The Rural Voice, 1982-10, Page 14OFA executive members were startled
to learn that the Ministry of Natural
Resources are once again proposing a tax
on all lands in Ontario.
Dale Ferns of OFA properties dept.
said, this is virtually the same proposal
made in 1975. It was reported the MNR
had no intention of informing OFA.
"The first we heard of the proposal was
when I received a phone call from a friend
in industry," reported Mr. Ferns.
As part of proposed revisions to the
mining act, an acreage tax would be
imposed on all mineral rights on all lands
in Ontario. Failure to pay such a tax could
mean the mineral rights would go to the
crown. Under this proposal, the holder of
the mineral rights must act to develop
them or risk forfeiture and the holder of
the mineral rights will have access to the
property to explore or develop after thirty
days notice. After the Ontario Federation
of Agriculture objected in 1975, the
proposal was not implemented. OFA has
initiated such action again, however, land
owners would be well advised to contact
their MPP and let him know of their
objections.
The Ontario Federation of Agriculture
has been making a major effort during the
past two years to have a credit policy
established that would be large enough to
be meaningful for the total agricultural
industry and have affordable interest
rates. Minor programs (relative to the
need) have resulted from our efforts, such
as the Ontario Farm Adjustment Assis-
tance Program and the Small Business
Bonds.
Our main proposal the "Agri -Bond" or
"Tax concessional" lending concept has
not been acted on. Under this concept an
investor could invest in an agency such as
the Farm Credit Corporation at a much
lower rate of interest and receive tax
concessions on the interest paid him; this
would make it attractive for the investor
and enable the lending agency to lend to
farmers at an affordable rate.
At the time of the latest federal budget,
a study paper was released by the federal
government proposing an indexed loan
scheme. This idea would permit a farmer,
for example, to borrow at the inflation
rate plus two or three per cent interest.
Only the two or three per cent interest
would be tax deductible. Part of this
concept would permit a borrower in
difficulty to pay only the low interest; the
balance, the inflation factor, would be
added to the principal.
The government has appointed an
advisory committee of business and
PG. 14 THE RURAL VOICE / OCTOBER 1982
FARM NEWS
OFA REPORT
financial people, headed by Pierre Lortie,
chairman of the Montreal Stock Ex-
change. This committee will hear from
interest groups and inform the Minister of
Finance of the advisability of proceeding
with the indexed loan scheme.
OFA has prepared a comprehensive
study demonstrating how indexed loans
would affect farmers. Two paragraphs
from the summary of the brief will
illustrate our concerns about this propo-
sal.
"Our analysis shows that, in terms of
net benefit to a farmer, indexed loans are
only marginally superior to standard FCC
loans and substantially inferior to the
OFA proposed Agribond loans. Further,
if the assumptions made in the consulta-
tion paper are tested out, indexed loans
are even less attractive.
The OFA cannot endorse the system of
inflationary accounting management
practice suggested by the consultation
paper. A farmer who regularly adds the
"inflationary component" of the interest
to his unpaid principal is assuming (a)
that his assets will increase in value at the
same rate as inflation and (b) his
repayment capacity will increase at (east
as fast as inflation. Such assumptions and
practices, in our opinion, are invitations
to bankruptcy."
Merle Gunby
Regional director
Trial period for electronic trading
The Board of Directors of the Ontario
Cattlemen's Association approved a re-
vised proposal to conduct a five month
trial period of an electronic auction for
slaughter cattle. Total cost of the project
is estimated to be approximately $150,000
of which it is proposed that the Ontario
Cattlemen's Association, Agriculture
Canada and the Ontario Ministry of
Agriculture and Food each provide one
third funding. The project will be directed
by the Electronic Auction Committee of
the Ontario Cattlemen's Association
chaired by Mr. Bob Kerr, Chatham,
Ontario along with Mr. Clarence Ackert,
Kincardine; Mr. Neil Williams, Winches-
ter; Mr. Join Bonsma, Blackstock and
Mr. Jim Wideman, Manager, Ontario
Livestock Exchange and Mr. Doug
McDonell, Manager, Ontario Public
Stockyards. The Committee will meet in
the near future to begin their search for a
project manager, to seek formal commit-
ments from the federal and provincial
governments and to make plans for
equipment and training. The Committee
has tentatively set November 1st, 1982 for
start of the trial period.
The project will involve those licensed
auction sale operators and commission
firms at the Ontario Public Stockyards
which are willing to participate in
receiving listings from producers who
wish to use the new selling option. The
Association proposes to contract with
Electronic Marketing Association in Vir-
ginia, U.S.A. for use of a computer
package and will co-ordinate and supply
the electronic services to co-operating
sales operators and commission firms.
The agents will fill their traditional role of
providing marketing services to cattlemen
but rather than receiving cattle at a
physical facility, will assist producers in
describing cattle being offered for sale
and in sorting for delivery according to
description. The computer will provide a
detailed listing of each lot of cattle for
sale and conduct the auction. Buyers
using remote data terminals in their
offices can receive listings and bid
accordingly.
In theory, the new selling option should
increase competition, reduce shrink
bruising and other costs in the transfer of
cattle from feedlot to packer and improve
the bargaining power of producers in that
they can specify a reservation price and
obtain a competitive bid on their cattle
before the cattle leave the feedlot. Packers
on the other hand, will in theory be better
able to schedule deliveries to the plant and
be able to reduce buying costs. The
project will be evaluated to determine the
practicality of selling cattle by description
and how well it fulfills its theoretical
advantages.
ACCIDENTS
WITH HIDDEN OBJECTS
Many farm accidents happen each fall
as a result of harvesting equipment
running into hidden objects. Rocks and
holes that are normally visible at other
times of the year are often hidden by fully
grown crops. Guard against the possibi-
lity of this type of accident. Check all of
your fields carefully. Use markers to warn
machine operators of any hazards. This
fall, protect your machinery and yourself
against accidents with hidden objects.