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The Rural Voice, 1998-03, Page 56of us who do not have definite answers to these questions should make an appointment with your broker and review your policy. Particularly note the excluded coverage and are business interruptions covered? Ensure that your policy is all inclusive and that "Acts of God" arc not excluded. Plan Ahead — Producers in the east suffered to varying degrees. One chap called and suggested he had not milked his cows for 28 hours, another was only delayed an hour while he hooked up his generator. Another related that it took six to eight hours to do what he normally did in two to three because of a generator that was under -sized. What would the impact of an extended power outage be on your business? An alternative source of power may be a small investment to avoid such a loss. Do you have a disaster plan should your buildings be damaged? These plans should have an immediate and longer term aspect. Such plans made when you are in a rational mode over a period of time are proven to be more satisfactory than emotional reactions to a bad situation. The Canadian Mental Health Association suggests that not only are the decisions better, but those who plan in advance are less stressed and are less prone to mental health problems. Shared Goals — It is amazing how some folk can rebound from adverse situations because of the support then get from others. Interestingly, those offering the help can be in a similar adverse situation. Two or more working together toward a common goal can achieve the seemingly impossible. Relationships established in the good times pay real dividends at such times. Local contacts, governments and support groups, really establish their benefits at these times. Professional Advisors — Those who cope best to adverse situations are able to recognize their limitations and seek help from others. Better managers have a circle of professionals around them that can be 52 THE RURAL VOICE Advice called upon when abilities and time restrict the managers' ability to handle the situation themselves. Relationships that paid good returns in the East include, insurance agents, veterinarians, nutrition experts, equipment dealers, electricians, plumbers, mechanics, accountants and lawyers to mention a few. Market Potential as a Result of the Storm — The result of the ice storm in the East will have an effect lasting beyond the power outage. Eastern dairy producers will be challenged to meet quota requirements as cattle rebound from irregular feeding, milking, watering and less than ideal ventilation conditions. There will be a need for the provincial dairy industry to increase shipments to offset the decrease n production from the affected area. This may relate to over quota bonus and/or lowered quota prices. Eastern maple producers represent 25 per cent of the provincial production with Quebec surpassing this province's maple sales. Early reports that these folk have experienced 25 to 50 per cent crown damage in their bush and bush health may require reducing the number of taps or not harvesting in 1998 as pipelines and trees are restored. It would seem that the supply for this spring may be down relating to higher maple prices. Christmas tree producers, particularly those growing pine are reporting up to 100 per cent damage of the salable trees for this season. Local growers may wish to take steps to increase sales to meet the potential demand. Strength of the Rural Community — The rural community is noted for its ability to rebound from disaster. Some of this ability is a result of the community being able to learn from situations and rally around to help. The ice storm in the East is certainly a demonstration of the strength of the community. For those not affected we can learn from the experiences of others to be more prepared should the unfortunate occur in our backyard.0 Breeding strategies for your beef herd By Joanne Handley OMAFRA Beef Specialist Clear targets are required when choosing what beef breeds you plan to use in a crossbreeding program. Selection at the cow -calf level has focussed, for the last 20-30 years, on productivity per cow with emphasis on reproductive and growth traits. The importance of hitting the market target has resulted in the emphasis shifting toward evaluation and selection of carcass characteristics. The first step is to ensure your cow herd matches your environment and resources and then determine how to hit your market targets through breed and sire selection. The breed combination of 50 per cent British and 50 per cent continental optimizes trade-offs and fits many environments. A rotational crossbreeding system or a composite breed will work in the situation where the same breed combinations optimize cow maternal performance and meet the optimum targets for carcass traits. In situations where the same breed combinations do not optimize both maternal performance and targets for carcass traits, terminal sire systems (all calves marketed, replacements purchased) should be considered since they allow the genetics of the end product to be different from the genetics of the cow herd. Optimum targets for carcass traits are relatively clear for larger markets with emphasis placed on quality and yield. Two major markets with well- defined targets have been identified in the Ontario beef industry through research at the University of Guelph. The markets include beef destined for retail trade with single A marbling and a 750 -pound carcass, and beef destined for the restaurant trade with AAA marbling and a 700 -pound carcass. Additional niche markets may have very different targets but will be easy to define. Researchers at Guelph had calculated economic indexes to match the market targets identified in their research. Beef Improvement i