HomeMy WebLinkAboutThe Lucknow Sentinel, 1979-02-21, Page 4Page 4--Luclmow Sentinel,ie eaday, February 21, 1979
Insurance company marks 100 years
West Wawanosh Mutual Fire Insurance
Company was established on May 1, 1879.
The company held its 100th annual meeting
on February 16 in . Dungannon.
According to an advertisement, a meeting
was called for December 30th, 1878, at the
Township of West Wawanosh Council Hall,
as to whether it is expedient to organize a
Fire Insurance Company upon the Mutual
Principle. It was moved by John Baillie and
seconded by Edwin Gaunt, that the meeting
be -:in favour. of •organiz;iig. Of those in...
attendance; 70 voted yea and 12 noted nay,
It was moved by Edwin Gaunt . and
seconded by James Rose that James
Johnston, John. Baillie, Charles Durnin,
Edward Sthith McLean, Robert Murray and
Archibald Anderson be a committee, . with
powers to add to their numbers, to take
subscriptions from owners of property as to
the amounts they will insure as required by
the, 'Revised statues.
Thecommittee met on 'February 11th,
1879, again at the Council Hall, and reported
they had received subscriptions to . the
amount of $51,700.
An , organization meeting was called for
April 5th, 1879 where Charles Girvin was
named chairman and Robert Murray was
named secretary. It was agreed the company.
be called the West Wawanosh Mutual Fire
Insurance Company, the head office to be in
Dungannon and seven directors be elected
for the currentyear" The directors elected by
ballot were Charles Girvin, Charles Durnin,
Thomas E. Finlay, Wm. Farquharson, John
Cantelon, Edwin Gaunt and Thomas H.
Taylor.
At a meeting on. .April .12th, 1879, Charles
Girvin was appointed president, Thomas E.
Finley, vice-president and Robert Murray,
secretary treasurer: The company directors
were the agents and the company commenc-
ed business May lst, 1879. At a subsequent
- meeting. of May 13th, 1879 applications for
insurance in the amount of $93,550 with an
annual premium of $56,11 were accepted.
All property insured was on the premium
note system and the premium note was
calculated as follows - where buildings are
isolated 80 feet or more from any other
buildings in which fire is used the premium
note is four per cent; where isolated from
sixty to eighty feet the premium. note shall
be five per cent; on' property isolated forty to
sixty feet the premium note. shall be six per
cent. The director -agent collected from each.
applicant the sum of 50 cents for his fee and
40 cents for the secretary keeping the books,
and a sum equal to one and one half per cent
on the amount of the premium note for the
general funds of the . company. Risks
accepted were farm property, churches and
school houses situated out of the limits of a
Village Survey.
The board meetings were held in the
Township Council Hall on the first Tuesday
of the month. The meetings were held in the
new hall, Dungannon in 1882.
The introduction of steam engines for
threshing caused great concern to the
directors and an additional fee was charged
where steam, engines were used.
At the annual meeting of May 22nd, 1886,
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the board of directors was increased to nine
members with three members retiring each
year.
Mr. Charles Girvin, president of the
company for the first 19 years died on March
1st, 1898, and Mr. John Ballentine was then
appointed president.
By the year 1900 the amount of insurance
atrisk had increased to about four millio. n
dollars.
It would' appear an assessment on the
premium note had been made for the first 27
years of operation or until 1906 when the last
assessment was made.
At the annual meeting of February 2nd,
1916 districts were allocated for tlfe election
of directors, namely by township districts, a
practise still carried, out by the. company.
Following the resignation of Thomas G.
Allen as secretary, the company purchased
the building from Mr. Allen for $2,500. It
still serves as head office.
Reinsurance was being shared with
neighbouring Mutuals,. the Howick, McKil;
lop, Hay, Dufferin, Elma and Usborne
Hibbert: This was until. 1969 when the old
reinsurance agreements ceased and they
joined with. the Farm . Mutual Reinsurance
Plan for their reinsurance.
Until 1972 the .directors had been the
agents of the company, but due to the
revision of the Insurance Act where directors
could no longer act as agents and where all
agents must obtain 'a General Insurance
Agents Licence, five of . the directors
obtained this licence, namely - Donald
Maclay, John F. MacLennan, Fred McQuil-
lin, Mason Robinson and Delmar,SSproul. On
January 1st, 1973 they resigned their
directorship and were appointed agents of
the company.
