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The Rural Voice, 1992-04, Page 52ADVICE IN SEARCH OF SECURITY IN THE DAIRY INDUSTRY A major concern on the minds of many dairy farmers these days is security. More specifically, they're worrying about what's going to happen to the market value of their milk quotas. Dairymen have traditionally looked upon the sale of quota as part of their retirement fund. The only way, then, to "cash in" on its security value has been to end the business. That's fine for someone who's ready to pack it in, and has no sons or daughters interested in carrying on. When a person starts thinking in terms of "cashing in" assets necessary for running a business, he has become a speculator as well as a farmer. Speculating is a tricky business. Speculators only make money by having enough insight to sell when the price is high enough to make a decent profit, and before the price falls below the profit level. Hanging on too long spells trouble. Quota really has no market value whatsoever as long as we intend to carry on farming. It's simply our right to ship milk. Here's where its real security value lies — its potential to make more profit from the farm business each year. Using this profit potential to the ultimate, a farmer never needs to wonder about its market value whcn it's time to sell the cows. Because we are all asset -oriented, we tend to look for security in the assets we accumulate. For the dairyman, it's mainly land and quota. Perhaps we need to be reminded again of a basic business principle: The only security any of us has is our ability to adapt to change, to handle any situation that comes along. That's the only form of security there is. Everything else can be taken away from us. Or drop in value. Or require the death of the business to "cash in" on it. Instead, we have to be more profit -oriented. Because there is more milk production, and potential for far more than there is provincial milk quota available, the cost for the right to produce is likely going to keep on climbing. Those making the most profit will be at the front of the line to buy more quota. For those compared to compete, the number one business goal is to work on improved profit levels to pay for the rising cost of a bigger share of a "matured" market. That's the real security of dairying.0 by Dave Little, Agricultural Representative, Hastings County COST-CUTTING ON THE FARM Everybody's cutting costs these days, from governments to industry, to private business, to farms. In tough economic times a businessman has to trim his costs as much as possible in order to control his losses. Most farmers can't lay off people or close branch plants, so what can they do to reduce costs? 1. Reduce surplus inventories or carryover. If there are feed or supplies that won't be needed until after the next harvest season, they may be converted to cash. 2. Sell under -used capital items such as equipment, or even land. Some farms are over -powered or are losing money on feed production. Selling these items to reduce borrowed capital can be very effective in reducing costs. 3. Reduce borrowings. Interest money is empty costs. It doesn't produce any return. Before you borrow, budget to make sure that your new investment will pay for itself in the short term. If it will, the long term will look after itself. 4. Analyze each operation. Make sure that everything you do gets results at the lowest possible cost. Efficiency is getting the most dollars returned for each dollar spent. 5. Make sure your time is being rewarded. A producer may be spending time doing things which don't give any return. He may be able to use that time in an income- producing part-time job, doing custom work or planning how to improve his income situation.0 by W. J. Baxter, Agricultural Representative, Wellington County COST BEST REASON FOR NO -TILL The number one reason he switched to no -till farming was to save money, Holyrood farmer Jim Gowland told those attending the Progressive Agriculture Workshop in Brussels March 12. Mr. Gowland told the 50 farmers at the meeting, sponsored by the Maitland Valley Conservation Authority, that he felt he had to increase the profitability of his farm and had to find a way of doing more work by himself. He also wanted to cut equipment and energy costs. Since making the switch to no -till he has increased his cash crop acreage from 350 to 550-600 acres yet the amount of fuel he has used hasn't increased, Mr. Gowland said. He said he had tried minimum tillage but had found the equipment costs too high and was unhappy with the seed -bed preparation. The second biggest reason for the switch to no -till was environmental, he said. He worried that the soil structure on his farm would be destroyed if he continued yearly tillage. With light soils, he also worried about wind erosion. Proper crop rotation has a tremendous impact on the soil quality, he said. He has taken some vulnerable land out of production and planted it in trees. Farmers looking to switch to no -till should move carefully, he said. He suggested starting with a five -acre plot of good farmland to experiment with. Only increase the acreage under no -till when you have been successful with what you've got and confident you can make the management changes necessary. You have to learn the reasons for the mistakes you've made he said. "It will take many of us a complete generation to adapt to no-till."0 48 THE RURAL VOICE 1