HomeMy WebLinkAboutThe Lucknow Sentinel, 1990-06-20, Page 8The OMPP
tees good benefits,
no stalling.
The average personal injury suit arising from
a car accident often tales several years to Mod
its way through the court system before settlement.
That whole time, the person has to put:
a life back together using personal or family
resources -and still ought lose in court.
A new, comprehensive auto insurance
system is being introduced. It's called the
Ontario Motorist ProotectionPlan, Under ttie OMPP,
income replacement cheques begin arriving
within 10 days after the claim is filed. Within
30 days=, money to cover Medical bills and
therapy will be sent. No matter who caused
'the accident.
The priqciple is: the sooner resources are
available to help an accident victim, the earlier
treatment and rehabilitation can begin, Studies
show early rehabilitation' is more humane and
benefidal to the injured person. -
The Ontario Insurance Commission is there'
to ensure that injured people are treated fairly,
including providing services for solving disputes.
DO YOU KEEP THE RIGHT TO SUE?
Yes. While guaranteed acddent benefits are there
for everyone, if an acddent results in death or
serious permanent injury, you may still sue
THE OMPP PUTS TIIE BRAKES
ON INSURANCE RHES.
One of the major causes of the rising number
of raccidents, injuries and lawsuits in Ontario is
the -growing volume of traffic on the roads.:But
a closer look at the $i$ billion paid out for
bodily injury claims in 1988 shows that
hundrediof millions of dollars never reached •
the victims, They went to pay the costs of the
adversarial legal system. .
Under the OMP?, that money is now
used more effectively It helps accident victims,
without an expensive legal battle to assess
"fault",
The new Plan will hold prem im°increases
this year to only 8 % on average in urban
areas, while average rates in rural areas will not-
• increase at all, Without a new system, you
would have seen a premium increase in the
30-35 % range
DOES FAULT STAT COUNT?
Fault will continue to be used for rating purposes.
as well as determining liability for damage
to vehicles. Bad drivers will pay higher premiums.
Those convicted of drunk driving or other
Criminal Code offences wilt not receive income
replacement benefits, ;
The new Plan is more than insurance
reform. Additional OPP will patrol the highways:
Fines for traffic violations such as speeding have
been more than doubled d, Greater highway safety
is a goad way to control costs and reduce injuries,
More than ever, itmakes no sense to take
a chance while driving, -
The Ontario Motorist Protection Plan makes
a fundamental distinction between good drivers
and bad drivers. It treats those involved in
accidents With compassion, guaranteeing benefits
andpaying quickly, them : regardless of fault.
It steers car insurance in the right direction.
Your insurance company and your broker or . .
agent have all the details,. And you will receive
an informationbrochure with your premium notice
Government -
of .Ontario.
ntectii
Everyone's Protected.