The URL can be used to link to this page

Home My WebLink AboutThe Brussels Post, 1975-01-29, Page 10registered savings plan Maitland Presbyterial meets in Wingham January twenty dawned clear, cold, crisp, and sunny, - - beautiful, typically-Canadian, winter day, with ideal driving conditions, and fifty-nine persons, representing fifteen area churches expressed their interest in W.M,S. work by attending the annual meeting of the Maitland Presbyterial held in St. Andrew's Prebyterian Church, Wingham. The theme of the meeting was, "Living Through Loving", and all activities were efficiently chaired by the president, Mrs. J.W.English, Wingham. Pianist duties were shared by Mrs.Don Robertson and Mrs. Harry Bateman, Wingham. Interesting devotions were conducted by Mrs. Jas.West and Mrs. Warren Wylds of the Ashfield Auxiliary in the morning, while in the afternoon these functions were performed by Mrs.Alma Mrs. Cameron MacAuley, and Mrs. Joan MacKay of Ripley. Mrs. Ralph Nixon very graciously .extended a hearty welcome on behalf of St. Andrew's, Wingham. Minutes of the 1974 annual meeting and the roll call were in charge of Mrs. Ewan MacLean, \ shfield, followed by reports i•om the various secretaries, Items of interest from these are: air donations show an increase Ind exceed the allocation figure; lie study book for the year, The inknown Country, was highly ecornmended; a full quota of ten clegates was sent to Synodical; ve have made a commitment of ,24,000. to the Yokehama Nursery Project; the expense and per member has been raised io twenty-five cents; a request 'hat the names of all Honorary Members be published in 1975 )ur Centennial year, and that a aistorian be appointed in each auxiliary; Centennial spoons and pens are being offered for sale. Important coming events include the Synodical in St. Thomas on April 8 and 9; the I3i enial Conference in St. Catharines April 25 - 27; and the May meeting in Teeswater. Greetings from Bruce-Maitland Presbytery were brought by Moderator Rev. Glen Noble, who stated that Presbytery appreciated the work of the W.M.S., and extended best wishes. Using posters and a group game, Rev. Noble and Miss Jean Gardner, Education Resource Person, endeavoured to enlighten the minds of those assembled regarding the work of the Board of Congregational Life. It meets five times a year and general procedures are to split up into committees to deal with matters brought before them, then come logether to discuss their findings. qajor areas of Congregational Life' consist of three segments --worship, outreach, and nurture, Clinics dealing with worship and outreach have been held in London, Stratford, Chatham, and Niagara Falls, with another being planned on nurture. Group BERG Sales — Service Installation FREE ESTIMATES r Barn Cleaners • Bunk ileetlers iStabling participation in a game on interdependence of church committees, followed, animated discussion lead to the conclusion that W.M.S. work has something to do in all the areas of worship, outreach, and nurture. Thus each member is an exerting influence and should make themselves and their work known in every area. Congregational life . is ill and needs a remedial clinic, which is rather good, for the church actually is sinners coming together to find they have the love of God to redeem them. Offering was collected by Mrs. R. MacKague, Mrs. R. Arbuckle, Mrs. Ralph Nixon, and Mrs. Clarence Wood, after which Mrs. J. Mair, Brussels, offered prayer. Courtesies were expressed by Mrs. Finlay MacLeod, and refreshments were served by ladies of the hostess church. Though some difficulty was encountered in filling executive positions, Mrs. Jack MacKague, Teeswater, 'convener of the nominating committee, was able to present the following complete slate of officers who were installed by Rev. R. H. Armstrong. Hon. Pres. Mrs. Geo.' Sutherland, Ripley; Past Pres. - Mrs.A. Mundell, Belmore, R.R.2, Wingham; Pres. - Mrs. J,W.English, R.R.4, Wingham; 1st Vice Mrs. Don Robertson, Kinlough, R.R.3, Ripley; 2nd. Vice - Mrs. F. MacLeod, Ripley; 3rd. Vice - Mrs. R. Breman, R.R.3, Teeswater; 4th Vice- Mrs. Barbara Burton, Kincardine; treas. - Mrs, E. Keith, South Kinloss, R.R.5, Lucknow; Historian- Mrs. H. MacKenzie, Ashfield, R.R.3, Lucknow;Asst. Historian - Mrs. G, Wall, Wingham; Secretaries: Recording - Mrs.E. MacLean, Ashfield, R.R.3, Lucknow; Corresponding - Mrs. Don McAdam, Belmore, R.R.2, Wingham; Afternoon Groups - Mrs. C. MacAuley, R.R.4, Ripley; Evening Groups • Mrs. J. MacDonald, Lucknow; Girls' Groups - Mrs. R. Armstrong, R.R.2, Teeswater; Children's Gro ups - Mrs. W. Smith, Molesworth, Gorrie; Associate Members - Mrs. W. Biernes, R.R.2, Listowel; Friendship & Service Mrs.G. Haldenby, Kinlough, R.R.1, Holyrood; Literature & Library -Mrs.G. Gibson, Brussels; Glad Tidings - Mrs. W. Wylds, Ashfield, R.R.3, Lucknow; Press - Mrs. G. Mundell, Bluevale, Wingham; Supply - Mrs. R. Arbuckle, R.R.4, Wingham; Life Membership - Mrs. Barbara Burton, R.R.5, Kincardine, Without Portfolio - Mrs. W.D.Campbell, R,R.1, Listowel; Mrs, D, Neilson, Gorrie; Mrs. Ruth Martin, R.R.1, Ethel; Auditors - Mrs. Morgan A general meeting of the Grey Central Home and School was held at the school when Mrs. Kenneth Baillie, president wel- comed the parents and teenagers. Parents of Grade 8 pupils were reminded that the registration forms for Grade 9 would be coming out next month. Grade 8 progress reports will be sent home the last week in February and Kindergarten to Grade 7 reports will be sent home on March 14. Mrs. Baillie introduced O.P.P. Constable Richard Kunder from Listowel who spoke on the subject of drugs. It was shocking to hear him tell about his many Henderson, Lucknow; Mrs, W.. Milligan, Whitechurch, Wirigharn; Nominating Committee Whitechurch (Convener), , Ashfield, ,Lucknow Evening, Executive Member Mrs, Don MacAdam,. experiences in nearby areas. Constable Kunder had on display many pipes, syringes, etc. which were seized in the Listowel area. He also stated that thousands of dollars worth of drugs had also been seized. An educational film on how drugs can affect people was shown( and a question period followed. Mrs. Jim Armstrong thanked the speaker and pre- sented him with a gift. panTI1IPa17IO17 The Canadian movement for personal fitness Fitness. In your heart you know it's right: your savings to purchase an annuity thereby spreading your taxes over a number of years. We figure with inflation and taxes taking more and more of your earnings, it's become harder just. to get by now, let alone save. That's where the Commerce SMART registered savings plan comes in. The SMART plan is really a double-barrelled savings plan. It not only gives you good compound interest rates on the money you save, but it also saves you some of the money you'd normally pay on income tax. For example, if your taxable income is $10,000. and you put $1,000. into SMART you'd only pay taxes on $9,000. You see, since the SMART plan is registered with the Government, the Income Tax Act lets you deduct a certain amount from your income and lets you accumulate this money tax-free until you really need it. Your accumulated savings will be treated as taxable income in the year they are paid out to you. At the Commerce we think a plan that allows you to SAVE MONEY AND REDUCE TAXES is smart. Which is why we named our plan the way we did. ,it! SMA 144tre Matte Andlledikerdites How Much money does it require to start? The minimum contribution has been set: at $50. And you can contribute as often as you like. The amount you wish to save (within , allowable limits) is entirely up to you. introdudng You may, if you choose, make a single lump sum deposit. Alternatively, the Commerce can make it easy for you to save systematically — regular transfers from your chequing or savings accounts can easily be arranged. What's the best age to start contributing? You can begin at any age so long as it's before your 71st birthday. In fact, the sooner you start the better. Because, how much you end up with in your Registered Savings Plan depends on how long your money has been accumulating as well as the amount you've contributed and the interest rate you earn. For instance, if you started saving $1,000. ° a year at age 25 and assumed an average compound interest rate of 7 ° „, your retirement savings would amount to $220,723. at age 65. On the other hand, if you waited until age 45 and contributed $2,000. a year at the same 7% compound rate, your savings would only total $89,014. even though you had contributed exactly the same amount ($40,000.), So you see, the whole idea is to let your money keep working for you as long as possible: ig/- • can you make withdrawals from your SMART plan? While withdrawals arc not permitted yoii may de-register your Plan. At that time, your accumulated savings will be treated as taxable in-. come in the year received. However) you may use • Constable tells Grey Home and School about drugs if yop liadasacvigsPlan Save you high Intel-est and let you save tax dollars, you'd call it smart That's what we call it, Is SMART the plan for you? The Commerce SMART registered savings plan makes a lot of sense for just about everyone. It doesn't matter whether you're a successful businessman, a busy working wife, a young family man, an active career girl, or someone who's just interested in a good savings plan. How can you start SMART? Come to the SMART Information Centre located at ilik the Commerce branch(111 _11111PPV nearest you. We'll be glad to help you set up your SMART plan or give you any further information you may need. Commerce Donald G. Ives ILIL 2, MYTH BONE: Brussels 887.9024 FlOgiro JANUARY 29, 1976 it