The Rural Voice, 1991-01, Page 29their own manure per acre, they exper-
imented this year by eliminating
starter fertilizer on part of the corn
crop, and "couldn't tell the differ-
ence." Using soil tests that show
sufficient levels of phosphorus and
potash, Jack says he may only have to
buy nitrogen next year.
To further shave costs next fall, the
Kroes are going to experiment with
naturally air -drying their corn, by
converting one of the 3,700 -bushel
bins now on the farm to full aeration.
"It could save us about 30 cents a
bushel in drying charges," says Marg.
"We know people who have done it
successfully."
Both say there are still opportun-
ities for young people to go into
farming. They say they were fortunate
to have had help from Marg's family
and the provincial government
through the Beginning Farmers Assis-
tance Program (BFAP)..For six years,
beginning in 1983, BFAP assisted
them with a yearly payment which
reduced the interest rate on their
mortgage from 12 to eight per cent.
"It certainly helped us get going.
Without BFAP it would have been
much harder," says Marg. "We need
something (like BFAP) for young
people."
They also received tripartite
payments on their hogs when prices
fell below cost of production, but
weren't eligible for any payments
under the province's Ontario Family
Farm Interest Rate Reduction
(OFFIRR) program.
The Kroes are optimistic about the
1990s as their equity gradually
increases and they depend less and
less on borrowed money. In fact,
when they have a good year, they put
their profits, after taxes, into a reserve
fund to replace equipment that may
wear out. "We don't spend any
money when the price (of hogs) is
down and fix things up when there's
an upturn," says Jack.
"We'd rather pay taxes than inter-
est," says Marg. "There's more
security and it means you're getting
ahead."
For the Kroes, farming is not just a
way of life, it's a good business as
well. "There's nothing we'd rather be
doing," says Marg.0
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Manufacturers of Farm Wagons,
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Contact your dealer or call:
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R. R. 1, Wallenstein, Ontario NOB 2S0
519-698-2948
$22000
JANUARY 1991 25