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The Rural Voice, 1991-08, Page 16THE DEPARTING SHAREHOLDER Family disagreements, financial difficulties, or appreciation in the value of farm property may all prompt a family member to leave the family farm. One of the benefits of incorpor- ating the family farm is that the corpo- ration can be structured by means of a shareholder agreement to facilitate the departure of a shareholder, officer, or director, with a minimum of dispute and disruption to the farm business. A shareholder agreement is the best method of not only promoting the smooth operation of a farm business from day to day, but also ensuring that there is a mechanism in place to pro- vide for the departure of a shareholder. This mechanism, known as a buy -sell arrangement, enables a shareholder who wishes to leave to sell his shares to other shareholders and absolve him- self from any further interest in the corporation. Such a relatively painless option for withdrawal minimizes the impact on the corporation and signi- ficantly reduces the potential of future legal problems for both the departing shareholder and the corporation. Generally, a shareholder agreement contains a clause which prohibits share transfers. Therefore, the share- holders of the corporation may not transfer their shares except in accor- dance with the procedure specified in the shareholder agreement. There are, of course, many reasons why shareholder agreements frequent- ly prescribe the manner and timing for the disposal of a shareholder's shares. First, it is important to the corporation that it be able to control who will be a shareholder, a farm corporation may choose to restrict who are the share- holders of a family farm operation. Second, by creating restrictions on transfer of shares, a corporation can ensure that each of the shareholders always has a market to sell his or her shares; a shareholder will always be able to sell to the other shareholders of the corporation. Third, shareholders of a corporation may wish to require mandatory share transfers in certain circumstances; for example, when a shareholder is no longer willing or able to contribute to the business, or when there has been a dispute between shareholders. The restrictions on share transfers in a shareholder agreement are usually subject to certain exceptions. Parties to a shareholder agreement may wish to permit shares to be pledged to cer- tain lenders (such as a bank) as secur- ity for loans obtained to acquire the shares. It is also often agreed that the shareholders should be permitted to transfer shares to a spouse, to a child, or to a corporation controlled by them. In addition, it is important in a shareholder agreement that provision is made to permit the transfer of shares on death to the shareholders' heirs. For a family farm corporation, it is critical for the farmer -shareholder to not only have a will providing for the disposition of the shares on his death, but also a clause in the shareholder ag- reement which allows the disposition of shares in the corporation to heirs. A common buy -sell provision in a shareholder agreement permits the transfer of shares on a restrictive basis pursuant to a "right of first refusal." This type of agreement represents a trade-off between the concern of the shareholders to be able to sell their shares and the desire to restrict per- sons who may become shareholders of the corporation. Basically, existing shareholders are given the first oppor- tunity to buy the shares if a sharehol- der wishes to sell, but if the existing shareholders are unable or unwilling to purchase the shares for sale, then a third party is permitted to acquire the shares, provided the third party is wil- ling to be bound by the terms of the original shareholders' agreement. Often, a right of first refusal will apply not only when a shareholder wishes to sell his shares voluntarily, but also if a shareholder is obliged to sell some or all of his shares on an in- voluntary basis, such as when a credi- tor wishes to realize on the shares as security for a debt. In a shareholder agreement con- taining a right of first refusal, the agreement usually provides that the person wishing to sell his or her shares must give notice to the corporation that they wish to sell, and the number of shares and the price of the shares that are to be sold. Each of the other shareholders of the corporation are then given a chance to purchase shares on the terms as set out by the person wishing to sell shares. A shareholder agreement protects both the departing shareholder and those who remain. There are no gene- ral rules for shareholder agreements; a shareholder agreement must be cus- tom tailored to fit the requirements of the particular farm business and the individuals concerned. A lawyer can best assist you in determining the value of a shareholder agreement to your business and how the agreement may be structured to accommodate the needs of the shareholders.0 Agrilaw is a syndicated column pro- duced by Cohen, Melnitzer, a full service London law firm. Marlene McGrath, an associate lawyer, spec- ializes in corporate and commercial law, wills, and estate planning. Agri - law is intended to provide information to farmers on subjects of interest and importance. The opinions expressed are not intended as legal advice. Before acting on any information contained in Agrilaw, readers should obtain legal advice with respect to their own particular circumstances. Don't miss it! The advertising deadline for the September issue is: August 21 12 THE RURAL VOICE