HomeMy WebLinkAboutTimes-Advocate, 1980-09-17, Page 7Mr/
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Men $7.00
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PARKING IN THE REAR
awsparapagm
BIG SAVINGS
FOR SMALL BUSINESS
The Bank of Nova Scotia is offering term tions, on certain conditions, to borrow
loans through Small Business Development from Scotiabank at substantially less than
Bonds (SBDBs), enabling some corpora- the rate they usually pay.
Who is eligible?
Canadian-controlled private corporations that qualify for the
small business tax rate under the terms of the federal Income
Tax Act.
For what purpose can
SBDB funds be used?
Do I have to be a Scotiabank
customer?
Scotiabank welcomes any business meeting SBDB criteria to
apply for SBDB financing, or for conversion of qualifying debt
incurred at any financial institution after December 11,1979.
If you now deal with another institution, look on Scotiabank
as an additional money source.
—To acquire new depreciable assets, or to purchase land,
used in the conduct of business. Excluded are property acquired
for lease or rental to others, automobiles, and some other
transportation equipment.
—For qualifying research expenditures.
What amount
may be borrowed?
Not less than $10,000 and not more than $500,000. Qualifying
businesses can borrow through the SBDB program only once.
What is the term to maturity?
Not less than one year and not more than five years.
What is the SBDB
interest rate?
It is variable, but for most businesses it is substantially less than
the rate they usually pay.
What is the SBDB time limit?
The federal government, under the proposed Act, requires that
expenditures using SBDB funds be made by December 31, 1980.
However, the government intends that the SBDB program be
retroactive, applying to qualifying loans made after December 11,
1979. Debt incurred since that date for expenditures meeting
SBDB criteria can be converted at Scotiabank at the more
favourable SBDB rate.
CHECK FOR CHANGES: This announcement is
based on a draft of the proposed SBDB legislation.
Subsequent drafts or the actual legislation may
contain additional advantages for the borrower.
It is therefore important to consult with Scotiabank
for the possibility of changes.
That's the good news.
What's the bad news?
The bad news is really not too bad.
First, interest payments on Small Business Development Bonds,
are not tax deductible. Even so, the cost of funds to small business
through SBDBs can still be substantially less than prevailing
bank rates.
Second, the Small Business Development Bond legislation has
been drafted, but has not yet been passed. The SBDB program
and the favourable rates it enables Scotiabank to pass on to small
business, are, of course, contingent on passage of the legislation,
anticipated in the fall of 1980.
Do we have to wait till
the legislation is passed?
No, you can act now. Companies meeting SBDB criteria,
either for new funds, or for the conversion of debt incurred
after December 11,1979, cars arrange their SBDB financing at
Scotiabank today.
Scotiabank will arrange, for acceptable borrowers, a term loan
at prevailing bank rates. When the SBDB legislation is passed,
Scotiabank will reduce interest charges to the SBDB rate and
make a refund adjustment retroactive to the date of booking
of the loan.
What to do now?
Space permits only a summary of the terms of the Small Business
Development Bonds program. For more information, speak to
your accountant and/or any Scotiabank manager. If you think you
qualify, act now.
Not very often can you take advantage of a money sale.
Scotiabank
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Auxiliary hear details.
link hospital to University
Church women
start fall session
MR. AND MRS. STOUTLEY
Bonnie Louise Breen, daughter of Mr. and Mrs. Norman
Breen, RR 8 Parkhill and William Leslie Stoutley, son of Mrs.
Edith La Flomme and Mr. William Stoutley Sr. Toronto, were
united in marriage at Our Lady of Mount Carmel church, on
August 16 by Father Al Sasso. Maid of honour was Colleen
Breen, sister of the bride, and bridesmaids were Monique La
Flomme sister of the groom, Lori McLeod, Leslie Steeper and
Tammy.Tavernor friends of the bride. Flower girl was Kendra
Fenwick cousin of the bride. The best man was Ed Pollard,
friend of the groom, Morgan La Flomme, brother of the
groom, Morgan La Flamme, brother of the groom, Brad Breen
brother of the bride, Mike Wright and Joe Latorre friends of
the groom ushered the guests, Sean Bloch cousin of the bride
was ring bearer. The couple are residing in Toronto.
