The Rural Voice, 2006-01, Page 28B�RAR,D'S
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24 THE RURAL VOICE
The time to think about insurance is
A growing area of concern is
limited pollution liability, says
Cruickshank and Wigood for which
the cost is reasonable. There's
normally a limit of $500,000 to $1
million. There's a requirement to
report any incident, normally within
120 hours and coverage does not
include slow leaks over time.
Cruickshank and Wigood
suggested some preventative
measures to minimize the possibility
of loss.
For poultry producers, it's
essential to have
professionally -installed alarm
systems that are tested and logged
every 30 days. There should be a
monitoring system for high and low
temperatures. Cruickshank and
Wigood suggest installing phase
relays at a cost of about $150.
The generator must be large
enough to operate all the barn's
electrical needs and should be
serviced annually. If you're using a
PTO -type generator, you must have a
tractor available on site.
If you have a heating system in
the barn, make sure it is serviced
annually for longer life, fuel savings
and to protect your warranty.
Cruickshank and Wigood warned
that 4800 -watt construction heaters
are not approved for farm use and are
causing a lot of fires. GX electrical
heaters are more expensive, but they
are approved.
Over 50 per cent of barn fires are
caused by heating systems, they
warn.
Rodent control is important to
prevent disease, prolong the life of
your building (they literally eat your
before something bad happens.
building, Cruickshank and Wigood
warn); reduce maintenance and repair
costs and save on fuel. Rodents cause
$2 million annually in losses to the
poultry industry. A single pair of rats
can produce more than 20 million
offspring in three years. Mice can
produce even more!
Change bait every three months
and don't touch it with your hands,
Cruickshank and Wigood warn. Rats
won't eat bait that has been touched
by humans.
Remove extra material from
around the property that might
shelter mice and rats. Cut the grass
short around the barn or better,
prevent grass and weeds from
growing. Rats are nocturnal and want
to stay where it is dark. Put gravel
around the barn four feet out and two
feet down so they can't burrow
through it.
Plug all holes, inside and out.
Check recessed wiring for
deterioration.
Locate a fire extinguisher every
100 feet throughout the barn.
Cruickshank and Wigood
recommend a minimum 5 -pound,
ABC -type extinguisher. Turn and
shake them every three months to
loosen the powder. Check them
annually — Cruickshank and
Wigood recommended having them
on an annual maintenance contract.
If you have a generator, electrical
room or boiler rooms, have a fire
extinguisher outside or near the door.
Insurance is essential to protect
your livelihood in time of
catastrophe, but it's better for all
concerned to prevent the catastrophe
in the first place.0