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The Rural Voice, 1992-12, Page 36Mikitish, Hesketh, Batte, Andrews & Associates Inc. Farm, Small Business, Corporate, Individual Accounting Tax Planning Investment & Financial Management QUALITY, SERVICE & VALUE Office Fax For more information, inquiries and in-house service please call: (519) 271-1358 1-800-363-4233 (519) 271-2742 P.O. Box 22002, Mornington Plaza Stratford, Ontario N5A 7V6 Dufferin Mutual Insurance Company Contact our Broker in your area and ask for ... DUFFERIN MUTUAL Atwood Cockwell Insurance Brokers Ltd. 519-356-2216 Collingwood Culham Insurance Brokers Ltd. 705-445-6100 Howard Noble Insurance Ltd. 705-445-4738 Simpson & Company 705-445-3151 Dundalk Howard Noble Insurance Ltd. 519-923-2313 Durham Chapman, Graham & Lawrence Insurance .........519-369-3131 Grand Valley Grand Valley Insurance Brokers 519-928-2851 Hanover Chapman, Graham & Lawrence Insurance 519-364-2790 Markdale ....... Tebbutt Insurance Brokers Ltd. 519-986-2167 Chapman, Graham & Lawrence Insurance 519-986-4351 Meaford Georgian Bay Insurance Brokers Ltd. 519-538-2102 Owen Sound ., . L.A. Chester Insurance Ltd. 519-371-0232 Shelburne ......... Crewson Insurance Brokers Ltd. 519-925-3145 Southampton Stan Hills Insurance Broker Ltd. 519-797-3431 Thornbury Howard Noble Insurance Ltd. 519-599-3812 Walkerton Chapman, Graham & Lawrence Insurance .........519.881.0611 Head Shelburne, Ontario Office 110 Adelaide St., P.O. Box 117, LON 1S0 519-925-2026 1-800-265-9115 Fax 519-925-3357 1895 — 100 years — 1995 32 THE RURAL VOICE co-op's other locations. "Synergism" (where the combined effect of a partnership is greater than the sum of the individual parts) is a word that pops up often when Wagner talks. In Hensall Co-op's major expansions in the last decade synergism has always been a major point to look at. In every case the expansion came through approaches from others to Hensall. In 1990 the co-op was approached by Tom and Keith Allen of T. B. Allen Limited in Londesboro and Wingham. The Allens, wanting their business to stay in rural hands, offered to sell at a very fair price, Wagner says. The co- op agreed to take over the feed mill and grain receiving and drying facilities (the co-op recently closed a Wingham store obtained in the purchase). Then in late 1990 members of Exeter co-op voted 115 to I to amalgamate with Hensall, giving the co-op operations in Exeter, Ailsa Craig, Zurich, Seaforth, Brucefield and Londesboro as well as Hensall itself. The amalgamations with other co- ops have reduced the proportion of the co-op's business done by the elevator division, one of five more - or -less equal divisions in the company. The elevator is the high risk/high gain part of the operation. Other co-ops in southwestern Ontario are involved in elevator businesses but Hensall is the only one involved in the white bean industry, putting it into international marketplaces. The elevator is more capital intensive and requires more risk management, Wagner says. The acquisition of T.B. Allen has provided a value-added aspect to the elevator operation by allowing it to take the corn from the elevators and grind it into feed for sale as whole feed to farmers. Likewise the company can carry loads of soybeans two ways: taking Loads of raw beans from its elevators to crushing plants and bringing soybean meal back for feed preparation (that word synergy again). Wagner says a dedicated staff and loyal customers are the basis of the co-op's success. He has been with the company himself since 1964 when he joined the sales staff of the co-op in 1964 after six months of teachers' college. It was a time of big changes at the co-op. When Archie Couper 11