Pix by Peake
Beginning Day
held by Sorority
Beginning Day for the Xi
Gamma Nu Chapter of
Sorority was held at a cot-
tage at St, Joseph's, August
26 with Lois Godholt as
hostess.
Everyone enjoyed a
delicious bar-h-que which
was followed by a short
business meeting and a
"Dutch Auction".
The first regular meeting
of Xi Gamma Nu Chapter
was held September 9 with
Phyllis Johnson as hostess.
In the general meeting
plans were made for the
coming year 1980-81. The
ways and means committee
haVe -organized a "Ladies
Night" for all ladies, which
includes dinner, a fashion
show, entertainment and
wheels of fortune. This will
be held at the S.H.R. Centre,.
Friday, October 17 at 6:30,
p.m.
The program book for this
year is "The Grand Tour" in
which we will learn about
different parts of the world.
Linda Farquhar and Bon-
nie Brooke presented the
program on "Polar Region"
followed by a short quiz on
words used in these regions.
A delicious lunch was
served by Heather Rogers.
The fall Exeter UCW
meeting was held Monday
with 35 women enjoying a
delicious pot luck supper,
Keeping with the theme of
Japan there were a few
Japanese dishes also a few
women tried chop sticks.
Mrs. Elsie Tuckey
welcomed all hoping
everyone had enjoyed their
summer. Mrs. Flora Doerr
and group were thanked for
the pot luck planning and
preparations.,
The purpose of UCW was
read by Mrs. Elsie Tuckey.
Roll call :"What we enjoyed
about the summer" was
answered by 39.
Mrs. Elaine Skinner read a
letter received from the
UCW new adopted child
through World Vision.
Coming events are: Fall
Regional meeting October 15
at Greenway, with guest
speakers Mr. & Mrs. C. Cann
Exeter; General meeting
September 15 with speaker
Mr. Jim Axman; Bazaar,
November 15.
Mrs. Dolores Shapton
reported on the past two
work nights with many items
being made for the bazaar.
Mrs. Ellen Forsythe and
Mrs. Sharon Kirkby reported
on Camp Bimini 80, stating a
good turnout of younger
women. Mrs. Elsie Tuckey
reported on her one day
experience to Alma
College. •
For Mission and Service,
Mrs. Mavis Atthill reported
on jobs that had been
completed on the Southcott
home.
The UCW again plans on
entering Exeter Fall Fair
under Organizational
Display, the theme Crafty
Country Corn.
Next meeting is October 6
with Mrs. Maxine Sereda's
group in charge and Mrs.
Betty Watson's group for
lunch.
Mrs. Ann Cann and group
presided for the Worship.
Mrs. Joanne Wareham read
about a Japanese family,
how they differ and are
similar to our own families
here in Ontario.
Mrs. Pat Down gave in-
formation about the country
of Japan as to population,
customs and religions.
Carfrey Cann showed some
lovely pictures taken three
years ago in Japan, when
they had spent five days
there.
Mr. Sr Mrs. Cann were both
dressed in lovely blue
Japanese robes and
everyone was able to view
many items brought from
Japan.
Mildred Thomsen on the
theme "How to find hap-
piness", and the answer"seek
and find how to serve Jesus
who gave of Himself to help
others,"
Madeline Witmer was in
charge of the program with a
film strip entitled Vision,
Gifts and Deeds. It depicted
the work of women in the
church from the times of
W.M.S. up to the present
U.C.W.
