES
Vertical & Horizontal Blinds
Carpet
Hard Surface
Marble
Quarry Tile
Ceramic Tile
Wall Covering
!DON "BARNEY " STEWART JOHN H. BATTY
188 Queen St., Box 151, Blyth, Ontario. NOM 1HO
BARRY'S LOADER SERVICE
Loading Hay & Straw
Barn Cleaning
Landscaping
Buying & Selling Hay & Straw
Also: Trucking Services
BARRY M. BONDI R.R. #4, BRUSSELS
819-U7-6694
Cardwell-
Construction
• residential & agricultural
structures
• framing • siding
drywall
• roofing & trim
Estimates & Prints
R.R. # 3 Blyth
523-9354
The last frontier
Financial planning for women
By Linda Henhoeffer
Financial Advisor
Women and money. We earn money, we spend money, and we save
money for short term goals, such as holidays and Christmas. What we
don't do well yet is invest money wisely for long term goals, such as
retirement. This is our last frontier.
In the past, women were taught that 'a white knight' would rescue us
and take care of us forever. Reality tells a very different story. The
average Canadian widow is 56 years old. The average life insurance
settlement is $15,000. Life expectancy for women is 78 years. One in four
marriages ends in divorce. One in three women retires in poverty.
The challenge for women today is to take control of our finances. The
first step is to learn the basics. That is, to learn the language and to
understand the building blocks of financial planning.
LIFE INSURANCE
When I am reviewing my clients' life insurance coverage, what I
usually discover is a horror story! Typically, Dad has some insurance on
his life and the children have a little. Often Mom has NO life insurance!
Think about it - if Mom was to die, how would Dad carry on? How
would Dad pay for child care, housekeeping, mortgage pay- ments
Or would Dad be forced to go on welfare to stay at home to take care of
the children?
For young couples with small children and a mortgage they NEED a
large mount of life insurance. Usually, each spouse needs $200,000 to
$300,000. This coverage would allow payment of their mortgage,
childcare expenses and a pool of investments to supplement income.
In other words, the surviving spouse would be able to carry on without
constantly worrying about money.
The most affordable 'kind' of insurance for such large amounts of
coverage is TERM. Term insurance is similar to car and home insurance.
A client pays a certain amount of money for a certain amount of coverage
for a certain amount of time. There is no savings or investment
component.
This is the most basic kind of life insurance and, therefore, the
cheapest. For example, $200,000 of Term 10 insurance for a healthy, non-
smoking 30-year-old female is only $15 per month!
PAY YOURSELF FIRST
David Chilton, author of 'The Wealthy Barber', describes in his book
how everyone can become wealthy.
How? By simply saving 10 per cent of our earnings and investing those
savings well. Over time, the 'magic of compounding' will increase our
original savings many times.
'Compounding' is the growth on your investment as interest is paid on
your interest.
The most dramatic story describing the startling power of compounding
is 'the penny a day' job offer. If someone offered to hire you for one
month, when the pay is a penny a day, with the penny compounding each
day of the month - would you take the job? The astounding pay owing to
you at the end of the month is over $1 million!
A young 20-year-old saving $100 a month, with a return of 12 per cent
can retire at age 65 as a millionaire. For someone who waits until age 50,
a monthly saving of $100 with the same 12 per cent return, would only
grow to $48,000. So, 'time' is the best friend for your investments!
Learning the basics of financial planning will help you take control of
your financial future. Start today!
The Canada Employment Centre
for Students is open and operating
for the summer of 1995. The
Centre is located at 210 Main St.
East in Listowel. Leanne Hoyles is
the Student Employment Officer
and will soon be joined by a second
student at the end of the month.
The Job Board is beginning to
get busy with full time, part time,
and casual job orders. Employers
are encouraged to consider the
Centre's service to help them fill
their employment needs.
The Canada Employment Centre
for Students is one of more than
400 such offices that will be
operating across Canada this
Huronlea news
Continued from page 2
Lois come to Huronlea every
Tuesday night to visit the residents.
To all residents, who are in the
hospital, a speedy recovery. To the
families who have lost a loved one
our sympathy goes to each and
every one.
1995 marks the 100th
anniversary of Huronview. On
April 26 Huronview officially held
its 'Kick Off celebrations.
It was a pleasure to go to
Huronview with some of our
residents to help celebrate on this
day. Warden Bruce Machan, and
Mr. Bill Clifford, chairman of the
Seniors Committee officially
opened the Kick Off.
The McKay Choristers enter-
tained for half an hour then cake
and tea were served.
The next big event will be held
on May 25 at Huronview where
there is going to be a staff reunion
from 2:30 to 4 p.m. All former staff
are invited to come.
We will also be having a staff
Appreciation BBQ on May 26 at
Huronview. All present staff are
welcome to come.
THOUGHT FOR THE DAY:" The
job of the world; when you have
summed it all up, is found in the
making of friends.
summer, staffed by about 1,000
young people.
Hoyles is in the process of
holding high school registrations at
area schools in Mount Forest,
Palmerston, Listowel, Wingham
and Arthur.
Group Information Sessions are
being planned now with some dates
already set. The Centre will be
giving workshops during these
sessions on resume writing, job
search strategies and interview
skills. To date, these sessions have
already been scheduled in
Wingham on May 25 and Arthur
on June 7. The other area schools
will be arranged soon.
The main purpose of the Group
Information Session is to help
students present themselves
positively to employers.
The summer job board is getting
busier now and everyone is hoping
for a successful summer. The
Centre needs help from the
community to reach their goal for
1995 of meeting or surpassing last
year's numbers.
To the Canada Employment
Centre for Students, no job is too
big or too small and the hope is that
everyone will consider hiring a
student. Casual job orders such as
lawn raking, stone picking and
house painting are encouraged
along with full time orders in areas
such as tourism, recreation,
literacy, construction, farm labour
and environmental work.
The Centre has a wide range of
students qualified for an extensive
variety of jobs. It is the Centre's
hope that employers will post their
positions with us and hire a student
this summer!
THE CITIZEN, WEDNESDAY, MAY 24,1995. PAGE 17.
Student Employ. Centre opens