HomeMy WebLinkAboutTimes-Advocate, 1979-09-12, Page 29DOWN WE COME — The wise consumer always tests a product before a purchase and
the choosing of a nursery school is no different. While mother Darlene and Sunshine co-op
nursery school member Janice Brock look on, Rochelle trys out a slide, Rochelle and mom
were at the nursery school's open house Saturday. T-A photo
Shipka man weds
Area fiddler wins again
At" COMPLETE 4"
it COVERAGE FOR
ttOt
" Home ' Farm
' Life
" Commercial
• Automobile
" Registered Retireme •t Plans
CONTACT /
Bev Morgan Insurance
Agency Ltd.
238 Main St. Phone 235-25 4
Across from Sovewa Lumber
Exeter
The partners of
By the time you've
read this ad,your
credit card could
look a lot smaller.
a
Put your
card here.
THE SANK LA SANOUE DE
OF NOVA SCOTIA NOUVELLE-ECOSSE
CHARGEX
Times- Advocator, September 141979 Pogo 13A
p•••••••••
Kading and Rosie Grigg,
Grand Bend, Mrs. Ginger
Adams, London, her
daughter and family,
Jacquie and Frank Ein-
willer, and sons Justin and
Travis, of'West Lorne, Bill &
Michelle, of Goderich.
Jack Pickering is home
again after being
hospitalized several weeks
at St. Joseph's in London.
Mr. & Mrs. Hubert Vincent
were Sunday dinner guests
with Mr. & Mrs. Fermon
Snyder.
Lucille Vincent and
Georgena Desjardine at-
tended a bridal shower,
Sunday afternoon, for Ruth
Ann Gill, daughter of Mr. &
Mrs. Bill Gill.
Ruth Ann is the great
grandaughter of the late Mr.
& Mrs. Norman Vincent, of
this area.
Week end guests with Mr.
& Mrs. Fermon Snyder, were
Esther of London, and Mr &
Mrs. Otto Plein and
Christopher, of Elmira.
SAFETY IS A FAMILY AFFAIR
farm safely association
By JACK RIDDELL
MPP Huron-Middlesex
In June of this year, the
Ontario Liberal Party
compiled "A Guide to
Federal Provincial
Assistance Programs For
Small Businesses in
Ontario". As a general rule,
government agencies act
only as a lender of last
resort. In the event that you
are unable to obtain
assistance for your business
from a chartered bank or
loan company, you may be
eligible to participate in a
government financial
program.
Federal Programs - The
Business Centre should be
your first point of contact.
This is a new service opened
as a major clearing house for
information and help in
virtually every facet of
Canada's business and in-
dustry. Here you will obtain
information on the type of
assistance available.
A direct toll-free line from
anywhere in Canada is
available by calling the long
distance operator and asking
for Zenith 0-3200,
This service was
established because many
small and medium-sized
businessmen had been
frustrated in their efforts to
find their way through the
federal maze to the ap-
propriate department,
branch or official.
A Crown Corporation, the
Federal Business
Development Bank, may
make direct loans and may
also participate in equity
financing projects. It has
published a series of in-
formative brochures entitled
"Minding Your Own
Business", offering some
basic advice and information
on several aspects of small
business management.
Under the Small Business
Loans Act, a federal
program gives impetus to
lend to chartered banks and
other participating lending
institutions, by means of a
government guarantee of the
borrower's obligation to
repay the loan.
All chartered banks 'are
authorized to make small
business loans under the Act.
Loans may be made by
Credit Unions, Caisses
Populaires or other co-
operative societies, trust
companies. etc.
The Enterprise
Development Program of
the Department of Industry,
Trade and Commerce assists
small and medium-size
firms in the manufacturing
and processing sectors with
the relatively high risks
involved in the development
of new products and in-
novative production
techniques.
Often, firms seeking
assistance under this
Program will have ap-
proached other lenders such
as the Federal Business
Development Bank, before
applying to the EDP,
Farm Improvement
Loans, guaranteed by the
government, are provided by
chartered banks or other
approved lenders. Term
loans are available to far-
mers for the purchase of
agricultural implements,
livestock and additional
land, etc. Repayment terms
are up to 15 years for ad-
ditional land and up to 10
years for other purposes.
Under the Fisheries
Improvement Loans
scheme, the federal
government guarantees
term loans made to
fishermen by chartered
banks and other approved
lenders for a wide range of
fisheries improvement
projects. The maximum
amount which a borrower
may have outstanding at one
time is $75,000. Maximum
repayment period is 3 years
for vehicles and 10 years for
all other purposes.
Provincial Programs -
Business people wishing to
discuss Ontario Government
policy, regulations and
procedures should contact
Peter Friedman, Manager of
Customer Service,
Deregulation and Industry
Support Services, Ontario
Ministry of Industry and
Tourism, Queen's Park,
(416) 965-3405.
The Ministry operates a
number of programs
designed to assist the in-
dividual or small
manufacturing business in
the development of new
products or processes, the
encouragement of design
and development of product,
and the advancement of
industrial technology which
can be exploited within a
short period of time.