At the annual meeting in 1973 the bylaws
were amended whereby the board of
directors was reduced from nine to six
members.
The Farm Mutual Guarantee Fund was
established January 1, 1973 and the
premium note was then dispensed with. •
The confidence placed in the directors and
management by the policyholders many of
whom are generation after generation, gives
renewed , vigour to carry on 19 greater
service, security and stability in the next 100
years, concluded a history of the company in
its annual report.
Apply for sewage
works grant
It will take close to 18 months for Lucknow
Village Council to learn how much money
they will receive in a grant from the Ministry
of Transportation and Communication
(MTC) to fund, the sewage project for the
downtown core of the village.
Burns Ross and Steve Burns of Burns. Ross
Associates, Engineering, Goderich attended
the village council meeting on.abruary 1,3 to
outline to council how to proceed with their
application for the grant and'when they will
make their application.
A rough estimate of the cost of the project
is $1 million and there is no way of knowing
what percentage of that amount will be grant
from' MTC.•
After waiting 18 months. to prepare and
submit the application, it is possible that the
government grant will not be substantial
enough that the town can afford the cost of
the remainder of the project..."
"Even if the ministry grant isnot substan-
tial enough thattown can afford the rest,
we're strapped," commented councillor Ab
Murray. The Bruce County Health Unit is
almost to the point where they will force the
town to put .in the sewers in the business
core because of the serious sewage problems
in that area. 1
There should be no problem in°getting the
grant approved said Ross, especially since
the Lucknow project was approved under the
Ministry's old plan for sewage works
funding. -
The village has to reapply under a new
plan for provincial funding of sewage works
where.the'inunicipality constructs, owns and
operates the system. Under the ministry's
former plan, the ministry owned, construct-
ed and operated :the system.
There are so many` unknowns in a project
like the ,one- :to be undertaken in Lucknow,
said Ross. He mentioned the quality of the.
receiving stream, soil testing, and the fact
there may be construction costs because the
system will be built in .a river area.
The Ministry won't look at the project
until they know the complete proposal and
the cost, said Ross.
Before submitting the application for the
grant, the following details must be outlined '
and prepared; project definition, preliminary
design, preparation of report, application for
preliminary approval, and an environmental
hearing for process and. site.
Following the environmental hearing, the
village will submit their .application accord-
ing to the recommendations of the hearing
and then wait for the government's approval
of the grant and allocation of funds.
Ross said he cannot ;see tenders being
called for two years down the road. The
project could be further delayed atthat time,
said Burns. -
If the project is ready to go, it could be
deferred for another year or more because
there are projects' ahead of Lucknow who
have a greater need, rand there is no more
money available at that time. Lucknow
would be instructed to wait and be promised
a certain amount of funding, if they proceed
at the later date.
Council passed a motion that Burns Ross
Associates proceed with the necessary steps
to prepare Lucknow's application for sewage
works funding.
Ashfield citizens petition
plan classification
Girvin Reed of Ashfield
Township presented a peti-
tion to Ashfield Township
Council when they met Febr-
uary 6, 1979, signed by land
owners surrounding Lanes,
ville requesting their proper-
ties be removed from the
restricted agriculture classi-
fication as proposed in the
Secondary Plan.
Ron Fleming of the Minis-
try of Agricultre, and Food,
Clinton, attended and ex,
plained the use of the
Agricultural Code of Practice,
and how it applies tp new
buildings in Huron County.
J. A. MacBride of Mait-
land Engineering Services,
Wingham, was present and
outlined the various services
provided by their firm.
Lloyd Courtney, owner of a
proposed ne~w subdivision on
part of lot 45; Lake Range,
attended to discuss the
roads. Council agreed tic
approve the roads as shown
on the plan providing that
the turn around circle at the
south end; of Courtney Court
be increased in diameter to
100 feet.
Anne Marie Howard, a
student at the University of
Guelph, presented a letter of
her intention to apply, for a
Young Canada Works Grant
along with three other stud-
ents, to initiate a summer
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