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The Rural Voice, 2001-12, Page 16BATTLING ON Grey and Bruce farmers, led by a determined small farmer, fight to get a forage crop insurance plan that works Story and photo by Keith Roulston Harriet Ellicott prepares to feed hay to her horses. Though a small farmer, she joined with dozens of her neighbours to battle Agricorp when claims for 1999 drought losses were rejected. 12 THE RURAL VOICE For years farmers have been complaining about the inadequacy of the crop insurance program for forages, but probably nothing short of a Royal Commission could have shone as much light on the program's deficiencies as the efforts of a group of farmers from Grey and Bruce counties led by an indomitable woman who won't take a simple no for an answer. The late '90s were a tough time for farmers in Grey and Bruce Counties where large amounts of acreage are given over to pasture for cattle and sheep as well as hay for winter feeding. The year 1998 had been a disaster for farmers across the two counties. In northern parts of the area less than one inch of rain fell between mid-May and late July. Significant rainfalls didn't arrive until it was too late for crops. For some in the two counties, it was the second year in a row of drought, compounding the problem. Cattle producers were especially hard hit. With no hay, some were forced to sell their livestock, including breeding herds. A concerted effort was made to get financial support for hard-hit farmers. Bruce County Cattlemen, led by Bill Davis, began to rally support. A drought relief committee was set up with Allan Smith, past president of the Bruce - County Federation of Agriculture among the leaders. All municipalities in the two counties declared themselves disaster areas in an attempt to get government support. Farmers found little sympathy from government, however. (Davis later expressed bitterness toward the provincial government for turning its back and said letters received from farmers who had completed surveys on the effects of the drought on their farms were sad enough to make him cry.) They were told the crop insurance program couldn't be undermined by paying people who hadn't bothered to buy insurance. Farmers argued the reason only about 25 farmers in each of the counties took out forage crop insurance was because it was such a muddled program it wasn't worth buying. In 1998, however, the program actually worked for those who had bought it. After the government's response to the tragedy, in the spring of 1999 there was renewed interest in forage crop insurance in Bruce and Grey. Gertie Blake, OFA field representative for Grey -Bruce estimates the number of people taking forage insurance that year quadrupled over the previous year. Among those applying was Harriet Ellicott, who farms near Keady. She'd moved to the 50 -acre farm in 1989-90 to raise horses, remodeling the old bank barn from pig pens to horse stalls and beginning to renovate the red brick house. Her operation included pasture for the horses and 28 acres of hay, some of it kept for the horses but most of it sold. She depended on the sale of the hay to help pay the bills. She'd harvested about half her normal crop in 1998. Like many others she decided to buy forage insurance in 1999. As anyone knows who has been involved in her long struggle for what she feels is fair treatment for Grey -Bruce farmers, Ellicott is a thorough woman. She questioned her Agricorp agent, for instance, about which weather station would be used for the official record of precipitation and temperature on which computer simulations are based for crop yields. She was satisfied when he told her the Environment Canada station at Paisley would be the base 1