The Rural Voice, 1992-01, Page 20Copper
Base
ROYALE
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THE
DUTCH STORE
519 482-7302
55 Albert St. CLINTON
The DOWNIE
Mutual fire Insurance Company
HEAD OFFICE
P.O. Box 10, Sebringville, Ont. NOK 1X0
393-6402
ALL LINES OF FARM
AND URBAN INSURANCE
For quotations contact:
AGENTS:
Ken Hutchison 273-2458
Doug Jacob 271-7894
Robert Ready 393-6965
R. Allan Fuller 271-6176
Serving the community for 107 years.
Let us serve you in 1992.
16 THE RURAL VOICE
SAVING ON TAXES
In these times when farmers are fman-
cially hard-pressed to make ends meet,
they should be trying to take advantage of
the numerous tax exemptions and tax
refunds available to them in the Province
of Ontario.
Under the Retail Sales Tax Act of On-
tario ("the Act"), every purchaser of per-
sonal property in Ontario is required to pay
to our provincial government, at the time
of sale, a tax equal to eight per cent of the
fair value of that property. Each purchas-
er, therefore, pays eight per cent more for
the goods unless he qualifies under an ex-
emption permitting the purchaser to forego
the payment of the retail sales tax portion.
A farmer in Ontario may purchase —
tax-exempt — goods or equipment re-
quired to operate a farming business.
Further, these same goods may be repaired
exempt from tax. For the purposes of the
Act, a person "engaged in the business of
farming" means a person who farms with a
reasonable expectation of profit. Farming
can include the growing of food for human
and animal consumption; tilling of the soil
for the purposes of growing trees, seeds,
plants, and flowers; raising livestock;
breeding fur -bearing animals; and growing
tobacco. In addition, someone who plants,
cultivates, harvests, fertilizes or installs
draining tiles exclusively for farmers may
qualify as a farmer.
Some exempt goods are obviously just
for farming purposes, such as milking
machines, farm wagons and threshing
machines. However, there are other goods
that, to obtain an exemption, a farmer must
certify will be used for farming. For ex-
ample, a farmer may purchase pesticides,
tools and watering systems exempt from
tax, upon signing a certificate that states he
is using the goods for the business of
farming.
Farmers may purchase, totally exempt
from tax, materials used to construct farm
grain storage bins and grain dryers. At the
time of making the purchase, the farmer
must fill out and sigr an exemption certi-
ficate, available from a Retail Sales Tax
Branch of the Ministry of Revenue.
Tax exemptions may also apply to fish
farmers, green house operations, rabbit
farmers and sod growers.
There are some items upon which a
farmer must pay sales tax, but which quali-
fy for a tax refund. For example, a refund
may be claimed for the tax paid on a vehi-
cle that was not designed for farm use, but
which was converted to farm use within 30
days from the date of purchase. As anoth-
er example, a farmer must pay sales tax on
lumber and other materials. However, the
farmer may claim a refund if the material
is used to build a tax-exempt item, such as
a farm fence.
In order to claim the sales tax refund,
an application must be filled out and
mailed to the Ministry of Revenue with
supporting invoices and proof of purchase.
It is important that the necessary documen-
tation is forwarded to the Ministry immed-
iately after purchase, so the refund can be
delivered to the farmer on a timely basis.
Delays in submitting the application and
other documents may result in a serious
cash crunch, particularly where numerous
items attracting tax have been purchased.
The availability of tax exemptions and
refunds can provide welcome relief for the
farmer. Fanners should be sure to investi-
gate the tax status of the items they pur-
chase, in order to determine whether an
exemption or refund is available and take
full advantage of their special status.
Information and advice to assist farmers in
planning their purchases can be obtained
both from the Ministry of Revenue and
professional advisors.)
Agrilaw is a syndicated column produced
by a full-service London law firm.
Marlene McGrath, an associate lawyer,
specializes in corporate and commercial
law, wills and estate planning. Agrilaw is
intended to provide information to farmers
on subjects of interest and importance.
The opinions expressed are not intended as
legal advice. Before acting on any
information contained in Agrilaw, readers
should obtain legal advice with respect to
their own particular circumstances.