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Home My WebLink AboutThe Citizen, 1986-12-23, Page 27THE CITIZEN, TUESDAY; DECEMBER 23, 1986. PAGE 27. Letters to Santa Dear Santa: 1 liked the trap drum set. Thank you. The Christmas Tree is DOWN stairs. This year I would like Shockwave, (transformer gun) Switchblade, (Leader of venom, helicopter and jet) and a surprise. David Armstrong, RR 2, Brussels. Dear Santa: 1 would like a camera for Christmas and I would like to see jeremy my faster brother. My mother will never let me see him so I would like to see him. I am going to buy him a gift. I will leve you bere a cake. SusanneGrosbaw. RR 3, Brussels. Dear Santa: Well, It’s this time of year again and I only really want two things this year. The thing I want most is a ghetto blaster with a walk-man on How to deal with those bills Santa doesn't pay BYJOYCETAYLOR,CA Do you general ly fi nd that you ’ re still paying Christmas bills, well into the New Year? One way to avoid the overspend ing pitfail is to start out by setting a simple budget for yourself. And the earlier you start, the better. It entails nothing more than deciding how much you’re going to spend - absolute maximum - and sticking to it. And whatever amount you decide on, be su re you can afford it. Let’stake a quick example, and see how a Mrs. Jones would handle it. Mrs. Jones decides she can afford $500, tops, to cover all her Christmas spending for tree, dinner, stocking stuffers and presents. She allocates $20 for the tree, $90 for dinner, $40 for stocking stuffers and $350 for presents. Total $500. So far so good. Next she makes a shopping list for everything. She reviews it carefully and deletes all the items she doesn’t really need to buy -- like that extra bottle of wine. On her gift list, Mrs. Jones ranks all the names in order of priority, and decides how much she’s going to spend on each. In her case it’s $100 on her husband, $40 apiece for her four children, $50 on her parents, $35 on her two friends and $5 on her neighbor. Grand total $350. Your own figures and total will be different, but the point is, it’s important to get it all down on paper. Once your budget is set, it helps you control your spending. And, don’t be tempted to exceed the maximum you’ve set for each gift. When you know where you stand, start your shopping early. This will give you time tocheck sales ads and compare prices, store to store -- including discount stores. And check things like guarantees and exchange and return privileges as well. This is important. Now, are you going to buy for cash or on credit? Carrying a lot of cash around in crowded stores may not be wise. A credit card is safer, as along as you use it just like cash. That means resisting any tempta tion to overspend. Although it might be hard to do, try to stick to your budget. Remember to keep all sales and credit card slips for checking against the bill that’s bound to come in January. And pay the full balance by the due date, to avoid interest. Remember, too, that some credit cards charge lower interest than others, but there may be a per transactioncharge, socompare cards. But, whether you pay by cash or use a credit card, start with a budgetand try to follow it closely. By doing this you will minimize the chance of overspending and have a happier Christmas. Joyce Taylor is a Chartered Accountant with Danwoody and Company, Chartered Account ants, Toronto. the top. (one tape deck please). Then the second thing I want is a microscope. Well I hope these things aren’t to much for you to handle. Shawn Stewart RRl,Listowel. Dear Santa: This year for Christmas I only want four things. I want an erasable pan, and 3 things that are intheChristmascatalog. I hope you and the riendeer are not sick. I will make you a candy cane Sunday. They are good, I had one just the other night. Natasha Beirnes RR2, Listowel. Dear Santa: For Christmas I want, a eraser matepen.aMadball, and a Slinky. I cann’t wait ‘till Christmas! I’m getting my Mom chocolats. Please write back! Josh McCutcheon, RR1, Ethel. Dear Santa: You probably want to know what I want for Christmas. Well, I don’t want much. All I want is a erasable eraser mate pen thats all I really want. Maybe some earring but just if you can. Molly Morton RR3, Brussels. SjeSS 53S3 55535353 5353 J553JBS35353 je53J3S3 5353 5853 J2S3>K3J5$3J553J2S3Ja53 5253 5553555353535* Once again it’s our pleasure to wish you and yours a Merry Christmas and a Happy New year! Brussels Agromart Ltd.<ai>Brussels kSSJSSS 5353525352535553:^53 53535353 5353555355535553 5553 5253525353535553535353535353555353531 Twice The Holiday Memories and Twice The Choice Quality Photofinishing from Benjamin developing and Snyder Studio in Wingham There’s no place like home at Christmas time! We wish you all the best! from the Morris Township Council ANDS1AFF Municipal Office will be closed at noon, December 24th until December 30th, 1986 at 9:00 a.m. Also closed New Year’s Day. CUSTOM SERVICE SUPERPRINTS size 4x6 Disc 15..................................................................................$10.90 110.126.135- 12 exposure................................................ $9.27 110.126.135- 24 exposure.................................................$15.54 DOUBLE YOUR MEMORIES 2nd set .99 135-36 exposure...................................................................$21.56 DOUBLE YOUR MEMORIES 2nd set $1.99 Available until January 17, 1986 TWO DAY SERVICE ECONOMY SERVICE SUPERPRINTS size 4x6 Disc 15.................................................................................... $6.99 110.126.135- 12 exposure.................................................. $5.99 110.126.135- 24 exposure..................................................$10.99 135-36 exposure...................................................................$13.99 DOUBLE YOUR MEMORIES 2nd set 12or15exposure.................................................................. $2.00 24 exposure........................................................................... $3.00 36 exposure................................................................... $4.00 Four-Day ServiceFour-Day Service Care and Quality in Film Developing for over 30 years. 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