A number of individual
women were shown and their
work as missionaries and in
Canadian churches was
explained, Madeline also
pointed out the many ways
the local women of Exeter,
past and present, are sup-
porting the church in the
community,
Two musical numbers
were much enjoyed - a
trumpet solo and piano solo
. by Debra Witmer of
Woodstock. Valerie Meek of
Woodstock accompanied the
trumpet. Debra is
Madeline's grandaughter.
Western. and practices
medicine at University
Hospital. explained the plan
for linking the hospitals
through the use of a video
tape recorder.
The system would use two
way colour television in
telecommunications so that
a . doctor at University
Hospital could confer with a
doctor in Exeter. The Lon,
MR. AND MRS. DAVID CRUIKSHANK
Carolyn Jean Broom and David Gilbert Cruikshank were
ited in marriage on August 29 at Exeter United Church
James Forsythe. Carolyn is the daughter of Mr. and Mrs. Ken
Broom of Exeter and David is the son of Mr. and Mrs. Douglas
Cruikshank, Mt. Albert. Maid of honour was Merna Scott and
bridesmaids were Donna Cruikshank and Sandra Broom.
Michelle Broom was flower girl. Best man was Rick Broom
and guests were ushered by Herb and David Broom. Doug
Cruikshank Jr. was ring bearer. The couple will reside at New-
mcirket.
„.
don doctor could even speak
with the patient.
At present Woodstock
Hospital is the only hospital
that has joined the system
with University Hospital,
Dr, Luterbach said that it is
hoped that all hospitals in
smaller centres throughout
southwestern Ontario will
join the communications
network. Expertise and
specialized care can be
shared throughout the
smaller isolated hospitals.
Dr. Luterbach said that
the system began originally
with the use of the Hermes
satellite. By using the
satellite. University
Hospital was able to provide
information to a hospital in
Moosenee. Dr, Luterbach
said that this was a three
year program which
operated from 1976 to 1979.
Because of the success of it,
plans went into operation for
setting up a link between
smaller hospitals in Ontario.
Dr. Luterbach said that he
worked in remote areas of
Saskatchewan before com-
ing to Ontario, and he can
see the need for the telecom-
munications system.
In the absence of president
Lillian Campbell, vice-
president Leone Brock
chaired the meeting. The
discussion centred around
getting volunteers to help
with the rummage sale
planned for this fall.
Volunteers are also needed
to attend several up-coming
conferences,
oft.
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For more details call
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Raving South Huron.
Hospital in Exeter linked by
computerized telecom-
munications with University.
Hospital in London is 'a
possibility. The plan, which
sounds like something out of
UCW afternoon unit
The afternoon Unit of
Exeter U.C.W. opened the
fall Session with a pot luck
luncheon Thursday af-
ternoon, Marilyn Johnson
chaired the business with a
welcome to members and
visitors.
The following dates were
given - the General Meeting
September 15, 8 p.m. and the
Regional, October 15, .12:30
noon at Greenway.
Rev, Forsythe announced a
Seminar on 'Alcohol and
Drug abuse to be held in the
High School September 29
and urged as many as
possible to attend.
Beth Batten gave an ac-
count of a day's program at
Alma College.
The worship service was
conducted by Edith Love and
Odds 'n Ends
Continued from page 6
has expected to live within a
sterotype.
Terry reminds us of the
importance of each of us
doing the best we can and
pooling our resources to
reach a common goal.
It seemed ironic that,
when Prime Minister
Trudeau and the provincial
premiers began haggling
over a new constitution, the
man who has done more than
anyone to unite the people of
Canada was lying in a
hospital bed wearing
sneakers, blue jeans and a
marathone of hope t-shirt.
And Canadians were
pulling together with zeal
and emotion that I can't
recall seeing before.
What Terry has done and
will do defies analysis. His
determination, inner-
strength and compassion for
others deserves admiration
and thanks.
science fiction, was explain-
ed to the Women's Auxiliary
at the hospital by Dr. Ed
Luterbach at Tuesday's.
meeting..
Dr, Luterbach, who, is an
associate professor at
by
un-
Rev.