The Program to
Encourage Product and
Process Innovation
(PEPPI) ,provides financial
assistance to the inventor or
small business entrepreneur
who has limited or no
suitable facilities of his own,
to develop a prototype of a
product or process to prove
its feasibility.
It is designed for projects
not exceeding $12,000 total
costs. Financial assistance
of 100 percent of eligible
project costs up to a
maximum of $8,000 provided
for the purpose of developing
a prototype.
The Product Development
Management Program
(PDMP) is designed to assist
small secondary
manufacturers to increase
their in-house industrial
design management un-
derstanding and capability.
Projects should not exceed
$15,000 total cost. Financial
assistance amounting to
between 75 percent and 90
percent of eligible project
cost is provided up to a
maximum of $10,000.
Ontario's Small Business
Industry Technology
Program (SBITP) en-
courages existing small
secondary manufacturers to
develop new products and or
processes that would
significantly advance the
innovation and technology
practised by industry.
It is designed for projects
not exceeding $25,000 total
cost, The Ministry will
provide financial assistance
up to a maximum of $10,000,
By MRS. HUGH MORENZ
SHIPKA
Congratulations to
Maurice Desjardine, for-
merly of this area, now of
Huron Park, who won first
prize and a trophy at the
Blyth fiddlers contest last
week end.
Just two weeks ago
Maurice won 1st prize at a
fiddling contest in Drayton.
His brother Willis is also a
champion fiddler, having
won several contests this
year too.
Personals
Sunday visitors with Mrs.
Trellis Little and Earl
Stebbins, were her son and
family of Strathroy, Mr. &
Mrs. Philip Little, Colleen,
Angela and Jennifer.
Congratulations, to James
Snyder, son of Mr & Mrs.
Fermon Snyder, and Judy
Vincent, daughter of Mr. &
Mrs. Hubert Vincent, of
Crediton, who were married
Saturday, Sept. 8th at Grand
Bend Church of God.
Open House, was held here
at the groom's farm home
Saturday night and Sunday,
for relatives, friends and
neighbours to view the young
couples gifts.
Mr. & Mrs. Milton
Sweitzer were supper guests,
Sunday night, in Exeter with
their daughter and family,
Mr. & Mrs. Jim Campbell,
Kim and Kelly.
Visitors during the week
and Sunday with Hugh &
Annie Morenz have been
Ross and Donna Corbett, of
Hensall area, Jacquie and
Jennie Russell, Michelle and
Michael Vincent, Jeanne
The President and Directors of
THE HAY TOWNSHIP FARMERS'
MUTUAL FIRE INSURANCE COMPANY
invite you to attend the
Official Opening Ceremonies of
the Company's new Office Building
Main Street, Zurich
on Friday, September 21, 1979 at 3:00 p.m.
Open House
2:00 p:m. to 5:00 p.m.
7:00 p.m. to 9:00 p.m.
H. Lobb & Sons Ltd.
presents our annual
FIELD
EMONSTRATION
Jack's Jottings
Guide for assistance
NORRIS & GEE
CHARTERED ACCOUNTANTS
are pleased to announce the admission to partnership of
STUART WILLIAM HOMUTH C.A.
and that the firm name has been changed to
NORRIS, GEE & CO.
CHARTERED ACCOUNTANTS
497 Main Street
Suite 200,
Exeter, Ontario. 190 Wortley Road,
235-0101
London, Ontario
227-4455
673-1421
J.A. NORRIS C.A. L.D. GEE C.A.
t.-
S.W. HOMUTH C.A.
Ei11111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111M
14•10.7.4,4.4av
oftwmurou
PLACE: 1 1/4 miles west of Vanastra
Watch for our signs on Highway 4
SEE: the all-new Case 90 series 4690
4-Wheel Drive tractor - with solid-state
electronic steering - in action. ,
SEE: the new Kongskilde Plows and the
Lely Roterra in action
TEST DRIVE: the new Case 90 series 2-wheel
drive tractors
We could use the space in this
ad to talk about the many great
features of the Scotiabank
card vs the other credit cards.
But, chances are you already
know most of them, because you've
heard similar claims in similar ads.
What you may not know, is
that Scotiabank has Charge-Cheques.
Charge-Cheques are a
plus feature for Scotiabank VISA
cardholders.
They are personalized cheques
specially coded for direct access to
your VISA account.
They are an extension of the
VISA card. You may use them to
cover any type of expenditure where
your card is not presently accepted.
Did you ever wish you could
use your VISA account to take care
of property taxes, medical and dental
bills or legal fees? With your Scotia-
bank VISA Charge-Cheques you can.
And Scotiabank has the
Visa Action Centre to take care
of any questions you might have as a
Scotiabank VISA cardholder. We've
made each Scotiabank branch a Visa
Action Centre, where our staff will
give personal attention to all your
VISA enquires.
So take advantage of VISA at
its best, apply for your Scotiabank
VISA card at any Scotiabank branch.
Scotiabank Itro
THE BANK OF NOVA SCOTIA
Just around the corner.
Right around the world.
* INNS registeitql usu of mark.
•